Insurer warns of growing risks for Edinburgh charities in 2025

Proactive steps for protection

According to the Scottish Third Sector Tracker, the percentage of organisations identifying financial challenges as one of their top three concerns has risen dramatically, from 47% in August 2021 to 77% in Spring 2024 [1]. Add to this rising service demands and escalating operating costs, and Edinburgh charities are likely to experience significant strain.

Ansvar Insurance, the expert provider of insurance for the charity, not-for-profit, faith and care sectors, has identified the five risks charities are expected to face in 2025, and is providing expert advice on how organisations can protect themselves. 

Adam Tier, Head of Underwriting at Ansvar, commented: “In 2025, charities will have to deal with rising operational costs, growing service demand, and monetary donations continuing to be affected by the cost-of-living crisis.

The impact on the sector has been significant, particularly for smaller, local charities, where resources are already stretched.”

1. Financial instability

Charities are struggling with declining donations and rising costs, including increased utility bills and the upcoming living wage increase to £12.21 per hour. To maintain financial sustainability, charities must prioritise financial planning and seek alternative funding sources like corporate partnerships and grants.

2. Increased demand for services

Whether it’s foodbanks, hospices or mental health support, charities across Edinburgh are on the front line. While government funding for social care and healthcare is expected to help, local impact will take time. Strategic partnerships with local authorities and other charities are key to managing demand effectively.

3. Declining income from donations

Changes in Inheritance Tax and Capital Gains Tax in the recent budget may encourage legacy giving. Therefore, charities should invest in donor engagement strategies to address any ongoing decline in donations.

4. Cybersecurity threats

Cybercrime is on the rise in the charity sector, with a third of charities that responded to the Government’s Cyber Security Breaches Survey 2024 [2] reporting they have fallen victim to an attack. Charities need to implement strong cybersecurity measures, educate staff on safe online practices and ensure they have insurance coverage specific to the charity sector that addresses cyber threats.

5. Regulatory and compliance risks

The government has announced that new charity tax regulations will come into effect in April 2026, which is in addition to the Data Protection and Digital Information Bill (DPDI) which may impact data protection, fundraising, and safeguarding. Ansvar urges charities to regularly review compliance strategies to avoid financial and reputational risks from regulatory breaches.

(Charities also face a hike in employers’ National Insurance contributions – Ed.)

Adam Tier added: “It’s vital that charities take proactive steps to ensure their resilience, from reviewing their financial strategies to securing adequate insurance cover to protect against emerging risks.

We’re committed to helping charities understand the hazards they face and take the proactive steps needed to protect themselves, so they can continue making a difference in their communities.”

Ansvar is part of the Benefact Group, a charity-owned specialist financial services organisation. The Benefact Group is the UK’s third-largest corporate donor, underscoring Ansvar’s dedication to supporting the wider charitable community.

1.  https://scvo.scot/research/scottish-third-sector-tracker

2. https://www.gov.uk/government/statistics/cyber-security-breaches-survey-2024/cyber-security-breaches-survey-2024

Dobbies’ Edinburgh and Lothian stores invite nominations for national community initiative

Dobbies, the UK’s leading garden centre, today launches Dobbies Community Gardens, to offer support for community and charity groups in Edinburgh and the Lothians to help transform, restore or start their indoor or outdoor green spaces.

Committed to bringing a smile to its local communities, Dobbies is inviting anyone who has a community space that needs gardening knowledge and inspiration – indoors or outdoors – to get in touch, with applications now open.

Dobbies’ colleagues are passionate about gardens and plants, championing garden living all year round to create experiences that bring people and communities together.

The Stockbridge little dobbies and Edinburgh store will select a project to support from the nominations that are made. The winning groups will receive products, tools and plants to help bring their community space to life during a personal-shopper session with a dedicated Dobbies’ colleague. In addition to this, there will be volunteer hours allocated to help bring the project to fruition.

Successful applicants will receive support over the year to keep their indoor or outdoor space blooming.

Nick Anderson, Dobbies’ Operations Director, is looking forward to hearing from groups across the country. He said: “There are so many brilliant community groups near our Stockbridge little dobbies and Edinburgh store – from schools and nurseries, to In Bloom Groups and charities, and even local sports teams.

“Our store colleagues are ready to take on a fresh challenge for this year and we want to hear from groups in Edinburgh and the Lothians who would benefit from our support.

“If anyone knows of a community group that has a garden living project in need of our help, please encourage them to enter.”

Applications are now open and taking part couldn’t be easier. Those entering must be located within 20 miles of Dobbies’ Edinburgh store or five miles of the Stockbridge little dobbies store. For more information about how to get involved in Dobbies Community Gardens, visit Dobbies Community Gardens

Nominated projects will be invited along to the Edinburgh store for the free Grow How session on Saturday 4 May, 10.30am, and the winner will be announced. The Stockbridge little dobbies store doesn’t hold a free Grow How session, the winner will be contacted separately.

The winning team for each store will meet a colleague that will support them throughout the project.

RHS pupil planters brighten up their local communities

PUPILS from The Royal High School have created planters, using materials donated from Cala Homes (East), to brighten up their local community this summer.

The project saw 30 S2 Craft, Design and Technology (CDT) pupils working in groups to create 12 planters. Six of the planters have been housed at Cala’s Cammo Meadows development in Edinburgh. The remaining six have been donated to nearby community groups, including the Corstorphine Dementia Project and Oaklands School, to help brighten up the local area.

Cala Homes (East) initiated the project as part of its ongoing commitment to supporting the communities in which it builds, donating both building materials and tools to The Royal High School.

The housing developer contributed more than 108 metres of specially treated timber as well as panel saws, staple guns, small electric chop saws, glue and screws. All the tools and materials requested by the school as part of the project were used under teacher supervision.

Mr Davy Allan, CDT teacher at The Royal High School, who oversaw the design and running of the project, said: “This project has been hugely beneficial for the pupils who have acquired new practical skills during the course of building these planters.

“Pupils were taught how to measure and mark accurately, how to cut complex angles safely and how to apply appropriate finishes to ensure materials are weather resistant.

“Due to the scale of the final product, it also gave pupils an opportunity to work collaboratively to physically cut, measure and move the units around the workshop. They also had to work as a team to get the planters assembled correctly. This experience will help these young pupils understand how these practical skills are implemented in the real world.”

Philip Hogg, Sales and Marketing Director from Cala Homes (East) said: “We are delighted to work with The Royal High School on this planter project.

“Not only does the project provide positive learning outcomes for the pupils, it has resulted in 12 stunning planters which have been placed at key locations across Northwest Edinburgh for the local community to enjoy.”

Once assembled, Cala Homes (East) worked with its landscapers Land Technology to fill the planters with a range of eye-catching flowers and plants. The mixture of hardy evergreen and bright coloured perennials will ensure longevity, while providing food and shelter for insects.

The Cammo Meadows development features a stunning selection of one-,two- and three-bedroom apartments priced from £220,000, two- and three-bedroom Capital homes from £335,000 as well as detached homes from £755,000, all set within the desirable suburb of Cammo.

To learn more about Cammo Meadows, or to request a viewing, call 01316 083 081 or visit: https://www.cala.co.uk/homes-for-sale/scotland/edinburgh/cammo-meadows

To learn more about the portfolio of properties developed by Cala Homes (East), visit www.cala.co.uk/east-of-scotland/

Edinburgh Community Climate Fund is now open for applications

THE Edinburgh Community Climate Fund (ECCF) has officially opened to applications from local groups across the city.

The initiative is designed to support the delivery of the Council’s climate change targets together with providing learning to inform the wider approach to participatory budgeting (PB). Participatory budgeting is a way for citizens to have a direct say on how money is spent. In Edinburgh, PB has been used as an approach to distribute funding since 2010.

The Edinburgh PB Framework was approved in 2021 which included a commitment to a number of PB initiatives including the ECCF.

The ECCF provides £100,000 of one-off funding which is available for local groups to undertake projects which align with the objectives of the Edinburgh Climate Strategy and goal of becoming a net-zero city by 2030. 

Groups can apply for up to £20,000 worth of funding, providing that the activities can be delivered within 12 months, do not replicate or replace a Council service, and are in line with at least one of the project’s aims.

Applications are open until midnight on 12 February. The final projects will then be shortlisted and put to a public vote. We hope to announce the results of the ECCF in mid-March.

To apply please visit the Your Voice webpage where you can download an application form.

Completed forms should be emailed to: communityplanning@edinburgh.gov.uk

For more information, please visit our Participatory Budgeting and the ECCF webpage.

There will be an in-person Application Support Drop-In at the City Chambers on 23 January between 10.00am-12 noon and 1.00pm-3.00pm.  

There will also be two online information sessions on 24 January between 6.30pm-7.30pm and 26 January from 10.00am -11.00am.

For further information or to book a place at these sessions please email: 

communityplanning@edinburgh.gov.uk

Council Leader Cammy Day said: “The Edinburgh Community Climate Fund is a brilliant opportunity for local groups across our fantastic capital city to make their voices heard on how this money should be spent, as we deliver on our key priorities.

“We have a bold and ambitious plan to become a net-zero city by 2030, alongside our wider Climate Strategy. Our citizens and communities should rightly be at the heart of this process. I am confident that in the ECCF projects, Edinburgh and her citizens will once again show the creativity, innovation, and care that we have so often seen over the years.

“I would also like to thank all the organisations and individuals who have contributed to the development of the ECCF.”

Criteria for the ECCF are set out below:

  • Creating opportunities for community leadership and learning on climate change.
  • Reducing greenhouse gas emissions within communities and contributing to the net-zero agenda for Edinburgh.
  • Generating sustainable projects for the benefit of local people to build resilience or adapt to climate change within communities. 
  • Building relationships between neighbourhoods of different socio-economic and ethnic backgrounds to work together on just, equitable and accessible climate and resilience activities contributing to the city’s net zero agenda, also ensuring that activities work towards reducing or removing barriers for disabled people in the transition to net-zero.

CleanupUK launches litter-picking hubs as climate emergency continues

A new initiative from UK-based charity CleanupUK has launched, offering communities access to free litter-picking equipment to protect their local environment from the impact of litter and to connect communities.

CleanupUK has established litter-picking hubs to mitigate the effects of litter on neighbourhoods and local wildlife in the UK whilst tackling loneliness and isolation that can take place during the winter months.

The Cleanup Hubs have been developed in partnership with local community groups such as youth centres, Councils for Voluntary Services (CVS), city farms, and a local mental health charity. Through collaboration and collective action, these organisations are coming together to serve the local community and to help foster a sense of pride in otherwise challenging times.

CleanupUK will offer litter-picking equipment including high-vis jackets, litter-picking hoops, and litter-picking sticks to local hubs which can be borrowed free of charge by the local community.

CleanupUK and partnering organisations believe that this will:

  • Support communities to look after their natural environment in a way that suits them
  • Give communities a place where they can come together and take practical action for the environment
  • Allow communities to make an immediate positive impact on their local neighbourhoods
  • Encourage people to connect with those they may otherwise not engage with and help foster a sense of community and local pride

The development of Cleanup Hubs comes against the backdrop of 27th session of the Conference of the Parties (COP27) which will see leaders from across the world gather to discuss the impact of climate change on our planet.

CleanupUK Chief Executive George Monck says, “We know that all of us can make an extraordinary impact on society and litter-picking is a great example of that.

“By coming together, local people can prevent harmful litter infiltrating parks and entering our rivers and waterways, all whilst building a stronger sense of community and having fun.”

A full list of current CleanupUK Hubs is below:

  1. The Wharton Annexe, TS24 8NS
  2.  Kilmarnock Children’s Centre, TS25 3NU
  3. Jellystone Park, TS4 2SL
    Belle Vue Community Sports & Youth Centre, TS25 1QU
  4. Primrose Hill Community Centre, TS19 0HL
  5. Mind, TN34 1HG
  6. Stepney City Farm, E1 3DG
  7. St-George-in-the-East, E1 0BH
  8. Women’s Inclusive Team, E2 9LJ
  9. Love Bethnal Green, E2 OTB
  10. Jaywick Sands Community Forum, CO15 2LU
  11. Baggator, BS5 0HH
  12. West End Refugee Service, NE4 5JE
  13. CVST Harwich, CO12 3AJ
  14. CVST Clacton, CO15 1NZ
  15. Eastbourne Sports Complex

£5k Musselburgh community fund deadline extended

Local causes called on to be in with chance of landing up to £1000

THE APPLICATION deadline for a community fund launched by an independent Scottish developer has been extended to ensure causes in and around Musselburgh don’t miss the chance to make their case.

The fund from Dundas Estates, which totals £5,000, will be distributed in £1,000 segments to five charities or community initiatives local to Musselburgh – whether it is to help them renovate a facility, secure a defibrillator or get a project off the ground and providing essential support, education or resources.

Craig Fairfoull, Head of Sales and Marketing at Dundas Estates, said: “We want to showcase this fantastic funding opportunity to as many amazing causes as possible as we know this kind of money is vital to charitable groups.

“When we first launched the fund at the start of summer, a few organisations might have missed out with it being a particularly busy period of time. Given the fund will provide lasting benefits to the surrounding community, the only option for us was to extend the deadline.

“Musselburgh already has a thriving and tight knit community with a number of local groups doing excellent work within the town, and this is something we are very keen to support.

“The cost of living crisis is bringing fresh challenges for good causes to navigate – so we hope this injection of funds will come at the perfect time for the five final recipients.”

In promoting and administering the fund, the housing developer is working closely with Musselburgh and Inveresk Community Council (MICC) to help ensure worthy causes at the heart of the community are able to benefit.

Interested applicants can apply online via:

 https://www.dundas.co.uk/musselburgh-community-fund 

with applications now closing on Sunday 31st July.

The roll out of the fund comes as the Livingston-based firm launched its 140-home Wireworks development in the town, forming part of its pledge to deliver lasting benefits to the local area and in addition investing section 75 contributions of up to £400,000 towards schooling and infrastructure.

Dundas Estates, through a partnership with Tesco, East Lothian Council and NHS Lothian, acquired The Wireworks site after receiving planning permission to regenerate the former Brunton Wireworks site and neighbouring land in 2008.

Upcycled piano sculptures hit perfect note at The Wee Hub

An enormous six-meter-high sculpture of three elephant tusks made entirely of upcycled pianos goes on display as part of a new exhibition marking the official launch of The Wee Hub at Ocean Terminal this Sunday (19 June 2022).

The sculpture, ‘The Elephant in the Room’, is a tripod of elephant tusks topped with more than 50 ‘ivories’ and is one of ten that can be seen in and around the Wee Hub’s community space, which has taken over the former Debenhams store at the waterfront centre in Leith.

Also on display is ‘Half of a Piano Cube’, a pyramid of three playable pianos, ‘Power to the People’, two grand pianos each boasting a large gramophone-like pentagonal horn made from lids and soundboards and ‘Piano Meant-A-Lot’, an allotment shed made entirely from old pianos and piano parts which houses a beautiful old playable upright piano. 

Legless grand piano planter boxes will be filled with vegetables and flowers to complete the bucolic idyll of this particular exhibit.

Each interactive sculpture, conceived and created in Leith by the Pianodrome Community Interest Company, uses locally sourced pianos and the exhibition is their first appearance in Scotland.

As part of The Wee Hub’s official launch, which includes a parade around the centre, circus performances and a series of free events, Tim Vincent -Smith, the artist who designed the sculptures, and Matthew Wright, the Pianodrome producer, will be there from 3pm – 4pm along with Danny McGeever, Edinburgh-based singer songwriter, and Nikki Hill of Dripping Tap Theatre, to give a tour of the sculptures, animating them with music and movement.

Expect music, clowning and a rendition of Sunshine on Leith from Danny.Sean Logan of Full Spectrum, will be there playing the sculptures all day.

Miles Tubb of the Living Memory Association which with the support of Ocean Terminal’s owners created The Wee Hub as a free collaborative space for local community groups in the heart of Leith, said: “Pianodrome’s sculptures are simply fantastic and opening their exhibition as part of our official launch day hits the perfect note.

“They are a community-led organisation, just as all the groups here at The Wee Hub, bringing people together to enjoy the arts, music and our heritage. The day will be a colourful and lively display of local people’s creativity and talents from dance through to circus performance.”

Tim Vincent-Smith and Matthew Wright who are also both musicians from the band S!nk set up Pianodrome in 2017 to build the world’s first amphitheatre made entirely from upcycled pianos. Tim said:

“The sculptures were commissioned by the Leeds International Piano Competition and formed a piano trail around the city which was enjoyed by tens of thousands of people – many made the journey specifically to see them. Having set up in Leith and collecting and working with old pianos from the area, however, exhibiting our sculptures at Ocean Terminal could not be more perfect – it is a bit of a homecoming.

“Working with The Wee Hub also presents us with many opportunities for further collaborations. Here we are at the heart of a lively and creative community and with the likes of Tinderbox, who are also based at OT, we hope to bring piano-inspired workshops and events in the months ahead.”

The Wee Hub Launch also includes a laser sculpture workshop with the artist Jonathon Elder, a fencing demonstration from Salle Holyrood Fencing, Circus workshops from Think Circus, music workshops from Tinderbox, a model railway exhibit, and heritage exhibitions.

There is also a dance programme beginning at 11am with a children’s disco, jazz, a parade and a show from the International Dancers of the Edinburgh Festival Carnival.

The Wee Hub Launch Day Programme:

  • 11am Children’s disco
  • 1pm – Nouvelle Jukebox.  Edinburgh based duo. Jazzy vocals and swinging guitar.
  • 2pm – Cutting of ribbon and parade round the Centre
  • 2.30  – International Dancers from Edinburgh Festival Carnival
  • 3pm – Pianodrome tour with music and movement.
  • 3.15pm – Think Circus performance

Aldi donates 5,089 meals to Edinburgh and Lothian charities over the Easter school holidays

Aldi helped local charities in Edinburgh and the Lothians provide 5,089 meals to people in need over the Easter school holidays. 

The supermarket paired its stores up with local charities, community groups and food banks to donate surplus food, making the most of unsold fresh and chilled food throughout the Easter period. 

Around 105 tonnes of food were donated throughout the UK, with more than 187,000 meals going to causes focused on supporting families and children.  

The donations followed research from Aldi and community-giving platform Neighbourly which found that 98% of food banks in Scotland have seen demand soar since the start of the year. 

Neighbourly recently polled more than 700 food banks and community causes nationwide and found that an estimated 30% of people using these services in Scotland in recent months have been new to the food banks. 

On average, food banks in the region reported an average rise in demand of around 28% for their services so far this year, with expectations of further increases of around 29% in the next three months as higher energy bills and an increase in national insurance contributions add to the pressure.  

Liz Fox, Corporate Responsibility Director at Aldi UK, said“The school holidays can be a busy time for the local charities and organisations we support, but, especially in the current climate, food banks are experiencing even greater demand than usual.  

“We’re proud to support so many good causes in Edinburgh and the Lothians, helping them to provide meals to those in need over the recent school holidays.” 

Steve Butterworth, from Neighbourly, added: “The findings of our latest survey highlight that the cost-of-living crisis is clearly deepening, with families and households up and down the country really starting to feel the pinch and turning to charities and local causes for support as a result.  

“During what is a hard time for everyone, anything people can do to give back in the coming weeks will make all the difference.” 

Aldi has community donation points in stores nationwide to help those in need, and is encouraging customers to help in any way they can.

According to its poll with Neighbourly, products that are most in demand at local community groups include tinned food, tea and coffee, UHT milk, toiletries, and household cleaning products. 

SCVO: Voluntary organisations in Scotland are more vital than ever

Data shows scale of crucial voluntary sector impact in Lothian and beyond

Figures collated by the Scottish Council for Voluntary Organisations (SCVO) using data from OSCR, Volunteer Scotland, the TSI Network Scotland, and the Social Enterprise in Scotland Census have highlighted the crucial role of charities, social enterprises, and community groups in Scotland.

The data reveals that across Lothian alone there are currently 3,729 registered charities, generating a combined annual income of £4,342,612,905, and 1,125 social enterprises operating across the TSI area.

Along with employing 64,190 paid staff, an amazing 234,336 people from across the area also support organisations by volunteering their time and skills to help people, communities and groups, making an invaluable contribution to their local community in the process.

Nationally, Scotland enjoys the benefits of over 40,000 voluntary sector organisations, employing over 100,000 paid staff – a similar number to the Scottish digital and technology sector.

The Scottish Council for Voluntary Organisations (SCVO) and TSI Scotland Network believe that sharing this data will further highlight the indispensable contribution of the voluntary sector, particularly over the course of the Covid-19 pandemic, during which charities and voluntary organisations, both local and national, have played a vital role across Scotland.

Anna Fowlie, Chief Executive for the Scottish Council for Voluntary Organisations (SCVO) said: “We know that the voluntary sector is a major player in Scotland in terms of economic impact and employment.

“Our recent #NeverMoreNeeded campaign highlighted how crucial the sector has been during the pandemic across the country, and continues to be essential in recovery.

“These findings highlight not only how vital charities, social enterprises and community groups are in Lothian, but also the level of local support provided to these organisations through volunteering, which is really encouraging.”

A spokesperson for Edinburgh Voluntary Organisations’ Council (EVOC) said: “Scotland’s vibrant voluntary sector is a key asset in our communities, even more so over the last two years, but it is one which is often underestimated and overlooked.

“We hope that this data, which shows the size and scale of the sector, can emphasise just how vital the sector is and how much it supports us all, both locally and nationally.”

Foysol Choudhury, MSP for Lothian, said: “I welcome the figures produced by the Scottish Council for Voluntary Organisations (SCVO), particularly those that highlight the invaluable contribution that charities and voluntary organisations make in Lothian.

“The voluntary sector has been crucial throughout this pandemic, both in the local area and nationwide, and it’s important that we not just recognise that incredible contribution, but also explore how the Scottish Parliament can work better with the sector to maximise these efforts.”