L&G: Bank of Family lends £20.7k on average to homebuyers in Scotland

  • Bank of Family support varies regionally and isn’t closely aligned to house price differences – recipients in the East of England are receiving most support (av. £32,100), while those in the West Midlands receive the least (av. £19,800)
  • Affordability issues are universal but most Bank of Family support goes to urban home purchases (216,500), compared to 100,500 rural homes
  • According to the survey, just 39% of Bank of Family recipients will benefit from professional advice from a mortgage broker or financial adviser before accepting help this year

Housing affordability is worsening across all UK regions, forcing many aspiring homeowners to depend on financial gifting from relatives – the Bank of Family – to step onto the ladder, according to new data from Legal & General and the Centre for Economics and Business Research (Cebr).

The report reveals that Bank of Family recipients may receive varying amounts of support depending on where they live. Surprisingly, levels of gifting don’t closely align to house price differences – according to the data, borrowers in the East of England are receiving the most support (av. £32,100), while those in the West Midlands receive the least (av. £19,800).

Huge gulf between the UK’s urban and rural markets

The data also indicates that the volume and individual size of Bank of Family gifting varies depending on whether the borrower lives in an urban or rural area. In 2023, the Bank of Family is expected to support the financing of 216,500 urban home purchases. Meanwhile, the number of rural homes bought with support from the Bank of Family will be less than half that total, at 100,500.

Homebuyers in towns and cities are not only more likely to lean on the Bank of Family to buy a home, but they often need to borrow more than those in rural areas. The Bank of Family is estimated to gift £5.7 billion towards urban home purchases in 2023, accounting for 70% of the value of Bank of Family support and more than two-thirds (67%) of the transactions it facilitates.

That equates to roughly £82bn worth of housing in 2023. The average gift or loan size for an urban home is also higher at £26,200, compared to £23,900 for a rural property. 

Bank of Family propping up purchases up and down the country, but with huge regional variations

Although house prices appear to be softening, homebuyers are still facing worsening affordability across the UK property market. The Bank of England base rate increased from 0.1% in December 2021 to 5.25% in August 2023, significantly increasing mortgage costs, with the average repayment for a semi-detached house rising by 61% across all UK regions from 2022 to 2023.

These wider affordability currents are reflected in Legal & General’s report, which investigates the amount of property transactions in each UK region that received funding by a loan or gift from the Bank of Family. Buyers in London are by far and away the most likely to receive financial aid from family members, perhaps unsurprising with the average house price standing at almost double the UK average (£534,000 compared to £286,005 in April 2023).

In fact, the survey suggests the Bank of Family supported two-thirds (67%) of recent homebuyers in the capital, more than double the proportion of the second-placed region (the North West at 36%).

Legal & General also recorded the average size of Bank of Family financial gifts across all UK regions.

London, the South East, the East of England and the South West see the greatest contributions from the Bank of Family. However, there is not always a direct correlation between regional house prices and the average size of a Bank of Family gift. The East of England leads the way across all UK regions for the highest average Bank of Family gift or loan at £32,100 despite its lower house prices, trumping even London gifting at £30,000.

Find out more about the regional variation in Bank of Family lending with Legal & General’s interactive map, here.

Kevin Roberts, Managing Director, Legal & General Mortgage Services, commented: “Up and down the country, the Bank of Family is making significant financial sacrifices to help family members onto the housing ladder.

“Support is concentrated in urban and southern areas, where house prices are the highest, but is prevalent across the UK. While a brilliant lifeline for those able to draw on it, many people will not have access to such generosity and this widespread support is indicative of deep, underlying affordability issues affecting the UK.”

Significant gender split in borrowers seeking professional financial advice

Despite the Bank of Family being set to support a record number of home purchases in 2023, Legal & General’s survey also found that many recipients are not seeking professional advice.

Aspiring buyers who draw upon family support largely do not speak to an adviser before accepting family help, with just 39% of borrowers seeking guidance from a mortgage broker or professional adviser during their Bank of Family transaction. More than a quarter (28%) did not seek any advice at all.

Gender also plays a crucial role in borrowers’ decisions to seek professional advice. At 46%, women are far more likely to speak to a professional adviser than men (30%). In comparison, men (42%) were much more likely to depend on advice from friends than women (29%). Overall, 35% of all respondents asked friends and acquaintances who had similar experiences for advice.

Kevin Roberts, Managing Director, Legal & General Mortgage Services commented: “The Bank of Family has not only become a major lender – the ninth largest in the UK if it were a formal entity – but also a significant source of financial advice, with less than 40% of financial aid recipients seeking professional guidance before their transactions.

“The gender dynamics at play are also fascinating. At 46%, women are far more likely to speak to a professional adviser than men at 30%. In comparison, men are much more likely to depend on advice from friends than women, at 42% compared to just over a quarter (29%). 

“In such a challenging economic climate, buyers must not overlook the insights that an adviser can bring to even the most complex of property transactions. Failing to do so could prove a very expensive mistake later down the line.”

Read the full report on the Legal & General website here. Find out more about how families can support each other when it comes to homeownership in the Legal & General Guide to Gifting here

Research shows avoidable falls in the home can be reduced by 69 per cent

Avoidable falls in the home can be reduced up to 69 per cent with the right information and support in place, that’s according to the launch of a new report released today by Trent & Dove Housing Association and The Royal Society for the Prevention of Accidents (RoSPA).

The report analyses a pioneering joint project between the two organisations that investigated the incidence and causes of avoidable falls among housing associations tenants and empowered them with the tools and support to implement personal prevention measures. This was achieved through educational sessions for customers, staff and community groups, and home visits to help people identify and address hazards.

One hundred and sixty-one customers received a home visit from Trent & Dove’s customer health and safety advisor (CHSA) between September 2022 and May 2023. These were to houses, general-needs flats, bungalows, and sheltered scheme flats. 55 per cent of customers visited had had a fall in the 12 months before their home visit, more than the NICE annual national averages. Sixty per cent were reliant on a mobility aid including sticks, scooters, walkers, and crutches.

During visits, the CHSA conducted fall focused home safety checks introduced tenants to RoSPA’s Fall Fighter material and given tailored home safety advice.

After the visit, 90 per cent said they knew more about fall prevention, 91 per cent felt safer at home, 74 per cent took action to avoid a fall at home and 73 per cent felt less likely to have a fall at home. Sixty nine per cent of those in the pilot study experienced a reduction in avoidable falls.

Jules Robinson, Fall Prevention Lead at RoSPA and former Trent & Dove employee, said: “There are approximately 1,500 housing associations in the UK with a reach of 4.4 million households, so we urge all of those to act and as a starting point, implement fall RoSPA’s Fall Fighters which is free.

“While housing associations can understand the benefits of putting fall prevention at the heart of their strategies, it can seem like a costly exercise. But there is a strong business case to do so – by assessing tenant needs, they may be able to transition to a smaller, more suitable home, and by receiving lifestyle and safety advice, they’re better prepared to look after themselves and the property.”

Anna Hickman, Head of Health and Safety at Trent & Dove, said: “We are buoyed by our research that shows that we can make a difference to tenants’ lives by reducing avoidable falls through taking relatively simple measures to ensure they feel safe and confident in their own homes.

“Until now there has been relatively little data for those in the housing sector about falls in the home, so we hope our work paves the way for other housing associations that are passionate about saving and improving lives.”

To explore falls related resources and learn more about RoSPA’s Fall Fighter training, please see here.

Committee Urges Government Action to Strengthen Culture in Communities

A Holyrood Committee has published a new report highlighting the challenges in supporting culture to thrive within communities across Scotland.

The report from the Parliament’s Constitution, Europe, External Affairs and Culture Committee found that while progress has been made in implementing a place-based approach to culture, there are still “several significant challenges” facing local and national government that need to be addressed to “realise the ambitions” of the Scottish Government’s culture strategy.

The Committee concluded that the “cross-cutting” nature of the challenges facing Scotland’s culture sector requires “a whole-system approach” across different levels of government.

During the inquiry the Committee gathered evidence on best practice and barriers to cultural participation within different communities across Scotland, with visits to Wester Hailes and Craigmillar , Dumfries, and Orkney.

Members also heard from a wide range of stakeholders, many of which agreed on the importance of cultural work being grounded in local communities, as outlined in the Scottish Government’s culture strategy.

The report’s findings outline the need for “much greater prioritisation in practice” being placed on community-led culture, which it says should be “at the heart” of the sector.

It also suggests the potential of existing community empowerment mechanisms, which could be used to improve place-based cultural delivery at the local level.

The Committee also noted that the funding of community-based cultural organisations and projects, local government cultural services, and of publicly owned community spaces where cultural activity can take place have all been put under pressure.

The financial constraints within the current economic environment are identified as posing a “significant challenge” to the successful implementation of place-based cultural policies, with the Committee calling on the Scottish Government to set out how it will “accelerate the implementation of innovative approaches to the funding of the culture sector”, an issue it will pursue further through its forthcoming pre-budget scrutiny.

The Committee also raised its concerns that some cultural and community assets were said to be becoming “less available, less affordable, and at risk of closure”, recognising that “the loss of community spaces is likely to impact on the access to culture for those communities”.

The report urges the Scottish Government to address these challenges and incorporate the Committee’s findings and recommendations into the forthcoming refresh of the Culture Strategy Action Plan and Budget 2024-25.

Commenting on the report, Committee Convener, Clare Adamson MSP said: “Through our work on this inquiry, we have seen first-hand the positive impact of place-based cultural work in communities across Scotland.

“Support for community-led culture can help enrich the cultural landscape and further empower local communities, particularly those which face the greatest barriers to participating in cultural life.

“However, the Committee’s report has clearly demonstrated that while progress has been made, there are significant challenges facing both national and local government in delivering Scotland’s ambitions for a place-based approach to culture.

“We urge the Scottish Government to take our findings and recommendations on board as it refines its forthcoming Culture Strategy Action Plan and its Budget for 2024-25 to ensure that culture can thrive in our local communities.”

RoSPA: Collaboration and education are key in reducing UK child deaths

  • First of its kind NCMD report released today which RoSPA contributed to
  • Data shows that collaboration and education are ‘vital’
  • Road collisions and drowning are two of the biggest killers

Collaboration and education are key in keeping the nation’s children safe from injury and death, that’s the message today from The Royal Society for the Prevention of Accidents (RoSPA) in the wake of new child mortality data released by a leading University.

Data from the University of Bristol’s National Child Mortality Database (NCMD) team, created in collaboration with RoSPA and other key organisations, shows that 644 children aged up to 18 in England died due to traumatic injuries between 1 April 2019 and 31 March 2022; of these, 211 died because of a vehicle collision, 160 died due to violence and maltreatment, and 84 died by drowning.

A further 189 died due to other traumatic injuries such as drug or alcohol poisoning, suffocation, falls, choking, foreign object consumption, fires, electrocution, falling objects and dog attacks.

According to RoSPAAccidents remain the UK’s biggest killer of children and young people up to the age of 19, and are the biggest cause of preventable, premature death up to the age of 60.

The report (which used data from the NCMD cohort, a first-of-its-kind initiative to collect comprehensive and timely information on every child death in England) sought to identify risks and patterns from the 9,983 child deaths that occurred in England between 1 April 2019 until 31 March 2022.

Ashley Martin, Public Health Advisor at RoSPA, worked closely with the NCMD on the report. He said: “We welcome this valuable report and data analysis that is an important step forward in understanding the scale and causes of accidental death among children, a significant number of which occur in their own homes.

“The report confirms the tragic toll of accidental death among children and the effects on their families and makes vital recommendations to Government ,organisations and. charities.

“Now, we need to come together to understand how to use these findings to reduce the death toll and keep more children and young people safe from harm.”

In terms of road collision data, the report found:

  • There were 211 deaths of children and young people due to vehicle collisions over the last three years.
  • Death rates were highest for 15-17 year olds, with children in deprived areas disproportionately affected. There were 37 (17.5%) deaths of children aged under 5, 70 (33.2%) deaths of children and young people aged 5-14 years, and 104 (49.3%) deaths of young people aged 15-17 years.
  • Collisions where the child was in the vehicle as a driver or passenger were most common (35% of all deaths)) followed by deaths where the child was a pedestrian (32%). The most common type was car or van collisions for 15-17 year olds and pedestrian collisions for those aged 10-14.
  • Contributory factors in these crashes were speeding (27%), risk taking, consumption of drugs and alcohol (by the child or driver) and non-use of appropriate safety equipment (20%). In some instances, complex home circumstances was identified as a factor. Road design was also a factor in many collisions.

Rebecca Guy, Road Safety Manager at RoSPA, said: “We strongly support the recommendation that all primary school children receive road safety education and are looking at ways we can build on our previous work with parents and schools.

“We also believe that road layout and design needs to be suitable for all – pedestrians, cyclists and motorised vehicle users included and agree that support for witnesses to vehicle collisions should be improved.

“We look forward to taking the results of these findings and using them as a basis for our lifesaving accident prevention work.”

The report also showed that deaths due to drowning increased over the three years, with 20 deaths in 2019-20, rising to 37 in 2021-22.

They occurred most commonly in inland bodies of water (such as a river or lake) or in the bath and increased over the three years. The children and young people most at risk were those aged under five or over 15, males, those living in the most deprived neighbourhoods, and children from a Black or Black British ethnic background.

Over half the deaths occurred during the summer months, although some evidence shows that deaths in the spring were rising the fastest. In 83% of cases, the child or young person was unsupervised at the time of death. Five of the seven deaths of children under one who drowned in the bath were in a bath seat.

David Walker, Head of road and leisure safety at RoSPA  and Executive Lead at the UK National Water Safety Forum, said: “This report is a clear call to action that better support and awareness is needed for families and communities – so that everyone can enjoy and respect the water.

“As we look forward to World Drowning Prevention Day on 25 July, this report provides yet more evidence that all Government departments, led by Cabinet Office, must take a coherent and coordinated approach to drowning prevention across the UK.”

New report shows more than a classroom of children died from accidental drowning in 2022

An event at Westminster last month saw the launch of the inaugural National Drowning Report from the Water Safety All Party Parliamentary Group (APPG) authored by the Royal Life Saving Society UK (RLSS UK), and supported by the National Water Safety Forum (NWSF). 

The report highlighted some shocking statistics relating to the number of accidental fatalities in 2022, with a section of the report focusing on child drownings. 

The report showed that in 2022, 35 children died from accidental drowning, the equivalent of more than a classroom of children. Comparing this to the 5-year average, there was a huge 46% increase in the number of accidental fatalities amongst children in 2022.

The report documents that in 2022, 226 people lost their lives to accidental drowning, with 83% of those being male. 

We have already seen a number of people tragically lose their lives to accidental drowning in 2023 and the report looks to provide recommendations for the UK Government to how this can change. 

Lee Heard, Charity Director at RLSS UK, commented “We know that for anyone to drown is a complete tragedy, but when we see the amount of children drowning increasing by 46% we know that things need to change urgently. 

“Within the report, we have worked with various organisations to put forwards a number of key recommendations for the UK Government to enable all young people to have the opportunity to learn about water safety. 

“We want the UK Government to find innovative solutions to better deliver school swimming; mandate that every child has a class-based water safety lesson at each key stage; and to invest in initiatives to address the increase in child drowning fatalities.

“Drowning, for the large part, is highly preventable. Education and supervision in particular reduce the likelihood of an incident turning into a sudden and devastating tragedy.

“We have been asking the question of the UK Government for many years as to why classroom-based water safety is not on the curriculum.

“We recognise that getting all our children in the water is critical but teaching water safety in the classroom removes existing barriers and gives every child an understanding of safety, risk, and the chance to learn how to stay safe in and around the water, no matter their background.”

“This report is a step in the right direction to give MPs and the UK Government the facts and statistics they need to make a change to prevent losing even more children to accidental drowning. We at RLSS UK will work with our partners and the National Water Safety Forum to endeavor to deliver the necessary change.”

The launch of the report coincided with RLSS UK’s annual Drowning Prevention Week campaign where the charity was able to educate over 1.8million children through its free resources to schools and leisure centres. 

To view the report visit the RLSS UK website.

TUC: Austerity left UK “hugely unprepared” for the Covid pandemic

  • NEW REPORT: TUC report shows how austerity led to unsafe staffing in public services, a broken safety net, and decimated workplace safety enforcement when the pandemic began
  • Austerity cost the nation dearly. The consequences were painful and tragic. The inquiry is our chance to learn from this” says the TUC

Austerity left the UK “hugely unprepared” for the Covid pandemic, according to a new report published by the TUC yesterday.

The report looks at four pillars of the country’s pandemic preparedness:

  1. Safe staffing levels in public services
  2. Public service capacity and resources
  3. A strong safety net through the social security system
  4. Robust health and safety protections at work

It finds that in each of these key areas, funding cuts reduced the country’s capacity to respond to the pandemic.

The report was published as the TUC held a joint press conference with the Covid-19 Bereaved Families for Justice about the lessons that must be learned through the inquiry, to save lives in the future.

Safe staffing levels in health and social care

The report details how safe staffing levels in health and social care were undermined by multiple years of pay caps and pay freezes, which impeded recruitment and increased staff turnover. This left both health and social care dangerously understaffed when the pandemic began:

  • Between 2010 and 2020, the number of nurses per capita in the UK grew by less than one per cent – despite demand for care rising by one-third. This is in stark contrast to the OECD average of nurses per capita rising by 10 per cent.
  • In 2019 the average NHS worker was earning £3,000 less in real terms than in 2010, with significant impacts on both recruitment and retention. 
  • In social care, the turnover rate for staff in England increased from 22 per cent in 2012/13 to 31.8 per cent in 2019/20.
  • When the pandemic hit, a quarter (24%) of social care workers in England were employed on zero-hours contracts, with the turnover rate higher among these workers.

Public services capacity and resources

Public services capacity was damaged by steep cuts to almost every part of the public sector.

In 2020 when the pandemic hit, spending per capita was still lower than in 2010 in social care, transport, housing, childcare, schools, higher education, police, fire services, and environmental protection.

This limited the ability of public services to contribute effectively to civil contingencies, and to continue essential activities effectively such children’s education.

  • Between 2010 and 2020, school funding per pupil was cut by 8.3% in England, 6.4% in Wales, 2.4% in Scotland and 10.5% in Northern Ireland.
  • Local authority core spending power was cut by a third between 2010 and 2020. Over the same period, demographic changes increased pressures – for instance, leading to higher referrals and more complex cases in both adult and children’s social care.  And new statutory duties in public health, social care and homelessness have stretched budgets further.
  • In 2019, capital investment in the UK health sector was 10% below 2010 levels. This forced NHS providers to close hospitals and delay equipment upgrades.

A strong safety net through the social security system

The social security safety net was damaged by direct cuts through benefit freezes, and by reforms that reduced entitlement to help and narrowed eligibility to fewer people.

Most of these benefits cuts were made in the period 2010 to 2016 when David Cameron was Prime Minister and George Osborne was Chancellor – both of whom are set to give evidence at the Covid inquiry.

The benefit cuts increased poverty levels. Living in poverty was associated with greater risks of exposure to Covid-19, and greater levels of vulnerability to more serious health consequences from being ill with Covid.

  • Since 2010, £14 billion has been cut from support to households through social security.
  • A family not in work has lost on average £1,160 a year in social security support since 2010, and a family in work has lost on average £460.
  • Disabled people have lost on average £1,200 of annual support, comparing 2021 with 2010.

Robust health and safety protections at work

The pandemic had a particular impact on workplaces – especially for key workers and those who could not work from home. But the enforcement of rules to keep workers safe at work was compromised by cuts that decimated public health and workplace safety regulators, and by confusion about who had responsibility to enforce the rules.

During the pandemic, when workplace risks multiplied, workplace inspections and enforcement notices fell to an all-time low, despite vast numbers of workplace-linked transmission caused by poor health and safety practice.

  • Funding for the Health and Safety Executive (HSE – the body responsible for workplace safety) in 2021/22 was 43% lower than in 2009/10 in real terms.
  • Staff numbers at the HSE have been cut by 35% since 2010.
  • The number of workplaces investigated by a safety inspector fell by 70% from 2010 to 2020.

TUC General Secretary Paul Nowak said: “To learn lessons and save future lives, we must take an unflinching look at the choices made by our leaders in the years before the pandemic.

“In the NHS and social care, funding cuts put staff levels in the danger zone. Cuts to social security pushed many more people below the poverty line, leaving them more vulnerable to infection. And cuts to health and safety left workers exposed to rogue employers who cut corners and put their lives at risk.

“Austerity cost the nation dearly. It left us hugely unprepared for the pandemic. And it left far too many workers unprotected. The consequences were painful and tragic.

“The inquiry is our chance to learn the lessons – and to understand why we have to rebuild our public services so that they are strong enough to protect us in a future crisis.”

Scotland’s demands for energy transition linked to social and environmental harm, new report reveals

Campaigners have called on the Scottish Government to develop a strategy to limit the demand for materials required in the transition away from fossil fuels.

This comes as a new report is released today (31 May) which highlights the widespread human rights abuses and environmental destruction being caused by mining for the minerals that are being used in the energy transition in Scotland.

The report ‘Unearthing Injustice’, commissioned by Friends of the Earth Scotland, looks at the harm being caused by lithium mining, which is used in batteries in electric vehicles, and steel, which is needed for wind turbines. The demand for these materials is going to increase significantly with the growing energy transition.

The risk that serious and extensive harm will be done through material extraction is currently being ignored by Scottish policy makers. This lack of concern about material extraction also jeopardises Scotland’s ability to meet its climate commitments. Uncertain supply of materials needed to build the energy infrastructure means that there is a risk that Scotland’s renewable energy system cannot be delivered as required in Scottish Government plans.

The report found:
– The social and environmental impacts of mining of transition minerals are extensive, from human rights abuses and unsafe labour conditions to carbon intensive extraction techniques, water pollution and biodiversity loss
– Demand for lithium is expected to increase by between 13 and 50 times from 2020 to 2040
– There could be lithium shortages as soon as 2025, with only 1% of lithium recycled currently
– In Scotland, 82% of lithium consumption is for electric vehicle batteries
– There is 1 million tonnes of steel in Scotland’s current offshore wind developments – this will increase to 14 million tonnes by 2050
– Steel production generates 7% of global carbon emissions
– The only way to limit the impact of these materials to sustainable levels is to minimise the need for them

Reducing the demand for lithium and steel can be achieved through measures like changing transport systems so we need fewer cars, and improving reuse and recycling of materials so they can be used more than once. If Scotland’s fossil fuel cars are replaced with more buses, lithium requirements could be reduced by 32% compared with like for like replacement.

The Scottish Government’s draft Energy Strategy and Just Transition Plan includes plans for decarbonising Scotland’s transport network but fails to consider where the lithium needed to do this will come from.

Mining is associated with conflict because exploitation of mineral resources impacts upon nearby communities. It is an extremely energy intensive process and generates large amounts of toxic waste. Mining companies are failing to meet their minimum responsibilities to protect human life and the environment, leading to extensive and serious impacts globally.

The report found that lithium used in Scottish products is most likely to come from Chile and Australia, where Indigenous communities have come into conflict with mining companies. Steel used in Scottish wind turbines is likely to include significant amounts of iron ore from Brazil, where there have been two major tailing dam disasters in the last decade. A 2019 disaster in Minas Gerais killed at least 244 people.

Kim Pratt, circular economy campaigner at Friends of the Earth Scotland, said: “Transitioning away from fossil fuels is vital for a livable planet, but we must not create another crisis in doing so.

“Materials like lithium and steel are essential for renewables and electric vehicles, but we can’t ignore the serious harm being caused by their extraction.

“We want to see a Scotland which takes no more resources than it needs and, when resources are taken, it’s done in a way which isn’t harming communities or nature anywhere in the world.

“The overall demand for materials must be reduced by moving Scotland to a circular economy, where materials are reused and recycled rather than being thrown away after one use, and by focusing on public services rather than private ones.

“We simply cannot replace all our current petrol and diesel cars with electric cars like for like – we need better public transport, so we don’t need as many cars overall. Scotland could take advantage of the large supply of scrap steel available from within our borders and our low carbon electricity grid to produce some of the greenest steel in the world.

“The Scottish Government urgently needs to create a resource justice strategy to make sure Scotland’s material use is fair and sustainable as soon as possible.”

Andy Whitmore, co-chair of London Mining Network, said: “From the deserts of the Atacama to coke ovens in Nova Scotia, our research exposes the human rights and environmental concerns that lie behind the supply chains for minerals associated with the energy transition.

“As governments focus on perceived scarcity there is not enough attention being paid to addressing those abuses, which a commitment to globally fair transition should entail. Proper supply chain due diligence would protect the environment, the rights of workers and of impacted communities, including free, prior and informed consent for Indigenous peoples.”

Jake Simms, co-author of the report, said: “Our research demonstrates the urgent need for a resource justice strategy that delivers justice to workers and communities globally impacted by mineral extraction, processing and manufacturing.

“A resource justice strategy must both drive supply chain justice and minimise mineral demand. Delivering supply chain justice means establishing a publicly owned energy company, enforcing strict due diligence standards and a reparative trade policy that ensures communities impacted by extraction are fairly compensated.”

New Carers Trust report highlights increasing pressure on our carers

New Carers Trust survey reveals devastating double whammy of cost-of-living crisis and increasing intensity of caring responsibilities on children and young adults

I’d love to have kid problems. Instead, I’m saving up to try and pay our rent and to see if I can squeeze in some food at the end of it.”  

  • 66% of young carers and young adult carers in Scotland told Carers Trust’s survey the cost-of-living crisis is always or usually hitting them and their family adversely
  • 36% say they always or usually face additional costs because they are an unpaid carer
  • 54% say the time they spend caring has increased in the past year
  • 52% always or usually feel stressed because they are an unpaid carer.

A new Carers Trust survey released yesterday (9th March) shows the devastating double whammy of the cost-of-living crisis and the increasing intensity of caring responsibilities shouldered by children and young people providing unpaid care to family members.

The report, released a week ahead of Young Carers Action Day (15 March), an annual event led and organised by national charity Carers Trust, aims to raise awareness of the devastating impact on young people of fulfilling their caring role without sufficient support.

The UK-wide survey of 1,109 young carers (aged under 18) and young adult carers (aged 18-25), including 181 living in Scotland, showed alarming findings, with many young people contributing to or managing the family finances.

The survey found that 36% of respondents in Scotland said they always or usually face additional costs because they are a young carer or young adult carer and 66% said the cost-of-living crisis is always or usually affecting them and their family.  

One young adult told the survey: “I’d love to have kid problems. Instead, I’m saving up to try and pay our rent and to see if I can squeeze in some food at the end of it.”  

The survey also found a significant intensification of their caring role. More than half (59%) of those surveyed in Scotland report caring for between 20 and 49 hours, while also balancing their studies, work and lives outside of caring.  However, as many stated in the survey, this does not reflect the extra time they spend worrying about the needs of the person they care for and the true figure may be much higher.

In total, 54% of young carer and young adult carer respondents in Scotland said the time they spend caring has increased in the last year and 36% said they now care for more people than they used to. 

One young adult told the survey: “Caring never stops. Especially when it’s time to sleep, your brain constantly worries about how tomorrow will be, hospital appointments, money etc. It’s in overdrive.” 

Time spent caring hits education and wellbeing

A higher proportion of those caring for more hours per week reported problems with money, not having time to socialise, feeling stressed and worried and not getting enough rest, sleep or time for themselves.

In terms of education, 49% of respondents in Scotland said that they never or do not often get help in school, college or university to balance caring and education work, with a third of overall respondents saying they usually or always struggle with that balance. They also report a lack of support from schools, with 32% of Scotland respondents saying there is ‘not often’ or ‘never’ someone at their school, college or university who understands about them being a carer.

For those who work, 50% ‘always’ or ‘usually’ struggle to balance caring with paid work in Scotland.

One young adult said: “There is a lot of pressure on me, to the detriment of my own health, wellbeing, success, happiness and future.”

The findings suggest these pressures are having a devastating effect on mental health. Many struggle with emotional wellbeing and feel stressed, overwhelmed or drained. The survey revealed that 52% of young carer and young adult carer respondents in Scotland ‘always’ or ‘usually’ feel stressed.

Illustrating the overwhelming nature of being a young carer, one said: “You don’t get to have bad days. If you have a bad day, the whole house can fall into disarray. It’s exhausting and traumatic.” 

Young and young adult carers say the key things they need are support around: mental health, money and finances, education and a break from caring.

Among its recommendations, Carers Trust is calling for:

  • All schools, colleges and universities to appoint a Young Carers Champion with strategic responsibility and oversight for identifying and implementing appropriate support.
  • Scottish Government to introduce a fully resourced right to short breaks for all unpaid carers with dedicated funding.
  • Improved access to financial support for young carers and young adult carers, including extending Carer’s Support Payment (currently Carer’s Allowance) eligibility to unpaid carers in full-time education.
  • Scottish Government to increase the level of funding for young carer and young adult carer support and ring-fence it.

Louise Morgan, Director of Carers Trust Scotland comments: “These shocking survey results show young people caring for their loved ones are being hit by a perfect storm of increasing intensity in their caring responsibilities and the spiralling cost of living.

“It cannot be right that children and young adult carers are having to take on the burden of dealing with stretched household finances and caring for ever longer hours, to the detriment of their education and wellbeing.

“These young people and the local organisations that support them need radical action from local and nation governments. Young people also tell us they urgently need support with mental health and access to breaks. It’s high time we gave them the help they so sorely need.”

New report makes the case for 20-minute neighbourhoods in Scotland

Walking needs to be made an easier choice if ’20-minute neighbourhoods’ are to succeed in getting people out of cars, says a new report launched today (7 March 2023).

20-minute neighbourhoods: a community perspective is published by Living Streets Scotland, part of the UK charity for everyday walking.

20-minute neighbourhoods are at the heart of Scotland’s fourth National Planning Framework. The concept – based on the idea that people can meet their essential needs within a 20-minute walk – is already popular in cities worldwide like Melbourne, Copenhagen, Paris and Utrecht for its potential to improve public health reinforce, economy as well as reducing carbon emissions from short car journeys.

The Living Streets Scotland report looks at the concept of 20-minute neighbourhoods, studies the evidence behind them, and asks whether they can be applicable in Scotland. The report follows a one-year research project that asked people in Stirling and North Lanarkshire how they travel within their local areas and what a 20-minute neighbourhood might look like for them. It also considered the barriers they currently experience when it comes to walking more.

Participants in the research commented on a lack of safe crossing points missing or and badly maintained pavements, and that pedestrian and disabled access can feel like “an afterthought”. The report recommends much better care and maintenance of local walking routes to make walking and wheeling a realistic and attractive option.

Stuart Hay, Director, Living Streets Scotland said: “Creating safe, accessible and well-connected places will enable more of us to choose to walk or wheel our everyday journeys – helping to boost health, support local businesses and connect us to our local communities.

“Most people who drive report doing so because of the convenience, the lack of time to make another choice, or the necessity of using their car because the walking route is challenging or simply non-existent. While they like the idea of living locally and walking more, they still choose to drive. For 20-minute neighbourhoods to work, walking needs to become the easiest choice.”

The report launches at Living Street Scotland’s Big Walking Seminar, which this year focuses on reducing traffic in car dominated places and is supported by Transport Scotland.

LGBT+ communities face significant health equalities, says new report

LGBT+ people across Scotland are continuing to face health inequalities across every measure of wellbeing, according to a major new report by NHS Greater Glasgow and Clyde, NHS Lothian and Public Health Scotland.

The findings of the Health Needs Assessment, commissioned by the Boards, found that the COVID pandemic has exacerbated issues, with significant numbers experiencing loneliness and isolation, while almost a half of LGBT+ people in the survey said they had experienced discrimination in the previous year – with trans and non-binary communities experiencing higher levels of abuse.

The assessment also revealed significantly high levels of mental ill-health, with more than half of all respondents reporting issues such as depression, anxiety and stress, with the highest rates experienced by trans and non-binary individuals.

The comprehensive assessment was undertaken to better address gaps in knowledge about the health and wellbeing of LGBT+ patient groups, to better inform approaches to public health for LGBT+ people, across seven groups: lesbian and gay women, gay men, bisexual women, bisexual men, trans women, trans men (trans masculine) and non-binary people across the Greater Glasgow & Clyde and Lothian areas.

Nicky Coia, Health Improvement Manager at NHSGGC said: “This report should serve as a wake-up call for everyone involved in the health and wellbeing of LGBT+ communities.

“Too many continue to suffer from discrimination and abuse, are experiencing social isolation and loneliness and suffering the impacts of poor mental health. This, combined with the poor socio-economic situations many find themselves in, contributes to a substantial health inequalities on every measure of wellbeing.

“While there are positives to be taken in terms of how LGBT+ experience healthcare, particularly from the GPs, there is still work to be done to improve access to, and experience of, person-centred healthcare, that treats the individual, no matter their gender identity or sexual orientation.”

Dona Milne, Director of Public Health and Health Policy at NHS Lothian, said: “We interviewed more than 200 people and over 2,500 people took part in the online survey as part of this research. Their experience is in stark contrast to the progress that many of us may feel has been made in achieving equality in Scotland.

“I want to thank everyone who took part and express our shared desire to highlight this as a key public health issue and deliver real improvements in health and wellbeing for LGBT+ communities.”

Some of the key findings include:

·       Nearly three in four (73%) survey respondents said they ever felt isolated from family and friends and nearly two in five (38%) had felt lonely all of the time or often in the previous two weeks.  Trans and non-binary people showed the highest levels of isolation and loneliness.

·       The survey showed that overall more than half (54%) of respondents said they had mental health problems e.g. depression/anxiety/stress, but this was higher for trans masculine (75%), non-binary people (72%) and bisexual women (61%).  Only one in four (25%) survey respondents rated their general mental and emotional wellbeing positively – but this was lowest for non-binary (9%) and trans masculine (12%). 

·       Of those who answered the question in the survey, nearly one in three (31%) said that they had ever made an attempt to end their life.  Although the prevalence of suicide attempts was high across all LGBT+ groups, it was highest among trans masculine and non-binary people, with nearly half of respondents in these groups saying they had made a suicide attempt.

·       Overall, nearly half (44%) of LGBT+ people in the survey said they had been discriminated against in the last year, but this was highest for non-binary (65%), trans masculine (62%) and trans women (55%).

·       The survey findings show that 37% of LGBT+ respondents had ever experienced an abusive relationship; identity groups with the highest proportion reporting abusive relationships were trans masculine (48%), non-binary (45%), bisexual women (43%) and trans women (38%). 

·       only 59% overall rated their general health positively.  Gay men and gay/lesbian women were the most likely to rate their health positively, while trans masculine and non-binary people were the least likely. A third (33%) of LGBT+ people had a long-term condition or illness that substantially interferes with their day to day activities. 

·       Most (88%) survey respondent had financial worries at least some of the time. One in six (18%) had experienced food insecurity in the previous 12 months.  One in eight (13%) had ever been homeless.

The report’s authors have made 41 recommendations, including an immediate request that all Scottish local authorities should provide or fund at least some, community-led groups or activities for LGBT+ people, with provision for cultural, sport and physical activity and social interest groups, as well as targeting specific identity groups.

Other recommendations call for improvements in LGBT+ education in schools, improved LGBT+ training and awareness for health and other staff, improvements in mental health and gender identity clinics and more visibility of LGBT+ inclusive services.

Professor Nicola Steedman, Deputy Chief Medical Officer at the Scottish Government, said: “The assessment lays bare the fact that too many LGBT+ people are subject to significant inequalities which impact every aspect of their lives. I’m grateful to everyone who took part in the research and NHS Greater Glasgow and Clyde and NHS Lothian for carrying out this important work.

“The Scottish Government is committed to reducing inequality – in all its forms – and we welcome the report. We will continue to work with, and across our partners, to improve the health and wellbeing of our LGBT+ communities.”

Mark Kelvin, Chief Executive of LGBT Health and Wellbeing, said: “This report highlights what many of our community members experience in their daily lives.

“Whilst many people believe that LGBTQ+ people have achieved equality, this report reminds us that there is still a lot of work to do. Scotland is celebrated as being a welcoming and inclusive country and whilst that is true, almost half of LGBTQ+ respondents experienced discrimination in the past year.

“The report also highlights the health inequalities that still exist for many of us and provides very useful and realistic recommendations that will help LGBTQ+ people to live well.

Speaking specifically on how COVID-19 has impacted the LGBTQ+ community, Mark pointed out the dependency on LGBT nightlife for socialisation. He added: “Whilst the closure of pubs and clubs can be seen by many as an inconvenience, for LGBTQ+ people queer-friendly spaces provide an important place of safety and belonging.

“This meant that during the months of closures, people were shut-off from contact with others like them. I’m hopeful that this report can restart conversations with local authorities and other interested parties to open LGBTQ+ Community Centres, where people of all ages can access a place of safety, information, support, and importantly connection.”

Mhairi Crawford, from LGBT Youth Scotland, said: “LGBT Youth Scotland notes the publication of the health needs assessment of LGBT research findings report. We know from our own recently published research that health care remains a significant issue for LGBTI young people in Scotland.

“In particular, we welcome the recommendations for healthcare providers and other public bodies to undergo training, which is a key part of our LGBT Charter, in which we also support organisations to undertake reviews of policies and practice to ensure that they are as welcoming as possible for the LGBTI community, whether they are staff, clients, pupils or wider stakeholders.

“We know that alcohol free spaces are highly valued by young people we work with in our youth spaces – so we welcome the recommendation for more LGBT spaces that don’t have alcohol.

“Finally, we also welcome the recommendation that schools should undertake the LGBT Charter as we know this can have a massive impact on daily lives of LGBTI young people.”