Pause on debt recovery for people with mental ill health

Bankruptcy and Diligence (Scotland) Bill approved by Parliament

Protections for people who are in debt and experiencing mental health problems have been approved by the Scottish Parliament.

The Bankruptcy and Diligence (Scotland) Bill includes the power to bring in a pause on debt recovery action until six months after the person has finished treatment.

People may be eligible to apply for the mental health moratorium if:

  • they are receiving crisis mental health care
  • a mental health professional has confirmed that their debt is contributing to their mental illness or is hindering their recovery

Further detail of how the moratorium will work is included in separate regulations now before MSPs and will be subject to a public consultation.

The Bill also makes a number of technical changes to the Bankruptcy (Scotland) Act 2016, such as clarifying the time periods for appeals against decisions by the Accountant in Bankruptcy, the organisation responsible for overseeing bankruptcies. It also makes some minor changes to the law covering how debt recovery is carried out in Scotland.

Public Finance Minister Ivan McKee said: “Mental health problems can have a significant impact on a person’s ability to manage their finances. This legislation will give them breathing space during which creditors cannot contact them, enabling them to complete their mental health treatment and access money advice services.

“There has been broad support for the mental health moratorium and we will continue to work with our partner organisations as we put the new system in place.”

Chief Executive of the Accountant in Bankruptcy, Richard Dennis, said: “It has been good to see those with an understanding of debt and those with an understanding of mental health crises coming together to design an approach that can offer hope to those facing both these concerns.”

Jo Anderson, Director of Influence and Change at SAMH (Scottish Action for Mental Health), said: “The relationship between poor mental health and debt is well established: debt problems can lead to mental health problems, and mental health problems can result in debt.

“The passage of this Bill, which makes it possible to create a debt moratorium for people with mental health problems that prioritises mental health recovery over the recovery of debt, is really welcome.

“We look forward to working with the Scottish Government and partners to ensure that a moratorium provides robust protections and is accessible to everyone that needs it.”

The Bankruptcy and Diligence (Scotland) Bill

Draft of the Debt Recovery (Mental Health Moratorium) (Scotland) Regulations 2024

Support for football-focused mental wellbeing programme

Health Secretary announces additional £100,000 for the initiative

A programme which uses football to promote mental health and wellbeing has received additional funding from Scottish Government. The Changing Room – Extra Time initiative has been awarded £100,000 for a fourth year.

It builds on The Changing Room – a 12-week programme which takes place at football stadiums across Scotland and supports men to open up as they participate in walking football games, stadium tours, pitch-side walks and talks from a motivational speaker.

Extra Time aims to give people the chance to speak in more depth about their mental wellbeing and explore areas which are giving them particular challenges or concerns.

The programme is delivered by SAMH (Scottish Action for Mental Health) in partnership with the SPFL Trust and associated community trusts at Aberdeen (AFC Community Trust), Rangers (Rangers Charity Foundation), Heart of Midlothian (Big Hearts) and Hibernian (Hibernian Community Foundation) football clubs.

Health Secretary Neil Gray, who visited the initiative at Pittodrie, home of Aberdeen FC as part of Mental Health Awareness Week, said: “We know that it’s never been more important to look after our physical and mental wellbeing. It is pleasing to see this initiative go into its fourth year and to hear that is really is making a difference to people’s lives.

“We shouldn’t be afraid to talk about how we are feeling and this project has really helped people open up about their mental health.”

Billy Watson, Chief Executive at SAMH said: “The Changing Room – Extra Time project changes lives. It builds confidence, helps get relationships on the right track and it has even saved lives.

“Football and mental health are a great match. What this project shows is that football fans are not just comfortable talking about their mental health, they’re really keen to do so – as long as it’s in the right place.

“The Changing Room – Extra Time is the right place and we’re really grateful that the Scottish Government has agreed to continue to fund it.”

Kyle Hewitt, 37, from Dyce attended Changing Room Extra Time at Aberdeen FC and said: “I grew up aware of mental health and its potential impacts on people and those around them because of my own experience.

“But sometimes I didn’t feel like I had the ability to face the world. I had low moments as a parent and a husband, I wasn’t always nice to be around and I could be hyper-critical of myself.

“Then I embarked on a journey through Extra Time with like-minded men and amazing facilitators from SAMH. I realised I had been deflecting, avoiding and bottling things up. I was able to give myself credit for what I was doing.

“I also became more resilient and better at creating positive habits and finding ways to change my outlook and mind-set. I have thrived as a result.”

Aberdeen Community Trust Chief Executive, Liz Bowie said: “We are delighted to deliver the Changing Room Extra Time programme at Aberdeen FC Community Trust, working in partnership with SAMH and the SPFL Trust. 

“We have learned so much through the support of SAMH, which has ensured that our staff are appropriately trained and mentored to provide excellent support to the men who participate in this initiative. 

“We have seen amazing results and crucially have watched strong, supportive networks build amongst the participants which extend well beyond the term of the course itself. Football is a force for good and is so powerful in encouraging men to talk and open up to each other in support of their mental wellbeing.”

Health Walks pave way for mental health conversations in Edinburgh

Scottish walking charity shines spotlight on walking and mental wellness

SCOTLAND’s walking charity is supporting the Scottish Health Walk Network (SHWN) to raise awareness of mental health and encourage open conversations during Mental Health Awareness Week.

Paths for All has been working closely with a group of SHWN members to design and deliver a mental health campaign.

The campaign will offer the network a range of useful tools and resources to acknowledge, celebrate and enable discussions around mental health during Health Walks in the East Renfrewshire area.

It is hoped that the campaign will inspire longer-term conversations beyond Mental Health Awareness Week to reduce stigma, and promote safe, welcoming and accessible opportunities to move more for wellbeing.

Kevin Lafferty, CEO of Paths for All, said: “Walking has numerous benefits for both physical and mental health, and these walks provide a supportive environment for open and honest conversations about mental wellbeing.”

“By equipping the network with resources and tools, we hope to encourage more discussions around mental health and further raise awareness of this important issue.

“With Mental Health Awareness week also happening during the National Walking Month of May, it’s relevant more than ever to encourage Scots to get out walking.”

The campaign is part of Paths for All’s ongoing collaboration with Scottish Action for Mental Health (SAMH) on raising awareness and engagement of SHWN members with the Scottish Mental Health Charter. The Charter aims to change attitudes around mental health and encourage more organizations to promote mental wellbeing.

For the Scottish Health Walk Network, the Charter will support members to design and deliver Health Walks which are even more inclusive of those living with mental health problems.

Robert Nesbitt, Head of Physical Activity and Sport at SAMH said: “We are proud to work collaboratively with Paths for All to reduce barriers to walking for people and communities.

“Recognising the power of walking, together we are creating accessible tools and resources with the Scottish Health Walk Network, so they can continue to play their part in supporting the physical, mental and social health of the people of Scotland.“

The Scottish Health Walk Network is a membership network designed by Paths for All, accrediting and supporting Health Walk provider throughout Scotland. It brings together over 400 organisations with the common goal of creating supportive environments to offer safe, welcoming, accessible walks that meet best practice standards. 

Elaine McWilliams is a Group Development Worker at Stepping Stones, a mental health charity supporting people across the West Dunbartonshire area and has been part of the co-working groups supporting Paths for All in developing the campaign.

Elaine said: “We get over 800 referrals every year and currently have 600 active cases and we understand that  one size does not fit all when it comes to providing support.

“Walking groups have been part of our services for over 10 years and we have seen it play a massive role in allowing people to be part of a social group and connect with others, allowing people to build confidence.

“This campaign is extremely important to help Health Walk organisers to understand how they can help and start open conversations about mental health and wellbeing up and down the country.”

Paths for All’s mission is to create opportunities for everyone in Scotland to stay active through walking, wheeling, scooting or cycling, contributing to a happier, healthier, and greener Scotland.

For more information about Paths for All’s work with the Scottish Health Walk Network and the Scottish Mental Health Charter, visit: www.pathsforall.org.uk

People in Edinburgh urged to apply to Suicide Prevention Panel

SAMH (Scottish Association for Mental Health) is inviting people from Edinburgh with lived experience of suicide to apply to take part in the Suicide Prevention Scotland Lived Experience Panel. 

The panel exists so that people with experience of suicide can help shape Scotland’s mission to prevent suicide. 

The Lived Experience Panel works alongside Suicide Prevention Scotland to influence and advise on its work to deliver the Scottish Government and COSLA’s suicide prevention strategy, Creating Hope Together.

Suicide Prevention Scotland is the community of people and organisations working together to deliver the strategy.  

The panel was initially formed in 2019 to support the delivery of the previous strategy.

It played a vital role in the development of guidance to support local authorities, learning & development resources, the launch of the United to Prevent Suicide campaign movement, pilot projects to support families bereaved by suicide, and shaping an approach to supporting people in suicidal crisis, Time Space Compassion.

This model has been so successful that it has been recognised by the World Health Organisation as a significant international example of participation of people with lived experience in suicide prevention work.

Those who have previously attempted suicide, experienced suicidal thoughts, or have lost a loved one to suicide are encouraged to apply to be on the panel.

The Scottish Government provides funding to SAMH to host the lived experience panel, providing support to the group’s members so that they can contribute fully and safely help influence suicide prevention strategy.

Seonaid Stallan, is a current member of the Lived Experience Panel. She lost her son Dylan to suicide; three weeks later her sister-in-law Vanessa took her own life.

She said: “After losing my son and sister-in-law to suicide, I knew there were things which needed to change to prevent this happening to others. 

“Being a member of the Lived Experience Panel has given me the opportunity to share my personal lived experience, insight and knowledge of suicide. 

My experience is valued, and I have been able to use my voice to help influence and shape a variety of actions and services in suicide prevention. 

“I am pleased to say that Scotland now has a pilot service which supports families bereaved by suicide, families like mine. This will save lives.”

Dan Farthing, Head of Suicide Prevention at SAMH said: “This is a unique opportunity for people in Edinburgh to play a significant part in Scotland’s mission to prevent suicide.

“SAMH is proud to have worked collaboratively to establish and develop the Lived Experience Panel and to continue to host it for Suicide Prevention Scotland.

“Working with panel members we’ve created a safe space for open conversation, and constructive challenge. Those who join the panel will be able to genuinely shape what Scotland’s approach to suicide prevention looks like in the future.

“Support and safeguarding are always at the forefront of everything we do, and so those who are interested in contributing this way should know that their wellbeing is our top priority.”

Haylis Smith, National Delivery, Suicide Prevention Scotland said: “Over the last four years the Lived Experience Panel has become a vital part of the three-way approach to the development of suicide prevention policy and practice alongside public health professionals and our academic advisors. 

“Members understandably want to do all they can to prevent suicide, but it is the quality of their contributions that have made such a difference. 

“The idea of a lived experience panel was very new when this one was set up, and some people were probably quite nervous about taking this approach. 

“However, we’ve seen so many meaningful contributions that have helped shape our approach, and in some cases bring about change that may not have happened. 

“We’d warmly encourage anyone who has experience of suicide in Edinburgh, who feels they are ready to contribute to this work to put themselves forward.” 

To find out more about the role and to apply, visit: https://www.samh.org.uk/about-mental-health/suicide/suicide-prevention-scotland-lived-experience-panel 

Time to Talk: Business Gateway announces new training with SAMH

Ahead of Time to Talk Day (tomorrow, 2nd February), Business Gateway has announced the launch of a new training programme for its local advisers in association with SAMH (Scottish Association for Mental Health.

With guidance from experts at Scotland’s national mental health charity, business advisers across Scotland will participate in webinars to help equip them with the skills to encourage more open conversations about mental wellbeing amongst Scottish small business owners.

Hugh Lightbody, Chief Officer at Business Gateway, commented: “We have a network of local advisers who manage relationships with Scotland’s most inspiring and innovative small business owners, however, many of these business owners operate alone and are under increased pressure because of the ongoing economic challenges. 

“Business Gateway is already supporting SMEs through several business start-up and growth support programmes, but we are becoming acutely aware of the need to offer additional wellbeing support, which could be as simple as asking someone if they are doing okay, or that they are taking time for themselves.

“The training delivered by SAMH will focus on helping our business advisers to identify and support individuals who may be struggling, and will also provide advice on how to signpost them to appropriate resources and support services.”

Emma Mamo, Assistant Director of Workplace & Business Development at SAMH, added: “Every year, one in four of us in Scotland will experience a mental health problem, so it’s important to empower as many people as possible with the necessary confidence and skills to support others who may be going through a tough time.

“This training will be a vital addition to Business Gateway’s offering and we’re looking forward to helping its team make a positive impact among the business community.”

Time to Talk Day is the nation’s biggest mental health conversation.

Taking place annually, it encourages friends, families, communities, and workplaces to come together to talk, listen and change lives.

To find out more on how Business Gateway can help your business, visit: 

https://www.bgateway.com/

The Changing Room for young women

The Changing Room for young women delivered in partnership with partners @SAMHtweets at Easter Road Stadium has a new start date later this month.

See above for more info on the latest 12 week courses and for contact details.

Culture Minister Keeps the Heid and Reads in Stockbridge Library!

Scottish Government Minister for Culture, Europe and International Development, Neil Gray MSP, attended a literary lunch at Stockbridge Library yesterday to celebrate the ‘national reading moment’, as part of the Keep the Heid and Read! campaign.

Joining local book groups, as well as the library’s visually impaired audio book group, Mr Gray listened to live reads from renowned local crime author Gillian Galbraith at a special event coordinated by Edinburgh Libraries.

Hosted as part of the Keep the Heid and Read! campaign, led by the Scottish Library and Information Council (SLIC) in partnership with MHF the Mental Health Foundation and the Scottish Association for Mental Health (SAMH), with support from Baillie Gifford and many more, Gillian led a series of six-minute reads, followed by a Q&A session, to inspire people of all ages and abilities to read every day to help boost their mental health and wellbeing.

Joan Parr, Service Director Culture and Wellbeing for the City of Edinburgh Council, said: “Reading for pleasure can have a hugely positive impact on our wellbeing and the ‘Keep the Heid and Read’ campaign is a great way of reminding people about the health benefits of reading.

“Taking time out and reading something for just six minutes a day helps boost your mental health and there’s no better place to do this than our libraries which are full of a wide range of great materials.

“Our libraries are invaluable resources for local communities and we all know there’s so much more to them than just borrowing books – they are trusted and much-loved services which strengthen local communities and are essential for the wellbeing of everyone using them.”

Taking place during Mental Health Week 2022 (9-15 May 2022), the campaign, conceptualised by the post-lockdown plea for public libraries to reopen, encouraged people in Scotland to take part in the ‘national reading moment’ on Wednesday 11 May, with a pledge to read for just six minutes.

Research shows that reading for six minutes a day can reduce stress by 68 per cent – in people of all ages. 

At the time of the event, the campaign had already surpassed its target of 300,000 pledged reading minutes, with support from around the country.

An online totaliser, capturing the growing number of reading minutes pledged towards the national reading moment, is available at: www.keeptheheid.scot.

Culture Minister Neil Gray said: “I’m delighted that so many people took part in the Keep the Heid and Read campaign led by the Scottish Library and Information Council.

“Reading not only sparks our imaginations but also boosts our mental health and well-being. I hope that everyone who took part will continue to enjoy these benefits by making reading a routine part of their daily lives.”

Pamela Tulloch, chief executive at SLIC said: “There has been such a positive response to the Keep the Heid and Read! campaign and we have seen such creativity go into special events around the reading moment, like the literary lunch at Stockbridge Library, which have helped bring people together and inspire the public to support the reading pledge.

“Our libraries are a fantastic resource, filled with an abundance of free reading materials – whatever your interests and ability; but they also play a valuable role in reconnecting communities. With the majority of libraries now reopen across Scotland following the pandemic, we hope these services will help the public take this easy-to-implement reading habit forward in daily life to benefit their wellbeing.”

Keep the Heid and Read!

Scotland’s Makar Kathleen Jamie leads pledge support for national reading initiative

Scotland’s Makar, Kathleen Jamie, is one of the first people in the country to pledge their support for the Keep the Heid and Read! campaign, which launched this week.

Joining some of the country’s most influential individuals and organisations, including the Institute of Directors and the SPFL Trust, in pledging to take part in the ‘national reading moment’ on Wednesday 11 May, the Makar was happy to help drive awareness of the project.

The Scotland-wide initiative, led by the Scottish Library and Information Council (SLIC) in partnership with the Mental Health Foundation and the Scottish Association for Mental Health (SAMH) and with support from Baillie Gifford, aims to inspire and encourage people of all ages and abilities to read every day to boost their mental health and wellbeing – starting with a pledge to read for just six minutes on11 May.

Research shows that reading for six minutes a day can reduce stress by 68 per cent – in people of all ages.  With the national reading moment due to take place during Mental Health Week 2022 (9-15 May 2022), the campaign signals the perfect opportunity to take stock and establish a regular reading habit.

Kathleen Jamie, the national poet for Scotland (2021-2024), said: “Our local libraries are full of great reading material – books of course, but also comics and pamphlets of poetry, so they are the perfect places to release the imagination, whatever your ability and interests.

“Reading for pleasure can have a huge impact on our wellbeing.  I read every day, often early in the morning to set me up for the day, so I’m glad to support the Keep the Heid and Read campaign.  I’ve pledged my six minutes of reading on 11 May and would encourage everyone else to do the same.”

An online totaliser, capturing the number of reading minutes pledged towards the national reading moment, is available at: www.keeptheheid.scot

Speaking about the inspiration behind the Keep the Heid and Read! campaign, Pamela Tulloch, chief executive at SLIC, said: “This campaign was designed to promote the positive and easy-to-implement changes which can help increase mental health and wellbeing, and highlight the part local libraries can play in that process.

“We believe starting with a simple pledge to read for just six minutes on 11 May will help inspire people to take forward these good habits in their everyday lives.”

Working in partnership with Scotland’s 32 public library services, SLIC hopes the free to use services across Scotland will encourage as many people as possible to get involved in the Keep the Heid and Read! campaign.

Pamela added: “Libraries play a valuable role in reconnecting communities and with the majority of libraries now reopened across Scotland after the pandemic – all with an abundance of free reading materials available – we hope these services will allow people all over Scotland to take part in the national reading moment.”

Individuals and groups, such as schools and workplaces, are invited to sign up now to get involved at www.keeptheheid.scot, and add to the totaliser count.  Gaelic translated ‘Na bi ga do chall fhèin, leugh!’ campaign materials are also available in full. 

Keep up-to-date and share your support using #keeptheheid on social media. 

Link to SLIC’s online totaliser: https://www.keeptheheid.scot/

Keep the Heid and Read!

A new Scotland-wide reading initiative has been announced to inspire and encourage people to read every day to boost their mental health and wellbeing.

A national reading moment, called ‘Keep the Heid and Read!’ will take place on Wednesday 11 May, during Mental Health Week 2022. Readers of all ages and abilities are encouraged to pledge to read for just six minutes on 11 May – and they can read anything, from books and magazines to comics, graphic novels and blogs.

An online totaliser to count the overall reading time pledged by the nation will be launched on 11th April where both individuals and groups such as schools can sign up to get involved at www.keeptheheid.scot. People can also follow the progress of Keep the Heid and Read using #keeptheheid on social media. 

The reading campaign is led by the Scottish Library and Information Council (SLIC) in partnership with the Mental Health Foundation, the Scottish Association for Mental Health (SAMH) and Scotland’s 32 public library services.

Boys Reading in a Library

The idea was inspired by the post-lockdown plea for public libraries to reopen and the growing recognition that libraries play a valuable role in supporting mental health and wellbeing by connecting communities. 

It is taking place during Mental Health Week because of the known mental and emotional health benefits of reading. Research shows that reading for just six minutes a day can reduce stress by 68 per cent. Establishing a regular reading habit has the biggest impact on mental health and wellbeing.

Pamela Tulloch, chief executive at SLIC said: “The reading moment came about from an awareness that people have missed their libraries during the pandemic, coupled with the joy and benefits people gain from reading.  It is the most popular cultural activity people undertake and, during the COVID-19 lockdown, reading was the nation’s most popular pastime.

“We want everyone to get involved on 11 May by pledging to read for six minutes.  It is a great way for people to reconnect with their local libraries, which offer an abundance of free reading material and library staff can make recommendations based on reading ability and interests. 

“Getting lost in a good book is a highly effective stress reliever and reading fiction, in particular, can inspire creativity and boost emotional intelligence, not to mention improve overall levels of literacy.”

Chris O’Sullivan, Head of Communications and Fundraising at Mental Health Foundation in Scotland, said: “We’re delighted to support ‘Keep the Heid and Read’.  Local libraries are a fantastic source of support in our communities and we hope that every person in Scotland has, and continues to have, access to the world of books, social connection and services they offer.

“We know that reading has many benefits for our mental health; it can bring us joy, help us to relax and it can help alleviate the symptoms of stress, anxiety and depression.  We encourage everyone to take part in the six minute reading event during mental health week and develop a reading habit.”

Culture Minister Neil Gray added: “Reading books for pleasure can have a huge impact on our wellbeing so I’m delighted to support this Scotland-wide reading initiative. Our libraries have a vital role to play in reconnecting communities and promoting health and wellbeing as we recover from the pandemic. 

“I’ll be pledging my six minutes of reading on 11 May and would encourage everyone else to pick up a book to do the same to support their local libraries.”