Cost of Living Crisis: New report by One Parent Families Scotland

Out of the COVID pandemic and straight into a #costoflivingcrisis

One Parent Familes Scotland asked single parents accessing their services about the main issues affecting their lives and what needs to be done to tackle them.

Read OPFS’s cost of living impact report: https://bit.ly/39N9i0e

Edinburgh’s private rents soar as the capital bounces back

Post-pandemic surge in demand sees rents hit record high

The appeal of living in the Scottish capital has been reignited, with new figures showing a resurgence in demand for city properties that has pushed rents to record highs.

New research from property letting portal Citylets, shows the average monthly rent in Edinburgh rose 14.2% year on year (YOY) to an all-time high of £1,214, well above the Scottish average of £896.

Figures also show that the average Time To Let (TTL) – the period a ‘for rent’ sign is displayed at the property – is just 16 days, lower than the Scottish national average of 18-25 days across one, two, three and four bedroom properties.

Thomas Ashdown, Managing Director of Citylets said: “City living is back. During the pandemic growth slowed in most cities and accelerated in surrounding areas.

“Now people are back to office working, at least at some level, and seem confident there won’t be any more full lockdowns. The appeal of the city lights appears to have endured some extreme disruption, it would seem.”

However, he pointed out that letting agents remain concerned about the supply of available properties in the private rental sector, with many landlords continuing to sell up while the market is buoyant – or to avoid the threat of increased regulation and the costs that will bring.

The Citylets quarterly report for the first three months of 2022 shows demand for rental properties across Scotland exceeded supply in both rural and urban areas. However, the numbers of available properties was slightly higher than the historic lows reported the last quarter of 2021.

By postcode Edinburgh’s rental hotspot for one-bedroom properties was EH16 (including Cameron TollCraigmillarLiberton) where the TTL was only seven days, while the TTL for two-bedroom properties in EH14 (including SlatefordLongstoneWester HailesBalerno) was an average of only nine days.

At the top end is the EH3 region (New Town, West End, Tollcross and Fountainbridge) which has the highest property prices throughout Scotland, averaging £1,001 for a one-bedroom, £1,482 for a two-bedroom and £1,923 for a three-bedroom property.

Mr Ashdown said: “Despite relentless economic worry and the conflict in Ukraine that will further impact on the cost of living, the market is very busy. People want to get on with life and make decisions now which may have been postponed in recent months.

“While there is slightly more supply of properties than there was at the end of last year, it’s not a widespread phenomenon and this is not something can always be addressed quickly. The consequence of that is, with no sign of demand reducing, rents may continue to rise throughout 2022.

“While it’s reassuring to see that cities are coming back to life, rent rises of this order are likely to prove problematic for many, given the ongoing cost of living crisis. This is not a discretionary purchase – you have got to have somewhere to call home. More choice in the sector and indeed more widely in housing would, of course, help.”

Charlie Inness, of Edinburgh letting agent Glenham Property said: “Edinburgh has moved from an oversupply of stock to one of a severe undersupply with high tenant demand and unprecedented activity levels.”

He added: “Properties are letting extremely quickly with multiple applications received for each listing. We do not expect the shortage of supply to change as investors are either exiting the market or are cautious of entering due to the uncertainty created by the Scottish Government’s proposals for increasing regulation and artificial control of the sector. Due to this, we expect upward pressure on rents to continue to the detriment of tenants.”

The figures highlighted in the quarterly report show that available properties were being snapped up rapidly in Edinburgh, with 39% of properties let within one week and 84% taking less than a month to be let.

Jamie Kerr, of Edinburgh’s Ben Property said: “Quarter 1 of 2022 has seen an extraordinary surge in demand across Edinburgh and strong rental levels are being achieved with a short time to let.

“However, while the market is extremely busy and properties are letting faster than ever, there is a worrying lack of supply across the board which should be a wake-up call for the Government.

“There needs to be more investment in social and build to rent housing, and a deeper understanding of the vital role played by the private rental sector, encouraging private landlords and investors, not discouraging them. Only this can redress the balance of supply and demand and calm rental levels accordingly.”

Citylets operate Scotland’s premier residential lettings site with over 50,000 properties per year from over 400 local agents. The Citylets quarterly rental report was launched in 2007 and has since become a respected guide for housing professionals including social housing and public policy makers.

The report and associated rental maps are available for download at Citylets Rental Reports.

Climate change is affecting Scotland’s lochs and reservoirs

Climate change has already caused a rapid and extensive warming of Scotland’s lochs and reservoirs with impacts expected to intensify, research has revealed for the first time.

A report published today by Scotland’s Centre of Expertise for Waters (CREW), shows that between 2015 and 2019, 97% of monitored Scottish lochs and reservoirs have increased in temperature. While most warmed by up to 1.0°C per year over this period, 9% increased by more than that – some by up to 1.3°C per year.

Researchers warn that these changes increase the risk of harmful algal blooms developing, which could restrict their use for recreation and water supply, and as a safe habitat for wildlife.

It is expected that waters in the south and east of Scotland are expected to warm the most at first, but this climate-related impact will reach all parts of the country by 2040.

The report makes a number of recommendations to address these impacts in the immediate term, as well as further research to improve our understanding of climate impacts on the complex functioning of lochs and reservoirs.

Environment Minister Mairi McAllan said: “This important research provides yet more worrying evidence of the risks of harm from climate change on Scotland’s water environment.

“It is vital that we do more to mitigate those impacts, to seek to reduce the pace of warming but also to adapt to it.  We have committed £243 million since 2015 through the Agri-Environment Climate Scheme to support land management practices which protect and enhance Scotland’s natural heritage, improve water quality, manage flood risk and mitigate and adapt to climate change.

“Scotland is renowned worldwide for the quality of our water. Research like this will be hugely valuable in informing the development of policy solutions and measures to mitigate and adapt to climate change, and also protect, restore and enhance these vital natural assets.”

Freshwater ecologist Dr Linda May of the UK Centre for Ecology & Hydrology (UKCEH), lead author of the report, said: “This research has shown, for the first time, that climate change is already warming our lochs and reservoirs in Scotland, and that this trend is likely to continue.

“It provides early warning of the potential impacts of climate change on biodiversity, water supply and recreational use, and highlights the need for mitigation measures to be put in place as quickly as possible.”

Dr Pauline Lang, project manager for CREW, said: “This pioneering research led by experts at the UK Centre for Ecology & Hydrology demonstrates that, without intervention, climate-driven risk is projected to further increase by 2040.  

“To prevent the modelled scenarios becoming reality, we trust the recommendations proposed will enable effective climate action for safeguarding freshwaters now and during the critical decades ahead.

“This project is a great example of how CREW can pivot towards Scotland’s water-related needs by bringing a community of researchers and stakeholders together to collaborate on addressing the most important environmental concerns of this time.”

NatureScot Freshwater and Wetlands Advice Manager Iain Sime said: “Scotland, like the rest of the world, is facing an unprecedented climate emergency. The findings of this comprehensive review are stark, demonstrating the impact that climate change is already having on our freshwater lochs and reservoirs, and their biodiversity.

“The need for urgent action is clear, and at NatureScot we are using the £65m Nature Restoration Fund to prioritise efforts that support the conservation of our lochs and ponds.”

Scottish Environment Protection Agency (SEPA) Senior Ecologist Ian Milne said: “CREW’s report, which used SEPA data from 142 lochs and reservoirs, is important in highlighting some of the climate change pressures Scotland’s environment is facing.

“The findings emphasise the significance of SEPA’s ongoing work to tackle the threats of climate change and biodiversity loss, which is being done in partnership with Scottish Government, local authorities, Scottish Water, environment and community groups, farmers, land managers and others through our River Basin Management Plans.”

Welfare Reform: Reverse the changes!

New report on impact of UK Government policies on families in Scotland

A new report estimates 70,000 people in Scotland, including 30,000 children, would be lifted out of poverty by 2024 if UK Government welfare reforms introduced since 2015 were reversed.

The cost of reversing changes, including the removal of the £20 per week Universal Credit uplift and the two child benefit cap would be around £780 million a year, according to estimates in the Scottish Government’s Welfare Reform – Impact on Families with Children report.

Last month the Scottish Government published its second Tackling Child Poverty Delivery Plan – Best Start, Bright Futures – which sets out immediate and longer term actions to support people out of poverty and to tackle its deep-seated causes.

Social Justice Secretary Shona Robison said: “Tackling child poverty is our national mission and we are helping to lift thousands of children out of poverty in Scotland within our limited powers. This report lays bare the cost of repeated UK Government welfare reforms since 2015 and the challenge we face in lifting children and families out of poverty for good.

“We are determined to tackle the cost of living crisis and we’re already helping to lift thousands of children out of poverty. We invested almost £6 billion from 2018-21 to support low income households, including around £2.18 billion to directly support children. We are also taking steps to mitigate the impact of the UK Government’s bedroom tax and benefit cap as fully as we can within our limited powers.

“We have introduced a package of five family benefits, including the Scottish Child Payment that we will raise to £25 a week by the end of 2022. We are also investing in employment support for parents, through new skills and training opportunities and key worker support to help reduce household costs and drive longer term change.”

New report breaks stigma around autism and periods this Autism Awarness Month

Although a discussion about neurotypical people’s period cycles has started in recent years, the same can’t be said for those on the autism spectrum.

Many feel unheard and uninformed, with almost half (49%) of autistic people reported not understanding their period, a third (30%) said it takes as long as four-to-five years to learn to manage it, over half (59%) aren’t comfortable enough to talk about it and 16% had to teach themselves about the cycle.

Intimate wellness brand, INTIMINA, has released a report which aims to breakdown the stigma around autism and periods. Whilst empowering and informing people about the challenges that those on the autism spectrum face and offering advice from experts, Psychotherapist Steph Jones (MBACP) andConsultant Obstetrician and Gynaecologist Dr Shree Datta, on how to cope.

On average it takes four-to-five years for almost a third (30%) of autistic people to learn how to manage their period, compared to just one year for a massive 38% of neurotypical people.

Reasons for this do vary but this new research shows that it could be down to autistic people having different experiences when it comes to their senses, mental health, physical effects, communication, and knowledge of the reproductive system and period products.  

Sensory 

Hyper or hyporeactivity to sensory input or unusual interest in sensory aspects of the environment, such as smelling or touching of objects is something that most autistic people experience. When asked if they notice the scents in menstrual products like tampons, menstrual cups and pads, 70% said yes, 66% said that it bothers them and 26% flagged odours as one of the main issues when they are on their period.

Mental Health & Physical Effects  

Most people with periods struggle with a whole range of mental and physical issues during the cycle, including bloating, depression, anxiety, headaches, back pain, cramps, cravings, tender and swollen breasts, fatigue and insomnia[1].

Almost all participants (96%) said that they experience emotional changes during a period, with over a third (38%) confirming that mood changes were in their top three worries that they had before their period.   

Alongside mood changes, 42% of autistic participants said that they were concerned about heavy bleeding during their period and 42% said they were most worried about period cramps.  

One of the autistic people who contributed a comment in the report went as far as to say that they suffered with “waves of depression, climbing anxiety, panic attacks and random crying outbursts” during their period.

Communication

The findings show that 41% of autistic people don’t feel confident talking to close friends or family about their period with another 18% feeling very unconfident. This is in contrast to the neurotypical sample where 74% said they felt either confident or very confident. Perhaps a struggle with communication is what has led 16% of autistic people to teaching themselves about periods.

Knowledge of the female reproductive system

Almost half (49%) of autistic people don’t understand their period cycle completely and when asked to identify the cervix on an image of the female reproductive system, a massive 39% of people on the autism spectrum failed to identify it correctly.

Using period products

Four out of five (83%) autistic people find period products difficult to use, with a third (34%) citing using sanitary products as the third biggest concern when it comes to their period. However almost a quarter (24%) of autistic people said that they prefer to use menstrual cups.

Psychotherapist, Steph Jones (MBACP), said: “Those on the autism spectrum, like myself, might struggle to talk about periods because they feel ashamed, or it might be connected to the social challenges experienced by many autistic people. For example, not asking for help because it leaves individuals open to the possibility of being dismissed, humiliated or invalidated.

“It’s also extremely common to experience some feelings of depression and anxiety just before a period starts. To help with this I would recommend keeping track of moods to determine whether they seem related to hormonal changes or reveal an underlying issue. Tracking will also help reduce the anxiety of not knowing when you are due to start your period. An easy way to track is to note it down in a journal or use an app to follow your cycle.”

Consultant Obstetrician and Gynaecologist for INTIMINA, Dr Shree Datta, adds: “Periods are the most natural thing in the world, with most people experiencing them, so always ask for advice because periods are part of our health cycle, not something anyone should feel embarrassed about.

“Don’t be shy to approach a doctor if simple measures such as hot water bottles, gentle exercise and pain relief do not help manage period pains. The next step may be being referred to a gynaecologist but remember that doctors help people who have heavy or painful periods every day of the week, so go and see them early if there’s a problem.”

Danela Zagar from INTIMINA, the brand behind the report, comments: “We’re on a mission to offer advice and support to everyone, no matter your background.

“As part of this, we have commissioned this research to help the voices of those on the autism spectrum be heard, help to understand the challenges that they face and overcome the stigma around this subject.

“We really hope that the report and advice within it helps many people on the autism spectrum and their families.”

As part of INTIMINA’s mission to break the taboo when it comes to talking about issues surrounding autism, the brand has made a donation to the National Autistic Society, which is the UK’s leading charity for autistic people and their families. They’ve spent decades working to provide support, guidance and advice to help create a society that works for autistic people.

“It’s harder than anyone understands, and I feel like I’m drowning”

New survey identifies that young carers need a break

Carers Trust Scotland calls for more support for young carers after survey finds many feeling stressed, lonely and worried

  • More than one in five (22%) of young carers and young adult carers responding said they feel unable to take a break from caring and 31% don’t get enough rest or time for themselves.
  • More than half (54%) of young carers and young adult carers that responded said the amount of time they spend caring per week had increased in the past year
  • At least a third of respondents said their caring role resulted in them either ‘always’ or ‘usually’ feeling ‘worried’ (36%), ‘lonely’ (33%) or ‘stressed’ (42%)
  • 47% of young carers and young adult carers responding to the survey said they ‘never’ or ‘not often’ got support from their school, college or university in balancing study with their caring role

Findings from a new Carers Trust survey reveal how an alarming lack of support, coupled with a dramatic rise in time spent caring, is leaving many young carers across Scotland feeling ‘lonely’, ‘exhausted’, ‘worried’, ‘burned out’ and ‘stressed’.

The findings were published to mark Young Carers Action Day, an annual event led and organised by Carers Trust to raise awareness of young carers and the challenges they face.

Carers Trust recommendations

Carers Trust Scotland is responding to the survey findings by calling for action to address isolation among young carers and young adult carers. Recommended action includes:

·       More commissioned breaks and respite for young carers and young adult carers. Carers Trust Scotland are calling on Scottish Government to introduce a right to access the regular breaks they need to support positive wellbeing, reduce social isolation, and live a fulfilled life alongside caring.

·       The Scottish Government to do more to monitor how local authorities are meeting statutory duties to identify and support young carers.

·       Education providers, whether schools, colleges or universities, need to take a more integrated and collaborative approach to support. This includes working in partnership with the NHS, local authorities and local carer organisations.

Survey Findings

More than half (54%) of the young carers (aged 18 or under) and young adult carers (aged 16-25) responding to the survey had experienced an increase over the last year in the amount of time they spend supporting siblings and parents with care and support needs.

And one in five of those reporting an increase said they were caring for as much as 20 to 49 hours more per week.

Even before Coronavirus, pressures on the health and social care services meant increasing levels of caring responsibilities were falling too heavily on young carers’ shoulders.

The impact of this overwhelming burden of responsibility was made clear in many of the written responses to the survey.

One young carer said: “I’m more stressed and anxious and I just feel like I need a break”.

Another said: “It’s too much pressure and responsibility for something I didn’t choose.”

And a third young carer revealed: “It affected my friendships as they didn’t understand why they couldn’t come inside the house.”

Coronavirus exacerbates existing pressures on young carers

Those pressures have been greatly exacerbated by the pandemic. Many essential services for those being cared for by young carers were closed because of lockdown. That left young carers and young adult carers to take on even further caring responsibilities.

And while the pandemic is moving into a less acute phase, Covid continues to negatively impact the lives of young carers and young adult carers across the UK. As a result of the pandemic the survey that:

  • 59% said they felt more stressed
  • 52% said they felt less connected to others
  • 46% said their education was suffering
  • 44% said their mental health is worse
  • 41% said they were concerned about their future prospects.

This sense of anxiety in a context of loneliness and isolation is revealed in just a few of the written responses:

‘I never got a break in almost 2 years, I worked hard to keep mum out of hospital as I was scared what would happen if she went in. I never get any thanks or praise for what I do …”

Feels never ending, I’m getting angry all the time with the person I care for although they haven’t done anything because I feel so on edge unable to have a break or get away.”

My mental health is awful, and I really struggle to take time for myself at home. The only time I have away from my family is at school but I don’t even like going to school because I get so nervous for everything and I’m always so exhausted.”

Responding to the survey findings, Carers Trust’s CEO, Kirsty McHugh, said: ‘These stark findings underline the plight of young carers. Too many are left unsupported, struggling to access the services they need with knock on effects to their education, mental health and well-being. 

“We need more investment in social care generally and local care organisations specifically to relieve young carers of the overwhelming pressure so many are under.

“In addition, the NHS must ensure its mental health services prioritise young carer support. Otherwise young carers will continue to be left alone to cope with complex problems and responsibilities that would overwhelm most adults, let alone young people.”

Research provides comprehensive view of pharmaceutical pollution of Scotland’s water environment

  • Study to be used to promote positive action on medicine use and disposal, to reduce pharmaceutical pollution
  • Data on 60 medicines in the water environment, known to occur through consumption and inappropriate disposal into wastewater systems, were obtained from a range of sources
  • Nine medicines were recommended for further action to reduce the potential environmental risk

A study carried out by researchers at Glasgow Caledonian University (GCU) with the James Hutton Institute and the Environmental Research Institute (University of the Highlands and Islands) has delivered the first national assessment of the emerging area of concern around pharmaceutical pollution of Scotland’s water environment, with an innovative Scottish partnership using results to promote practical actions to reduce this globally recognised public health and environmental issue.

Pharmaceuticals (medicines) enter the water environment when people taking medicines go to the toilet (between 30-100% of a dose is excreted) and when partially used or expired medicines are inappropriately flushed down the toilet instead of being returned to a pharmacy for proper disposal.

Information on 60 medicines was added to a database of over 3,000 data points representing 11 ‘types of water’ – such as water in the environment, influent wastewater and treated wastewater.

The study, commissioned by the Centre of Expertise for Waters (CREW) to support the work of the One Health Breakthrough Partnership, combined published and unpublished academic data with monitoring data from Scottish Water and SEPA.

Lead researcher Dr Karin Helwig says: “Pharmaceuticals (medicines) are designed to have an effect on humans so it’s no surprise that they affect water organisms, too, and that could disturb the balance in ecosystems.

“There is still much we don’t know about how serious these risks are, but if we value our environment it makes sense to try and reduce this kind of pollution as much as possible.

“Different organisations collect monitoring data for their own different purposes, so it was a real testament to partnership working that we were able to collate everything together and get a clearer picture of this area of emerging concern for the Scottish environment.”

The study found that nine medicines, including ibuprofen (an anti-inflammatory painkiller) and antibiotics, may pose higher risks of ecotoxicity and antimicrobial resistance (AMR), although the authors emphasise that monitoring is often carried out at higher risk locations.

Dangers to human health are extremely unlikely, but the findings do illustrate levels of pharmaceuticals in the environment.

Wastewater treatment plants were not initially designed to treat pharmaceuticals and are unable to treat some pharmaceuticals. So tackling this complex issue requires “up-stream” actions.  

The One Health Breakthrough Partnership (OHBP), which was involved in the design and oversight of this study, is a cross-sector initiative bringing together key stakeholders to develop and implement sustainable interventions in healthcare.

NHS Highland lead and OHBP co-founder, Sharon Pfleger, Consultant in Pharmaceutical Public Health, says: “It is important to try to prevent or reduce the impact of pollution by medicines as much as possible rather than trying to deal with the problem.

“That’s why the OHBP is taking an “up-stream” public health approach, ensuring that prescribers and the public understand that medicines do pollute our waters and how they can help, developing guidance for prescribers on more eco-friendly choices of medicines, promoting the use of green and blue spaces to help physical and mental health instead of using medicines and ensuring that people know how to correctly dispose of unused or unwanted medicines.”

The OHBP (Scottish Water, SEPA, NHS Highland, and the Environmental Research Institute-University of the Highlands and Islands) is committed to working with partners to develop solutions and progress the recommendations put forward in this report. Together the OHBP aims to drive research and innovation and influence policy in Scotland to achieve optimal health for people, animals, plants and the environment.

This study recommends that further environmental research be done for areas of the country where few data are available, and, similarly, for groundwater, lochs, and coastal and estuarine waters.

The study will be used by researchers, environmental regulators, the water industry, and the health service as a baseline to assess whether, and to what extent, future interventions and OHBP activities help to reduce pharmaceutical pollution.

The report and its appendices are available on CREW’s website

Researchers reveal the impact of Covid-19 and war on Ukraine’s persons with disabilities

New report examines ways of strengthening support mechanisms

Researchers have called for Ukraine’s organisations of persons with disabilities (OPD) to have a bigger role in the country’s decision-making processes.

The Edinburgh Napier-led team were finalising their report on the impact of Covid-19 on the country’s almost three million persons with disabilities just as Russia launched its first attacks on its eastern European neighbour.

Their investigation, carried out with partners in Ukraine, documents how the pandemic created many new barriers while also amplifying existing ones.

Covid-19 limited persons with disabilities’ access to healthcare, social services and transport, increased their social isolation and undermined their economic security. 

Digital poverty meant many could not access online portals for government departments or online learning, and the study also highlighted concerns about decreasing levels of cooperation from public bodies.

Now war with Russia – in which 15 per cent of the civilian population caught up in the conflict will have a disability – is presenting new and even more complex challenges.

Initial reports suggest persons with disabilities are struggling to access safe zones, medical services or reliable information on top of the other challenges faced by a population under attack. 

Principal Investigator Dr Kiril Sharapov, from Edinburgh Napier’s School of Applied Sciences, said: “Organisations of Persons with Disabilities remain one of the last remaining systems of support for the people they have been taking care of within the context of the pandemic and now within the context of this catastrophic war.

“They continue, where and when they can, to provide support to the most vulnerable individuals and their families. Their knowledge and expertise must inform all current and future relief efforts provided by the Government of Ukraine and by the international donors and humanitarian agencies.”

The research report calls for organisations of persons with disabilities to have their unique roles recognised at legislative level within Ukraine, and for the Government to support their activities.

It also recommends that public bodies consult with and give OPDs a say in decision making, and that OPDs should be actively involved in monitoring the quality of social services delivery.

There are almost three million people registered as having a disability in Ukraine, with actual numbers likely to be higher due to the lack of reliable statistics. 

Dr Sharapov researched the impact of the pandemic on them in partnership with the National Assembly of People with Disabilities of Ukraine umbrella group and local organisations. The study was funded by the Global Challenges Research Fund and the UK’s Arts and Humanities Research Council.

A total of 108 organisations responded to a survey co-designed by the National Assembly of People with Disabilities of Ukraine, making it the largest to explore the views of the disability movement on the effects of the pandemic. The findings were presented to disability experts and activists who were asked to comment and make recommendations.

The research report says it is “essential” that public authorities in Ukraine at all levels recognise and support OPDs as key actors in ensuring and protecting the rights of people they are caring for. 

It also recommends that an up-to-date register of all OPDs is kept, and that the Government cooperate with them in developing a rapid response protocol for circulating information during any future public health emergencies.

Over 80% of tenants satisfied with renting, according to new research

Most people renting their home in the private rented sector are happy with their property and landlord, according to new research from independent think-tank the Social Market Foundation.

The Social Market Foundation found that – contrary to some narratives suggest renting is an inherently unhappy experience – a majority of people who rent from a private landlord are content with what they get for their money.

In an SMF survey of renters, 81% said they are happy with their current property, and 85% said they are satisfied with their landlord.

The greatest source of dissatisfaction among tenants is with “being a renter”, though only a minority of renters (34%) said they are dissatisfied with this status. The SMF said that this suggests that where people are unhappy in the private rented sector it is not about their living circumstances, but about the fact of having to rent rather than own a home.

The SMF findings are contained in a report on the future of the private rented sector which is published today. The report was sponsored by Paragon Bank. The SMF retained editorial independence.

The SMF said despite renters’ current views of renting, major trends in housing over the coming years mean that several policy changes are needed to ensure the rented sector continues to work well for tenants.

Only half of renters expect to leave the private rented sector in the next 15 years, suggesting that significant numbers will remain renters for long periods. Among them, the SMF finds that 13% would be satisfied with long-term renting.

That will see the average age of tenants rising: by 2035, more than half of private renting households are likely to include someone aged 45 or older, the SMF forecast. Couples and families will also make up a rising proportion of renters.

The private rented sector has been under political scrutiny, with the UK Government’s Levelling Up White Paper promising “a secure path to ownership” and a crackdown on “non-decent rented homes”.

Labour, meanwhile, has promised to be the “party of tenants” and raised concern about quality, affordability, and security in private rentals.

The SMF’s research challenges some of the narratives around this policy agenda, and in particular, the assumption that private renting is unsatisfactory and exploitative for the typical renter.

At the same time, it acknowledges that a minority of renters have particularly negative experiences and so endorses measures expected to be in the rental reform white paper (due in spring), such as abolition of ‘no-fault’ evictions and introduction of a Decent Homes standard for rental properties.

The SMF’s key recommendation is to enable renters to build wealth while remaining in the private rental sector, addressing their number one concern: the financial opportunity cost of renting, which have prevented savings, for a deposit or later life needs.

Several innovative schemes could be implemented, including ‘deposit builder ISAs’ that offer a financial return on deposits, or ‘rentership’ models that offer tenants stakes in their building.

Other SMF recommendations to the UK Government:

  • Increase the stability of tenancy agreements – A large majority of renters support a fixed minimum contract length: 69% would be in favour of setting this at 24 months.
  • Giving renters more control over their homes – making it easier to keep pets or make reasonable alterations, such as to décor or energy efficiency.
  • Increase the accountability of landlords – Through a ‘Good Home, Good Landlord’ kitemark scheme, developed in consultation with renters to recognise landlords that offer good, and not just decent, accommodation.
  • Improve the standards of private rented properties – Offer tax incentives for landlords to invest in improvements that align with Good Home Good Landlord kitemark standards, including green investments.

Aveek Bhattacharya, SMF Economist and one of the report authors, said: “Dominant cultural narratives about the private rented sector paint a misleading picture. In contrast to the horror stories that get wide circulation, the majority of renters are satisfied with their living conditions and have decent relationships with their landlords.

“It is absolutely right that the Government should seek to help the minority with poor standard accommodation and unprofessional landlords.

“At the same time, it needs to think harder about what it can offer the typical renter – who is largely happy with their circumstances today, but has doubts about whether they want to keep renting long-term.”

“Giving renters more control over their homes – allowing them to keep pets or decorate would help. So would incentivizing landlords to make improvements to properties to make them good, and not just decent. But perhaps the biggest challenge is developing policies that can persuade renters that they are not missing out financial security and stability if they don’t own their home.”

Paragon Bank Managing Director of Mortgages Richard Rowntree said: “The outdated and tired cliches around privately renting need to be challenged and I welcome the findings from SMF’s report.

“In our experience, the vast majority of landlords seek to provide a good quality home and enjoy a healthy relationship with their tenants; the significant investment in private rented property by landlords has helped drive up standards over the past 15 years and today homes in the sector are generally newer, larger and more energy efficient than ever before.

“We always seek ways to improve the experience of renting further and welcome the recommendations contained in the report. People from all walks of life now call the private rented sector home and we must strive to create a sector that meets everybody’s needs.”