New drivers urged to avoid car insurance scams on social media

  • The IFB is warning new drivers to watch out for a rising scam known as ‘Ghost Broking’ which involves bogus car insurance deals being sold on social media, as it could cost them their first car. 
  • The warning comes as hundreds of thousands of learners get set to pass their driving tests as they catch up from the disruption caused by Covid-19.
  • The Driver & Vehicle Standards Agency (DVSA) also provides comment.
  • Statistics and campaign content can be found in the notes to newsroom. 

The Insurance Fraud Bureau (IFB) is urging new drivers to watch out for bogus car insurance deals being promoted on social media, as hundreds of thousands of learners* get set to pass their tests following a year of disruption caused by Covid-19.

Fake car insurance sales known as ‘Ghost Broking’ is a growing scam which involves fraudsters pretending to be Insurance Brokers in order to sell unrealistically cheap and completely fake policies, often to younger drivers via Facebook and Instagram.

With a large influx of new drivers on the horizon following confirmation from the Driver & Vehicle Standards Agency (DVSA) that driving test centres face an unprecedented challenge to reduce waiting times left by the pandemic, the IFB is warning new motorists to be vigilant to bogus car insurance deals on social media as it could cost them their first car.

Stephen Dalton, Head of Intelligence and Investigations at the IFB, said: “The last thing new drivers need right now is to risk losing their car for no insurance because they’ve been duped by a scammer on social media.

“Drivers must carry out basic checks to make sure they’re buying car insurance through a trusted provider, or they’ll be making a very expensive mistake.

“I encourage anyone who’s seen evidence of an insurance scam to report it to the IFB’s confidential Cheatline online or on 0800 422 0421.” 

Mark Magee, Head of Driver Policy at the DVSA, said: “DVSA’s priority is to help everyone through a lifetime of safe driving.

“As well as ensuring you have the skills, knowledge and understanding attitude to drive safely, having valid insurance is of the utmost importance when you drive on your own.

“Check to make sure insurance brokers are genuine before parting with your money.”

Learner drivers in a driving school are typically covered by their instructor’s insurance policy, until they pass their test and need to take out motor insurance for their first car. With a rush of new drivers approaching and with so many people facing financial hardship, the IFB is concerned it will provide fertile ground for ‘Ghost Broker’ scammers.

Fraudsters often tempt younger people with their bogus car insurance deals by promoting unrealistically cheap prices up front, despite the fact insurance is meant to be priced based on the risk of the individual. They often then encourage contact with them through popular end-to-end encrypted messaging software such as WhatsApp.

The IFB which is a not-for-profit organisation that works with the police to crackdown on organised insurance scams has seen its investigations into ‘Ghost Broking’ double since 2016, and the scam has remained prevalent throughout the pandemic.

IFB investigations have found cash-strapped young drivers forking out hundreds of pounds for car insurance that in reality is worth no more than a photoshopped piece of paper. In some cases scammers also use stolen personal information to take out policies which are then doctored before being sold on to customers.   

Driving without valid insurance is easily detected by police. Uninsured drivers can have their vehicle instantly seized and are likely to receive six licence points. They can also face court where they might receive an unlimited fine and a driving ban. Furthermore, an uninsured driving conviction will show on records and can affect job prospects.

If a collision is caused by the uninsured driver they may also be liable for covering the costs which can run into the thousands.   

Avoiding fake car insurance deals

New drivers are urged to avoid deals on social media or messaging apps and to only purchase car insurance through reputable sellers.

Anyone with evidence of an insurance scam can contact the IFB’s Cheatline which is quick, easy and confidential to use.

The Cheatline can be contacted online or via phoneline (powered by Crimestoppers) on 0800 422 0421.

Rotten to the core: Charity Food van stolen in Leith

UPDATE: VAN RECOVERED

Police in Edinburgh are appealing for information after a food charity’s delivery van was stolen in Leith.

The white Ford Transit van, one of two main delivery vehicles belonging to social enterprise Edinburgh Community Food, was taken sometime between 1.30pm on Monday, 9 August, and 6am on Tuesday, 10 August, when it was parked on Tennant Street.

The van, registration number SH12 XVO, is distinctive with a large strawberry logo on the sides and rear with the words – edinburgh community food – clearly written on it. (van pictured below is not the stolen vehicle but shows the logo)

Sergeant Elaine McArthur Kerr, of Leith police station, said: “Edinburgh Community Food relies on its vans to deliver to people and businesses in the city and this theft is a shameful act given that it obviously belongs to a charity.

“Edinburgh Community Food delivers fresh fruit and vegetables to people on low incomes and sells it to staff, patients and visitors in city hospitals. This theft has left them seriously inconvenienced and having to hire a replacement.

“Our enquiries are ongoing to trace the van and we are appealing to anyone who may have seen it since it went missing to get in touch. If you can assist please contact us on 101, quoting incident 0689 of Tuesday, 8 August, 2021, or make a call anonymously to the charity Crimestoppers on 0800 555 111.”

Edinburgh Community Food CEO Brenda Black, said: “We need the van to deliver essential fresh food supplies to isolated people throughout Edinburgh.

“We spent the pandemic making sure the most vulnerable people in Edinburgh got food and essentials to keep them going through the worst of times.

“We continue to deliver food to families, communities and other organisations who really need them but this theft has halved our capacity.”

Let’s hope this vehicle is returned to it’s owners without delay.

UPDATE: VAN FOUND – THURSDAY 12 AUGUST

Officers in Edinburgh can confirm that a food charity’s delivery van which was stolen in the Leith area of the city has been recovered.

The white Ford Transit van, one of two main delivery vehicles belonging to social enterprise Edinburgh Community Food, has been traced to the Newhaven area and enquiries are ongoing to find out how it got there.

Sergeant Elaine McArthur Kerr, of Leith police station, said: “Fortunately the van has been traced as a direct result of our appeal and I would like to thank everyone who responded to it.

“However, enquiries are ongoing to find out how it got there and we continue to appeal for information. I would ask anyone who saw the white Ford Transit with its distinctive large strawberry logo between 1.30pm on Monday, 9 August, and noon on Thursday, 12 August, to get in touch.

“If you can assist please contact us on 101, quoting incident 0689 of Tuesday, 8 August, 2021, or make a call anonymously to the charity Crimestoppers on 0800 555 111.”

Community councils to set agenda for September EACC meeting

The next ordinary meeting of Edinburgh Association of Community Councils will be on 9th September.

What would you like to discuss? What issues do you want to raise?

Community councillors, send us a DM, or an email to the Secretary at Secretary@EdinburghCommunityCouncils.org.uk.

We’d like to hear from you!

Remember there’s free training available for community councillors too:

Free courses for community councillors from the Improvement Service and The Open University in Scotland are available in digital skills, business skills, finance and fundraising, and community and society.

Sign up online and complete them in your own time:

https://www.open.edu/openlearn/skills-supportOU-CC

Ask the GP – live webinar for Polish community tomorrow

“ASK THE GP” The only public live meeting with the Polish GP in Scotland on Covid-19 vaccination for the Polish Community

“ZAPYTAJ GP” Jedyne takie spotkanie z polskim lekarzem w Szkocji na temat szczepień na Covid-19 [ENG]

In response to the needs of the Polish community in Scotland, Feniks would like to invite you to a live webinar with Dr Piotr Konieczny, a Polish GP in Edinburgh who specialises in ENT and is a member of the Royal College of General Practitioners.

During this meeting, the expert will answer the most frequently asked questions about Covid-19 vaccination.

Ask a question prior to the meeting: https://bit.ly/pytaniadoGP

SAVE THE DATE: Thursday, 12 August, 19.30 (the UK time)

The meeting will be held live on Feniks’s Facebook: 

https://www.facebook.com/Feniks.Support.Services

There is no need to register, but in case you do not want to miss this meeting you can sign up to the Facebook event (a notification will show up an hour before the event): https://www.facebook.com/events/845324889457595

A recording of the meeting will be made available on Feniks Facebook page and on YouTube. The discussion will be held in Polish.[PL]

“ZAPYTAJ GP” Jedyne takie spotkanie z polskim lekarzem w Szkocji na temat szczepień na Covid-19

Odpowiadając na zapotrzebowanie polskiej społeczności w Szkocji zapraszamy na spotkanie informacyjne online z dr Piotrem Koniecznym, polskim lekarzem rodzinnym w Edynburgu specjalizującym się w laryngologii, członkiem Royal College of General Practitioners. W czasie spotkania ekspert odpowie na pytania na temat szczepień przeciwko Covid-19, które można zadawać w poniższym kwestionariuszu.

Zachęcamy do zadawania pytań przed spotkaniem:
https://bit.ly/pytaniadoGP

NIE PRZEGAP: Czwartek, 12 sierpnia, godz. 19.30 (czasu brytyjskiego)

Nie trzeba się rejestrować, ale zachęcamy do dołączenia do wydarzenia na Facebooku (przypomnienie o wydarzeniu pojawi się na godzinę przed): https://www.facebook.com/events/845324889457595

Spotkanie odbędzie się live na profilu facebookowym Feniksa: https://www.facebook.com/Feniks.Support.Services

Nagranie ze spotkania zostanie zapisane i udostępnione na profilu Feniksa na Facebooku oraz na YouTube. Rozmowa odbędzie się w języku polskim.

Rare Birds Books opens on Raeburn Place

Home of female fiction, Rare Birds Books has launched Scotland’s first female-centric bookshop, right in the heart of Edinburgh.

In a bold move that sees the globally beloved book club show resilience and innovation in a time of retail uncertainty, founder Rachel Wood invites bibliophiles down the rabbit hole and into Stockbridge’s newest page-turning hotspot. 

Readers are invited to visit Rare Birds Shop in Raeburn Place to immerse themselves in a world of beloved book club favourites, must-have modern classics and the cream of the crop of newly published masterpieces.

From Taylor Jenkins Reid’s Malibu Rising to Torrey Peters’ Detransition, Baby, there will be a story, author and genre for every kind of reader, searching for every kind of world. 

Not only packed with the best stories, the shop’s shelves also display a collection of other must-have gifts and novel memorabilia. From Rare Birds’ new candles, which are scented to pair perfectly with your current read, and graphic print totes emblazoned with the store’s logo, to small batch chocolate and stationery from women-led businesses, you are certain to come for the stories and stay for the merch.

Rare Birds founder, Rachel Wood, said: “We’re so thrilled open our first book shop in Edinburgh. We’ve always been deeply interested in women’s writing and we can’t wait to bring what we do online to life in our very own space.

We dreamed of a really welcoming space where we could showcase a huge variety of women’s writing across all genres and create a space where booklovers could meet and socialise and that’s what I hope the space will be.”   

Shoppers can choose from a range of female authored fiction and non-fiction books, as well as create Rare Birds’ signature personalised bundles, which are made up of 3 personal picks from the store’s world of stories.

In the months to come, Rare Birds Book Shop will also be home to a number of in-store events, including author readings, book clubs and intimate shopping evenings. 

The book club you can’t read without, just got better!

For more information visit https://rarebirdsbookclub.com/

Workplace testing rolled out to boost Covid recovery

Organisations urged to sign up

Organisations with ten or more employees can now sign up for asymptomatic workplace testing as part of an enhanced drive to identify emerging coronavirus (COVID-19) cases and break chains of transmission. 

Free lateral flow device (LFD) tests have been made more widely available as the country emerges from lockdown restrictions and moves beyond level 0.

The testing regime is voluntary and organisations can adopt an LFD Collect model to distribute among workers or implement their own asymptomatic test site (ATS) model in workplaces.

Workplace testing in Scotland had previously been targeted at prioritised areas of the public sector, critical national infrastructure and private businesses with higher transmission rates.

Public Health Minister Maree Todd said: “Testing has a vital role to play as we move safely out of lockdown and this rollout of workplace testing to cover all companies with 10 staff or more builds on our strategy to tackle COVID-19.

“The vaccination programme has been a major success, however even though you are fully vaccinated it does not guarantee that you cannot catch the virus and pass it on without knowing you have it. Asymptomatic testing will remain an important tool in breaking future chains of transmission.

“As more staff continue to return to the workplace in the months ahead, we must do all we can to ensure this is done as safely as possible.

“Workplace asymptomatic testing can play an important part in the recovery and organisations across our business, third and public sectors can contribute to this.

“It’s vital that all results are reported to ensure we understand the prevalence of the virus and halt further transmission.

“I would encourage all organisations who are eligible to sign up for workplace testing and play their part in our recovery from the pandemic.”

The workplace testing expansion has been introduced in response to requests from  organisations and representative bodies from a range of sectors.

The workplace testing offer will initially be until the end of September 2021, in line with the universal testing offer. It will include formal volunteers from third sector organisations.

Eligible Scottish organisations can find information on how to apply by visiting: 

https://www.gov.scot/publications/coronavirus-covid-19-getting-tested/pages/workplace-testing/

Organisations with less than 10 employees can direct their workforce to collect LFD test kits from a local pharmacy or COVID-19 test site, or order online for home delivery.

MSP urges city projects to apply for Scotland Loves Local funding

SNP MSP for Edinburgh Pentlands, Gordon MacDonald, has urged projects across the capital to apply for the newly launched Scotland Loves Local Fund.

The scheme has been launched by the SNP Scottish Government to support local projects run by organisations like town centre partnerships, chambers of commerce or community and charity trusts. It will provide projects with match funding of between £5,000 and £25,000.

Eligible projects could include things like community shops, marketing and digital schemes, or enabling larger construction projects delivery.

SNP MSP for Edinburgh Pentlands, Gordon MacDonald said: “The Scotland Loves Local Fund has been launched by the SNP Scottish Government as a way to help our town centres recover from the devastating impact of the pandemic.

“There are a number of fantastic local community projects across Edinburgh Pentlands, and the wider city, which have the potential to stimulate growth and footfall into the different areas and this funding will allow them to continue to make our town centres a more vibrant place and stimulate the local economy.

“Not only is the funding important but when people shop locally and support local businesses it also boosts the economy here and ensure that money spent in the local area stays in the local area.

“I would urge local projects to apply for the Scotland Loves Local Fund and encourage people in Edinburgh to continue to support local business at every opportunity.”

3 in 4 UK adults have received both Covid vaccine doses

  • Three quarters of UK adults have received both doses of a COVID-19 vaccine as the phenomenal roll-out continues
  • 2 doses provide over 90% protection against hospitalisation from the Delta variant, which is the dominant strain in the UK
  • Latest data shows 60,000 deaths and 66,900 hospitalisations have been prevented by the vaccines

Three quarters of adults in the UK have now received both doses of a COVID-19 vaccine, as the public continues to do what it can to protect themselves, their loved ones and their community.

A total of 86,780,455 doses have been administered in the UK, with 47,091,889 people receiving a first dose (89%) and 39,688,566 people receiving both doses (75%).

Data from Public Health England (PHE) shows COVID-19 vaccines are highly effective against hospitalisation from the Delta (B.1.617.2) variant. The analysis shows the Pfizer/BioNTech vaccine is 96% effective and the Oxford/AstraZeneca vaccine is 92% effective against hospitalisation after 2 doses.

The latest data from PHE and Cambridge University shows that around 60,000 deaths, 22 million infections and 66,900 hospitalisations have been prevented by the vaccines.

Prime Minister Boris Johnson said: “Our incredible vaccine roll-out has now provided vital protection against the virus to three quarters of all UK adults. This is a huge national achievement, which we should all be proud of.

“It’s so important that those who haven’t been vaccinated come forward as soon as possible to book their jab – to protect themselves, protect their loved ones and allow us all to enjoy our freedoms safely.”

Health and Social Care Secretary Sajid Javid said: “Three in 4 adults across the UK have now had both doses of the vaccine, which is incredible and a testament to the fantastic work of the NHS, volunteers and everyone involved in the roll-out.

“Getting 2 doses of a COVID-19 vaccine is the key to enjoying a host of new freedoms safely – whether that be to enjoy a trip abroad with family or a night out with friends – as we continue to build our wall of protection.

“The vaccines are allowing us to reconnect with the things we love, but more than that, they’re protecting the people we love too. Please make sure to come forward for your jab if you haven’t already as soon as possible.”

The UK government is working closely with the NHS to make it as easy as possible to get a vaccine, including through ‘grab a jab’ pop-up vaccine sites across the country – for example, at London-based club Heaven last weekend (Sunday 8 August) as well as football stadiums and festivals up and down the country.

People can make an appointment through the national booking system either online or by calling 119, and can use a vaccination centre, walk-in centre, or one of the pop-up vaccinations centres that are now in shopping centres, workplaces and high streets.

All adults in the UK are able to get their second doses after 8 weeks. This will mean every adult has the chance to have 2 doses by mid-September.

People will be required to prove they’ve had 2 jabs to enter nightclubs and other venues where large crowds gather by the end of September.

From 16 August, double-vaccinated people will also no longer be required to self-isolate if they are identified as a close contact of a positive COVID-19 case. People will continue to be advised to take a polymerase chain reaction (PCR) test to detect the virus and variants of concern and anyone who tests positive will still be legally required to self-isolate, irrespective of their vaccination status.

The government announced that double-vaccinated frontline NHS and social care staff in England who have been told to self-isolate will be permitted to attend work in exceptional circumstances and replaced by testing mitigations.

A limited number of critical workers may also in exceptional circumstances be able to leave self-isolation to attend work if deemed a close contact and informed to do so by their employer.

Vaccines Minister Nadhim Zahawi said: “Today marks a historic day for the incredible vaccination programme, with three quarters of UK adults having received both doses of a life-saving COVID-19 vaccine.

“It’s been phenomenal to see first-hand the enthusiasm of the British public for the vaccines, which have now prevented over 66,900 hospitalisations and saved at least 60,000 lives.

“Getting the jab is one of the most important things you can do to protect yourself and your loved ones – I urge everyone to get booked in and get vaccinated as soon as possible.”

The UK government secured access to hundreds of millions of doses of the most promising COVID-19 vaccines early on behalf of the entire UK, crown dependencies and overseas territories. The UK’s medicine’s regulator, the MHRA, was the first in the world to approve the Pfizer/BioNTech and Oxford/AstraZeneca vaccines, allowing the rapid deployment of vaccines across the country and ensuring the UK has one of the fastest vaccination programmes in the world.

Vaccinated people are far less likely to get COVID-19 with symptoms and even more unlikely to get serious COVID-19, to be admitted to hospital, or to die from it and there is growing evidence that they are less likely to pass the virus to others.

Dr Nikita Kanani, Medical Director for Primary Care and Deputy for the NHS COVID-19 Programme, said: “NHS staff have pulled out all the stops to get the lifesaving COVID jab to people as soon as possible and their exceptional hard work rolling out the biggest and fastest vaccination programme in history has meant that three quarters of all adults are now fully vaccinated, including 95% of people aged 50 and over in England.

“Getting the vaccine is the single most important step you can take to protect yourself and others, with hundreds of convenient vaccination sites across the country, including pop-up clinics in the park and at festivals and walk-in locations too.

“And so if you haven’t already, I would urge you to come forward today and join the tens of millions of people who have already been vaccinated.”

YouGov polling also shows the UK continues to be one of the top nations where people are willing to have a COVID-19 vaccine or have already been vaccinated. 

ONS data published on 9 August shows that more than 9 in 10 (96%) adults reported positive sentiment towards the vaccine, and vaccine hesitancy for those aged 18 to 21 has almost halved from 9% to 5%. The statistics also showed hesitancy has decreased for those aged 16 and 17 from 14% to 11%.

Free ‘nearly new’ school uniforms at Fresh Start this morning

Today and tomorrow at FRESH START Ferry Road Drive

Pirniehall, St David’s, Craigroyston and Forthview Primary Schools

Craigroyston Community High School

subject to availability

Travel with your taste buds!

Fabulous Fennel from Filippo Berio

A trip to Italy may still seem an impossible dream but this summer make your taste buds travel for you!

August is fennel season in the UK and fennel can be fabulous if you make it like the Italians do!

The aromatic bulb we know as fennel is popular in Italian cuisine, both raw and cooked. A simple side dish packed with complex flavours, this roasted fennel enlivened with the decadent taste of parmesan and the kick of chilli is an experience to savour. 

At the heart of Italian cooking are the principles of simplicity and eating with the seasons. Filippo Berio, the UK’s favourite Extra Virgin Olive Oil, brings you the real taste of Italy – recipes that create a little piece of Italy in your own home! 

Roasted Fennel

Serves 4-6 as a side dish

Prep: 10 minutes

Cook: about 50 minutes

3-4 fennel bulbs, outer leaves removed and fronds reserved

3tbsp Filippo Berio Classico Olive Oil

2 cloves garlic, crushed

2tsp fennel seeds, crushed

1tsp dried chilli flakes

Salt and freshly ground black pepper

30g freshly grated parmesan

15g dried breadcrumbs

2tbsp flat-leaf parsley, freshly chopped

Filippo Berio Extra Virgin Olive Oil, for drizzling

  1. Preheat the oven to 190°C, gas mark 5. Quarter the fennel bulbs, keeping them intact at the base. Place in a large bowl and toss with the Filippo Berio Classico Olive Oil, garlic, fennel seeds, chilli flakes and seasoning. Put into a large gratin dish or roasting tin and cover tightly with foil.
  2. In a small bowl mix together, the parmesan and breadcrumbs. Roughly chop the fronds.
  3. Roast for about 30-35 minutes, the undersides should be golden. Remove the foil, sprinkle over the reserved fennel fronds and the breadcrumb mixture and return to the oven. Cook for 10-15 minutes, or until the fennel is tender and the topping is golden.
  4. Sprinkle over the chopped parsley and serve immediately, drizzle with Filippo Berio Extra Virgin Olive Oil.