driving – The NEN – North Edinburgh News

Edinburgh drivers hit with £1.1 MILLION in bus lane fines in just 6 months

UK drivers hit with £37.7 million in bus lane fines in the first six months of 2026, new analysis reveals

MoneySuperMarket requested Freedom of Information (FOI) data to reveal the cities issuing the most fines for bus lane and bus gate infringements
More than 1.17 million fines for driving in bus lanes and gates were issued in the first six months of 2026 – the equivalent of one fine every 13 seconds
In the first half of 2026, an average of £200,000 was collected each day from British motorists for bus-related driving penalties

British drivers have been issued more than 1.17 million bus lane and gate Penalty Charge Notices (PCNs) during the first half of 2026, generating more than £37.7 million in fines, according to new analysis by car insurance expert MoneySuperMarket.

Though most drivers will be aware of bus lanes, the road lanes reserved for buses, and often taxis, cyclists and motorbikes, bus gates may be more unfamiliar. These ‘gates’ block a short stretch of road to all traffic except buses, rather than restricting one lane. Both bus lanes and gates are enforced by CCTV or automatic number plate recognition (ANPR) cameras and can result in PCN fines being issued for rule breaches.

The analysis, based on Freedom of Information (FOI) requests made by MoneySuperMarket to 77 councils and transport authorities across England, Scotland and Wales, reveals the scale and cost of bus lane enforcement across Great Britain. The data shows the equivalent of one fine issued roughly every 13 seconds – more than £200,000 collected from motorists per day.

The research also reveals which authorities issued the most PCNs across the first six months of the year, with Transport for London (TfL) taking the top spot with 90,511 fines issued. Outside of London, Manchester follows in second place with 77,878 fines issued, while Sheffield ranks third with 59,011 PCNs issued.

Number of PCNs Issued for Bus Lane and Gate Infringements, By City/Authority

Rank	City/Authority	Total PCNs issued for bus lane/gate infringement (Jan – June 2026)
1	Transport for London (TfL)	90,511
2	Manchester	77,878
3	Sheffield	59,011
4	Bristol	56,882
5	Leeds	53,009
6	Birmingham	51,687
7	Southampton	42,216
8	Reading	36,583
9	Liverpool	35,526
10	Coventry	35,265

Manchester generated the most revenue from fines paid for bus lane and gate infringements, with the council receiving over £2.7 million in revenue in the first six months of 2026. Despite issuing more PCNs, TfL generated just under £2.4 million in revenue for the same time, with Birmingham (£2.17m) placing third.

Total Revenue from Bus Lane and Gate PCN Fines, By City/Authority

Rank	City/Authority	Total revenue from bus lane/gate infringement fines (Jan – June 2026)
1	Manchester	£2,726,409
2	Transport for London (TfL)	£2,374,283
3	Birmingham	£2,165,600
4	Sheffield	£1,700,741
5	Glasgow	£1,699,474
6	Leeds	£1,412,740
7	Southwark	£1,409,105
8	Bristol	£1,265,641
9	Edinburgh	£1,186,458
10	Liverpool	£1,166,222

Alicia Hempsted, Car Insurance Expert at MoneySuperMarket, says: “Bus lanes and gates are an important part of our road infrastructure, so it’s important to keep them clear of cars and allow them to flow freely, particularly during busy periods. However, for many drivers, a brief lapse of attention or navigating an unfamiliar street can have expensive consequences.

“PCNs are civil penalties, rather than criminal notices, so unlike offences for speeding or drink-driving, they won’t have any impact on your car insurance. If you do receive a PCN for a bus lane or gate infringement, you should try to address it as soon as possible as fines are often reduced by 50% if they’re settled within 14 to 21 days, though this does vary between locations.

“You should always review the details of the PCN carefully before paying it to confirm they are correct. You can dispute a PCN by contacting the issuing council or TfL, which you should do as soon as possible if you feel it’s incorrect.

“However, if you fail to pay a PCN within the given time period, these can be escalated to a County Court judgment or bailiff action, which could show up on credit checks in the future.”

Sat-nav or sat-nag?

Drivers’ love-hate relationship with sat-navs sees more than three quarters ignore directions to beat the ETA

The majority of drivers use a sat-nav, but just one third (35%) have a high degree of trust in their device and have taken matters into their own hands to reach their destination sooner

Sat-navs … most drivers use them, but the majority don’t fully trust them. So much so that many are constantly disregarding directions and following their gut instinct in a bid to beat the often-exasperating ETA.

And for eight-in-10 drivers (84%), the gamble paid off as they managed to get to their destination quicker than what their sat-nav predicted, according to research from the RAC.

The survey, which polled 1,601 drivers in the UK*, found that 91% use a sat-nav, with 8% steadfastly using one on every journey, 30% on most trips, and 53% using it occasionally.

Popular sat-nav gripes included users complaining that their devices don’t always detect upcoming traffic jams (52%), as well as getting sent down small, narrow roads (44%).

Worryingly, one-in-10 (11%) sat-nav users got sent down a one-way street the wrong way, risking a head-on collision.

And one fifth (19%) almost got stuck after their sat-nav sent them down a dead end that was hard to reverse out of.

Despite the drawbacks, one-in-10 (12%) confessed to following the instructions on their sat-nav without question.

The majority, 89%, preferred to take sat-nav instructions with a pinch of salt, sometimes ignoring them to get to their destination.

Free phone apps, such as Google Maps, Waze or Apple Maps are the most popular form of sat-nav drivers use, with more than half (53%) choosing this form of technology to guide their journeys.

Another 35% use a sat-nav that is built into the car, while 9% use a separate sat-nav unit that they attach to the dashboard or windscreen, a popular choice among drivers aged 65 and over.

RAC Breakdown spokesperson Harriet Hernando said: “Sat-navs are used by the majority of drivers, and can be a useful tool to help us get from A to B. But what this data shows is that people shouldn’t blindly follow the directions but continue to pay close attention to road signage and tap into any local knowledge they have of the area.

“While it’s tempting to just jump in the car and punch in the postcode on your chosen sat-nav and follow along, it’s best to look at the journey more closely on the myRAC app route planner before setting off so you have a good idea of where you’re going and what routes you could take depending on the traffic. You can also use the Fuel Finder tool to refuel at the cheapest price.

“Worryingly, one-in-10 said their sat-navs sent them down a one-way road the wrong way, risking a head-on collision. With several fatalities attributed to sat-navs, it’s important to pay attention to road signage and ensure devices are fully updated with the latest changes to the road network.”

In November 2024 Google and Apple agreed to amend their audio prompts after a double fatal crash appeared to have been caused by incorrect directions from a sat-nav.

The driver drove the wrong way along the A5 near Milton Keynes after following audio directions from her sat-nav resulting in a head-on collision where both drivers tragically died.

Ten ways to reduce motoring costs this spring

Drivers are being urged to act now as motoring costs threaten to climb with fuel price volatility, insurance hikes and rising repair bills hitting household budgets hard.

Motoring experts at car leasing comparison site LeaseLoco have offered drivers practical tips to help cut everyday motoring costs and avoid being caught out by price rises.

Petrol and diesel prices have been unpredictable in recent years but ongoing tensions in Iran have pushed oil markets back into the headlines.

Disruption to Middle East supply routes are creating fresh uncertainty and the potential for sudden price spikes at the pump over the coming weeks.

Spring and summer also typically see higher driving volumes thanks to bank holidays and ‘staycations’ which can push pump prices even higher.

At the same time, insurance premiums remain elevated following a sharp rise in claims costs and vehicle repairs.

Car maintenance is another growing concern as warmer weather reveals damage caused over winter, including pothole wear, tyre deterioration, worn brakes and battery strain.

Drivers who delay routine maintenance often face larger repair bills later in the year, especially as garages tend to become busier ahead of peak travel season.

John Wilmot, CEO of car leasing comparison site LeaseLoco.com said: “Many drivers assume their biggest motoring cost is fuel, but several expenses tend to rise together in spring and summer.

“Increased travel pushes up fuel demand and cars begin to show the effects of winter wear and tear.

“But small habits can make a surprisingly big difference. Improving fuel efficiency, staying on top of maintenance and reviewing insurance cover can collectively save drivers hundreds of pounds over the coming months.

“Taking action early is key, as waiting until a problem appears often means paying more than needed.”

To help motorists stay ahead of rising costs, LeaseLoco’s motoring experts recommend:

1.Shop around well before your insurance renewal

Start comparing quotes three to four weeks ahead of your renewal date. Insurers can reward early shoppers with lower premiums, while leaving it until the last minute can lead to higher prices.

2.Review your cover and excess levels

Removing unnecessary add-ons and adjusting your voluntary excess could reduce premiums, as long as it remains affordable in the event of a claim.

3.Avoid last-minute fuel purchases

Filling up near motorways, holiday routes or on peak travel days often means paying more. Planning fuel stops and using price comparison apps can help drivers find cheaper stations nearby.

4.Check tyre pressure at least once a month

Under-inflated tyres increase fuel consumption, reduce tyre lifespan and compromise safety. Correct tyre pressure improves efficiency and reduces wear.

5.Clear out excess weight from your vehicle

Roof racks and heavy items in the boot all increase fuel usage. Removing anything not needed for daily driving can improve efficiency immediately.

6.Adopt smoother driving habits

Gradual acceleration, gentle braking and maintaining a steady speed can significantly reduce fuel consumption. Using cruise control on longer journeys can also help.

7.Stick to regular servicing schedules

Oil changes, filter replacements and basic checks keep engines running efficiently and can prevent expensive breakdowns later in the year.

8.Check your air conditioning early

Faulty air conditioning systems often go unnoticed until the first hot day. Early checks can prevent costly repairs and improve fuel efficiency.

9.Combine errands into fewer trips

Multiple short journeys from a cold engine use far more fuel than one longer trip. Planning routes in advance reduces unnecessary mileage.

10.Consider car sharing or alternative travel when possible

Sharing journeys can cut fuel spend over time.

RAC: Fuel Prices latest

RAC head of policy Simon Williams said: “While pump prices have technically risen for a record 43 straight days, the increases have almost ground to a halt.

“The average price of petrol now stands at 158.27p, only having gone up a quarter of a penny since reaching 158.03p on Thursday. Similarly, diesel is now at an average of 191.5p, having first climbed to 191.11p on Thursday too.

“With dated Brent crude under $100 a barrel for the last three trading days, there’s now scope to see prices finally starting to go the other way.

“But, as always, it’s a highly volatile situation with much depending on what happens with the Strait of Hormuz. And, if the oil price was to go back up again this week, any hopes of slight forecourt reductions will inevitably disappear.”

	Petrol	Diesel	Unleaded daily change	Unleaded change – since 28/2	Unleaded % change since 28/2	Diesel daily change	Diesel change – since 28/2	Diesel % change since 28/2
28/02/2026	132.83	142.38	+0.2	0	0.0%	+0.2	0	0.0%
13/04/2026	158.27	191.50	+0.0	+25.4	19.2%	+0.0	+49.1	34.5%

Essential fuel saving tips ahead of Easter road trips

10 fuel saving tips for drivers

Drivers are being told that harsh acceleration and braking could be contributing to poor fuel efficiency.

Experts at LeaseLoco.com are sharing ways to help cash-strapped Brits minimise fuel waste on the road and save money when travelling this Easter.

As prices continue to fluctuate, adopting more cautious driving habits and reducing unnecessary energy output can lead to significant savings.

Shopping around for the best fuel prices and planning ahead for fuel top ups can make a big difference in cutting costs.

Motorists should plan journeys and try to include well priced petrol stations in their route to prevent unnecessary detours for fuel.

Drivers are also advised to conserve fuel and prevent unnecessary consumption by avoiding excessive engine revs and sudden acceleration.

Other tips like closing windows to reduce drag on a vehicle, and minimising air conditioning use can prevent vehicles from overworking and using fuel unnecessarily.

These tips can also benefit electric vehicles (EVs). EV drivers can extend their driving range and reduce the need for frequent charging by minimising energy consumption, ultimately saving money.

John Wilmot, CEO of LeaseLoco.com said: “Fuel costs are continuously rising but there are a few ways to combat this which can help make a difference to your monthly budget.

“Some common bad habits that cause drivers to waste more fuel than they realise include unnecessary engine revs, harsh acceleration, and idling in traffic with the engine running.

“If you have an older car you’ll want to avoid frequently restarting your engine in brief stops. Those with new models however should definitely consider making the most of their stop-start systems to help reduce fuel consumption.

“By thinking ahead and driving smoothly, you can make significant savings on fuel by reducing your vehicle’s consumption.”

TEN FUEL-SAVING TIPS:

Shop around

Checking out where near you has the cheapest fuel, you can use sources such as PetrolPrices.com to help you work this out.

Accelerate and brake smoothly

Driving smoothly, with gentle acceleration and braking will help to reduce fuel consumption by minimising sudden spikes in fuel usage.

Reduce engine revs

Revving your engine increases fuel consumption. By reducing revs, you can make your fuel usage more efficient.

Use cruise control

Using cruise control or driving at a steady, consistent pace, particularly on motorways, will help reduce fuel consumption.

Remove unnecessary weight

The heavier your car, the more energy it requires to move. Reducing unnecessary weight will decrease fuel consumption and improve efficiency.

Top up tyre pressures

Make sure your tyre pressure is topped up; this will reduce drag and improve fuel efficiency. Under inflated tires create more rolling resistance, which can increase fuel consumption.

Combine trips and plan ahead

Plan your trip in advance to find the quickest routes and avoid traffic, especially on unfamiliar journeys. This can help you save time and reduce fuel consumption. If possible, combine trips and car share if you’re taking the same route.

Cut down on air conditioning

Anything that requires energy from your vehicle, such as air conditioning, will consume fuel to operate. To reduce fuel costs, it’s best to minimise the use of air conditioning when possible.

Close windows

Driving with the windows open can increase drag on your vehicle, requiring more acceleration to reach speed. Particularly on fast roads, keeping the windows closed will help reduce drag and improve fuel efficiency.

Turn engine off

When stopped for a few minutes, turn off your engine. In newer cars, utilise the start/stop function. Reducing idling can help lower fuel consumption and costs.

LeaseLoco is the UK’s biggest car lease comparison website, making it super quick and easy for drivers to filter and compare millions of deals from the UK’s leading car leasing companies to best suit their needs.

Drivers undeterred by fuel price concerns with nearly 21m Easter getaway trips planned

New figures show most drivers are sticking to Easter travel plans, despite surging fuel prices

Drivers are committed to making the most of the four-day Easter bank holiday despite sharply rising fuel prices, with nearly 21m leisure journeys planned, according to a new study of drivers’ getaway plans by the RAC and traffic analytics specialists INRIX.*

With over a million more trips planned than last year, this Easter weekend is set to be the busiest on the roads since 2022 – which was the first full getaway after the Covid lockdowns.

RAC data suggests traffic will be at its busiest on Good Friday 3^rd April with drivers planning around 3.3m leisure trips. Over 2.3m trips are planned on Thursday 2^nd, while drivers are expected to make 3m journeys on Saturday 4^th. The number of trips planned drops slightly on Easter Sunday to 2.3m, before increasing again to a further 3m on bank holiday Monday as travellers return home.

A further 6.7m journeys are anticipated at some point over the Easter bank holiday weekend, with drivers undecided on their exact date of travel. But with some early indications that the weather could warm up in time for the weekend, the number of ad hoc journeys could rise.

New separate research by the RAC also shows that while 31% of drivers are increasingly worried about rising fuel costs – driven by the current conflict in the Middle East that has seen pump prices soaring – most aren’t changing their plans. Only 6% expect to drive shorter distances and another 6% say they won’t drive at all, as a direct result of the higher prices.*

This is despite the fact that filling up a typical diesel family car this Easter will cost at least £19 more than it did on Good Friday in 2025, and a tank of petrol nearly £8 more, with further increases likely.

On Thursday 2^nd – the day when many schools break up for the Easter holidays – some of the worst delays of more than 40 minutes are expected on the M25 clockwise between J15 and J19 around 2.45pm, and on the M4 westbound across the Prince of Wales Bridge towards Bridgend with delays of an hour and a quarter in the evening, according to data from INRIX. The anticlockwise stretch from J17 to J12 will also see similar delays closer around 4pm, close to the evening rush-hour.

Meanwhile, on Good Friday, many major roads are expected to be busy throughout the day from 10am-7pm. The M5 southbound between J15 at the RAC tower north of Bristol and J23 for Bridgwater – a key holiday route – could see journey times extended by more than 50 minutes at lunchtime, while the M25 anticlockwise between J17 and J12 may see delays of 30 minutes mid-morning, nearly trebling normal journey times.

On Saturday 4^th, drivers are advised to avoid 10am to midday when traffic will be at its busiest. The M40 northbound from J12 to the Umberslade interchange with the M42 will see delays of around 48 minutes at 11am, with journey times almost four times longer than usual.

The roads are expected to be busy for most of Easter Monday 6^th April as families return from their Easter trips. Delays of over an hour (65 minutes) are expected at midday in the South West on the M5 northbound between J25 for Taunton and J15 at the RAC tower.

Elsewhere, the M25 clockwise between J15 to J19 will be hit with queues at 5.30pm, with journeys taking over 38 minutes longer than usual, double usual travel times.

RAC mobile servicing and repairs team leader Sean Kimberlin said: “The Easter bank holiday getaway is traditionally one of the biggest of the year, and 2026 looks no different.

“In fact, the number of planned leisure journeys by car has risen for the second year running and as a result we expect this to be the busiest Easter on the roads since 2022, when the country opened up after the Covid lockdown.

“Despite fuel prices rising dramatically due to the conflict in the Middle East, our research suggests Easter remains incredibly important to people as it’s often the first chance to get away since Christmas or to meet up with friends and family.

“While a significant number of drivers are concerned about rising fuel prices, a much smaller contingent are actually changing their plans this Easter as a result. This is despite the cost of filling up a family diesel car increasing by around £19 compared to this time last year, and a tank of petrol being £8 more expensive. In the face of rising prices, we urge everyone to use the myRACapp to find the cheapest forecourts near them.

“We expect traffic levels to be consistently high from Thursday when many schools break up. We advise drivers to plan for the best time to travel if they want to avoid significant queues, especially in traffic hotspot areas such as the M5 heading towards Devon and Cornwall and the M25. Congestion is likely to be at its worst from 10am from Thursday to Saturday and on Easter Monday, so leaving early in the morning is the best way to avoid the jams.

“The Easter bank holiday is always a particularly busy period for our patrols, but many breakdowns can be avoided if drivers ensure their vehicles are fully prepared before they travel. It’s still not too late to book an RAC Mobile Mechanic who can service or repair cars at home or at work, removing the need to visit a garage and giving drivers peace of mind their vehicles are fit for a long road trip.”

National Highways’ traffic contraflow system, ‘Operation Brock’, will be in place throughout the Easter weekend from 1^st to 7^thApril, with lorries travelling to the Port of Dover being directed to a specific lane at Junction 8 of the M20.

Port of Dover chief executive Doug Bannister said: “The port is preparing for a busy Easter getaway period, with an early increase in traffic expected from Friday 27^th and Saturday 28^th, followed by the predicted getaway volumes through to mid-April.

“Between Thursday 2^nd and Sunday 19^th April, we will welcome in the region of 37,000 cars through the port. To help ensure a smooth departure, we kindly ask all customers travelling with our ferry partners not to arrive any earlier than two hours before their scheduled sailing, just as you would if departing from a UK airport.

“We appreciate everyone’s patience, should there be any additional waiting time due to the increase in traffic levels.”

For drivers planning a long Easter getaway journey, the RAC advises booking an appointment with one of its Mobile Mechanics. RAC Mobile Mechanics can complete services and repairs on the driveway or at a customer’s place of work, giving drivers peace of mind before they lhit the roads.

Two-thirds of drivers oppose plans to expand 20mph areas

Plans to extend 20mph speed limits across more UK roads are facing resistance from drivers, new research reveals.

A recent survey by Quotezone.co.uk found that 66% of respondents said they were not in favour of reducing key 30mph roads to 20mph.

The study of 1,000 British adults, showed over two-thirds (67%) think 20mph roads are simply too slow.

The findings come amid ongoing discussions across parts of the UK about expanding 20mph zones, hoping to improve road safety and reduce accidents in urban areas.

Last month, the government launched a new road safety strategy, which aims to reduce deaths and serious injuries on Britain’s roads by 65% by 2035.

The strategy revealed there will be a new edition of the best practice guidance on setting local speed limits, which suggests there may be significant changes to the 30mph default limit on urban roads.

Wales is leading the way in terms of adopting lower speed limits and has already implemented a default 20mph rule on residential and built-up roads.

Scotland and England are also following suit, with many regions already rolling out a 20mph speed limit in urban areas.

London has seen significant progress, with lower speed limits in place on more than half of urban roads, while the North West is close behind, with over 45% now set at 20mph.

While public opinion may be divided on the approach, in the first year of the new 20mph limit, Wales saw approximately 100 fewer people killed or seriously injured, and research shows that even an average speed reduction of just 1mph can cut crash frequency by 5%.

As more roads move to lower limits, drivers are being encouraged to stay alert to changing signage and adjust their driving accordingly.

Sticking to the indicated limits ensures motorists avoid fines, penalty points and potential increases to their insurance premiums.

Greg Wilson, car insurance expert and CEO at Quotezone.co.uk said: “With changes to speed limits continuing to be discussed across the UK, our research suggests many motorists remain unconvinced about reducing key 30mph roads to 20mph, with concerns likely centred around journey times and practicality.

“That being said, evidence from Wales, for example, demonstrates that lower limits can have a positive impact on road safety, with data from the first year of implementation showing fewer people killed or seriously injured.

“Ultimately, decisions around speed limits sit with local authorities, and they must balance public sentiment with safety outcomes, congestion, and the needs of different road users when assessing what’s appropriate for their communities.

“With lower limits appearing on more roads, it’s important drivers watch for signage and adapt their speed to make sure they stay safe and avoid fines.

“From an insurance perspective, any measure that successfully reduces collisions is positive news for premium prices. Fewer accidents could lead to fewer claims, and over time that has the potential to ease the pressure on car insurance costs.”

As a price comparison site, Quotezone helps drivers compare and find savings on all sorts of motoring products, such as van, fleet and car insurance.

Motorists could save hundreds of pounds by following these tips

Expert advice from car insurance comparison specialists

UK motorists are being shown how simple adjustments could help them save hundreds on their car insurance in 2026.

Car insurance experts at Quotezone.co.uk are urging drivers to consider what modifications they choose, how they word their job title, and to be realistic about the annual mileage covered each year.

Although car insurance prices have fallen in 2025, with the current average cost coming in at £591 as of Q3 2025, small changes to how and when people purchase their premiums could create further savings.

Recent data has revealed how slight changes in job title wording could impact insurance pricing, as providers can categorise job roles differently.

Another major consideration for drivers is the modifications they make to their car, with common modifications like window tints, tow bars, and even sunroofs having the potential to not only increase insurance premiums, but invalidate insurance altogether if they are undeclared.

A Quotezone survey earlier this year showed 65% of drivers didn’t realise adding a sunroof could be seen as a modification, meaning many drivers could be unknowingly risking higher insurance premiums or invalid cover.

Drivers have also been warned about how much their mileage can really affect their insurance premiums, with those clocking up the miles potentially paying hundreds more each year.

The timing of car insurance renewal remains a huge saving, with drivers potentially able to cut costs by up to 45% simply by renewing 15 to 24 days before their policy ends.

The later drivers leave it, the more expensive premiums are likely to be. A recent Quotezone survey showed two-thirds buy at the last minute when costs are potentially at their highest.

Research also shows that premiums purchased between midnight and 6am are 22% higher on average than those secured during the day.

Quotezone.co.uk CEO and car insurance expert Greg Wilson said: “This year has been really positive for many motorists as car insurance costs continued to decline quite significantly.

“This time last year we were looking at an average of £770 and now the average cost is coming in at just over £590. A decrease of £180 in the space of 12 months is welcome news for drivers who may be struggling with rising fuel and repair costs.

“But there are further savings to be had and a number of small changes could help put more money back into drivers’ pockets.

“While each individual’s circumstances are different and car insurance premiums are based on a series of risk factors such as age, location, and the cost of the vehicle – it is always worth ensuring drivers have the best possible price for their situation and reviewing these price sensitive questions and keeping these money saving tips in mind is key.

“It’s hard to predict what car insurance prices will do in 2026. While recent months have seen some easing in average premiums, there’s no guarantee this will continue, as inflation pressures, rising claims rates and the increasing cost of car repairs may make it challenging to keep prices lower for long. This makes it vital that drivers know how to get the most competitive price possible.”

Quotezone.co.uk’s top five car insurance saving hacks of 2025:

1.Choose your job title carefully

Insurers categorise job roles differently, meaning slight changes in job title wording can also impact insurance pricing. For example, someone describing themselves as a “Healthcare Assistant” might receive a different quote by selecting “Care Assistant” or “Care Worker” instead. As long as the title remains accurate, it could help reduce premiums.

2.Consider the car modifications you make

Car modifications can cause higher insurance premiums as they often increase the value of the vehicle and insurers may view them as an increased risk of theft. It’s also important to make sure any modifications are declared to the insurer or you run the risk of invalidating your policy.

3.Review how much annual mileage you’ll really cover

Driving habits and your circumstances can change over time, so it’s important to regularly review your policy and let your insurer know of any changes to ensure you are in the correct mileage band, especially if you’re driving much less miles than you initially covered yourself for. Motorists clocking up fewer than 1,000 miles a year pay an average of £520, while those who exceed 30,000 miles face average costs of £800.

4.Hit the insurance renewal sweet spot

Those who are organised and give themselves plenty of time to compare quotes from other insurers will likely get a better deal than those who leave it until the last minute. Quotezone data reveals that 15 to 24 days before the policy is due to start is the sweet spot, with drivers purchasing during this timeframe saving themselves an average of 33-45%.

5. Park somewhere safer

The closer you can park to the house, the safer your car is likely to be, reducing the risk of theft or damage, which could help reduce your insurance premiums. Those who park their car out on the road overnight could see average premiums of £1136, whereas the average for parking on a private driveway is 24% less at £868.

Quotezone helps over 4 million customers every year compare and find savings on all sorts of motoring products such as car, truck and van insurance.

Essential driving tips for safe journeys this festive season

Travelling home for Christmas or out and about visiting family can be a hectic and dangerous time on our roads.

Around Christmas, conditions are normally challenging with cold and wet weather making roads treacherous.

The evenings are also darker, with a larger volume of cars. Traffic experts estimate nearly 30 million journeys take place in the UK over the Christmas holidays, as people hunt for gifts, enjoy festive nights out and celebrate with friends and family.

Experts from Tiger.co.uk have named six important steps for drivers to take when travelling over the festive period, particularly if they have kids in the car.

The calendar is normally packed full of festivities that children often need to be driven to, from visiting Santa, to pantomimes, town Christmas light switch-ons and carol services – often driving long distances or through turbulent winter weather conditions.

It’s crucial for parents or guardians to be aware of potential issues to ensure a safe and responsible driving environment for little ones.

Crucially, parents should use an appropriate car seat or seat belt for their child’s age, height, and weight and make sure it’s installed properly, regularly cleaned and is compatible with the vehicle.

According to the Highway Code, children must use a car seat until they’re 12 years old or 135 cm tall, and toddlers under 15 months must be placed in a rear-facing car seat.

Failing to comply with these rules can result in a fine of up to £500 and penalty points.

The Highway Code Rule 98 also warns drivers to make sure objects are secure when loading a car. Christmas presents, juice bottles and toys need to be stored properly before setting off, to reduce the risk of them hurting people inside the car in the event of an accident.

Busy parents or caregivers are also reminded to avoid multitasking while driving and avoid driving altogether if they are too tired over the festive break.

Ian Wilson, car insurance expert and Managing Director at Tiger.co.uk said: “Driving over the holiday season can bring a whole new set of challenges given the unpredictable weather, busy roads and hectic Christmas calendar.

“It also brings unfamiliar situations as more people do late night runs as designated drivers, usual routes can suffer additional congestion due to festive events and Christmas lights and festive spectacles can make for distractions.

“It’s important for drivers to be aware of these additional hazards and safety tips in the build up to Christmas, leaving time to prepare the car, the passengers and ensure they’re not too tired to drive.

“Careless driving can see motorists handed an unlimited fine with three to nine penalty points so it’s best to be aware of the dangers and plan ahead.”

Tiger’s tips for staying safe on the roads this Christmas:

1. Avoid distractions and ensure visibility

It’s important that the driver can see out of the vehicle properly at all times, so presents need to be packed and stored safely in the boot – and not on the parcel shelf. If the car is decorated for Christmas, you need to be careful that it’s not a distraction to the driver and they can see clearly out of all of the windows.

2. Check you’re not too tired

The Christmas period can put a lot of stress on drivers. Organising, packing, wrapping and spending time visiting lots of family members can be exhausting but you should never drive when tired. Anyone experiencing festive fatigue should swap drivers, take a rest stop to recharge or consider public transport.

3. Beware of bulky clothes

Although the winter chill means children are likely wrapped up warm before getting into the car, bulky coats should not be worn in car seats. They leave extra space under the harness, which could lead them to slip through the straps during an accident. To keep kids warm in the car, dress them in thin layers and use a blanket over the harness.

4. Double-check child lock

When driving with children, child locks should also be in use. Children may open the door accidentally while moving – which is incredibly dangerous and could be seen as careless driving and result in a hefty fine and points on your licence. Without a child lock, children can also try to leave the vehicle in busy areas before the parents are ready to help.

5. Car seats are a priority

When driving with young children under 12 years or 135 cm tall, it is crucial to follow guidelines provided by car seat manufacturers and the law, to ensure children are properly restrained. Babies under 15 months must be placed in a rear-facing car seat. Refit and clean the seats regularly to ensure they are secure and free from debris that could hinder the buckles.

6. Be wary of multitasking

Passengers, especially children, can be very excitable when travelling at Christmas time, but it is important for drivers not to get distracted. Whether you are tending to their needs or trying to calm them down in the car, these distractions could lead to accidents. It is important to stay focused on the road in order to remain in control of the vehicle. If children in the car are becoming fussy on long journeys, it is better to pull over and take a break in a safe spot before taking to the road again.

It’s also sensible to add breakdown cover to car insurance policies this Christmas or purchase a standalone product – drivers should check with their insurer to see if they have it already as standard, to avoid paying extra.

Motorists warned of aquaplaning dangers during heavy rainfall

Motorists are being warned about the dangers of aquaplaning, as experts share tips on how to stay safe on the roads during stormy weather.

Rainfall in the UK is on the rise, with winter 2023-24 the wettest on record,* making it vital that drivers know how to react in these challenging situations.

Car insurance experts at Quotezone.co.uk urge drivers to check their tyre tread depth and significantly reduce their speed when it’s raining to help keep control during unexpected aquaplaning.

Also known as hydroplaning, aquaplaning happens when a layer of water builds up between a vehicle’s tyres and the road surface, causing the tyres to lose grip.

This can lead to a complete loss of steering and braking control, leaving drivers unable to manoeuvre safely until the tyres regain contact with the road.

Even a small amount of water can cause aquaplaning if tyres are worn or under-inflated. The legal minimum tread depth in the UK is 1.6mm, so it’s important for motorists to regularly check their tyres to ensure they meet or exceed this limit.

Drivers are advised to slow down when conditions are wet, as aquaplaning is far more likely to occur at speeds above 35 mph.**

It’s also important to avoid harsh acceleration, braking or sudden steering movements in rainy weather.

When the car is aquaplaning, drivers might notice the engine suddenly becoming louder, feel as though they’ve dropped the clutch down a gear, causing the revs to increase, experience lighter or unresponsive steering, or feel the back end of the car drifting from side to side, also known as ‘fishtailing’.***

In that situation, it’s crucial not to slam the brakes or turn the wheel sharply. Instead, drivers need to gently ease off the accelerator and keep the steering straight until the tyres regain contact with the road.

Greg Wilson, CEO and car insurance expert at Quotezone.co.uk said: “As the weather across the UK gets wetter and stormier, motorists need to be on alert for dangerous driving conditions.

“Many drivers underestimate how easily aquaplaning can happen. Even a thin layer of water can be enough if tyres are worn or speeds are too high.

“It can be a frightening experience when you suddenly lose control of the car, and can result in serious accidents, so knowing how to prevent and manage aquaplaning is crucial at this time of year.

“Regularly checking tyres, slowing down, keeping an eye out for puddles and avoiding harsh manouvers in wet conditions, can all help improve safety while driving in the rain.

“Being aware of the first signs of aquaplaning is also important so that drivers can react calmly and safely. If the steering suddenly feels light or the car starts to drift, don’t panic.

“Staying composed, easing off the accelerator, keeping the wheel straight and letting the tyres regain their grip naturally is the best that you can do in this situation. Being prepared and aware of what’s happening is half the battle.”

Quotezone.co.uk’s top tips on avoiding aquaplaning:

1. Reduce speed

Your tyres will have less chance of gripping the road if you’re travelling at a higher speed. There’s no magic “safe speed,” but experts say that cars travelling under 35 mph in an inch or two of water are much more likely to stay in control.

2. Check your tyre tread depth

The legal minimum tread depth is 1.6mm, but don’t wait until you’re right on the limit. More tread means better grip, especially on wet roads. If your tyres are starting to look a little smooth, it’s time to get them checked or replaced,**** driving with unroadworthy tyres can lead to fines, penalty points and could even invalidate your car insurance.

3. Keep tyres properly inflated

Under-inflated tyres can’t clear water as effectively, increasing the risk of aquaplaning. Check tyre pressures regularly, especially before long journeys. If you’re not sure what your tyre pressure should be, check your car manual or reference sticker on the inside of the doorframe.

4. Keep an eye out for puddles

Those big puddles might look harmless, but hitting one too fast can make your car lose contact with the road in an instant. Try to avoid waterlogged roads or drive around puddles safely – if you have to go through, reduce speed and proceed with caution. Turning your headlights on is recommended on rainy days to increase visibility, so other drivers can see you better and you have a better chance of spotting excess surface water.

5. Follow the track

If there’s a car ahead, their tyres will already have cleared some of the water from the road, leaving tracks behind. Driving in those tracks, while keeping a safe distance, could help your tyres maintain better grip.

6. Drive smoothly

Gentle steering, braking and accelerating are key when it’s wet. Take extra care on bends and avoid using cruise control, as it can stop you from reacting quickly if you start to aquaplane.

As a leading price comparison site, Quotezone helps millions of drivers every year compare and find savings on all sorts of car insurance, such as young, older and convicted driver insurance.