Pensions: Government gears up to launch 'Guidance Guarantee'

Pensions explained: minister to promote importance of retirement planning

happy

As the government gears up to launch its ‘Guidance Guarantee’ to help people approaching retirement make sense of pension reforms, the minister in charge of pensions is to launch the radio equivalent of a soapbox tour.

Minister for Pensions Steve Webb takes to the airwaves this week in the first of a series of radio phone-ins, in which he hopes to give local radio listeners in every part of Britain the chance to quiz him on the government’s pension reforms.

Beginning with a session on BBC Radio 2’s Jeremy Vine Show tomorrow, the minister will repeat his live phone-in surgery every week between now and Christmas, hitting BBC stations serving Scotland, Manchester, Newcastle and Kent.

And the minister plans to continue his commitment into the new year, aiming to cover dozens of local BBC and commercial stations ahead of April next year when major pension reforms come into effect.

The new initiative comes alongside other efforts to help the public better understand how pensions work and make it easier for people to save for the future. Today (17 November 2014), the Department for Work and Pensions also launches PensionTube, a new online hub within the video sharing website YouTube, bringing together content from the government and trusted independent sources that will in time cover the whole spectrum of pension-related issues.

And this comes ahead of a major advertising campaign, themed ‘Your Pension, Your Future’, which will be launched this week to raise awareness of reforms to the State Pension. These changes will turn it into a clearer and fairer foundation for people to build their own retirement saving upon. Minister for Pensions Steve Webb said:

“We are delivering some of the most radical reforms to our pensions system in a generation, introducing a clearer and fairer State Pension and bringing in unprecedented flexibilities that give people the freedom to make their savings work for them.

“It’s only natural that people will have questions about what we’re doing, why we’re doing it and how it will affect them – and I want the chance to speak to as many of those people as possible.

“Politicians should be accessible and this is a great way for me to engage with people all over the country about pensions in a direct way.”

Dr Ros Altmann, independent pensions expert and the Government’s Business Champion for Older Workers, will be one of the first vloggers to appear on PensionTube, discussing the reforms to the State Pension for people reaching state pension age after April 2016. She said:

“The launch of PensionTube is a great idea and I’m very pleased to be one of the first contributors to this exciting new online resource. There are so many changes going on in pensions at the moment, and people need to know what’s happening.

“All the jargon surrounding pensions can be really confusing, so it is important to have a trusted and accessible source of information that people can use when they want to understand what the changes mean.

“I hope that people will get used to using this and follow all the updates as they are released. The more people can understand pensions, the better they can plan for their future.”

To watch PensionTube go to www.youtube.com/pensiontube

LOOPS phone support for older people

LOOPS

Last month Volunteer Centre Edinburgh launched a new dedicated phone line for people aged 65 and over living in North West and South East Edinburgh, giving easy access to information on a huge range of activities available to them.

loops nw poster

Using a dedicated direct dial number 0131 603 8311, lines will be open from 10am to 2pm Monday to Friday with a call back service outside of these times.

There are trained friendly volunteers taking calls and chatting through options along with an email service on loops@volunteeredinburgh.org.uk.

People are living longer and the new phone line aims to help people maintain a good quality of life by giving access to information on activities which can help keep us happy and healthy as well as giving us a great excuse to socialise.

The phone line is part of the Local Opportunities for Older People, or LOOPs initiative which is piloting a variety of innovative, new services across Edinburgh aimed at encouraging people 65 plus.

The phone line is hoping to reach out to as many as possible. We are hoping you will be able assist with the distribution of information to people that would benefit from the service and pass on information so that we can reach as many people as possible and tackle the effects of loneliness and isolation while improving the quality of life.

The LOOPS Newsletter can be seen on http://us2.campaign-archive1.com/?u=0b38cc2994553b30f6e3d8565&id=2ded133f71&e=bd92abb693

Heather Yang, LOOPs Development Officer

Come along to PEP’s AGM

It’s been an event-packed year for Pilton Equalities Project (PEP), what with special anniversaries and awards to celebrate, so why not find out all about it at PEP’s annual General Meeting?

PEPvan

 Pilton Equalities Project

ANNUAL GENERAL MEETING

Monday 17 November 2014

11-12noon

PEP Centre, 3 West Pilton Park Edinburgh

R.S.V.P. Email: pepequalities@btconnect.com

If you require transport please call Trisha on 315 4466

Refreshments will be served after the meeting

PLEASE COME ALONG

PEP

New phone line for over-65s launches tomorrow

Worried and pensive senior woman talking on cordless phone. Image shot 2006. Exact date unknown.

INTRO with map

Volunteer Centre Edinburgh is to launch a new dedicated phone line for people aged 65 and over living in North West and South East Edinburgh giving easy access to information on a huge range of activities available to them.

The new service, which starts starts tomorrow (Wednesday 8 October), uses a dedicated direct dial number 0131 603 8311. Lines will be open from 10am to 2pm Monday to Friday with a call back service outwith these times. 

People are living longer and the new phone line aims to help people maintain a good quality of life by giving access to information on activities which can help keep us happy and healthy as well as giving us a great excuse to socialise.

The phone line is part of the Local Opportunities for Older People (LOOPS) initiative which is piloting a variety of innovative, new services across Edinburgh aimed at people 65 plus.

Commenting on the launch of the new phone line, Volunteer Centre Edinburgh’s CEO Harriet Eadie said “As someone who has an elderly mother living in the Highlands, who needs a range of support and help to live independently I know exactly how valuable it can be to have easy access to good information on activities, but also how difficult that can be to get that information.  I’m so excited that in North West and South East Edinburgh Volunteer Centre Edinburgh can help make it just a little bit easier for older people, their family and friends to get to the information they need.”

There are 36,238 people 65+ living in North West and South East Edinburgh in 18,266 homes and the impact of isolation and loneliness on their health is dramatic.  Research shows that after only 8 hours of inactivity joint contractures start forming and that muscle atrophy, bone loss and heart changes occur after only a few days of inactivity.

The phone line is hoping to reach out to as many as possible.  Using trained, friendly volunteers it will offer a welcoming, enabling information and signposting service and give out information to people directly, or to Health and Social Care Professionals, friends, neighbours or family.

For more about the Volunteer Centre Edinburgh LOOPs, visit Volunteer Centre Edinburgh’s website, or Facebook page.

vol

Community Connecting …

… and coffee in Corstorphine!

help

What is Community Connecting?

Community Connecting is a free service for anyone aged over 65 living in the South East or North West areas of Edinburgh. Normally lasting for up to 16 weeks, Community Connecting could help you get out of the house more, take up a new activity or hobby, or even rekindle an interest in an old pastime.

There are many things which can make us less confident about going out or keeping involved in activities. Periods of ill health, changes in circumstance or bereavement can affect our self confidence and cause us to stop doing things we once enjoyed. Sometimes all it takes is a helping and encouraging hand to get back out there and enjoy activities and interests. Community Connecting can help you do this.

We take referrals from health professionals, social workers and community organisations, as well as family, friends, neighbours and self-referrals.

How does it work?

A Community Connector will visit you where you feel comfortable and help you plan what you would like to do in the community.  It might be joining a new group, regaining the confidence to use public transport, a walking aid or wheelchair, to access local facilities or to take up a new interest – anything that you feel you can achieve in 16 weeks.

Your Community Connector will then match you with a fully-trained volunteer who will help support you to meet your personal goals for up to 16 weeks. Your volunteer will visit at least once a week and your Community Connector will be in regular contact to offer guidance on achieving your goals.

Offering a personalised service, Community Connecting emphasises independence and control over your own life. This is proven to help maintain a person’s physical and mental health – as well as that of their family, friends and carers.

Contact us

If you feel that you or anyone you know could benefit from this free service, please contact 0131 558 3728 or email: 

community.connecting@placesforpeople.co.uk

friends

 Community Connecting is a partnership between Places for People Scotland Care and Support and Volunteer Centre Edinburgh

 And that coffee in Corstorphine …

CYCC1

Seagrove Centre Open Day

happyAt North Edinburgh Dementia Care’s Seagrove Centre we provide fun and stimulating activities for our members and a wee break for their carers.

We aim to help people stay as well as they can for as long as they can which may help avoid the need for them to move into a care home.

We are having an open day to raise an awareness of the centre and to demonstrate the work we that we do with local people with dementia.

I would like to invite you along on Monday 8 September from 2 – 3pm to meet the staff and some of our members to have a chat and enjoy a tea/coffee and biscuits.

Janette McIntosh

Manager

NEDC Info

For further information visit www.nedc.org.uk

happy2

NHS Lothian to consult on Victoria Hospital plans

Royal Victoria Hospital

NHS Lothian’s plans to develop the Royal Victoria Hospital site off Craigleith Road have been submitted, and members of the public can see what is being proposed at a session in Comely Bank early next month.

NHS Lothian plans to develop the site to provide a range of accommodation – both residential and non-residential – to meet the health and social care needs of older people, but also to market the remainder of the site as a ‘residential development opportunity’.

The public consultation session will be held at St Ninian’s Church, Comely Bank from midday – 8pm on Thursday 4 September.

PAN_Royal_Victoria_Hospital_Site

 

Nominate your champion in Age Scotland awards

carer

Age Scotland is asking people across Scotland’s communities to nominate a champion in their annual awards.

The Charity, which is dedicated to helping people in Scotland enjoy a better later life, is looking for nominations for the Age Scotland Awards 2014, which will be presented in the Scottish Parliament later this year.

The Awards celebrate the groups and individuals that have made a significant contribution to the lives of older people.
There are six categories in the awards:

· Volunteer of the Year Award (sponsored by Solicitors for Older People Scotland)

· Employer of the Year Award

· The Jess Barrow Award for Campaigning and Influencing (sponsored by McCarthy & Stone)

· The Patrick Brookes Partnership Award (sponsored by Specsavers)

· Service for Older People Award

· Member Group of the Year Award (sponsored by David Urquhart Travel and open only to Age Scotland member groups)

The Employer of the Year Award has been introduced for the 2014 awards because, with the scrapping of the mandatory retirement age in 2012, we now have more older people in work and it is vital that employers respond to this positively.

Brian Sloan, Chief Executive of Age Scotland, said: “Too often we hear negative messages about older people such as the ‘demographic time bomb’. Age Scotland’s Awards are our way of challenging these perceptions and celebrating later life.

We want to demonstrate how older people embrace civic and social responsibilities and showcase the depth of talent and experience amongst our older generation.

“If you know someone who’s making a real difference to the lives of older people then tell us about them. And remember, if you know of an employer who has exemplary age friendly practices, please nominate them for our newest category of award.”

The nomination form can be downloaded at www.agescotland.org.uk/awards or can be requested by calling 0845 833 0200.

Nomination forms must be received no later than Friday 29 August.

AgeScotland

Altmann: Older workers ‘still have so much to offer’

oldEconomist, policy expert and consumer champion Dr Ros Altmann CBE has been appointed by the Westminster government as its new Business Champion for Older Workers.

The appointment, announced today by DWP Minister Steve Webb, marks the latest step in the government’s drive to support over-50s in the UK labour market.

Dr Altmann – a former director-general of Saga and independent expert on later life issues – will be tasked with making the case for older workers within the business community and challenging outdated perceptions.

The move follows the government’s publication last month of Fuller Working Lives – A Framework For Action, which set out the benefits to individuals, business and the economy as a whole of people aged over 50 staying in work.

Dr Ros Altmann (pictured below) said: “I am so pleased that the government has shown it recognises the importance of encouraging people to stay in the labour market, rather than giving up before they need to. This will bring benefits all round – to individuals, to business and to the economy as a whole. A big part of my role is to work with employers to understand the significant benefits of retaining and recruiting older workers.

“I am really proud to be taking on this new role and look forward to championing over 50s in the workplace. This fast-growing section of society has so much experience and talent to offer and could play a vital role in future growth. Everyone can benefit from ensuring their skills do not go to waste. I also look forward to challenging some of the outdated and downright inaccurate perceptions of later life workers who still have so much to offer.”

rosDWP Minister, Steve Webb MP, said: “In appointing a Business Champion for Older Workers I wanted a powerful voice; someone respected amongst the business community, with a track record of speaking up for consumer rights without fear or favour. In Dr Ros Altmann that’s exactly what we have.

“Older workers have a huge amount to bring to any workforce and are a vast, untapped talent in the UK labour market. The business case is compelling and I am delighted that Ros will now be taking a lead in going out and making that case directly to the business community.”

There are currently around 2.9 million people aged between 50 and state pension age out of work in the UK. While the UK employment rate for this age group is around 60% and growing, many other countries achieve rates of around 70% or higher – so there is clearly significant potential for more older people to participate in the labour market for longer.

Demographic changes present major opportunities for employers to harness the benefits of taking on older staff, but also pose a serious threat to businesses which continue to believe they can rely solely on a young workforce. In the next 10 years, there will be 700,000 fewer people aged 16 to 49 in the UK labour market but 3.7 million more people aged between 50 and state pension age.

Minister for Women, Nicky Morgan MP, said: “Experienced and mature workers are a valuable asset to the UK economy. Many women with caring responsibilities come with a lifetime of knowledge and skills. If we don’t retain them – British business loses out. We need to provide extra support and help employers challenge outdated perceptions to see the real strengths of this important section of the workforce. I am delighted that Dr Ros Altmann has been appointed and with her breadth of experience, she will be a great advocate of this work.”

olderBaroness Greengross, Chief Executive of the International Longevity Centre-UK, said: “We are living longer than ever before, yet far too many people fall out of the workforce early. Without more older workers active in the workplace there are significant risks for UK plc that we will not have the workforce or skills we need to be a competitive nation. Businesses must wake up to the challenge of extending working lives.

“Helping people work longer requires leadership and it is wonderful to see the announcement of Ros Altmann as the new Business Champion for Older Workers. I have no doubt that Ros will do all she can to nudge, encourage and indeed push companies to maximise the potential of older workers.”

One employer which has long recognised the benefits of a diverse workforce is coach operator National Express. Almost 1 in 3 (30%) of its 1,700-strong workforce are over 50.

The company’s HR Director Jenifer Richmond said: “For us, taking on and retaining older workers isn’t about compromising or bowing to political correctness – it makes sound business sense. We really value being able to have a good mix of older and younger employees as these often make up our best performing teams. Mixing with and learning from older staff is often the best way in which our younger employees and apprentices can learn, as well as being a great example of being reliable and having a positive work ethic.

“It is also the case that our customer base is diverse in age, and it is important that we have a workforce that reflects that. As National Express continues to grow and expand as a company, the contribution made by our older workers very much forms part of the plan.”

The wider economy also stands to benefit. Research conducted by the National Institute for Economic and Social Research has found that if everyone worked one year longer, GDP could increase by 1% (equivalent to £16 billion in 2013).

And there are also significant gains to be made for individual households, with an average earner working one year longer having the potential to boost their pension pot by around £4,500, in addition to earning an extra year’s salary. Conversely, an average earner retiring 10 years early could see their pension pot shrink by a third.

Those who leave the labour market early will not only lose out on the earnings they could enjoy, but also have less chance to build up later life savings, and their pensions will have to last longer. Work brings the benefits of extra income, higher potential pension later on and more production in the economy which can help create extra jobs in future too. There are also well-recognised benefits to people’s health and wider wellbeing when they are working.

PEP celebrates quarter century

DSCF9491How do you pack twenty-five years of history into a two hour time slot – and leave time for lunch too? It was a Herculean task for for Pilton Equalities Project, but like so many challenges they’ve faced in the past the local project passed the test with flying colours!

Staff past and present, volunteers, service users, friends and community colleagues celebrated PEP’s 25th anniversary at Edinburgh College Granton Campus on Friday.

Introduced by PEP chairperson Joan Turner, health professionals Jane Jones and Christa Wynn-Williams, former PEP worker and community activist Roberta Blaikie and current manager Helen Tait took their guests on a whistle-stop tour: from the beginnings in Royston Wardieburn and The Health Hut as Pilton Elderly Project right on to the present day as the multi-faceted Pilton Equalities Project – quite a journey!

As well as speakers there were displays of PEP memorabilia and photographs and guests also had the opportunity to renew auld acquantances and reminisce over a buffet lunch.

Many happy returns PEP – and here’s to the next 25 years!

and here’s 25 pictures … well, nearly!

DSCF9498

DSCF9496

DSCF9508

DSCF9493

DSCF9509

DSCF9518

 

DSCF9525

 

DSCF9528

DSCF9533

DSCF9535

DSCF9548

DSCF9561

DSCF9572

DSCF9574

DSCF9577

DSCF9582

DSCF9597

DSCF9612

DSCF9499

DSCF9617

DSCF9620

DSCF9629