Carers in education urged not to miss out on extra money

Financial support for student carers

This National Student Money Week (3 – 7 March 2025), unpaid carers in education are being encouraged to check if they are entitled to financial help from Social Security Scotland. 

It is estimated that there are around 35,000 unpaid carers attending college or university in Scotland. The type of help they provide includes emotional, mental or physical support for a family member, friend or neighbour. But many don’t recognise themselves as a carer, which could mean they are missing out on extra money. 

There are three payments delivered by Social Security Scotland that could help student carers during their studies:  

Carer Support Payment replaces Carer’s Allowance in Scotland. Unlike Carer’s Allowance, it is available to more carers in education.  

Young Carer Grant and Carer’s Allowance Supplement are only available in Scotland.

Louise Reid, Student Support Adviser at the University of the West of Scotland (UWS) and Financial Capability Champion on the National Association of Student Money Advisors (NASMA) Board, explains the importance of this type of help. 

“Students, alongside wider society, are consistently pushed to the limit financially from sources outside their control. The cost of housing, energy and food have all been consistently high and this hits student carers particularly hard.  

“As caring responsibilities can limit or completely reduce any capacity for part time work to top up existing student funding, additional financial resources are vital.  

“Carer Support Payment is an invaluable financial resource that can make the difference between continuing with studies or not. Being able to claim this benefit, whilst studying really makes such a difference to students who provide care.”  

To find out more about all Social Security Scotland payments for carers, visit mygov.scot/carers or call free on 0800 182 2222.   

  • Carer Support Payment is a payment of £81.90 a week and is available to carers who are aged 16 or over and who provide unpaid care for 35 hours or more a week to someone who receives a qualifying disability benefit.  They need to earn £151 a week or less after tax, National Insurance and expenses.
    Carers in education who may be eligible includes:     
  • Part time students – those who spend less than 21 hours a week in class or doing coursework for any course    
  • Students aged 20 and over and who study full time for any course    
  • Students aged 16-19, who study full time in advanced education at university or for a college course such as a Higher National Certificate and Higher National Diploma   
  • There are also some circumstances where students aged 16-19 studying over 21 hours a week in non-advanced education, such as studying for National Certificates and Scottish Highers, who may also be eligible if they meet certain criteria. Find out more at   If you study – mygov.scot 
  • Carer’s Allowance Supplement is an extra payment for eligible unpaid carers who are getting Carer Support Payment or Carer’s Allowance on the qualifying date. The payment is made twice a year and is unique to Scotland. Each payment of Carer’s Allowance Supplement is currently £288.60.  It is paid automatically without the need to apply.   
  • Young Carer Grant is available for carers aged 16, 17 or 18 who provide support for an average of 16 hours a week to someone receiving a qualifying disability benefit. It is a yearly payment of £383.75 and the money can be spent on whatever the young person wants.   
  • Information on other support for carers, such as financial support, wellbeing support and short breaks from caring, can be found at Help if you’re a carer – mygov.scot  
  • National Student Money Week March 2025 National Student Money Week 2025 – NASMA 
  • Carers Trust Scotland estimates there are around 30,000 – 35,000 unpaid carers at college or university in Scotland. Carers at College & University | Carers Trust Scotland 
  • If you are an organisation that supports student carers in Scotland, there are shareable resources, many of which are available in different languages, via our resources pages on our website:  

Social Security Scotland – Carer Support Payment Resources  
Social Security Scotland – Young Carer Grant Resources  

Scottish government consults on ending the Universal Credit two-child cap

Views sought on flagship policy

The Scottish Government is launching a consultation on its plans to end the two-child cap on benefits.

Eradicating child poverty is the government’s top priority and ministers have committed to ending the limit by April 2026, or sooner if possible. The Child Poverty Action Group estimate that scrapping the two-child cap in Scotland could lift 15,000 children out of poverty. 

The consultation is seeking views from the public and stakeholders about the most effective ways to put systems in place to mitigate the effects of the two-child cap. It asks for views on questions such as whether Social Security Scotland should administer top-up payments.

https://twitter.com/i/status/1892967518219751851

Social Justice Secretary Shirley-Anne Somerville said: “The UK Government has failed to scrap the two child cap despite it being a key driver of child poverty. In the face of such inaction the Scottish Government is determined to end the impact in Scotland. If we can safely get the systems up and running earlier than April 2026, then we will make our first payments earlier – helping to lift thousands more children out of poverty.

“We have launched a consultation calling for people to respond as we look to put the necessary systems in place to achieve our goal. We have made clear to the UK Government what is needed for us to end the impact of this policy and I would urge people and organisations across Scotland to contribute to make their views known.

“The draft 2025-26 budget continues to invest more than £3 billion to policies which tackle poverty and the cost of living for households – and I would hope that would command widespread support across Parliament.

“There is irrefutable evidence that the two child limit is increasing poverty and hardship across the UK. We have repeatedly called on the UK Government to end the two-child cap, and we have been just one of many voices saying the same thing. Until they do so, the Scottish Government will do everything in its power to mitigate the policy, which helps create child poverty.”

The consultation closes on April 18th 2025.

Pension Age Disability Payment

Pension Age Disability Payment can give people extra money if they have:

  • a disability or long-term health condition that means they need help looking after
    themselves or supervision to stay safe
  • reached State Pension age

It is also available to people of State Pension age with a terminal illness.

Administered by Social Security Scotland, it’s replacing Attendance Allowance in Scotland.

People don’t need to do anything if they already get Attendance Allowance as their awards will gradually transfer to Pension Age Disability Payment, starting early 2025.

People can apply for Pension Age Disability Payment now if they live in Aberdeen City, Argyll & Bute, Highland, Orkney and Shetland.

The payment will be available across all of Scotland by 22 April next year.

Find out more at mygov.scot/PensionDisability

Look after a loved one? £288 should hit your bank account tomorrow

There are around 80,000 unpaid carers in Scotland. Tomorrow, many of these Scots will see £288.60 deposited into their bank accounts. This payment is part of the Carer’s Allowance Supplement, and up to 30,000 carers who were not previously eligible could now be amongst those entitled to the support, thanks to crucial changes to the Scottish system which took place just last month.

To help carers navigate the complex system correctly, Suzanne Bourne – Head of Carer Support at the UK’s largest community of unpaid carers, Mobilise – explains more. Her advice below covers what the Carer’s Allowance Supplement is, how to check if you’re eligible and what to do if you think you’ve missed out on support you’re entitled to: 

What is Carer’s Allowance Supplement?

Carer’s Allowance Supplement is worth £577.20 in total, and is split into two twice-yearly payments of £288.60. Eligible carers should have received the first of these payments on 7 June 2024. The second payment is due on Friday 6 December 2024.

The supplement isn’t new. But rules surrounding a different benefit, which determines whether or not people receive the supplement, changed just last month. 

In November, the Carer Support Payment was introduced to replace Carer’s Allowance for carers living in Scotland. Carers who receive the Carer Support Payment are automatically paid the £288.60 Carer’s Allowance Supplement.

And, thanks to the recent rule changes, both forms of financial support are now available to many more of Scotland’s 30,000 young carers

Who is eligible? 

Carers who received either Carer’s Allowance or Carer Support Payment on 7th October should automatically get the £288.60 supplement on 6th December. 

To be eligible for the Carer Support Payment you must be:

  • Aged 16 or over
  • Providing care for over 35 hours per week to someone who receives disability benefits
  • Earning less than £151 a week 
  • Living in Scotland
  • Students must be in full-time education, and meet additional criteria (find out more here)

If you’re due to receive the supplement, you’ll get a letter from Social Security Scotland before the payment is made. If you do not get a letter or payment by 16 December 2024 but believe you are eligible, contact Social Security Scotland.

Who needs to be careful?

In particular, given the recent rule changes, young carers should seek help from Social Security Scotland if they believe they are missing out on vital financial support which they are entitled to.

All carers should also be aware of the upper earnings limit trip hazards. The threshold for Carer’s Allowance – which is still in place for carers in England and Wales – increased to £181 a week following the recent Budget. For Scottish carers, the earnings limit is still £151 a week. 

So make sure your earnings are within the limit where you live, and update Social Security Scotland if your situation changes. Especially since this threshold is the source of the ongoing ‘overpayments’ scandal, whereby hardworking carers are having to pay back their benefits. 

How can I check if I’m eligible?

If you’re unsure whether you meet the criteria for Carer Support Payment – and, in-turn, the  Carer’s Allowance Supplement – you can check using the government’s free eligibility checker tool.

How can I apply?

Applications for Carer Support Payment are now open Scotland-wide. If you’re eligible you can apply online, by phone, by post, or in-person. See the government’s website for full details. 

Receiving Carer Support Payment Carer’s Allowance Supplement may affect any other benefits you receive, or the benefits of the person you look after. So it’s important to be aware and seek additional guidance from Social Security Scotland before you apply if you are concerned. 

What additional support is available? 

There are a number of other forms of financial support on offer for those who look after loved ones. Some of these benefits can be claimed instead of the Carer Support Payment and supplement, for those not eligible, and some can be claimed in addition. These benefits include: 

  • Young Carer Grant – Scottish carers aged 16, 17 or 18 can apply for this yearly payment of £383.75 if they provide care for an average of 16 hours per week. Find more details and apply via the Scottish government’s website 
  • Carer’s Credit – Anyone that provides 20 hours of unpaid care a week is eligible for this National Insurance credit, which helps individuals qualify for state pensions later on. Check whether you’re eligible using this credit checker tool
  • Carer’s Element – If you’re on a low income and receiving Universal Credit, you may be entitled to an additional £185.86 a month. The Universal Credit team can advise you on this
  • Carer’s Support Plan – By requesting an assessment from your local council, you can find out if you’re eligible for any additional, one-off, direct payments to help you manage the impact of caregiving. Find out more here
  • Pension Credit – The Carer Addition (or ‘Carer Premium’) – If you’re aged 65 or over, and on a low income, you may also be entitled to credit which is separate from your State Pension to help with living costs. Find out more via the government’s website
  • Grants from local councils – Grants to help with caring costs can also be made by councils. Check what support is available to you using this grant search tool
  • Council tax discounts – If you’re on a low income and claiming a benefit, you may be eligible for reduced council tax. Apply via the government’s website 
  • Heating benefits – It’s also worth checking if you’re eligible for the Warm Home Discount, Winter Fuel Payment, or the Cold Weather Payment. Find out more here
  • Discounts – There are a number of discounts available exclusively to people who look after loved ones, including discounted train tickets, days out (see a list of attractions that apply here), and even free cinema tickets (with a CEA card)

For more advice and guidance on the financial support available to unpaid carers, you can find detailed information or speak to a carer support expert via the Mobilise website.

Action to combat funeral poverty during National Grief Awareness Week

Social Security Scotland highlights Funeral Support Payment  

Social Security Scotland is helping to combat funeral poverty by raising awareness about Funeral Support Payment during National Grief Awareness Week (2 – 8 Dec). 

It is providing funeral directors, faith groups and registrars with access to a range of downloadable resources about the payment. The resources include posters, leaflets, social media posts and video content. 

Funeral Support Payment is available to people in Scotland who need help towards the cost of a funeral and get Universal Credit or other qualifying benefits. It can be used towards funeral costs for a baby, a child or an adult. This includes stillborn babies. 

Legislation is also coming into effect on 2 December which will improve the way the benefit is delivered and provide further support to people who are struggling to pay funeral costs. The changes are based on feedback from past recipients and stakeholders, including the funeral industry, charities and bereavement support groups.   

Shirley-Anne Somerville, Cabinet Secretary for Social Justice, said: “We are all familiar with terms like child poverty and fuel poverty but funeral poverty is affecting more and more people. The average cost of a funeral in the UK is now £4,000, well beyond the means of many families. 

“It is hugely important for us to mark the passing of our loved ones. Sadly, people experiencing the immediate shock and grief of a significant death often make arrangements for funerals with little understanding of the financial implications and with limited resources to pay big bills. 

“Since Funeral Support Payment was launched in 2019, the Scottish Government has provided over £54.2 million in support to more than 28,000 bereaved people to help pay for funeral costs when they need it most.” 

Gordon Black, Director with Alex Black Funeral Care Glasgow, said: “Funeral Support Payment is definitely important. Some 70% of our funerals are covered by Funeral Support Payment. We work in a lot of deprived areas and the payment is a real help to the people we serve. 

“We have Funeral Support Payment leaflets and posters in all our offices and arrangement rooms and we mention it if a family says to us they are going to struggle with paying for the funeral.” 

National Grief Awareness Week takes place from 2 December to 8 December. It provides a dedicated period for individuals, organizations, and communities to come together to acknowledge and address the various aspects of grief. 

The payment isn’t a loan and doesn’t need to be paid back although Social Security Scotland will recover the payment from the estate of the person who died if they leave any financial assets. 

The payment can cover burial and cremation costs. There is also a flat rate for any other expenses. This is £1,257.75 for most applications or £153.50 if the person who died had a funeral plan in place. It can also cover other costs such as travel expenses, documents and medical expenses. 

People may be eligible for Funeral Support Payment if they meet all of the criteria below: 

  • they live in Scotland 
  • they or their partner are getting certain benefits or tax credits* 
  • the person who died lived in the UK 
  • the funeral is being held in the UK or in some circumstances in the EU, Iceland, Liechtenstein, Norway or Switzerland 
  • they are applying after the person has died, until 6 months after the date of their funeral 
  • they or their partner are responsible for the funeral costs 
  • it is reasonable for them or their partner to accept responsibility for the funeral costs. 

* Universal Credit (UC), Income Support, Income-based Jobseeker’s Allowance, Income related Employment and Support Allowance, Pension Credit, Housing Benefit, Child Tax Credit (CTC) and disability or severe disability element of Working Tax Credit. 

People can find out more and apply online at mygov.scot/funeralsupport. People can also apply in person, over the phone or ask for a paper application form by post by calling us free on 0800 182 2222. 

Before applying for Funeral Support Payment, people should register the death or stillbirth and give their funeral director (if they have one) consent to speak with Social Security Scotland about their application. This will minimise the time taken to process the application.

Social Security Scotland: Carer Support Payment information

As of 4 November, Carer Support Payment is available in every local authority area in Scotland. We introduced the payment in phases from November 2023 and are delighted it is now available across Scotland.  

Carer Support Payment is money to help unpaid carers providing 35 or more hours of care a week to someone who gets disability benefits. The payment is £81.90 per week. 

Carers in Scotland who already get Carer’s Allowance will have their benefits automatically transferred to Carer Support Payment with no gap in entitlement. Social Security Scotland will write to people in advance to let them know that their award will be moving. 

We are planning an awareness-raising campaign in early 2025 to support take-up of the benefit . 
 
More information on eligibility and how to apply is available at mygov.scot/carer-support-payment.  

Free stakeholder resources are available on our website to share with your networks and help us promote the payment to people who may be eligible. Please download them and share across your networks and channels. 

The next Carer’s Allowance Supplement payment of £288.60 will be paid on Friday 6 December to eligible carers who were paid Carer Support Payment or Carer’s Allowance on 7 October 2024. 

We will write to eligible carers in advance, so they know when to expect the payment. If carers have not received the payment or heard from us by 16 December 2024, they should call us free on 0800 182 2222. 

 More information is available on our website

Families across Scotland benefit from over £1 billion in social security support

New figures show over £1 billion paid out to help end child poverty

New figures show that the Scottish Government’s five family payments have reached a landmark figure since their launch, paying over £1billion to families across Scotland to help end child poverty.

The latest statistics released from Social Security Scotland reveal that between February 2021 and September 2024 £905.6 million has been paid out in Scottish Child Payment and a further £172.3 million since the launch of Best Start Grant and Best Start Foods.

The combined value of this vital financial support is over £1 billion and has been delivered by Social Security Scotland through its five family payments; Scottish Child PaymentBest Start Grant Pregnancy and Baby PaymentBest Start Grant Early Learning PaymentBest Start Grant School Age PaymentBest Start Foods.

The payments support children throughout key stages from pregnancy then birth, to starting school and on to age 16.

Best Start Grant Early Learning Payment, Best Start Grant School Age Payment and the ‘game changing’ Scottish Child Payment are only available in Scotland.

Cabinet Secretary for Social Justice, Shirley-Anne Summerville said: “Ending child poverty is the Scottish Government’s single greatest priority. At a time when families are struggling with the ongoing cost-of-living crisis, we have been delivering payments which offer vital to support families and children at key stages in their lives.

“There is help during pregnancy and in the months after a baby is born; help paying for early learning; help with that all important first day at school and help with buying the healthy, nutritious food that is vital for developing children.

“Then there is the unique Scottish Child Payment. More than 325,000 children and young people were benefitting from the payment by the end of September 2024. Our modelling projects Scottish Child Payment will keep 60,000 children out of relative poverty in 2024-25.”

 Background

Link to Scottish Child Payment high level statistics to 30 September 2024: https://www.socialsecurity.gov.scot/reporting/publications/scottish-child-payment-high-level-statistics-to-30-september-2024

Link to Best Start Food high level statistics to 30 September 2024: https://www.socialsecurity.gov.scot/reporting/publications/best-start-grant-and-best-start-foods-high-level-statistics-to-30-september-2024

Payment Launch Dates:

  • Scottish Child Payment: 15 February 2021
  • Best Start Grants: 10 December 2018
  • Best Start Foods: 15 August 2019

Payments available for families include:

Parents, carers and guardians can get more information at mygov.scot/fivefamilypayments or by calling free on 0800 182 2222.

Carers Rights Day: Carers urged to check for financial help

Thousands of unpaid carers could be missing out

This Carers Rights Day (Thursday 21 November 2024), unpaid carers across the country are being encouraged to check their eligibility for financial support from Social Security Scotland.

It is estimated that there are around 800,000 unpaid carers, including 30,000 under the age of 18, providing care for a family member, friend or neighbour in Scotland.

Research also suggests that many do not see themselves as a carer, meaning they do not take up support they are entitled to.

There are three payments delivered by Social Security Scotland dedicated to supporting unpaid carers.

Carer Support Payment is replacing Carer’s Allowance in Scotland and is now available for new applications Scotland-wide.

Young Carer Grant and Carer’s Allowance Supplement are only available in Scotland. There has been a 26% increase in Young Carer Grant applications from those aged 16-18 in the 12 months to September 2024 compared to the same period the previous year.

Cabinet Secretary for Social Justice, Shirley-Anne Somerville said: “The Scottish Government has supported around 164,000 unpaid carers through social security payments since 2018. We understand their important role and that many may be juggling caring with work, study or family commitments.

“That is why we’ve been working closely with carers and organisations that represent them, to develop a better social security system in Scotland. This includes improving the application process and providing two payments that are only available for carers here in Scotland.

“This Carers Rights Day, I urge everyone who carries out a caring role to find out more about the financial help available. And if you know an unpaid carer, whether a student, work colleague, friend or even someone caring for you, let them know support is available.”

As part of Carers Rights Day, Social Security Scotland has organised a pop-up event at South Lanarkshire College to help raise awareness amongst students about the financial support available and to support them with applying.

Head of Student Services, Rose Harkness, said: “South Lanarkshire College proudly support carers of all ages who provide unpaid assistance to loved ones facing illness, disability, mental health challenges, or addiction.

“Our inclusive environment enables carers to achieve qualifications without barriers through tailored guidance, course and funding advice, and support with completing applications.

“Working in partnership with Social Security Scotland has encouraged more of our carers to check eligibility and apply for funding to help in their caring role.  We are committed to empowering carers for both academic success and personal growth.”

To find out more about the financial support available for unpaid carers visit:  mygov.scot/browse/benefits/carers

Background

  • Carer Support Payment is available to people providing care for 35 hours or more a week, earning a maximum weekly income of £151 after tax, National Insurance and expenses, to someone who receives disability benefits. It replaces Carer’s Allowance in Scotland and is a payment of £81.90 per week. Carer Support Payment is also available to some carers in education. This includes full-time students aged 20 or over and students under 20 in advanced or higher education. Students aged 16-19 in non-advanced education e.g. studying for National Certificates, Highers and Advanced Highers, may also be eligible. Carers in Scotland who are already receiving Carer’s Allowance don’t need to apply for Carer Support Payment. Their benefits will be automatically transferred. This process is due to complete in spring 2025.
  • Young Carer Grant is a yearly payment of £383.75 and is available for carers age 16, 17 or 18 who provide support for an average of 16 hours a week to someone receiving certain benefits. The money can be spent on whatever the young person wants.  
  • Carer’s Allowance Supplement is an automatic payment made twice a year to unpaid carers receiving Carer Support Payment from Social Security Scotland or Carer’s Allowance from the Department for Work and Pensions (DWP). The next payment of £288.60 will be paid on Friday 6 December for those who were paid Carer Support Payment or Carer’s Allowance on 7 October 2024.  The Scottish Government has committed to replace six monthly lump sum Carer’s Allowance Supplement payments with more regular payments alongside Carer Support Payment once case transfer is complete.
  • Information on other support for carers is available at Help if you’re a carer – mygov.scot 

Social Security Scotland paid £1.9 billion in support to people across Scotland in 2023-2024

More than 329,000 children receive vital support from Scottish Child Payment   

Social Security Scotland has published its Annual Report and Accounts, which shows that it made £1.9 billion in payments to people in Scotland from 1 April 2023 to 31 March 2024. The payments were made across 14 Scottish benefits, seven of which are not available anywhere else in the UK.

This includes £942 million for Adult Disability Payment which now supports more than 300,000 disabled people in Scotland. Social Security Scotland also paid £463 million to help families on low incomes with their living costs through five family payments, which includes Scottish Child Payment, which was benefitting more than 329,000 children and young people by the end of March 2024.   

Winter Heating Payment was paid to 400,000 people by February this year to help towards the cost of heating homes and Carer Support Payment which offers help to people who do so much for others began a phased rollout in the Western Isles, Dundee City and Perth and Kinross last year and is now available across Scotland.  Eligible people who get benefits include carers, disabled people and families, pensioners, young people starting jobs and people who need help paying for a funeral.  

The results of the organisation’s annual Client Survey have also been published, showing that 90% of respondents who received a payment from Social Security Scotland say their overall experience was ‘very good’ or ‘good’.    

Among those who responded to the survey, 85% said their experience with staff was also ‘very good’ or ‘good’, 89% said they were treated with kindness while 85% of people surveyed felt they were listened to.    

95% of people with experience of Scottish Child Payment rated their overall experience as ‘very good’ or ‘good’. 

In total, the combination of direct payments made by Social Security Scotland and those paid through Agency Agreements with the Department for Work and Pensions saw the Scottish Government invest over £5.2 billion in benefits across Scotland.    

Cabinet Secretary for Social Justice, Shirley-Anne Somerville, said: “We are committed to tackling poverty and supporting people throughout Scotland. At a time when families are struggling with the ongoing cost-of-living crisis, we have been delivering 14 benefits, seven of which are only available in Scotland.    

“Winter Heating Payment is a reliable annual payment to people on low incomes in Scotland, including pensioners receiving Pension Credit. We continue to offer vital support to families through our five family payments, including Scottish Child Payment which was helping to support more than 329,000 children and young people by the end of financial year 2023-24.” 

“We are focused on ensuring people get the money they are entitled to and that we deliver these payments while treating people with dignity, fairness and respect.” 

Social Security Scotland Chief Executive, David Wallace, said:  “While our service has continued to expand significantly, our clients remain at the heart of everything we do.  

“We have focused on delivering new payments to people across Scotland including Carer Support Payment, while ensuring we give our clients an improved experience. This year, we have reduced call waiting and processing times and made it easier for people to submit supporting information for disability benefit applications.  

“As the number of people we serve grows, I am delighted we have maintained high client satisfaction rates with our annual Client Survey showing 90% of people who received a payment from us saying their overall experience was ‘very good’ or ‘good’.”