There are now an estimated 860,000 fuel-poor households in Scotland following the latest increase in energy bills on 1 October
As more and more people across the country continue to worry about the cost of living, Zero Carbon Buildings Minister Patrick Harvie wants people living in Edinburgh to know that free impartial advice and financial support is available to help make home energy improvements.
Home Energy Scotland’s ‘Warmer Homes Scotland’ programme could provide funding of up to £5,000 to help support homeowners in Edinburgh to make their homes warmer, greener and more efficient to heat. This latest Scottish Government campaign aims to raise awareness of the support available to tackle energy bills and fuel poverty.
Commenting on the launch of the Home Energy Scotland 2022/23 campaign, Zero Carbon Buildings Minister Patrick Harvie said: “Many people across the country including Edinburgh continue to worry about the cost of living crisis and the big rise in energy bills caused by surging gas prices.
“Our latest estimates indicate that there are around 860,000 fuel-poor households in Scotland, of which 600,000 will experience extreme fuel poverty, following the latest increase in energy bills on 1 October.
“We are making sure that anyone in Edinburgh worried about or struggling to pay their energy bills can get the right support and advice.
“Our Home Energy Scotland service, delivered by the Energy Saving Trust, provides free and impartial advice, support and funding to help households in Scotland to better insulate their homes saving on energy costs while at the same time reducing their impact on the environment.
“The Home Energy Scotland team are on hand to advise how our Warmer Homes Scotland programme could provide funding of up to £5,000 to help make your home warmer, greener and more efficient to heat.
“A range of measures – big and small – to improve energy efficiency around your home are likely to be available, and I’d urge all households to find out more and get advice as soon as possible.”
Almost one in four families across the UK will receive £324 from the government this month as the latest Cost of Living Payments are sent out from today (8 November 2022).
Over 8 million households in England, Wales, Scotland and Northern Ireland who claimed qualifying means-tested benefits during the eligibility period will be automatically paid £324 this month, as part of £1,200 worth of direct help for households.
over 8 million benefit claimants to receive £324 this month as part of Cost of Living support
DWP claimants will receive their second Cost of Living payment by 23 November 2022, and eligible tax credit claimants, on no other means-tested benefits, will receive it between 23 and 30 November 2022
payments will automatically be made to everyone eligible, with no need for anyone to apply
The payments, starting today from the Department for Work and Pensions, are made directly into eligible recipients’ bank accounts, with no need for people to apply or do anything to receive it.
The payment reference on DWP recipients’ bank accounts will be their national insurance number, followed by “DWP COL”. For HMRC recipients the payment reference will be “HMRC COLS”.
Work and Pensions Secretary, Mel Stride said: “We understand that people are struggling and that is why we’ve consistently acted to ensure millions of low-income families are supported. We will continue to act with compassion as we navigate challenging global economic circumstances.
“As part of a wider £37 billion package of support, this latest £324 payment will help the most vulnerable people in our society who are worrying about their finances through the winter months.”
The UK government’s £1,200 support package contains £400 for energy bills that is being paid in monthly instalments to all domestic energy customers between now and March 2023. It also includes a £150 Council Tax rebate for 85% of all UK households and the previous £326 Cost of Living Payment made by DWP in July and by HMRC in September.
On top of this, nearly one in ten people received the £150 disability payment in September, and a £300 addition to Winter Fuel Payments will go to over eight million pensioner households over the winter.
Chancellor of the Exchequer, Jeremy Hunt added: “Prices are rising across the world as we manage the aftershock of COVID-19 and Putin’s invasion of Ukraine. We recognise that families back home are struggling, which is why we’ve taken decisive action to hold down energy bills this winter, and provided hundreds of pounds of cash support for each vulnerable household.
“As part of that support, over 8 million vulnerable households – almost a quarter of families in the UK – will automatically receive a second cost of living payment worth £324 in their bank account from today.
“And while we can’t completely protect people from rising prices, my priority at the upcoming Autumn Statement will be to protect the poorest in society as we take the tough decisions necessary to fix our public finances.”
Those eligible to receive the second cost of living payment from today include people on:
Universal Credit
Income-based Jobseekers Allowance (JSA)
Income-related Employment and Support Allowance (ESA)
Income Support
Pension Credit
To be eligible, claimants must have been claiming and entitled to a payment between 26 August and 25 September 2022, with the exception of pensioner households, who may be able to have a new Pension Credit claim backdated.
They have until 18 December 2022 to submit a valid claim for Pension Credit, which could entitle them to the £324 Cost of Living payment. Anyone can check their eligibility for Pension Credit using the online calculator or by calling the freephone claim line, on: 0800 99 1234.
Even if you are not on a qualifying DWP benefit you may still be eligible for the £324 payment, as HMRC are also making payments to over a million people who receive Working Tax Credit or Child Tax Credit and no other eligible benefits. These will be paid between 23 and 30 November 2022 and customers do not need to contact the government or apply for the payment at any stage
The £324 payment and the overall £1,200 package come on top of wide-ranging government support with the cost of living this winter, including an extension to the Household Support Fund, which is providing an extra £421 million between October and March to help vulnerable people with the essentials.
As well as this, the Energy Price Guarantee is ensuring people across the country pay significantly less for their energy bills, with a typical household saving around £700 this winter.
The City of Edinburgh Council is encouraging its housing tenants to take part in a housing rent consultation. This annual consultation helps influence how the Council spends the money it raises from rental income.
The cost-of-living crisis is also impacting on our costs to run housing services. It is now more expensive to ensure our Council homes meet statutory energy efficiency standards and to build new affordable homes.
Over the next eight weeks we’re seeking tenants’ views on their priorities on how we spend the rent money we collect, what their views are on rent increases, and the financial challenges they face.
We recognise that this year will be particularly challenging for all residents with rising inflation, spiralling prices, and the wider cost-of-living crisis.
However, costs of providing landlord and housing services are increasing, and tenants previously told us they want us to invest in homes to make them more energy efficient and that they need more affordable homes. We have frozen rents for two years, now we need to know what tenants think about what we do next year.
The Scottish Government has recently announced that council rents will remain frozen across Scotland until at least March 2023. At this stage it is unclear whether this will be extended beyond the spring.
Depending on the outcome of this we will consider options for a rent increase in 2023-24. However, any change in rents must take into consideration tenant’s views and input.
We would use any increase in rent to invest in homes to make them more energy efficient and help tenants save money, as well as improving the landlord service that we provide.
We are looking forward to hearing from our tenants on housing and how the Council can further support them through the cost-of-living crisis.
Councillor Jane Meagher, Housing, Homelessness and Fair Work Convener, said: “Tenants and their views are at the heart of our housing priorities and goals. With the current cost-of living-crisis and rising economic uncertainty, it is more important than ever that our tenants have a say in how the Council goes forward with housing.
“I hope that this year’s consultation will allow the Council an informative and insightful view into how tenants would like rental income spent.
“We want to make sure rents are affordable for tenants whilst also being able to sustainably invest in the standard and quality of council homes for the future.
“I would urge all council tenants to participate in the consultation and make their voices heard.”
On November 14, Scottish Child Payment will be uprated from £20 to £25 and eligibility will be extended to all under 16 year olds.
The change tothis payment will make over 400,000 children eligible for the payment. Scottish Government analysis projects that the increased payment will take 50,000 children out of relative poverty by 2023/24
. Around 104,000 children already receiving Scottish Child Payment for their children under 6 will automatically see their awards increase to £25.
Speaking ahead of her statement to Parliament on the Programme for Government, the First Minister, Nicola Sturgeon said: “The Scottish Child Payment is unique to Scotland, the most ambitious child poverty reduction measure in the UK and an important action to mitigate the growing cost emergency.
“We doubled the payment to £20 per week per child in April and the further increase to £25 from November means a rise of 150% in less than eight months.”
Social Security Scotland are holding extra events for stakeholders (see dates below) where you can get more information about these changes.
Due to high demand, we have added three new dates to our Scottish Child Payment Stakeholder Event series this month.
Measures announced today will provide further help to those most impacted by the cost of living crisis while tackling budget pressures caused by rising inflation and economic uncertainty.
The Emergency Budget Review (EBR) for 2022-23 identifies funding of around £35 million for a range of initiatives to support people with the increased cost of living, including doubling the Fuel Insecurity Fund, doubling the Scottish Child Bridging Payment to £260 and a new £1.4 million Island Cost Crisis Emergency Fund to help island households manage higher energy costs.
Significant investment in public sector pay deals – delivering higher increases in pay for low earners – is also designed to help families and individuals deal with the cost of living crisis.
Other measures include:
confirming funds to local authorities to support Discretionary Housing Payments
establishing a Joint Taskforce with business, COSLA, local authorities and agencies to consider the differing impacts of regulation on business
extending energy advice to businesses by investing £300,000 to expand the services of Business Energy Scotland, while doubling the value of the SME energy efficiency Loan and Cash Back Scheme for energy efficiency to £20,000
new payment break options to help protect those who have agreed to repay debt through the Debt Arrangement Scheme but face unexpected increases in the cost of living
Additional savings of £615 million have been identified to enable enhanced public sector pay offers to be made while maintaining a route to complying with Ministers’ responsibility to balance the budget. They follow savings of £560 million announced on 7 September.
Deputy First Minister John Swinney said: “There has never been a time of greater pressure on the public finances.
“The Scottish Government’s budget today is worth £1.7 billion less than when it was published last December. At the same time, demand for government support and intervention is understandably increasing while we continue to try to fund increased public sector pay claims, particularly for those on lowest incomes.
“These savings are not ones we would wish to make, but in the absence of additional funding from the UK Government, we are left with no alternative.
“We must balance the books while prioritising funding to help families, back business, provide fair pay awards and to protect the delivery of public services. This Emergency Budget Review delivers on these objectives.”
Responding to the Ministerial Statement: Emergency Budget Review, STUC General Secretary Roz Foyer said: “No-one should underestimate the very serious economic situation in which the Scottish Government finds itself.
“By far the greatest blame lies at the door of the calamitous Tory Government at Westminster. The STUC supports the Scottish Government’s call for the UK Chancellor to get real about the need to increase, not attack, public sector funding, for the full protection of benefits and the mitigation of fuel poverty through windfall taxes.
“However, the Scottish Government’s previous failures are coming back to bite us now. Earlier this year it could have increased taxes on the better off and reformed the flawed Small Business Bonus Scheme, but it chose not to.
“Our members have no choice but to continue to take action to protect workers from the worst of the cost-of-living crisis.
“The Scottish Government’s next budget is critical. Our People’s Plan for Action, supported by the Poverty Alliance and civil society groups across Scotland, will continue to build pressure on the Government to use its tax powers in 2023 to support decent pay, reduce economic inequality and protect our vital public services.”
Drylaw Neighbourhood Centre, Granton Youth and LifeCare are among today’s big winners
Over £11 million of National Lottery funding will help to keep vital local facilities and services running across Scotland, as 299 community projects today (Tuesday 1 November) share in share in grants from The National Lottery Community Fund.
The funding, made possible by National Lottery players, means that many community and voluntary sector groups will be able to continue their support to individuals, families and communities who have been disproportionately affected by increased cost-of-living pressures.
Drylaw Neighbourhood Centre is one of the recipients announced today. Drylaw Community Association, the voluntary organisation that oversees the centre, has been awarded £94,000.
The windfall is welcome news for the cash-strapped organisation, which earlier this year was facing closure due to a funding crisis.
This grant will fund a variety of community activities within Drylaw which community members can engage with. This project will support 1650 community members and provide 150 volunteering opportunities for the local community over two years.
Granton Youth, currently based at Royston Wardieburn Community Centre, has been awarded nearly £128,000. The group will use the funding to work with 60 young parents and parents of teenagers within the North West of Edinburgh.
This project will also provide fifteen volunteer opportunities through the work of the project. A range of support will be provided to parents and families which will consist of one to one support, group work sessions/workshops, counselling and family mediation.
Another youth organisation celebrating today is The Junction, who receive almost £150,000.
The Leith group will use the funding to provide a counselling service for young people aged 12 to 21 years, reaching 250 young people, supported by 30 volunteers.
There’s welcome news for North Edinburgh’s older people, too. LifeCare has been awarded over £180,000.
The Stockbridge-based organisation celebrated it’s 80th birthday last year and will continue providing support to isolated older people within Edinburgh by matching people over 60 years (known as VIPs) to volunteers with shared interests, creating friendships and improving wellbeing.
Group activities at LifeCare include a choir group ‘ Vocal Vibes, a Film Group, a Sewing Bee, and Bingo.
Over three years the project will support 420 older people and 450 volunteers.
Lothian Centre for Inclusive Living (LCiL)was established in 1991 to help disabled people to live independently and take control of their lives.
For over 30 years the organisation has provided independent advice, advocacy and support to disabled people and an award of £131,306 means this service will continue for another three years.
Callum Odgen, Disability Information Services Co-ordinator, LCiL, said:” This funding will allow us to build on our successful services and do more to support disabled people, people with long-term conditions and older people to live independently, access essential services and maximise their income through comprehensive advice and support.
“With the cost-of-living crisis adding to the existing social and financial impact of COVID-19 felt by people across Scotland, this award will help ensure that we continue to be at the forefront of providing support to those who need it in Edinburgh and the Lothians.”
Other big winners are The Welcoming Association (£140,000), Grassmarket Community Project (£80,000) and ACE IT (£198,000), while other local projects to receive small grants include Friends of Granton Castle Walled Garden, who receive £9999, Citadel Arts Group (£6600) and bereavement charity Held in our Hearts, who receive £4126.
Announcing the funding, Kate Still, Scotland Chair, The National Lottery Community Fundsaid: “This latest round of funding is one of the ways we are directing our National Lottery funding to support people and communities facing difficult circumstances.
“Our message to community groups across Scotland is that we are here for you and our role, as a funder, is to continue to listen and to be flexible and responsive to the challenges and pressures you are facing.
“It’s all thanks to National Lottery players that we are able to help give charities and community groups throughout Scotland greater certainty during this critical time.”
The National Lottery Community Fund distributes funding on behalf of National Lottery players who raise more than £30 million each week for good causes throughout the UK.
A savvy shopper has revealed how she dishes up tasty home cooked meals from scratch from just 62p a portion.
Mum of two Laura Light cooks up family favourites including carbonara, chicken chow mein and slow cooker peach chicken for pennies, with enough leftovers for her husband to enjoy at work the next day.
Laura, from Southampton, has been shopping frugally for years, after bringing her weekly spend down from £215 a week to just £40 after she had her second daughter eight years ago.
Now she shops at discount retailers, relies on own brand products and uses meat in great value hampers from online food retailer MuscleFood.com to keep her costs down.
Laura meal plans each week, always shops with a list and checks her cupboards, fridge and freezer to make sure she’s using everything with no waste.
Among her favourite family meals using meat from MuscleFood.com is carbonara at just 62p per portion, slow cooker peach chicken coming in at 67p each, Chinese beef stir fry at 99p per portion and maple and honey pork loin traybake for a pound each.
Laura also rustles up tasty sausage rolls for packed lunches which cost her just 22p each to cook.
Laura who runs the blog Savings4SavvyMums said: “When we first seriously looked at our finances eight years ago, I was shocked at just how much we were spending. We went from two salaries to one so we had to make some serious savings.
“I found that making small changes was the best way for us to cut costs. Small things like my husband taking leftovers for lunch saved £3 a day, switching to the budget own brand lines saved us a fortune and buying in bulk to keep costs down.
“Now, with food prices going up all the time, my strict budgeting and everything I’ve learnt over the last eight years is really helping us keep costs down.
“Buying our meat in bulk from MuscleFood certainly helps. I’ve always bought chicken in bulk and the quality from the online retailer means I use less meat than if I was buying frozen, essentials chicken from the supermarket.
“For example, I use two chicken breasts for the four of us in my chicken chow mein. That provides enough for all of us for dinner in the evening with leftovers for the next day. I’m making that for 77p a portion so it’s a really cheap, healthy meal.
“My children love chicken nuggets and chips, just like all kids, so rather than buying them frozen, I’m making them from scratch and saving money.”
Laura continued: “Cooking from scratch really can save you cash and it doesn’t have to be as time consuming as people may think.
“When I recently made beef lasagne I compared making my own sauce to buying the cheapest, own brand sauces from the supermarkets. Mine worked out at 15p cheaper. Those 15p’s soon add up.
“Cooking and eating on a budget is now more important than ever so I’ve put a few tips together to help people wanting to save a few pounds on their weekly shop.”
Here are Laura’s top tips for budget cooking:
Check your cupboards and freezer – always check what you already have before you go shopping. Tinned and frozen veg are great staples to have – you can use them in anything and they taste good too. There’s also zero food waste.
Use the slow cooker – make the slow cooker your friend, If you’re short of time, throw it all in before you head out and cook on low for around eight hours. You can prep and freeze bags of meat and veg to pop in the slow cooker. Just remember these will retain moisture so finish off the last 30min to an hour of slow cooking with the lid removed.
Eat own brand – always buy the cheapest own brand item and move up to the next one if you don’t like it. Most people can’t tell the difference. This is a no-brainer with pasta, rice and budget vegetables.
To find out more about the ingredients Laura uses, please see here:
The Leith Collective launches Christmas tree and festive food exchange
With the cost of living rising ever higher, many of us are scrutinising our spending and cutting back. Frivolous non-essentials are the first things to be struck off the shopping list, and there is a genuine fear this could mean many families will be forced to sacrifice their Christmas in order to make ends meet.
However, one local Community Interest Company is working hard to ensure those in need can still experience and enjoy the spirit of Christmas. Tuesday 1st November will see The Leith Collective launch its Christmas tree and festive food exchange across its three Scottish stores.
Locals are being urged to search their homes for any unwanted Christmas trees and decorations that may be languishing in cupboards and attics.Non-perishable store cupboard essentials and festive treats are also being accepted. All items will be available for anyone to collect at Ocean Terminal, Fort Kinnaird and St Enoch Centre completely free of charge, no questions asked.
The Christmas initiative comes just a month after the launch of The Leith Collective’s winter coat exchange which has received an overwhelming response so far, with over 1,000 coats donated and collected by locals.
The Leith Collective founder, Sara Thomson, explains why she is keen to build on the momentum of the winter coat exchange and go further to help those who are struggling;
“For many people, 2022 has been a real financial struggle, and buying a Christmas tree and festive food will prove to be too much of a stretch this year. These things aren’t ‘essentials’, and it’s highly likely that for them Christmas will be yet another casualty of the cost of living crisis.
“But I believe everyone deserves to have a nice Christmas, and what better way to spread festive cheer than by donating to others and lifting their spirits when they need it most.”
Christmas trees and non-perishable festive food can be dropped off or collected at The Leith Collective at Ocean Terminal, The Leith Collective at Fort Kinnaird, and The Clydeside Collective at St Enoch Centre during opening hours.
It is hoped that by hosting the Christmas tree and festive food exchange in these accessible locations that those currently experiencing difficulties will be able to receive a much-needed helping hand.
