£90.6 million paid in benefits supporting school and food costs
Two benefits providing extra money to families with the cost of healthy food and starting school, are turning five years old.
Best Start Grant School Age Payment supports families with a one-off payment of £314.45 to help cover the cost of starting primary school, and has provided £33.5 million to over 100,000 parents and carers.
Best Start Foods worth up to £42.40 every four weeks to help families purchase healthy foods and has given £57.1 million to over 86,000 parents and carers.
Since launching in 2019, a number of improvements have been introduced to ensure more people have access to the support they need.
Best Start Grant School Age Payment is now paid automatically to eligible people getting Scottish Child Payment without the need to apply. According to latest statistics, 42,535 automatic awards were made for School Age Payment between Dec 2022 and June 2024, meaning less paperwork for tens of thousands of families.
The removal of income limits for Best Start Foods has increased access to vital financial support to help more families afford healthy foods for their children.
On the anniversary of these payments Social Security Scotland are urging families to check if they are eligible and spend money available on their Best Start Food card.
Cabinet Secretary for Social Justice Shirley-Anne Somerville said: “Eradicating child poverty is the most important priority for our government, and we are committed to making sure every child in Scotland has the best start in life.
“We have built a different social security system, one grounded in dignity, fairness, and respect. Part of this is making it as straightforward as possible for people to access the financial support that people are entitled to.
“The introduction of automatic payments and removal of income limits for Best Start Foods means we’re getting more money to families when they need it most.
“As families continue dealing with the cost-of-living crisis, I am urging everyone to check if they are eligible and make sure they are getting the money they need to help cover the costs of starting school and buying healthy food.”
Chief Executive, One Parent Families Scotland Satwat Rehman said: “ We are delighted to recognise the 5-year anniversary of the excellent Best Start Foods and Best Start Grant programmes.
“These initiatives have been instrumental in supporting families across Scotland, helping to ensure that every child has access to nutritious food and essential early years support.
“We look forward to the Scottish Government continuing this vital work and making a positive difference in the lives of many more families.”
A parent in receipt of Best Start Early Payment Grant said: “The grant made all the difference when she was starting nursery as I was really worried about how I was going to afford things for her.
“She loved her new clothes and bag. It was so good being able to get things for her and not be worried about how I was going to pay for them. “
SUPPORT and ADVICE from GRANTON INFORMATION CENTRE
THE Scottish Government has confirmed it will no longer provide Winter Fuel Payments to all pensioners in Scotland. Replicating the recent decision announced by the UK Government, Winter Fuel Payments will now be means-tested, which means only individuals in receipt of Pension Credit and certain other benefits will receive it.
Because Pension Credit is a ‘gateway benefit’, which opens up access to other support including Winter Fuel Payments, it is now more crucial than ever that individuals claim Pension Credit so that they don’t miss out on additional money they are entitled to.
If you’ve reached State Pension age, you can claim Pension Credit if your weekly income is less than:
£218.15 if you’re single
£332.95 if you’re a couple.
Even if your weekly income is higher than these thresholds, you could still claim Guarantee Credit if you meet one of the following criteria:
*you’re a carer
*you have a severe disability
*you have certain housing costs, such as service charges
*you’re responsible for a child or young person who usually lives with you.
If you have £10,000 or less in savings and investments this will not affect your Pension Credit. If you have more than £10,000, every £500 over £10,000 counts as £1 income a week. For example, if you have £11,000 in savings, this counts as £2 income a week.
MANY, MANY, ELIGIBLE PENSIONERS ARE MISSING OUT ON PENSION CREDIT!
To claim Pension Credit, you can either:
*claim online on GOV.UK (if you already claim State Pension and there aren’t any children or young people included in your claim)
*call the Pension Credit claim line on 0800 99 1234 and they can fill in the application for you over the phone (lines are open Monday to Friday, 8am-6pm).
To discuss your benefit entitlements and to find out what you can claim, get in touch with us at Granton Information Centre.
Our Welfare Rights Advisers are here to help!
Call 0131 551 2459 or 0131 552 0458 or email info@gic.org.uk
Charity joins Scottish Government to raise awareness of support
A cancer charity has joined forces with the Scottish Government to urge people with cancer to check if they could be eligible for disability benefits.
Cancer Card Scotland founder Jen Hardy MBE and Cabinet Secretary for Social Justice, Shirley-Anne Somerville, want people with cancer to ensure they’re getting the money they could be entitled to.
Both Adult Disability Payment and Child Disability Payment are available in Scotland to help cover the extra costs of being disabled, having a long-term health condition or being terminally ill.
Importantly, Social Security Scotland fast tracks applications for disability payments from people who are terminally ill. A decision can take as little as 48 hours.
For people with cancer, who are applying under the standard rules, there is a qualifying period before they can be eligible.
Jen, who was diagnosed with breast cancer in 2017, set up Cancer Card Scotland as an online hub where people with cancer could find out about all the support available to them.
Sharing her experience of applying for benefits after her diagnosis, Jen said:“There is a perception that to get disability benefits someone needs to have a physical disability that is there all the time, but that’s not the case.
“Cancer can have a substantial and long-term effect on someone’s ability to do normal daily activities. It affects you not just physically, but mentally and emotionally as well. For most people, how they feel and the level of help they need changes.
“For example, every three weeks I have an infusion of life-extending Herceptin, which takes three or four hours. It’s exhausting and I get so tired I can’t move.
“Without my Blue Badge and my Adult Disability Payment I couldn’t do half the things I do. I want people with cancer to know that it’s okay to get financial support and it’s okay to apply for Child Disability Payment or Adult Disability Payment.
“Everyone needs help at some point in their life.”
Shirley-Anne Somerville, Cabinet Secretary for Social Justice, said:“Adult Disability Payment and Child Disability Payment are there to help cover the extra costs that come with being disabled or having a long-term health condition such as cancer.
“Getting a cancer diagnosis is difficult enough without worrying about bills. This is money people are entitled to and I urge everyone who is eligible to apply for support.
“Many people with cancer have spoken about how attending appointments and getting treatment can be a full-time job. That’s why we fast track applications from people diagnosed with terminal cancer so that they can get the support they need as quickly as possible.
“Social Security Scotland can help people apply for these payments either over the phone or face-to-face in a location that suits them.
“We also fund independent advocacy service Voiceability to provide help to disabled people applying for Scottish benefits.”
Scottish Government left with “no choice” following funding cut
Plans to means-test Winter Fuel Payment in England and Wales will see the Scottish Government’s funding cut by up to £160 million.
Social Justice Secretary Shirley-Anne Somerville has confirmed the Scottish Government therefore has ‘no alternative’ but to replicate the decision in Scotland and restrict payments to pensioners who receive eligible benefits.
Social Justice Secretary Shirley-Anne Somerville said: “Despite all efforts to review our financial position we have been left with no choice but to follow the UK Government and restrict payments to older people who receive relevant eligible benefits.
“This is a necessary decision when faced with such a deep cut to our funding and in the most challenging financial circumstances since devolution. The reduction we are facing amounts to as much as 90% of the cost of Scotland’s replacement benefit, the Pension Age Winter Heating Payment.
“Given the UK Government’s decision to restrict payments to those in receipt of means-tested benefits, such as Pension Credit, and the implications for the Scottish Government detailed above, I have urged the Secretary of State for Work and Pensions to undertake a benefits take-up campaign for Pension Credit and to move forward with plans for a social energy tariff.
“Both of these measures will provide some further protection to energy customers in greatest need.”
Deputy First Minister Kate Forbes commented:
The UK Government’s decision to means-test the Winter Fuel Payment in England and Wales will see our funding cut by up to £160 million.
The Scottish Government has been left with no choice but to replicate the decision in Scotland.
Age Scotland: Winter Fuel Payment decision ‘brutal’ for Scottish pensioners
Age Scotland is continuing to urge the UK government to reconsider plans to scrap the winter fuel payment for pensioners who do not receive pension credit.
The charity has responded to news that, following the UK Government’s plans to means-test the Winter Fuel Payment, the Scottish Government will have no alternative but to replicate the decision in Scotland.
Age Scotland’s Policy Director, Adam Stachura, said: “It’s infuriating that huge numbers of older people will miss out on the vital Winter Fuel Payment when it is devolved to Scotland.
“We recognise the financial challenge the Scottish Government would face to make up the shortfall to keep the payment universal, but we desperately hoped there could be a more effective delivery of this payment and that it could have looked more generous than the UK Government’s new, and meagre, approach.
“At minimum, a quarter of a million pensioners in Scotland on the lowest incomes or living in fuel poverty will no longer receive this vital financial support over the winter months, while hundreds of thousands more on modest incomes are going to struggle with their energy bills even more than normal as a result.
“This brutal decision by the UK Government was made too fast, cuts too deep and its impact will be severe. It’s important that they rethink this move, as it has a huge impact on the devolution of social security and the needs of Scottish pensioners who live in some of the coldest homes in the UK.”
Visit www.age.scot/SaveWFP to sign Age Scotland’s petition to save the Winter Fuel Payment.
Parents and carers are being encouraged to check their eligibility for financial support as the summer holidays end and they prepare for their children going back to school.
Extra costs, including new shoes, stationery and lunch boxes, can soon add up.
The five family payments administered by Social Security Scotland can help pay for extra back to school expenses alongside everyday family costs like food, clothing and days out.
This includes the Scottish Child Payment, a weekly payment of £26.70 for eligible families with children up to 16. The payment is unique to Scotland and is supporting over 329,000 children and young people.
The three Best Start Grant payments and Best Start Foods, also part of social security support, are designed to help families at key stages in their children’s early years, including during pregnancy.
There is no cap on the number of children in one family who can receive these payments.
Up to the end of March 2024, over £829 million has been provided to families across Scotland through the five family payments.
Cabinet Secretary @S_A_Somerville met families at @HomeStartDundee to encourage them to check if they are eligible for our five family payments.
Five family payments helps pay for extra back to school expenses alongside everyday family costs.
Speaking at Home-Start Dundee, a charity that helps families with young children, Cabinet Secretary for Social Justice, Shirley-Anne Somerville, said: “The most important priority for our government is eradicating child poverty, and we are committed to easing the pressure on families by getting vital money into their pockets at key stages in their child’s life.
“Whether it is helping families to buy healthy foods during pregnancy and for their kids as they grow, pushchairs to help on the move, or new shoes and clothing for school, our payments are there when they need it most.
“We’re already supporting thousands of families across Scotland through our five family payments, and wider Scottish Government support is also helping to protect them as much as we can from the impacts of the cost of living crisis.
“Even if you are working you could still get these payments and I want to encourage everyone to check if they are eligible and access the money they are entitled to.”
Estelle Coulthard, Family Support Coordinator at Home-Start Dundee, said: “We are a local charity providing support for families with young children across Dundee that face daily challenges in life. We’re there to provide support as they learn to cope, help improve their confidence and build better lives for their children.
“We are responsive to the individual needs of families, and this includes helping to make parents aware of the financial support they are entitled to and work with them to complete application forms for financial assistance.
“We know parents who have struggled to purchase everyday items such as formula and healthy foods for their children but the support they have received through the five family payments meant they no longer have to worry about feeding their child.
“The first five years between birth and school are vital for a child’s development and the five family payments make a huge difference to the beginning of a little one’s life, supporting parents to have the funds to purchase the necessities they need. Without these payments, families would not survive the constant rise in the cost of living in Scotland.”
During the school summer holidays families can face increased costs for everything from childcare and extra activities to food bills.
We are asking our partners and stakeholders to help spread the word about financial support available and ask people to check if they are eligible for any of our family payments.
Best Start Grant Early Learning Payment – one-off payment of £314.45 to help with the costs of early learning when a child is between two, and three years and six months
Best Start Grant School Age Payment – one-off payment of £314.45 to help with the costs of starting school available between 1 June and the last day in February in the year when a child is first old enough to start primary one
Best Start Foods – up to £42.40 every four weeks from pregnancy up to when a child turns three to help buy healthy food, milk and first infant formula.
Earlier this year, the Scottish Government extended eligibility by removing income limits for Best Start Foods. Now, anyone who gets a qualifying benefit, and is pregnant or has a child under 3, is eligible, regardless of their other income.
Some people might not think they are eligible for payments because they are working. However, people in work, whether part-time or full-time, can also receive many of the payments delivered by us, including those designed to help families on low incomes.
In Scotland, around one in three people getting Universal Credit are in work, and Universal Credit is one of the qualifying benefits for getting Scottish Child Payment, Best Start Foods and the three Best Start Grant payments.
Parents, carers and guardians can get more information at Children and family – mygov.scot or by calling us free on 0800 182 2222.
Seven years after the introduction of the two-child limit, there are almost 1.6 million children in 440,000 families affected by the policy. These families are missing out on up to £3,455 a year per child.
The two-child limit restricts support through universal credit (UC) or child tax credit to the first two children in a family, for children born after 6 April 2017.
Parents having a third or subsequent child after that date are not eligible for support for that child.
The majority of families affected by the policy are living in poverty, despite 59 per cent of these families having one or both parents in paid work.
Affected families report not being able to provide for children’s basic needs, including food, clothing and heating. The policy also means families struggle to pay for housing and childcare.
The policy affects every area of children’s lives. Parents report that children’s education, mental health, and learning and development are all negatively affected by the two-child limit.
Children are also missing out on the ‘everyday’ experiences of childhood such as days out with their family, being able to go on holiday, or having the occasional treat such as an ice cream.
Abolishing the two-child limit is the most cost-effective way to reduce child poverty, and the most urgent action the government must take to reduce child poverty.
It would lift 300,000 children out of poverty and mean 700,000 children are in less deep poverty, making a significant difference to the lives of over a million children at a cost of £1.7 billion.
The two-child limit will continue to drive up poverty as more children are born. Child poverty is already at a record high, with 4.3 million children in poverty in the UK today.
This means in an average classroom of 30, nine children are living in poverty.
What impact has the ‘two-child limit’ in universal credit had, and what policy choices does the next government face? – a report by Institute for Fiscal Studies
Low-income families typically receive an additional £3,455 a year of universal credit (or child tax credit) for each child they have1 . But the ‘two-child limit’ means that claimants do not receive an additional amount for third or subsequent children born after 5 April 2017.
This policy has been the subject of controversy, and the Liberal Democrats and Green Party have both committed to abolishing the limit in their manifestos, while the Labour Party have said they will abolish it ‘when fiscal conditions allow’.
In this comment, we (IFS) outline the impact of the two-child limit on household incomes and work incentives, and the public finances.
To illustrate the impact of the policy, take a lone parent with three children who lives in social rented accommodation costing £500 per month2 , and not working.
Their universal credit entitlement will be made up of the basic £4,721 per year in universal credit for single adults; £6,000 to cover the cost of their housing; and – in the absence of the two-child limit – £10,365 for their children3 .
On top of this, they receive £3,102 a year in child benefit, which is unaffected by the two-child limit, giving them a total income of £24,188 (without the two-child limit); they would also generally have support to cover most or all of their council tax bill. The two-child limit means they receive £3,455 less each year in universal credit, representing a 14% cut to their income and putting them into relative poverty.
Turning to the impact across the population, we find that, when fully rolled out, on average affected households will lose £4,300 per year, representing 10% of their average income and 22% of average benefit income4 .
These losses are concentrated among 790,000 households (10% of working-age households with children) and would affect nearly one in five children (2.8 million).
As things stand, the policy affects only 550,000 households. The difference is because there are families with three children all of whom were born before 6 April 2017; as time passes, more and more large families will have children born after that date.
We estimate that 250,000 extra children will be affected by the policy next year and 670,000 extra children will be affected by the end of the next parliament. HMRC statistics show that in 2023, 50% of families affected by the two-child limit were single parents and 57% had at least one adult in paid work.
Figure 1 shows where in the household income distribution households that are affected by the two-child limit sit. For comparison, we also show the equivalent for all households with children and all households with children receiving universal credit.
Unsurprisingly, the two-child limit disproportionately affects poorer households, but the figure shows that affected households are also more likely to have low income than are all universal-credit-receiving families with children.
76% of households affected by the two-child limit are in the poorest 30% of working-age households. In comparison, 63% of households eligible for universal credit with children are in the poorest 30% of working-age households.
Figure 1. Distribution of households affected by two-child limit; universal credit claimants with children; and all households with children, by equivalised income decile
Note: Assumes full take-up of benefits and full roll-out of universal credit and the two-child limit. Only includes households where all adults are under 66.
Source: Authors’ calculations using the Family Resources Survey 2022–23 and TAXBEN, the IFS tax and benefit microsimulation model.
The two-child limit has an (even more) outsized impact on children living in low-income households, as, by definition, a household affected by the two-child limit has at least three children. It affects 23% of households with children in the poorest fifth of the income distribution, but 38% of children in the poorest fifth of the income distribution.
The two-child limit also has varied impacts across families of different ethnicities. We estimate that 43% of children in households with one adult of Bangladeshi or Pakistani origin (400,000 children) would be affected by the policy when fully rolled out, compared with 17% of children in other households (2.4 million children). This reflects both these families having more children and them being more likely to be on low income.
The two-child limit would be even more targeted at the poorest households if it was not for a separate policy: the benefit cap. The benefit cap limits the total amount that a family with no adults in work can claim to £22,020 a year outside London and £25,323 a year inside London (lower amounts are applied for single adults without children). 110,000 households are not directly affected by the two-child limit as the benefit cap already limits their entitlements. Almost all these households are in the poorest fifth of households.
Figure 2 shows relative child poverty rates, defined as being in a household with an income (after housing costs) below 60% of median income, split by the number of children in the household.
Since 2014–15, relative poverty rates have declined for families with one or two children, but they have increased for families with three or more children5 .
Absolute poverty rates have also diverged: they have fallen for small families but remained unchanged for large families. So, in absolute terms, low-income large families are about as well off as they were in 2015, but their incomes have fallen further behind relative to other households, including small families.
Figure 2. Relative child poverty rates after housing costs, 2008–09 to 2022–23
Note: The fall in poverty rates in 2020–21 is at least partly due to benefit expansions in that year, including raising maximum housing support and a temporary £20 per week uplift to universal credit.
The two-child limit is likely one driver of this recent increase in relative child poverty rates for larger families. However, it is not the only explanation. Other benefit cuts are likely to affect larger families more as they on average receive more of their income from benefits (the benefit cap also disproportionately affects larger families); and broader economic trends may also play a role.
Nevertheless, removing the two-child limit would certainly go some way to reversing the recent increase in poverty rates for large families. We estimate that removing the two-child limit would reduce relative child poverty by approximately 500,000 (4% of all children)6 .
The two-child limit has a relatively small effect on work incentives. One statistic that helps explain work incentives is replacement rates: the household’s income if an individual was out of work as a percentage of their in-work household income. The lower someone’s replacement rate, the more incentive they have to remain in work.
With the two-child limit, an average working parent with three or more children has a replacement rate of 62.1%; without it, they would have a slightly higher replacement rate of 63.0%.
This average difference is small for two reasons. First, 28% of these workers are unaffected entirely, as they would not be able to claim universal credit even if they lost work, due to having more than £16,000 in assets or their partner having a sufficiently high income.
Second, for 22% of these workers, the two-child limit actually increases their replacement rate, as it decreases their income when in work but does not affect them when they are out of work, as they would be benefit capped if out of work.
For those who when out of work are eligible for universal credit but not benefit capped – 50% of working parents with three or more children – their replacement rate falls by 4 percentage points.
Naturally, removing the two-child limit would come at a cost. We estimate that removing the two-child limit would cost the government about £3.4 billion a year. For a sense of scale, this is equal to roughly 3% of the total working-age benefit budget; it is also approximately the same cost as freezing fuel duties for the next parliament, or cutting the basic rate of income tax by half a penny.
The indirect fiscal impacts of the two-child limit are more uncertain. Previous research has found that investments in young children can sometimes partly or even entirely pay for themselves by causing better outcomes for those children in later life.
If the same is true of benefit spending in the UK, removing the two-child limit may be less costly in the long run than its up-front cost suggests. However, there is very little evidence on this issue in the UK, though ongoing IFS research is looking to study it.
Heart Research UK Healthy Heart Tip, written by the Health Promotion and Education Team at Heart Research UK
Healthy Heart Tip: Is open water swimming good for your heart?
Open water swimming is becoming increasingly popular with almost three million people taking part in the UK. But what is it?
Open water swimming takes place anywhere outdoors that isn’t a swimming pool. This includes lakes, rivers, lochs, seas and reservoirs, all places where there are no man-made sides or bottoms and no lane ropes for you to follow.
Swimming in general is one of the most common forms of physical activity and it is a great workout for your heart. But is open water swimming good for your heart too? Here we look at the benefits and risks of open water swimming and how to stay safe out there.
The benefits
Swimming in general is a great form of aerobic exercise that requires muscular strength and endurance. By adding in the challenges of the open waters varying conditions, it becomes a more intense workout that requires your heart to engage differently with each swim.
Open water swimming has been found to reduce your risk of heart disease through improvements in cholesterol levels, blood pressure and inflammation when practised regularly. It is also an effective weight management method that can help to reduce your body fat.
Due to the horizontal swimming position, your heart must pump blood against gravity, meaning it works harder to get oxygenated blood to your extremities. This means that your heart gets stronger and open water swimming can help improve your circulation.
Being outside in nature and open water can help to reduce stress, anxiety and improve your mood. Submerging your body in cold water can boost your dopamine levels and release endorphins. This has also been found to stimulate your parasympathetic nervous system and so improve the quality of your sleep.
The risks
By submerging yourself into cold water, your blood vessels narrow, and your heart rhythm becomes disturbed. This can put your body into shock and can cause a cardiac arrest. Always try to submerge your body gradually and try to control your breathing.
If you swim in cold water for a prolonged period or are exposed to cold air, then you are at risk of hypothermia. Once you exit the water, your body temperature will continue to cool so make sure you get dry and changed as quickly as possible.
If you have a heart condition or high blood pressure, then the increased work rate on your heart could be dangerous.
Make sure you check with your GP before taking part.
How to stay safe
Swimming in open water can be dangerous, especially if you are new to the sport or have an underlying health condition. Make sure you never swim on your own, always go with friends or join a group. This way you have people to look out for you, and you can enjoy the benefits of socialising.
Make sure you wear the correct equipment; this will help to keep you safe, warm, and visible. A brightly coloured swimming cap, goggles and wetsuit are essential.
The colder the water is, the less time you should spend in it. Make sure you spend the right amount of time in the water if you’re in it for too long you’re risking your health.
If you begin to feel unwell at all whilst you’re swimming, get out immediately, get warm and seek help.
