Disability groups call for urgent changes to benefits system

The Disability Benefits Consortium (DBC), a network of over 100 organisations, have written an open letter (below) to Thérèse Coffey, Secretary of State for Work and Pensions to call for urgent changes to the benefits system to ensure we protect disabled and seriously unwell people from further physical and financial harm during the covid-19 emergency.

Full details of these proposals can be found in the DBC reports section.

“Dear Secretary of State,

Covid-19 – the Disability Benefits Consortium’s proposals for additional short-term measures to protect disabled people’s incomes

The Disability Benefits Consortium (DBC) is a network of over 100 organisations with an interest in disability and social security. For our full list of members, see https://disabilitybenefitsconsortium.wordpress.com/dbc-members/

Using our combined knowledge, experience and direct contact with millions of disabled individuals, people with long-term health conditions and carers, we seek to ensure that Government policy reflects and meets the needs of all disabled people.

The DBC welcomes the recently announced measures designed to protect the incomes of large numbers of people whose livelihoods have been adversely impacted by the Covid-19 crisis. But we believe that these support measures need to go further.

People living with a disability and those with long-term health conditions tend to have lower real incomes and higher costs than the general population and we are calling on the Government to produce a more comprehensive package of support, to better protect these individuals and their families, at this difficult time.

1. One of the most pressing issues is the current level of demand on the system due to the unprecedented number of new claims. This is causing extremely long waiting times and problems with the digital claims process. We welcome the commitment to expand the Department’s capacity, but the challenge remains considerable. We believe that the Government should give high priority to resolving urgently the technical and capacity issues involved.

Also, clear guidance must be made available (to the public and to staff) regarding the correct process to make both a digital claim for Universal Credit (UC) and a non-digital claim, including how the verification call is to be made – that is, if outbound from the DWP rather than inbound from the claimant.

2. The increase in the UC standard allowance is very welcome, helping to cushion the financial shock, which many will experience. However, other claimants likewise face financial challenges, especially after several years of a benefit freeze. We recommend that the Government should give a corresponding uplift of “legacy” and similar benefits – including, for Employment and Support Allowance (ESA), the restoration of the Work-Related Activity Group (and UC equivalent Limited Capability for Work) addition.

3. We believe that artificial limits that keep many households (mainly with children) below basic benefit levels are particularly inappropriate at this time. We recommend that the Government should suspend the benefit cap and the “two-child policy”.

4. Any Working Tax Credit (WTC) claimant who loses their job over the coming few months will not be able to continue claiming WTC and will have to claim UC instead. This means they will lose Transitional Protection (TP). As you know, this is a temporary top-up payment that would have been added to their UC to offset any losses, when the DWP eventually transferred them from WTC – but it is not payable when you move to UC because of a change of circumstances, such as job loss.

Disabled people in work and parents of disabled children stand to lose far more than most people if they lose TP – sometimes amounting to thousands of pounds a year. This will make it even more difficult for them to recover from the economic shock of the next few months.

The recommendation above to restore the Limited Capability for Work Addition to UC will help, as long as these claimants can retain it in their UC calculation up to and after they return to work.

Also, we recommend that the lower rate of the disabled child element of UC should be restored to its level in the legacy system.

5. New claimants for UC will have to wait at least five weeks until they receive their first payment. We know that this can mean people face a significant reduction in income, leading to worry about how to pay bills and buy food. The DWP offers an “advance payment”, in effect a loan deducted from future payments, which can leave people struggling to make ends meet. We recommend that the Government should make all UC advances for disabled people non-repayable grants.

6. There has been no formal indication that work-related conditionality has been suspended, although it is difficult to see how it could be meaningfully applied in present circumstances. We recommend that the Government should explicitly suspend work-related conditionality and associated sanctions.

7. Currently, 1.3 million claimants have deductions made from their UC payments to pay debts – over half of them losing 20% or more of their basic allowance. We recommend that the Government should suspend all debt repayment deductions from UC, to ease financial hardship for the duration of the current crisis.

8. It is very important that, during this epidemic, people living with a terminal illness have swift access to benefits via the Special Rules for Terminal Illness. It is our understanding that under UC, people with a terminal illness will temporarily be able to apply via the Special Rules without the DWP needing sight of a DS1500 form (a form signed by a medical professional to say that the person has a reasonable expectation of death within six months). If this is the case, then this is a very welcome step. We recommend that the Government should extend this provision to other benefits which can be applied for under the Special Rules: ESA, Personal Independence Payment and Attendance Allowance.

There are further measures that the Government could take that are likely to have an impact on those living with a disability and in need of benefit support at this time, including:

9. As medical professionals come under more pressure over the coming weeks it is unreasonable to expect they will be able to provide medical evidence to support a claimant’s benefit application. We recommend that the Government should extend the time requirements for claimants to return paperwork and to gather medical evidence where necessary.

10. Similar pressures are likely to slow down the Mandatory Reconsideration (MR) process. This will mean people could be receiving less financial support than they are entitled to. We recommend that the Government should pay the basic/ standard rate to claimants whose benefit is suspended pending MR, until the process is completed – and also, fully reinstate a benefit that has been wholly or partly withdrawn and is awaiting MR or an appeal.

11. Help to pay council tax is also crucial at this time of acute financial pressure. We recommend that the Government should encourage Local Authorities to remove features such as the two-child policy and the self-employed claimants’ Minimum Income Floor from their local Council Tax Support/ Reduction schemes. Some have simply copied these rules automatically from DWP benefits, possibly without fully appreciating their adverse impact where claimants are struggling.

We hope that, when something like a normal life returns, the support package as outlined above, which suggests achievable and positive temporary improvements, to be introduced in response to a crisis, might prove a focus for longer-term policy discussion.

Meanwhile, we commend to the Government the above proposals to make immediate changes to complement the emergency measures already taken.

In view of the widespread public interest in the current emergency measures, we shall be releasing these proposals to the media.

Yours sincerely,

Disability Benefits Consortium”

Local help is available if you are experiencing problems with your benefits.

Granton Information Centre provides a free and confidential service. Telephone 0131 551 2459 or 552 0458 or you can email info@gic.org.uk

The office is closed to the public, but the service is very much running!

PIP claims plummet but help is at hand

New claims for PIP have plummeted by more than half since the beginning of the coronavirus crisis, the work and pensions committee was told last week.

At the committee session, Justin Tomlinson, minister for disabled people, stated: “We have seen a significant drop in the number of new claimants. We’re not totally sure why.

“But in January 51,000 new claimants in the month. At the beginning of March it was around about 12,000 a week, that’s now down to 5,000 a week as of last week.

Mr Tomlinson also stated that although there were fewer staff now available to deal with disability benefits, new claims for PIP were actually going through more quickly, partly as a result of a switch away from face-to-face assessments and partly due to a drop in the number of claims.

He said the average length of time from the beginning to end of the process has actually improved.

If you are experiencing problems with a PIP claim or need benefits advice Granton Information Centre can help. Due to the Coronavirus restrictions the office is currently closed to the public, but GIC is still operating!

Please call Monday – Friday, 9.30am – 4pm on 0131 551 2459 or 0131 552 0458 if:

•You would like to arrange a telephone appointment to discuss money, benefits, housing or debt
•You wish to discuss an existing case
•You require a foodbank referral

All messages will be returned as long as you clearly leave a telephone number for us to reach you on.

Emails will be monitored daily – our email address is info@gic.org.uk

GIC still providing support and advice

Due to the Coronavirus restrictions our office currently remains closed to the public – but Granton Information Centre is still operating!

Please call us Mon – Fri, 9.30am – 4pm on 0131 551 2459 or 0131 552 0458 if:

•  You would like to arrange a telephone appointment to discuss money, benefits, housing or debt

•  You wish to discuss an existing case

•  You require a foodbank referral

All messages will be returned as long as you clearly leave a telephone number for us to reach you on.

Emails are being checked daily – our email address is info@gic.org.uk

GIC Covid19 advice

Granton Information Centre – here for you

 

Granton Information Centre: still here for you

Due to the Coronavirus outbreak our office is currently closed to the public – but  GIC is still operating!

Call us Monday – Friday, 9.30am – 4pm on on 0131 551 2459 or 0131 552 0458 if:

•You would like to arrange a telephone appointment to discuss money, benefits, housing or debt

•You wish to discuss an existing case

•You require a foodbank referral

All messages will be returned as long as you leave a clear telephone number for us to reach you on.

Emails will be checked daily: our email address is info@gic.org.uk

It’s YOUR money!

Funds awarded to maximise benefit take-up

Organisations which will help to maximise the take-up of benefits and household incomes in Scotland have been awarded £600,000.

Twenty-six organisations from across the country received allocations to support hard to reach groups, single parents and people with particular barriers such as mental or physical disabilities to apply for Scottish social security benefits.

Two Edinburgh-based organisations – Big Hearts Community Trust (£11,860) and FAIR (Family Advice Information Resource) (£24,214) – are among the recipients.

The funding is part of the Scottish Government’s Benefit Take-Up Strategy, launched in October 2019.

Announcing the successful applicants at North East Sensory Services, a charity in Aberdeen awarded £42,665 to help people with hearing and sight impairments, Social Security Secretary Shirley-Anne Somerville said: “We believe social security is a human right and an investment in the people of Scotland. That is why everyone who is eligible to apply for benefits should have the support they need.

“Along with local delivery staff, we want third sector organisations to add their expertise and reach out to help those who need it most.

“This funding of £600,000 will be vital to support those who face barriers to access the financial support they are entitled to and increase their incomes. This includes the people with sight or hearing impairments who are supported by North East Sensory Services.

“This funding shows we are determined to do things differently in Scotland and create a new social security system that puts dignity, fairness and respect at its heart.”

Graham Findlay, Chief Executive of North East Sensory Services, said: “The support we provide reaches more than 6,500 blind and deaf people across the North East of Scotland.

“We are delighted that the Scottish Government has recognised the particular difficulties our service users have in finding out about and applying for crucial benefits that help them to live their lives as independently as possible.

“This funding is vital to upskill our staff team with specialist knowledge so we can provide essential support to those who need help navigating the benefits system.”

While no North Edinburgh organisations received income maximisation funding in the latest round, receiving the benefits to which they are entitled can make a huge difference for people who face a daily struggle to get by.

Granton Information Centre’s income maximisation work has seen an incredible £3.3 MILLION put into the pockets of local people over the last financial year – money that they were entitled to but had not been claiming.

“Despite local and national awareness campaigns we still see people every week who are not receiving their full benefit entitlements”, said GIC manager Caroline Pickering.

“There are a number of reasons for this – the benefits system is complicated and there have been a number of significant changes over recent years. It can be confusing and the complicated form-filling – or, worse still, lengthy telephone calls to government agencies – can put people off.

“We encourage clients to persevere, however, as we support them through the process. For some people, getting the money they are entitled to really can make a life-changing difference.”

GIC’s pioneering work celebrated at Holyrood

A reception to mark Granton Information Centre’s pioneering work in establishing advice provision in healthcare settings was held at the Scottish Parliament on Tuesday.  Continue reading GIC’s pioneering work celebrated at Holyrood

Granton goes to Holyrood: GIC’s pioneering work to be celebrated at Scottish Parliament

Granton Information Centre’s pioneering work is to be celebrated at an event at the Scottish Parliament in Holyrood tomorrow. Continue reading Granton goes to Holyrood: GIC’s pioneering work to be celebrated at Scottish Parliament

Money worries? Start talking!

Wednesday 14th November 11am – 2pm

The Prentice Centre, Granton Mains Avenue

(opposite entrance to Edinburgh College Granton Campus)

The event brings together multiple agencies who are working to tackle poverty and inequality and assist people in a range of ‘financial capability’ areas including income maximisation, debt advice, help with fuel and housing costs, free school meals and clothing grants, housing support, employability, low cost credit, etc.

Organisations taking part in the Prentice Centre event are:

  • Granton Information Centre (hosts)
  • Muirhouse Housing Association (event sponsors)
  • Changeworks
  • Family & Housing Support
  • Scotcash
  • Y People
  • Community Renewal
  • Circle
  • West Granton Housing Co-operative
  • Advice Shop
  • Dunedin Housing Association
  • Fresh Start
  • Turn 2 Us

For further information telephone Granton Information Centre 0131 551 2459 or 0131 552 0458 or email michelle@gic.org.uk or david@gic.org.uk

Mind Your Money event at The Prentice Centre

Money Advice at The Prentice Centre

Wednesday 14th November, 11am – 2pm

Talk Money Week (previously Financial Capability Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK. Continue reading Mind Your Money event at The Prentice Centre