Young drivers thrown a silver lining at last as premiums fall

Car insurance premiums for young drivers aged 17 to 29  are falling, according to new figures from Quotezone.co.uk

The car insurance comparison website recorded the largest decrease for the 17-21 age group with a drop of 14% in average premiums from 2020 to 2021 – from an average of £1,173 to £1,008 this year. 

Quotezone.co.uk found that drivers aged 22-25 were now paying an average of 6% less for their cover – falling from £833 in 2020 to £783 this year.

The firm says its research, based on a sample of over 50,000 car insurance policies, shows that 17 to 21 year olds still pay an average of 38% more than other young drivers, and that new drivers across the 17 to 29 age group pay on average 53% more than experienced motorists.

Quotezone.co.uk’s research reveals that newly qualified motorists can expect to see their car insurance premiums drop by an average of 29% after they’ve been driving for two years with no insurance claims.

The insurance specialists say that there was a 12.6% fall in new younger drivers in 2020, and for motorists aged from 17-21 the drop was 42%. 

Quotezone.co.uk’s Founder Greg Wilson comments: “Young drivers, particularly those aged 17 to 21, have had a tough year with driving lessons and testing on hold, and now delayed. 

“We expect the volume of young drivers to surge, once the queue for testing settles down, as people have had more time at home practicing their driving skills with friends and family.

“In terms of car insurance costs, it’s welcome news that premiums for this age range have fallen – it can often be expensive given their inexperience.  Average premiums start to fall by nearly a third as drivers gain more time behind the wheel – especially if they have two years driving safely with no claims made. 

“There are things brand new drivers can do to help them find the most competitive quotes though, such as choosing a car with a smaller engine, avoiding modifications, parking in a garage or on a private driveway, and opting for a telematics product which allows them to showcase their safe driving right from the get-go. 

“Drivers can compare all these options on our comparison site, so they can see which providers are offering the best extras and the lowest cost.”

Quotezone.co.uk offers specialist cover for learner driverstemporary learner insurance and for young driver insurance.

It helps around 3 million users every year find better deals on their insurance, with over 400 insurance brands across 60 different products and is recommended by 97% of reviewers on Reviews.co.uk

Faulty tyres could land drivers £10k fine … and 12 points

October is Tyre Safety Month, the annual reminder to make sure vehicles’ wheels are roadworthy. 

Motorists using illegal, defective or under-inflated tyres can lead to serious outcomes and in 2019 contributed to 5 fatal collisions and 136 serious collisions according to figures from the Department for Transport.

Motoring charity TyreSafe, the driving force behind the initiative, highlighted the extent of the issue in 2016, commissioning research that revealed over 27% of the 340,000 tyres analysed were illegal due to inadequate tread.

Many police forces across the country support Tyre Safety Month and will be eagle-eyed when it comes to tyre inspections on routine checks.    

Car insurance comparison experts Quotezone.co.uk are warning motorists could face another issue – both large fines and hikes to their insurance premiums if they drive with defective tyres. 

Motorists can be fined up to £2,500 for each faulty tyre and receive three points on their driving licence. If the police see another tyre falling short of the law, it doubles to £5,000 and 6 points. Four faulty tyres could even see the maximum 12 points – resulting in the loss of a driving licence.

Commercial vehicle drivers, where the car or van is owned by their employer – could land firms with penalties of up to £20,000.

The legal minimum tread depth for cars in the UK is 1.6mm. These grooves help to remove water from the contact patch between your tyres and the road surface meaning the car can brake, steer and accelerate properly.

Greg Wilson, Founder of car  insurance comparison website Quotezone.co.uk, comments: “While the complexity of insurance premium calculations makes it impossible to put a pounds-and-pence figure on it, on average three penalty points could result in a 5% jump in a driver’s car insurance premium, while six penalty points could see the cost of their insurance rise by a painful 25%.

“Also bear in mind that most driving convictions must be declared to insurance providers for five years – even if the penalty points are removed from your licence after four, so motorists with points on their licence could be hit year after year until they’re spent.

“With many cars being parked at home over the past year due to various lockdowns and people working from home, it’s possible tyres might be in better condition than normal, with fewer miles potentially resulting in less wear and tear. However, it is still crucial that drivers do proper checks before travelling – long periods without driving can cause its own problems such as issues with the battery.”

Quotezone.co.uk has created a Winter Driving Checklist, to help motorists prepare for travelling in the darker and colder weather:

  • Check that windscreen washers are working and topped up with water – the bottle may need emptied out if the car hasn’t been used, to unclog blockages from debris
  • Check the battery by going for a short trip close to home first
  • Check tyre pressure and that each tyre has more than 1.6mm of tread i.e. can hold a 20p in place
  • Check tyres for lumps, bumps or cuts and remove any stones and debris
  • Check oil levels
  • Check you have a breakdown kit – jump leads, safety triangle, torch with extra batteries, empty fuel can
  • Check you have a winter emergency kit – blanket, bottle of water, phone charger, first aid kit, de-icer
  • Check if your car insurance policy includes breakdown assistance and home start, and consider signing up for standalone breakdown cover if it isn’t included
  • If the car is electric, make sure you have a full charge before setting off – winter roads can lead to unexpected deters and delays. Ideally, keep a portable battery booster in the boot in case you need an emergency recharge somewhere unexpected.

Quotezone.co.uk is a pioneer of comparison technology and one of the leading car insurance comparison sites in the UK, with over 110 car insurance providers to choose from, helping 3 million people find better deals on their insurance each year.

Vehicles sales plummet during pandemic … but green vehicles buck the trend

The move towards greener motoring shows no sign of slowing down according to new Department for Transport research.

The latest government figures show new registrations of three main green fuel types – Hybrid Electric, Plug-in Hybrid Electric and Battery Electric – more than tripled in the second quarter of 2021 compared to the same period in 2019.

By comparison, there were falls of 27% and 60% for petrol and diesel vehicles respectively over the same period.

Petrol vehicles are still the most popular type of vehicle registrations – 269,000 vehicles – and they account for 56% of all new Q2 registrations in Great Britain.

Diesel car registrations have been especially badly hit in recent years. From a 2016 peak of 311,000, registrations fell by 80% to just 62,000 new diesel registrations in Q2 2021. 

Ultra-low emission vehicles ULEVs increased by over 300% during Q2 2021 compared to the same period two years before . They make up just under 12% of all new registrations in Great Britain – 76,000 vehicles. Hybrid electric followed with an increase of more than 200% in Q2 2021 compared to Q2 2019.

During the height of lockdown in April 2020, vehicle registrations fell by 94% compared to April 2019, before rallying with a 1,486% rise in April this year.

A total of 637,000 vehicles were registered for the first time in Great Britain during the second quarter of 2021, 12% lower than during 2019 Q2. At the end of June 2021, there were 39.2 million vehicles on the road in Great Britain.

The Prime Minister announced in November that wholly powered petrol and diesel cars will no longer be sold in the UK from 2030 as part of the ‘green industrial revolution’ to tackle climate change. He says the government plans to “invest more than £2.8 billion in electric vehicles, lacing the land with charging points”.

Efforts have been made to expediate this plan by encouraging all Londoners to get rid of diesel cars as soon as possible now the world’s first 24 hour Ultra Low Emission Zone in central London has been implemented.

Greg Wilson, Founder of Quotezone.co.uk, which offers a comparison service for electric car insurance, comments: “Despite lockdown, the move to greener motoring continues to gather pace as drivers race towards the 2030 carbon neutral deadline with electric and other hybrid vehicle sales beginning to soar.

“The rising investment in public and home charging points and the recent panic at the petrol pumps suggest this surge in demand is here to stay.

“As a growing number of insurance providers enter the electric car insurance market, we expect the average cost of insuring electric cars to fall steadily.  The use of a comparison website such as ours can help drivers compare quotes and find the most competitive premiums.”

Quotezone.co.uk offers bespoke items such as electric car insurance and van insurance.

It helps around 3 million users every year find better deals on their insurance, with over 400 insurance brands across 60 different products and is recommended by 97% of reviewers on Reviews.co.uk

 

Post-lockdown Scotland will need to lock-up or lose out

Over 4/5 of Scotland at risk of burglary this summer

As the UK flocks to full capacity pubs and newly opened clubs, home security must rise to the top of homeowners agendas.

New data from Quotezone.co.uk, insurance comparison website, shows that over 80% of people in Scotland do not have a burglar alarm system in their homes.

More worrying still is that the findings, which are based on a sample size of more than 350,000 home insurance policies collated over three years, shows that 79% of neighbourhoods in Scotland do not currently have a neighbourhood watch in operation.

It’s clear that home security has fallen down the priority list for many and now couldn’t be a better time to rectify this. Burglaries reduced by 28% as a result of lockdown as more people stayed at home, suggesting that without the right measures in place a rebound post-lockdown is very likely.

What’s more, this coincides with studies which show that during the months of June-August home burglaries are the highest with a spike of 10% compared with the rest of the year.

Therefore, a surge of people spending more time outside of their homes as well as abroad on holiday, alongside a seasonal spike in crime means that now is most definitely the time to be thinking about simple steps to keep you home protected this Summer.

Some top tips from Quotezone.co.uk below:

  • Do invest in light timers to switch on your lights as it approaches dusk for an hour or two to give the appearance that someone is home. The light sensors that switch on when someone approaches the property illuminates intruders and act as a deterrent.
  • Do not broadcast your plans on social media and if you do want to post holiday snaps, make sure your settings are set to private to avoid alerting strangers to your location.
  • Do make any security or alarm systems you do have noticeable to potential burglars with key positioning at the front or back of the house. If you do not have a system then you can pick up CCTV signs from your local police station.
  • Do check your insurance policy before you travel, look out for limits on leaving your property unoccupied and how long you can be away and still make a claim.

Greg Wilson, Founder of Quotezone.co.uk comments: “It does seem as if we could be heading towards a perfect storm in which more people spend time outside for the first time in 18 months, alongside a seasonal spike in crime, leading to a wave of burglaries throughout July and August.

“It is surprising that so few people across the UK have alarm systems or are involved in neighbourhood watch groups. Now is a good time to rethink the way they households are protecting their homes.

Even if an alarm system is not something people can invest in right now, there are many other tips and tricks to secure your home and leave you feeling safer this Summer.”

Hay fever sufferers could see red with penalty points warning

The Met Office pollen forecast for Scotland could give hay fever sufferers more than just watery eyes this weekend.

Pollen predictions show things could get very uncomfortable for sufferers, especially on Sunday when the pollen count is forecast to be raised to ‘high’ for all of Scotland, except the Orkneys and Shetland which will be at a ‘medium’ level.

Scottish hay fever sufferers who are vulnerable to grass pollen might be especially affected. Spores also in peak season now in Grampian and the Highlands, with weed pollen (nettle, dock and plantain) at medium risk in lowland areas.

The Met Office forecast has led to a warning from one of the country’s leading car insurance comparison website, concerned that most motorists are aware of the fact that ‘driving under the influence’ could result in hefty fines and points on their licence – but unaware there’s a risk they could end up committing this type of motoring offence without even realising it by using medication to counter hay fever.

According to Quotezone.co.uk, the government legislation that bans driving while under the influence, does not distinguish between illicit drugs, prescription medication and over-the-counter medications. 

This means any type of drug that affects a motorist’s driving abilities could potentially result in a drug-driving conviction, even if it’s something as simple as hay fever medication that causes drowsiness.

One in four people in the UK has hay fever, approximately 16 million people, according to the Natasha Allergy Research Foundation.  Grass pollen is arguably the biggest cause of seasonal allergies, affecting approximately 90% of hay fever sufferers – with peak season from mid-May until July.*

The region’s hay fever sufferers could consider the following advice before getting behind the wheel:

Five driving tips for hay fever sufferers

  1. Check your medication– antihistamines and hay fever medications can differ in strength, check with your doctor if in any doubt about possible side effects and always read the label – the warning, ‘do not operate heavy machinery’ is commonly found and applies to cars, forklifts and any other heavy machinery.
  1. Plan your journeys –check the Met Office Pollen warnings or download the weather app, which gives a 5-day forecast, for high pollen counts. 
  1. Don’t take non-urgent journeys –if you don’t feel well or the pollen count is high, play it safe.
  1. Keep your car as pollen-free as possible– clean your car as much as possible to get rid of dust that could trigger symptoms before setting out, regularly change pollen filters in your car’s ventilation system and keep car windows closed during journeys.  
  1. Drive safely– better to err on the side of caution, giving lots of space to fellow road users and taking breaks if hay fever symptoms start.

Greg Wilson, Founder of Quotezone.co.uk, warns:  “Most people assume that the term ‘drug-driving’ refers to driving while under the influence of illicit narcotics, but the truth is that driving after taking any type of drug, could result in a motoring conviction if the motorist’s driving abilities are impaired.

“While some hay fever medications are non-drowsy, some types do cause drowsiness, and some prescription hay fever tablets in particular carry a ‘do not operate heavy machinery’ warning. If a driver fails to obey this warning and gets behind the wheel, they could risk a hefty fine of up to £5,000 as well as points on their licence.”

Tree pollen is typically from late March to mid-May, grass pollen lasts from mid-May until July then weed pollen tends to be from the end of June to September – dependent upon where you live, for example urban areas have lower counts than the countryside, and coastal areas have lower counts than inland.

Quotezone.co.uk compares quotes from over 110 UK car insurance providers, helping over 3 million users find a more competitive deal each year on everything from car insurance to electric car insurance to convicted driver insurance.

Diabetic drivers need to declare condition, says insurance experts

A leading Insurance comparison website is warning that many motorists with diabetes risk a hefty fine if they fail to declare the condition to the Driver and Vehicle Licencing Agency (DVLA).

Quotezone.co.uk also warns that policies could be void and claims disputed if diabetic drivers have not declared the disease to their insurer – and that includes those newly diagnosed.

As the pandemic-induced lockdowns forced people to alter their lifestyles with the closure of gyms, restricted exercise and reported spike in fast food takeaways – elements which can increase a person’s chances of developing the disease – it may lead to a surge of people being diagnosed with diabetes.

According to research from Manchester University, the first lockdown in April 2020 led to diagnosis rates falling 70% on the 10-year average.  

It estimates that more than 45,000 type 2 diagnoses were either missed or delayed between March and July alone, creating an imminent surge in new diabetes patients as things slowly begin to open up. 

Diabetes UK states that there are nearly five million people with the disease in the UK: 90% with type 2, 8% with type 1 and the remainder with rarer types. The charity predicts diabetes could rise to five and a half million by 2030 and 13.6 million are at risk of becoming type 2 sufferers.

The charity shared the following advice to show the various levels of restrictions for drivers with diabetes:

  • Those who have suffered a severe hypoglycaemia (hypo) attack at the wheel or while awake in past year-stop driving and tell the DVLA straight away.Driving licences will be revoked but can be applied for again after three months. Severe hypo attacks do not need to be declared if sufferer experiences it asleep.
  • Prescribed insulin – apply to the DVLA for a restricted licence – one to three years. Temporary insulin users do not need to tell the DVLA.
  • Medication that can risk hypos –a severe hypo while awake in a 12-month period, stop driving and tell the DVLA. Driving licence will be revoked, but can be reapplied for 3 months later.
  • Other diabetes medication or new exercise and diet – no need to tell the DVLA.

The penalties for not declaring a medical condition can result in a £1,000 fine and the risk of prosecution if the driver is involved in an accident.  

In addition to diabetes, motorists with heart issues and other conditions such as epilepsy, sleep apnoea, strokes should visit  the DVLA’s website for more information.

Greg Wilson, Founder of Quotezone.co.uk, comments:  “A serious medical diagnosis on top of the fear of losing transportation and independence can be devasting. On a more positive note,  many conditions and medications won’t impair driving, which the DVLA and insurers recognise.

“However, anyone whose condition or medication could affect their driving needs to keep the DVLA up to date. It won’t necessarily mean a permanent loss of a licence and many successfully reapply when their condition is managed and the risk declines.  It is however essential that all drivers are properly covered with an accurate policy, to protect themselves and other road users.

“If a motorist sees their premiums go up due to the insurer’s updated risk assessment, and it looks like they might be priced out of affordable insurance, they should shop around for new quotes – insurance comparison websites are a good place to start.”

Quotezone.co.uk is one of the country’s leading price comparison platforms, helping over 3 million users find a more competitive deal each year on everything from car insurance and motorbike insurance to caravan and motorhome insurance

Pandemic practice makes perfect

Lockdown pass rates hit record high

Learner drivers passed their practical tests at the highest rate ever recorded during the pandemic, according to new figures released by the Department for Transport.

The data, which spans April 2020 to March 2021, shows that 49.8% of learners passed the test, up by 3.9% on 2019-20 figures.

There was more good news for learners taking theory tests, with 55.7% passing, the highest rate since 2013-14 and 8.6% higher than the previous year.

While many learners celebrated receiving their full driving licences, others were unable to take their practical car tests due to the pandemic, with 72.7% fewer practical tests taking place in 2020-21 compared to the previous year. Car theory tests were down by more than 50%.

Greg Wilson, Founder of Quotezone.co.uk comments: “Congratulations to all those who passed, just goes to show, practice really does make perfect as shown by the outstanding results.

“Many learners took advantage of less traffic on the roads to get out there and clock up more miles behind the wheel during the pandemic, plus increased time at home was the ideal opportunity to hit the books and study for the theory test.”

However, Wilson points out that after all their hard work there is now another challenge: “Newly qualified drivers often have trouble finding competitively priced insurance because they represent a higher insurance risk than seasoned motorists, and this is particularly true if the new driver also happens to be a young driver.

“That’s why we recommend newly qualified drivers use Quotezone.co.uk’s car insurance comparison service to shop around for better deals, by comparing quotes from a wide range of different providers side-by-side these motorists stand a better chance of finding a cheaper quote.

“Of course, there are additional steps newly qualified drivers can take to increase their odds of finding cheaper insurance too. For instance, it might be worth considering telematics insurance, which is often cheaper than a standard car insurance policy and opting for a car with a smaller engine and parking the vehicle in a safer location like a driveway or garage can also bring premiums down.”

Quotezone.co.uk compares quotes from over 110 UK car insurance providers, helping over 3 million users find a more competitive deal each year on everything from learner driver insurance to telematics insurance to cover for young drivers.

Scottish electric car grant take-up slow but gaining ground

Scottish uptake for electric car home charging grants has fallen behind English regions, according to figures from the Office for Zero Emission Vehicles.

The Electric Vehicle Homecharge Scheme’s (EVHS) demand across Scotland amounted to 410 grants per 100,000 homes last year, lower than any rate in England barring London.

It was not all bad news though, with almost 3,000 Scottish electric vehicle owners taking advantage of the scheme in 2020, a 45% increase on 2019, and the highest number since the scheme was launched in 2014.

The EVHS provides 75% of the cost of installing electric vehicle charging devices at domestic properties.

Across the country, over 42,000 grants for home charging devices were made last year, worth nearly £17m, which was over a quarter of the value of grants made since EVHS started.

The figures are hot on the heels of last week’s news, showing new electric vehicle registrations rocketed in 2020, hitting 87% growth for alternative fuel vehicles. Total vehicle registrations dropped 27% during 2020, with diesel vehicles being particularly badly hit, down 51%.

Prime Minister Boris Johnson announced in November that wholly powered petrol and diesel cars will no longer be sold in the UK from 2030 as part of the ‘green industrial revolution’ to tackle climate change.

Johnson says the government plans to ‘invest more than £2.8 billion in electric vehicles, lacing the land with charging points’.

Greg Wilson, Quotezone.co.uk’s Founder says: “Easy access to recharging points is crucial to meeting the government’s ambitious targets for electric vehicle use, but there is much work to do to meet these government plans. Research suggests that an investment of £16.7bn is needed on the public charging infrastructure alone – excluding local grid network updates.”

“While grant funding take-up for charging devices shot up last year, it will need to increase even more in order to ensure that more than two million new vehicles sold each year can access electric charging points as the 2030 deadline draws closer.”

“Scottish electric vehicle showrooms and car owners might be disappointed with the latest figures but we have to note local factors such as the region’s rural character, the proportion of tenancy properties and access to off-street parking could all affect the practicalities of going green.”  

Recommended by 97% of reviewers, Quotezone.co.uk helps around 3 million users every year, with over 400 insurance brands across 60 different products including electric car insurance.

‘Green’ car sales boom in difficult market says government report

Ultra-low emission vehicle (ULEV) registrations shot-up by 125% during 2020 compared to the year before, according to new figures from the Department for Transport.

There was more good news for ULEV manufacturers, with registrations speeding-up over the course of year, which helped put 179,000 registered cars on the road by the end of 2020.

After ULEVs, alternative fuel cars enjoyed 87% growth, with 338,000 vehicles being registered for the first time. Hybrid Electrics also proved popular as did Battery Electric Vehicles (BEV) with 164,000 and 107,000 new registrations respectively. Tesla’s BEV Model 3 was the best-selling green car with over 22,000.

The growing popularity of greener cars was in contrast with the total vehicle registrations dropping 27% in 2020 compared to 2019. Diesel vehicles were particularly badly hit, down 51.

Britain’s favourite motor, the Ford Fiesta, shelved diesel altogether last year, although 47,600 new petrol versions were sold as the company introduced emission cutting technology.

With car showrooms closed for large parts of the year, the industry found new ways to fight back, with the introduction of click and collect technology to boost lockdown sales.

Greg Wilson, Founder of motoring and electric car insurance comparison website Quotezone.co.uk comments: “The car industry has had significant challenges, suffering dampened sales last year with lockdown closing showrooms, logistical complications with travel restrictions and the looming economic uncertainty making customers hesitant.

“The good news is restrictions are being lifted and there is plenty of enthusiasm for greener cars which made-up a remarkable number of new registrations in 2020.

“A growing number of high-end electric vehicles are rolling off the production line now, and high-end motors almost always cost more to insure. In addition, the spare parts for some types of electric vehicles can be harder to source at present, and mechanics that specialise in electric vehicles can be harder to find, two factors that insurers may well factor into their premiums for electric car insurance.

“Still, as electric cars become more mainstream and a growing number of insurance providers enter the electric car insurance market, we expect the average cost of insuring electric cars to fall steadily – both for consumers who are keen to invest in a more environmentally friendly motor for their family, and for businesses who decide to invest in a more sustainable ‘green fleet’.”

Quotezone.co.uk helps around 3 million users every year and are recommended by 97% of reviewers, with over 400 insurance brands across 60 different products including niche products such as over 70s car insurance, young driver and black box insurance. 

Alternative fuel type vehicles as explained by the Department for Transport:

  • Hybrid Electric Vehicles (HEVs) that are too high-emitting to count as ULEVs, e.g. Toyota Yaris HEV.
  • Plug-in Hybrid Electric Vehicles (PHEVs) that are too high-emitting to count as ULEVs, e.g. BMW X5 PHEV.
  • Plug-in Hybrid Electric Vehicles (PHEVs) and Range-Extended Electric Vehicles (R-EEVs), e.g. Mitsubishi Outlander PHEV and BMW I3S REX respectively.
  • Battery Electric Vehicles (BEVs), e.g. Tesla Model 3, Nissan Leaf, and Nissan e-NV200 (van).
  • Fuel Cell Electric Vehicles (FCEVs) that use hydrogen, e.g. Toyota Mirai or Hyundai IX35.
  • Hybrid Electric Vehicles (HEVs) that are low-emitting, e.g. a series of Toyota Prius HEV in 2016/17

Scotland is learner driver centre for pensioners!

One third of all learner drivers are over 30 years of age

Scotland is a silver-haired centre for learner drivers, according to new figures from a leading car insurance comparison website.

Quotezone.co.uk’s data reveals over 3% of all Scottish learner drivers would qualify for a pension, which is double the rate for most other UK regions barring the North East, which topped the stats with 3.8% of its learners aged 66 or over.

And Scotland’s learner drivers are in no hurry to pass their test, with over three-quarters having received their provisional licences more than five years ago and 34% for over 10 years.

The general picture of learners being young still rings true, with 60% of learner drivers across the country being aged between 16 and 25. It is common to find learners in their 40s – 8.7% of all learners – and even their 50s – 3.8%.

The advancing years have also not held back more than 100 septuagenarians and octogenarians who retain an interest in passing their driving tests.

Quotezone.co.uk says demand for its learner premiums has rocketed 42% from 2019 to 2020.

The data was sourced from Quotezone.co.uk’s 2020 records covering a sample of 50,000 provisional drivers across the UK, with 15,000 over 30 years of age. North East learners surveyed numbered 1,790 drivers and 600 were over 30.

Greg Wilson, Quotezone.co.uk’s Founder, comments: “School leavers or young professionals often come to mind as the typical learner driver. Our findings tell a more multifaceted story though, showing many people hold back on getting their full driving licence until they’re well into their 20s and beyond.

“Scotland is not unusual in having a notable number of more mature drivers looking to pass their test, but it stands out for budding motorists being of pension age.   

“There’s going to be lots of reasons why people hold off on learning to drive. Cost could be one answer, with the price of lessons and buying a car putting some provisional drivers off. But when it comes to insurance you shouldn’t have to pay over the odds even if you are a learner. I would say dust off your provisional licence and shop around for the best deal by using a comparison website to compare quotes. 

“We’ve seen a big rise in learners looking into policies in 2020. Perhaps safety concerns using public transport have played a part in this surge, with many services reduced, and commuters are returning to the idea of having a car. 

“With lessons and tests returning and an economic bounce back looking promising, we expect more provisional licence holders to actively pursue their full licence this year.”  

Quotezone.co.uk can help learner drivers find a better deal on their provisional insurance, and for anyone wanting to take a few lessons with a friend or family member there’s also the option of temporary learner insurance.