New report on impact of UK Government policies on families in Scotland
A new report estimates 70,000 people in Scotland, including 30,000 children, would be lifted out of poverty by 2024 if UK Government welfare reforms introduced since 2015 were reversed.
The cost of reversing changes, including the removal of the £20 per week Universal Credit uplift and the two child benefit cap would be around £780 million a year, according to estimates in the Scottish Government’s Welfare Reform – Impact on Families with Children report.
Last month the Scottish Government published its second Tackling Child Poverty Delivery Plan – Best Start, Bright Futures – which sets out immediate and longer term actions to support people out of poverty and to tackle its deep-seated causes.
Social Justice Secretary Shona Robison said: “Tackling child poverty is our national mission and we are helping to lift thousands of children out of poverty in Scotland within our limited powers. This report lays bare the cost of repeated UK Government welfare reforms since 2015 and the challenge we face in lifting children and families out of poverty for good.
“We are determined to tackle the cost of living crisis and we’re already helping to lift thousands of children out of poverty. We invested almost £6 billion from 2018-21 to support low income households, including around £2.18 billion to directly support children. We are also taking steps to mitigate the impact of the UK Government’s bedroom tax and benefit cap as fully as we can within our limited powers.
“We have introduced a package of five family benefits, including the Scottish Child Payment that we will raise to £25 a week by the end of 2022. We are also investing in employment support for parents, through new skills and training opportunities and key worker support to help reduce household costs and drive longer term change.”
Although a discussion about neurotypical people’s period cycles has started in recent years, the same can’t be said for those on the autism spectrum.
Many feel unheard and uninformed, with almost half (49%) of autistic people reported not understanding their period, a third (30%) said it takes as long as four-to-five years to learn to manage it, over half (59%) aren’t comfortable enough to talk about it and 16% had to teach themselves about the cycle.
Intimate wellness brand, INTIMINA, has released a report which aims to breakdown the stigma around autism and periods. Whilst empowering and informing people about the challenges that those on the autism spectrum face and offering advice from experts, Psychotherapist Steph Jones (MBACP) andConsultant Obstetrician and Gynaecologist Dr Shree Datta, on how to cope.
On average it takes four-to-five years for almost a third (30%) of autistic people to learn how to manage their period, compared to just one year for a massive 38% of neurotypical people.
Reasons for this do vary but this new research shows that it could be down to autistic people having different experiences when it comes to their senses, mental health, physical effects, communication, and knowledge of the reproductive system and period products.
Sensory
Hyper or hyporeactivity to sensory input or unusual interest in sensory aspects of the environment, such as smelling or touching of objects is something that most autistic people experience. When asked if they notice the scents in menstrual products like tampons, menstrual cups and pads, 70% said yes, 66% said that it bothers them and 26% flagged odours as one of the main issues when they are on their period.
Mental Health & Physical Effects
Most people with periods struggle with a whole range of mental and physical issues during the cycle, including bloating, depression, anxiety, headaches, back pain, cramps, cravings, tender and swollen breasts, fatigue and insomnia[1].
Almost all participants (96%) said that they experience emotional changes during a period, with over a third (38%) confirming that mood changes were in their top three worries that they had before their period.
Alongside mood changes, 42% of autistic participants said that they were concerned about heavy bleeding during their period and 42% said they were most worried about period cramps.
One of the autistic people who contributed a comment in the report went as far as to say that they suffered with “waves of depression, climbing anxiety, panic attacks and random crying outbursts” during their period.
Communication
The findings show that 41% of autistic people don’t feel confident talking to close friends or family about their period with another 18% feeling very unconfident. This is in contrast to the neurotypical sample where 74% said they felt either confident or very confident. Perhaps a struggle with communication is what has led 16% of autistic people to teaching themselves about periods.
Knowledge of the female reproductive system
Almost half (49%) of autistic people don’t understand their period cycle completely and when asked to identify the cervix on an image of the female reproductive system, a massive 39% of people on the autism spectrum failed to identify it correctly.
Using period products
Four out of five (83%) autistic people find period products difficult to use, with a third (34%) citing using sanitary products as the third biggest concern when it comes to their period. However almost a quarter (24%) of autistic people said that they prefer to use menstrual cups.
Psychotherapist, Steph Jones (MBACP), said:“Those on the autism spectrum, like myself, might struggle to talk about periods because they feel ashamed, or it might be connected to the social challenges experienced by many autistic people. For example, not asking for help because it leaves individuals open to the possibility of being dismissed, humiliated or invalidated.
“It’s also extremely common to experience some feelings of depression and anxiety just before a period starts. To help with this I would recommend keeping track of moods to determine whether they seem related to hormonal changes or reveal an underlying issue. Tracking will also help reduce the anxiety of not knowing when you are due to start your period. An easy way to track is to note it down in a journal or use an app to follow your cycle.”
Consultant Obstetrician and Gynaecologist for INTIMINA, Dr Shree Datta, adds:“Periods are the most natural thing in the world, with most people experiencing them, so always ask for advice because periods are part of our health cycle, not something anyone should feel embarrassed about.
“Don’t be shy to approach a doctor if simple measures such as hot water bottles, gentle exercise and pain relief do not help manage period pains. The next step may be being referred to a gynaecologist but remember that doctors help people who have heavy or painful periods every day of the week, so go and see them early if there’s a problem.”
Danela Zagar from INTIMINA, the brand behind the report, comments:“We’re on a mission to offer advice and support to everyone, no matter your background.
“As part of this, we have commissioned this research to help the voices of those on the autism spectrum be heard, help to understand the challenges that they face and overcome the stigma around this subject.
“We really hope that the report and advice within it helps many people on the autism spectrum and their families.”
As part of INTIMINA’s mission to break the taboo when it comes to talking about issues surrounding autism, the brand has made a donation to the National Autistic Society, which is the UK’s leading charity for autistic people and their families. They’ve spent decades working to provide support, guidance and advice to help create a society that works for autistic people.
New survey identifies that young carers need a break
Carers Trust Scotland calls for more support for young carers after survey finds many feeling stressed, lonely and worried
More than one in five (22%) of young carers and young adult carers responding said they feel unable to take a break from caring and 31% don’t get enough rest or time for themselves.
More than half (54%) of young carers and young adult carers that responded said the amount of time they spend caring per week had increased in the past year
At least a third of respondents said their caring role resulted in them either ‘always’ or ‘usually’ feeling ‘worried’ (36%), ‘lonely’ (33%) or ‘stressed’ (42%)
47% of young carers and young adult carers responding to the survey said they ‘never’ or ‘not often’ got support from their school, college or university in balancing study with their caring role
Findings from a new Carers Trust survey reveal how an alarming lack of support, coupled with a dramatic rise in time spent caring, is leaving many young carers across Scotland feeling ‘lonely’, ‘exhausted’, ‘worried’, ‘burned out’ and ‘stressed’.
The findings were published to mark Young Carers Action Day, an annual event led and organised by Carers Trust to raise awareness of young carers and the challenges they face.
Carers Trust recommendations
Carers Trust Scotland is responding to the survey findings by calling for action to address isolation among young carers and young adult carers. Recommended action includes:
· More commissioned breaks and respite for young carers and young adult carers. Carers Trust Scotland are calling on Scottish Government to introduce a right to access the regular breaks they need to support positive wellbeing, reduce social isolation, and live a fulfilled life alongside caring.
· The Scottish Government to do more to monitor how local authorities are meeting statutory duties to identify and support young carers.
· Education providers, whether schools, colleges or universities, need to take a more integrated and collaborative approach to support. This includes working in partnership with the NHS, local authorities and local carer organisations.
Survey Findings
More than half (54%) of the young carers (aged 18 or under) and young adult carers (aged 16-25) responding to the survey had experienced an increase over the last year in the amount of time they spend supporting siblings and parents with care and support needs.
And one in five of those reporting an increase said they were caring for as much as 20 to 49 hours more per week.
Even before Coronavirus, pressures on the health and social care services meant increasing levels of caring responsibilities were falling too heavily on young carers’ shoulders.
The impact of this overwhelming burden of responsibility was made clear in many of the written responses to the survey.
One young carer said:“I’m more stressed and anxious and I just feel like I need a break”.
Another said: “It’s too much pressure and responsibility for something I didn’t choose.”
And a third young carer revealed: “It affected my friendships as they didn’t understand why they couldn’t come inside the house.”
Coronavirus exacerbates existing pressures on young carers
Those pressures have been greatly exacerbated by the pandemic. Many essential services for those being cared for by young carers were closed because of lockdown. That left young carers and young adult carers to take on even further caring responsibilities.
And while the pandemic is moving into a less acute phase, Covid continues to negatively impact the lives of young carers and young adult carers across the UK. As a result of the pandemic the survey that:
59% said they felt more stressed
52% said they felt less connected to others
46% said their education was suffering
44% said their mental health is worse
41% said they were concerned about their future prospects.
This sense of anxiety in a context of loneliness and isolation is revealed in just a few of the written responses:
‘I never got a break in almost 2 years, I worked hard to keep mum out of hospital as I was scared what would happen if she went in. I never get any thanks or praise for what I do …”
“Feels never ending, I’m getting angry all the time with the person I care for although they haven’t done anything because I feel so on edge unable to have a break or get away.”
“My mental health is awful, and I really struggle to take time for myself at home. The only time I have away from my family is at school but I don’t even like going to school because I get so nervous for everything and I’m always so exhausted.”
Responding to the survey findings, Carers Trust’s CEO, Kirsty McHugh, said: ‘These stark findings underline the plight of young carers. Too many are left unsupported, struggling to access the services they need with knock on effects to their education, mental health and well-being.
“We need more investment in social care generally and local care organisations specifically to relieve young carers of the overwhelming pressure so many are under.
“In addition, the NHS must ensure its mental health services prioritise young carer support. Otherwise young carers will continue to be left alone to cope with complex problems and responsibilities that would overwhelm most adults, let alone young people.”
Study to be used to promote positive action on medicine use and disposal, to reduce pharmaceutical pollution
Data on 60 medicines in the water environment, known to occur through consumption and inappropriate disposal into wastewater systems, were obtained from a range of sources
Nine medicines were recommended for further action to reduce the potential environmental risk
A study carried out by researchers at Glasgow Caledonian University (GCU) with the James Hutton Institute and the Environmental Research Institute (University of the Highlands and Islands) has delivered the first national assessment of the emerging area of concern around pharmaceutical pollution of Scotland’s water environment, with an innovative Scottish partnership using results to promote practical actions to reduce this globally recognised public health and environmental issue.
Pharmaceuticals (medicines) enter the water environment when people taking medicines go to the toilet (between 30-100% of a dose is excreted) and when partially used or expired medicines are inappropriately flushed down the toilet instead of being returned to a pharmacy for proper disposal.
Information on 60 medicines was added to a database of over 3,000 data points representing 11 ‘types of water’ – such as water in the environment, influent wastewater and treated wastewater.
The study, commissioned by the Centre of Expertise for Waters (CREW) to support the work of the One Health Breakthrough Partnership, combined published and unpublished academic data with monitoring data from Scottish Water and SEPA.
Lead researcher Dr Karin Helwig says: “Pharmaceuticals (medicines) are designed to have an effect on humans so it’s no surprise that they affect water organisms, too, and that could disturb the balance in ecosystems.
“There is still much we don’t know about how serious these risks are, but if we value our environment it makes sense to try and reduce this kind of pollution as much as possible.
“Different organisations collect monitoring data for their own different purposes, so it was a real testament to partnership working that we were able to collate everything together and get a clearer picture of this area of emerging concern for the Scottish environment.”
The study found that nine medicines, including ibuprofen (an anti-inflammatory painkiller) and antibiotics, may pose higher risks of ecotoxicity and antimicrobial resistance (AMR), although the authors emphasise that monitoring is often carried out at higher risk locations.
Dangers to human health are extremely unlikely, but the findings do illustrate levels of pharmaceuticals in the environment.
Wastewater treatment plants were not initially designed to treat pharmaceuticals and are unable to treat some pharmaceuticals. So tackling this complex issue requires “up-stream” actions.
The One Health Breakthrough Partnership (OHBP), which was involved in the design and oversight of this study, is a cross-sector initiative bringing together key stakeholders to develop and implement sustainable interventions in healthcare.
NHS Highland lead and OHBP co-founder, Sharon Pfleger, Consultant in Pharmaceutical Public Health, says: “It is important to try to prevent or reduce the impact of pollution by medicines as much as possible rather than trying to deal with the problem.
“That’s why the OHBP is taking an “up-stream” public health approach, ensuring that prescribers and the public understand that medicines do pollute our waters and how they can help, developing guidance for prescribers on more eco-friendly choices of medicines, promoting the use of green and blue spaces to help physical and mental health instead of using medicines and ensuring that people know how to correctly dispose of unused or unwanted medicines.”
The OHBP (Scottish Water, SEPA, NHS Highland, and the Environmental Research Institute-University of the Highlands and Islands) is committed to working with partners to develop solutions and progress the recommendations put forward in this report. Together the OHBP aims to drive research and innovation and influence policy in Scotland to achieve optimal health for people, animals, plants and the environment.
This study recommends that further environmental research be done for areas of the country where few data are available, and, similarly, for groundwater, lochs, and coastal and estuarine waters.
The study will be used by researchers, environmental regulators, the water industry, and the health service as a baseline to assess whether, and to what extent, future interventions and OHBP activities help to reduce pharmaceutical pollution.
The report and its appendices are available on CREW’s website.
New report examines ways of strengthening support mechanisms
Researchers have called for Ukraine’s organisations of persons with disabilities (OPD) to have a bigger role in the country’s decision-making processes.
The Edinburgh Napier-led team were finalising their report on the impact of Covid-19 on the country’s almost three million persons with disabilities just as Russia launched its first attacks on its eastern European neighbour.
Their investigation, carried out with partners in Ukraine, documents how the pandemic created many new barriers while also amplifying existing ones.
Covid-19 limited persons with disabilities’ access to healthcare, social services and transport, increased their social isolation and undermined their economic security.
Digital poverty meant many could not access online portals for government departments or online learning, and the study also highlighted concerns about decreasing levels of cooperation from public bodies.
Now war with Russia – in which 15 per cent of the civilian population caught up in the conflict will have a disability – is presenting new and even more complex challenges.
Initial reports suggest persons with disabilities are struggling to access safe zones, medical services or reliable information on top of the other challenges faced by a population under attack.
Principal Investigator Dr Kiril Sharapov, from Edinburgh Napier’s School of Applied Sciences, said: “Organisations of Persons with Disabilities remain one of the last remaining systems of support for the people they have been taking care of within the context of the pandemic and now within the context of this catastrophic war.
“They continue, where and when they can, to provide support to the most vulnerable individuals and their families. Their knowledge and expertise must inform all current and future relief efforts provided by the Government of Ukraine and by the international donors and humanitarian agencies.”
The research report calls for organisations of persons with disabilities to have their unique roles recognised at legislative level within Ukraine, and for the Government to support their activities.
It also recommends that public bodies consult with and give OPDs a say in decision making, and that OPDs should be actively involved in monitoring the quality of social services delivery.
There are almost three million people registered as having a disability in Ukraine, with actual numbers likely to be higher due to the lack of reliable statistics.
Dr Sharapov researched the impact of the pandemic on them in partnership with the National Assembly of People with Disabilities of Ukraine umbrella group and local organisations. The study was funded by the Global Challenges Research Fund and the UK’s Arts and Humanities Research Council.
A total of 108 organisations responded to a survey co-designed by the National Assembly of People with Disabilities of Ukraine, making it the largest to explore the views of the disability movement on the effects of the pandemic. The findings were presented to disability experts and activists who were asked to comment and make recommendations.
The research report says it is “essential” that public authorities in Ukraine at all levels recognise and support OPDs as key actors in ensuring and protecting the rights of people they are caring for.
It also recommends that an up-to-date register of all OPDs is kept, and that the Government cooperate with them in developing a rapid response protocol for circulating information during any future public health emergencies.
Most people renting their home in the private rented sector are happy with their property and landlord, according to new research from independent think-tank the Social Market Foundation.
The Social Market Foundation found that – contrary to some narratives suggest renting is an inherently unhappy experience – a majority of people who rent from a private landlord are content with what they get for their money.
In an SMF survey of renters, 81% said they are happy with their current property, and 85% said they are satisfied with their landlord.
The greatest source of dissatisfaction among tenants is with “being a renter”, though only a minority of renters (34%) said they are dissatisfied with this status. The SMF said that this suggests that where people are unhappy in the private rented sector it is not about their living circumstances, but about the fact of having to rent rather than own a home.
The SMF findings are contained in a report on the future of the private rented sector which is published today. The report was sponsored by Paragon Bank. The SMF retained editorial independence.
The SMF said despite renters’ current views of renting, major trends in housing over the coming years mean that several policy changes are needed to ensure the rented sector continues to work well for tenants.
Only half of renters expect to leave the private rented sector in the next 15 years, suggesting that significant numbers will remain renters for long periods. Among them, the SMF finds that 13% would be satisfied with long-term renting.
That will see the average age of tenants rising: by 2035, more than half of private renting households are likely to include someone aged 45 or older, the SMF forecast. Couples and families will also make up a rising proportion of renters.
The private rented sector has been under political scrutiny, with the UK Government’s Levelling Up White Paper promising “a secure path to ownership” and a crackdown on “non-decent rented homes”.
Labour, meanwhile, has promised to be the “party of tenants” and raised concern about quality, affordability, and security in private rentals.
The SMF’s research challenges some of the narratives around this policy agenda, and in particular, the assumption that private renting is unsatisfactory and exploitative for the typical renter.
At the same time, it acknowledges that a minority of renters have particularly negative experiences and so endorses measures expected to be in the rental reform white paper (due in spring), such as abolition of ‘no-fault’ evictions and introduction of a Decent Homes standard for rental properties.
The SMF’s key recommendation is to enable renters to build wealth while remaining in the private rental sector, addressing their number one concern: the financial opportunity cost of renting, which have prevented savings, for a deposit or later life needs.
Several innovative schemes could be implemented, including ‘deposit builder ISAs’ that offer a financial return on deposits, or ‘rentership’ models that offer tenants stakes in their building.
Other SMF recommendations to the UK Government:
Increase the stability of tenancy agreements – A large majority of renters support a fixed minimum contract length: 69% would be in favour of setting this at 24 months.
Giving renters more control over their homes – making it easier to keep pets or make reasonable alterations, such as to décor or energy efficiency.
Increase the accountability of landlords – Through a ‘Good Home, Good Landlord’ kitemark scheme, developed in consultation with renters to recognise landlords that offer good, and not just decent, accommodation.
Improve the standards of private rented properties – Offer tax incentives for landlords to invest in improvements that align with Good Home Good Landlord kitemark standards, including green investments.
Aveek Bhattacharya, SMF Economist and one of the report authors, said: “Dominant cultural narratives about the private rented sector paint a misleading picture. In contrast to the horror stories that get wide circulation, the majority of renters are satisfied with their living conditions and have decent relationships with their landlords.
“It is absolutely right that the Government should seek to help the minority with poor standard accommodation and unprofessional landlords.
“At the same time, it needs to think harder about what it can offer the typical renter – who is largely happy with their circumstances today, but has doubts about whether they want to keep renting long-term.”
“Giving renters more control over their homes – allowing them to keep pets or decorate would help. So would incentivizing landlords to make improvements to properties to make them good, and not just decent. But perhaps the biggest challenge is developing policies that can persuade renters that they are not missing out financial security and stability if they don’t own their home.”
Paragon Bank Managing Director of Mortgages Richard Rowntree said: “The outdated and tired cliches around privately renting need to be challenged and I welcome the findings from SMF’s report.
“In our experience, the vast majority of landlords seek to provide a good quality home and enjoy a healthy relationship with their tenants; the significant investment in private rented property by landlords has helped drive up standards over the past 15 years and today homes in the sector are generally newer, larger and more energy efficient than ever before.
“We always seek ways to improve the experience of renting further and welcome the recommendations contained in the report. People from all walks of life now call the private rented sector home and we must strive to create a sector that meets everybody’s needs.”
Planning approvals and main contract awards rally, indicating future recovery
Value of underlying work starting on-site (less than £100 million) during the three months to February fell 12% against the preceding three months, down 30% compared with the previous year
Residential project-starts performed poorly, with the value declining 21% against the preceding three-month period to stand 46% lower than a year ago.
Non-residential work starting on-site increased 1% against the preceding three months but fell 2% compared with a year ago
Civil engineering-starts slip back 17% against the preceding three-month period to stand 34% lower than the previous year.
Glenigan, the construction industry’s insight expert, has released the March 2022 edition of its Construction Index.
The Index focuses on February 2022, covering all projects with a total value of £100m or less (unless otherwise indicated), with all figures seasonally adjusted.
It’s a report which provides a detailed and comprehensive analysis of year-on-year construction data, giving built environment professionals a unique insight into sector performance over the last 12 months.
Silver Linings
Although decline continued into February, making it the weakest on record, performance-wise since 2015, a strengthening pipeline of planning approvals and main contract awards indicates future, if not immediate, recovery.
This month’s Index shows that, the downward curve, which has persisted since spring 2021, is starting to soften. Supply chain issues might continue to bite, but are less aggressive in material terms.
However, socio-economic ructions caused by the Russia-Ukraine situation will no doubt have an effect as fuel and energy prices are likely to rocket in Q.2 and Q.3. However, the full impact is still too early to appreciate.
Sector Analysis – Residential
Private housing experienced one of the worst overall performances of any sector during this period, with the value of project starts declining by 23% against the preceding three months (to February 2022), standing 50% lower than a year ago.
Social housing fared little better, having remained relatively robust in the preceding months, falling 16% during the period and 26% compared with the previous year.
Looking at the sector overall, work commencing on site fell 21% during the three months to February, and were 46% lower than the previous year.
Sector Specific – Non-Residential
It was a mixed bag in the non-residential sector, however, a few trends are starting to emerge which indicate post-COVID resurgence.
Last month, the Index reported that hotel & leisure grew (23% on the preceding year, and 35% in the three months to January). Once more, the sector has increased performance-wise, standing 23% on the preceding the three months to February and 7% higher than a year ago.
Community & amenity was another March index high-riser, experiencing a spike in activity. Starts jumped 28% against the preceding 3 months and 38% compared with a year ago.
Industrial-starts, the consistent star performer in Index terms, declined 17% during the three-month period covered by the Index. However, the vertical remained steadfast, up 19% on the previous year.
Sprinting ahead, office construction-starts increased by nearly a fifth (17%) in the three months to end of February, but fell marginally short compared to 2021 levels (-6%)
Education and health-starts fell, reflecting a steady decline in both sectors, which will no doubt throw the Government’s levelling-up policy open to scrutiny.
Whilst infrastructure construction-starts indicated green shoots of recovery, increasing 2% during the three months to February, the value fell 27% compared to 2021.
Modest increases will be tempered by another sharp fall for civils work, down 17% against the preceding three months and 34% compared with a year ago. The utilities sector added further salt to the wound once again posting big losses in start terms, falling 43% against the preceding three months to February to stand 48% lower than a year ago.
Regional Analysis
The North East was the best performer during the three months to February, and the only one that experienced growth against this period and 2021 (+6%).
Inconsistency reigned supreme in the other regions. Scotland experienced the greatest increase in project starts against the preceding three months (+13%), but was down 36% on a year ago. Similarly, project starts in London declined by over a quarter (26%) compared to 2021, but increased during the three months to February. The South East was the only other region to experience growth against the preceding three months (+4%).
Unfortunately, all other regions returned poor performances. The value of project starts fell in the West Midlands by 41% during the three months to February, standing 54% lower compared to a year ago. Strong declines were also seen in the East Midlands, East of England, North West and South West on both the Index period covered and 2021.
Commenting on the Index’s findings, Glenigan’s Senior Economist, Rhys Gadsby says, “We urge readers of this Index to maintain a positive outlook. Whilst project starts remain low, the downward curve is softening and, as our most recent Forecast predicted, a gradual rise in the latter half of 2022 is likely.
“External events are skewing the market and no doubt current geopolitical events in Eastern Europe will create some challenges. However, the UK construction industry is incredibly resourceful, and the strong pipeline of planning approvals and contract wins is testament to this. In our view it’s very much a case of ‘keep calm and carry on’.”
Royal Bank of Scotland and Citizens Advice Edinburgh are working together to provide debt support and advice to customers locally and across the UK, with over 2,100 referrals since October 2020.
Edinburgh based advisers assist in instances where Royal Bank believes that Citizens Advice could offer support that addresses a root cause of financial vulnerability.
Previous Citizens Advice research found that 1 in 10 families – about 3 million UK households – faced a cost-of-living crisis, unable to cover even basic bills such as food and heating.
Royal Bank of Scotland is today announcing the launch of a report in partnership with Citizens Advice, focusing on support for vulnerable customers. There have been over 2,100 referrals from NatWest and Royal Bank to Citizens Advice since the programme started in October 2020.
Citizen Advice advisers based in Edinburgh have supported teams from across Royal Bank by providing a referral service for customers who contact the bank and express difficulty with debt, benefits, relationships and family.
The advisers assist in instances where Royal Bank believes that Citizens Advice could offer support that addresses a root cause of financial vulnerability.
The project has successfully helped customers across Scotland with complex financial issues and continues until September 2022, by which time NatWest and Royal Bank expect to have helped over 4,000 people with complex financial advice needs. This service is available across NatWest, Royal Bank and Ulster Bank.
The latest report details the impact of the pilot one year on. It found that:
There have been over 2,100 referrals from NatWest and Royal Bank to Citizens Advice since the programme started in October 2020 with the numbers increasing month on month.
Over half (59%) of the referrals were from customers who had not accessed Citizens Advice before
86% of customers were over 35, compared to the Citizens Advice overall base of 73%
The top three problems leading to referral are debt (62%), benefits (32%) and relationships (18%)
The report is released as millions of people face up to rising household costs. Previous Citizens Advice research has revealed:
· 1 in 10 UK families – about 3 million households – were facing a cost-of-living crunch this winter, unable to cover even basic bills such as food and heating.
· 1 in 5 of all adults are cutting back on food shopping or turning off the heating, while 1 in 10 anticipate needing to use food banks.
Benjamin Napier, Chief Executive Officer at Citizens Advice Edinburgh said: “We are committed to giving people the knowledge and confidence they need to find their way forward – whoever they are, and whatever they need.
“Together with Royal Bank of Scotland we have been able to help people in the most vulnerable situations in our society across Scotland. The programme is an important way for us to reach more people who may need our help and might not have known about our services.”
David Lindberg, CEO, Retail Banking at NatWest Group said: “Through our partnership with Citizens Advice, we want to deliver personalised support to our most vulnerable customers. Many people who come to us for support have complex financial issues which impact their lives.
“In this current economic environment, it’s more important now than ever to be able to intervene when customers experience early signs of financial difficulty and help them to improve their financial capability.’’
Stephen Timms MP said: “It’s important that people have organisations they can turn to for support when experiencing financial difficulty.
“As we continue to recover from the pandemic and changes to the cost-of-living cause people to experience complex problems they may not have experienced before, it is encouraging that organisations such as NatWest Group and Citizens Advice are working together to meet the wider advice and support needs of vulnerable customers.”
The Rail Accident Investigation Branch (RAIB) has today released its report into the fatal derailment of a passenger train at Carmont, Aberdeenshire, 12th August 2020.
At around 09:37 hrs on Wednesday 12 August 2020, a passenger train derailed near Carmont, Aberdeenshire. The train, reporting number 1T08, was the 06:38 hrs service from Aberdeen to Glasgow, which was returning towards Aberdeen due to a blockage that had been reported on the line ahead.
It was travelling at 73 mph (117 km/h), just under the normal speed for the line concerned. After derailing, the train deviated to the left, before striking a bridge parapet which caused the vehicles to scatter. Tragically, three people died as a result of the accident: the conductor, Donald Dinnie; the train driver, Brett McCullough; a passenger, Christopher Stuchbury. The remaining six people on the train were injured.
On the morning of the accident there was near-continuous heavy rain at the site of the accident between about 06:00 hrs and 09:00 hrs. The 51.5 mm of rain which fell in this period at the accident site was close to the average rainfall for the month of August in this part of Scotland.
Train 1T08 derailed because it struck debris that had been washed out of a drainage trench. This trench, which had been constructed between 2011 and 2012, contained a perforated pipe that had been installed as part of a project to address a known problem with drainage and the stability of a cutting in that area.
However, the drainage system and associated earthworks had not been constructed in accordance with the original design and so were not able to safely accommodate the water flows that morning.
RAIB’s investigators found that a low earth bank (bund) had been constructed that ran across a slope leading towards the track.
The presence of this bund significantly altered the flow of water such that extreme rainfall would cause a concentrated flow into the steeply sloping section of trench. The evidence indicates that the intensity and duration of this rainfall would have generated water flows into the trench that were sufficient to wash away the gravel fill and the ground immediately surrounding the trench.
No instruction was given by route control or the signaller that train 1T08 should be run at a lower speed on its journey between Carmont and Stonehaven. At that time there was no written process that required any such precaution in these circumstances.
Consequently, normal railway rules were applied to the train movement. The RAIB’s investigation found that the ‘route controllers’ (who were responsible for the operational management of Scotland’s railway network) had not been given the information, procedures or training that they needed to effectively manage complex situations of the type encountered on the morning of 12 August 2020.
The RAIB’s investigation also identified that Network Rail’s management processes had not identified or addressed weaknesses in the way it mitigated the consequences of extreme rainfall events. Furthermore, despite an awareness of the risk, Network Rail had not completed the implementation of additional control measures following previous events involving extreme weather and the management of operating incidents.
A train built to modern standards would have had a number of design features that are intended to minimise the damage to the train in case of collision or derailment. However, the refurbished HST that derailed at Carmont was designed and constructed before some of these standards came into force.
While it is not possible to be certain about what would have happened in the hypothetical situation with different rolling stock in the same accident, RAIB considers it more likely than not that the outcome would have been better if the train had been compliant with modern ‘crashworthiness’ standards.
Recommendations
As a consequence of this accident, RAIB has made 20 recommendations for the improvement of railway safety. The areas covered include:
better management of civil engineering construction activities by Network Rail and its contractors
additional standards and guidance on the safe design of drainage systems
improved operational response to extreme rainfall events, exploiting the full capability of modern technology, and based on a detailed understanding of the risk associated with extreme rainfall
enhancing the capability of route control offices to effectively manage complex events
extending Network Rail’s assurance regime to encompass route control offices
addressing the obstacles to effective implementation of lessons learnt from the investigation of accidents and incidents
measures to prevent derailed trains from deviating too far from the track (equipment fitted to track and/or trains)
addressing train design issues identified by the investigation and better understanding the additional risk associated with the operation of older trains.
Simon French, the Chief Inspector of Rail Accidents, said:“This was a tragedy that devastated the lives of the three families who lost their loved ones and brought terror and injury to six other people on the morning of 12 August 2020. Our thoughts are with them all. Nothing can undo this event, but we owe it to everybody who was affected by it to strive to learn safety lessons for the future.
“Although railway safety in the UK has been steadily improving over recent decades, the tragedy at Carmont is a reminder of just how disruptive and potentially dangerous Britain’s volatile weather can be.
“The railway industry needs to get even smarter about the way it counters this threat, and to better exploit remarkable modern technology that enables the prediction and tracking of extreme weather events such as summer convective storms. There’s also an urgent need for the railway to provide real-time decision-makers with the information, procedures and training they need to manage complex and widespread weather-related events across the rail network.
“No one wants to shut down the railway every time it rains. Railways need to operate safely and reliably in most weather conditions. If they’re not able to achieve this, potential passengers will be forced onto the roads, which are undoubtedly much more dangerous in bad weather conditions. So, there’s a balance to be struck and technology can help to get this balance right.
“Modern weather forecasting and monitoring systems can spot the truly exceptional events before they occur and as they happen, so allowing railway operators to implement precautionary measures when it’s prudent to do so. This would benefit the safety of the line (by restricting train speeds, or suspending operations, when necessary) while reducing the need for imposing blanket speed restrictions over areas that are not at significant risk.
“This investigation highlights the risk of uncontrolled changes to railway infrastructure during construction. It is so sad that a project that was designed for the protection of the travelling public became unsuitable for its intended use and posed a hazard to trains because of such uncontrolled changes to the design.
“When anything is built in difficult conditions, such as on the side of a steeply sloped cutting, changes will often be needed for practical reasons. Although such changes are normal and can be highly beneficial in terms of saved time and cost, they need to be made with care.
“In each case, the original designer needs to understand the change that’s proposed and review the implications of a change that may appear inconsequential to the team on site. I hope this example will resonate throughout the UK’s construction industry.
“It’s important for all of us in the rail industry not to dismiss this truly harrowing accident as a one-off event. The railway industry needs to think through the implications of severe weather on its infrastructure, whilst also looking to the behaviour of trains should they derail after striking obstructions such as washouts and landslips.
“Is there more that could be done to keep trains in line and closer to the track, to minimise the risk of jack-knifing and to keep bogies attached to rail vehicles?
“RAIB doesn’t have all of the answers but is urging the railway industry to think about ways of guiding derailed trains, and to think about the longer-term implications of continuing to operate rolling stock that pre-dates modern standards.”
Carmont Report ‘damning’ and must be ‘Watershed Moment for Rail Safety’ say Drivers Union ASLEF
ASLEF’s organiser in Scotland, Kevin Lindsay, said:“This report is damning and makes for difficult reading, not least for the families of those who died and were injured.
“The failures identified in this report are so bad that we believe this must be a watershed moment in the way we ensure rail safety is adhered to. ASLEF has made a number of recommendations and demands (see notes below).
“Never again should our drivers be on trains where crashworthiness is not fit for purpose and on track and infrastructure not designed to withstand the consequences from climate change and where repeated warnings were not acted upon.
“Action must be taken urgently, if not then this tragedy could happen again and again.
“Network Rail and Abellio ScotRail failed the staff and passengers who were on the train that crashed at Carmont and they must be held to account. This should start with Alex Hynes, given his involvement in both Network Rail and Abellio ScotRail, his position is untenable, and he must resign with immediate effect.
“Network Rail and Abellio ScotRail must also be pursued in the courts. Carmont represents endemic corporate failure and for justice to prevail corporate homicide/manslaughter laws should be used to pursue Network Rail and Abellio ScotRail. Using the laws of the land and we implore the Crown Office and Procurator Fiscal Service to act and ensure that their litany of failure is heard in court.”
The train drivers’ trade union demands:
ASLEF demands ORR begins the immediate process of withdrawal of HST’s from service across the entire rail network by 12th of August 2023.
ASLEF demands the ORR conduct an immediate industry review of crashworthiness standards of all rolling stock in service today and insist that classes of train or locomotive that do not meet minimum standards of crashworthiness be modified or be given a timescale for withdrawal.
ASLEF demands the ORR to ensure that going forward there are regular reviews of the crashworthiness of legacy rolling stock to take into account the “state of the art” at the time of the review, and the introduction of any new cab equipment.
The RSSB initiate research on the design, specification and effectiveness of lifeguards with a view to specifying a new standard that would prevent the derailment of trains in scenarios such as the one experienced at Carmont.
In line with the RAIB report ASLEF calls for the RSSB to review its previous research on the fitting of secondary impact protection devices for train drivers (including seatbelts) in the light of the circumstances of Carmont, future train accident risk (including derailment) and the capabilities of current technology.
In consultation with relevant stakeholders the RSSB evaluates the case for fitting specific secondary impact protection devices into new and existing trains; and where justified and incorporate requirements for improved protection measures into standards for train driving cabs.
A Public Inquiry into the events at Carmont and the awarding of the franchise to Abellio with regards bringing HSTs to Scotland.
