Pension Credit can top up your income to a minimum level if you’ve reached State Pension age. Lots of people who qualify for it aren’t claiming it, so it’s worth checking if you can get it.
To qualify for Guarantee Credit, your weekly income will need to be less than the minimum amount the government says you need to live on. For 2025/26, this is £227.10 for a single person and £346.60 for a couple. This amount could be higher if you’re disabled, a carer, are responsible for children or have certain housing costs.
You can only get Savings Credit if:
you reached State Pension age before 6 April 2016, or you have a partner who reached State Pension age before this date and was already getting it
and you have qualifying income of at least £198.27 a week for a single person and £314.34 a week for a couple.
Use our free benefits calculator to work out if you might be able to get Pension Credit. You can also call our free Helpline on 0800 319 6789 to speak to an adviser.
How much can you get?
Guarantee Credit tops up your weekly income to:
£227.10 for a single person
£346.60 for a couple (married, in a civil partnership or living together).
You might be able to get more than this if you’re disabled, a carer, are responsible for children or you have certain housing costs. See our factsheet Pension Credit for more information.
Savings Credit can give you up to:
£17.30 a week for a single person
£19.36 a week for a couple (married, in a civil partnership or living together).
The exact amount you’ll get depends on your income.
Savings, investments or other capital of more than £10,000 will also affect how much you get. For every £500 (or part of £500) you have over £10,000, it’s assumed you have an extra £1 of weekly income.
Here’s an example:
Mr Smith is 76 years old. He is not a carer and he has no health conditions or personal care needs. He is single, rents his home and has a State Pension of £140.18 a week and an occupational pension of £25 a week. He also has savings of £11,000. The first £10,000 are ignored, and an extra £1 of income is counted for every £500 above this. This means he has an assumed income from savings of £2 a week. So, his income is calculated as:
£140.18 State Pension + £25.00 occupational pension + £2.00 assumed income = £167.18 total income
Mr Smith’s appropriate minimum guarantee is £227.10
£227.10 appropriate minimum guarantee – £167.18 income = £59.92
This gives him Guarantee Credit of £59.92 a week.
Other entitlements if you get Pension Credit
If you get Pension Credit, you may qualify for other benefits, including:
help with NHS costs, including free dental treatment and travel costs for NHS treatment
help with the cost of glasses and contact lenses.
If you’re 75 or over, you can also apply for a free TV licence.
How to claim Pension Credit
To apply for Pension Credit, call the claim line on 0800 99 1234. You can also claim online if you’ve already applied for your State Pension. Or you can download an application form to print out. You won’t need a stamp when you return your form.
You can apply for Pension Credit up to four months before you reach State Pension age, and any time after. Claims for Pension Credit can be backdated by up to three months if you qualified for it for the whole of that period.
When you claim, you’ll need the following information:
your National Insurance number
information about your income, including your pensions
details of your savings, investments and other capital
your bank account details.
If you have a partner, you’ll need the same details for them too.
Just one in five (21%) older people say the State Pension is enough to cover basic living expenses.
‘Older people living on a low income, with caring responsibilities, or with a health condition are more likely to have cut back on heating and food.’
Independent Age call on Scottish Government to create a Pensioner Poverty strategy.
A charity’s new annual index on the economic wellbeing of older people in Scotland has revealed the difficult reality of being on a low income in 2025.
‘Older People’s Economic Wellbeing Index: Scotland 2024-25’, commissioned by Independent Age and conducted by the Diffley Partnership is a nationally representative poll of people aged 66 and over. This year marks the first year of the Index. The research will be repeated annually to track trends over time.
The Index shows that nearly one in five (19%) older people in Scotland have a household income of less than £15,000 a year, and paints a stark picture of difficulties in later life in income, costs, housing, quality of life and political representation. The research shows that certain groups are being particularly affected by the cost of living on a low income, including carers, people in one-person households and people living with a disability.
The number of older people in poverty is rising, with 156,000 or one in seven currently affected, a number that has risen by 25% in the last decade. Independent Age are calling for the Scottish Government to create a dedicated strategy to tackle this and for the UK Government to make sure that all social security payments provide enough to live on.
Income and financial wellbeing
The Index shows that older people across Scotland on a low income generally do not feel positive about their financial situation and that Government support for older people does not feel sufficient.
Just over one in five (22%) older people with an income of less than £15,000 rate their financial situation as good.
Three in five (61%) older people say the amount they receive from the State Pension isn’t enough to cover basic living expenses.
One in four (24%) older people with a health condition are not aware of Attendance Allowance/Pension Age Disability Payments.
One in four (24%) older women reported having an income of less than £15,000 compared to one in eight (13%) men.
Costs and cutbacks
Rising costs are hitting older people across Scotland, especially those living on a low income. Women, disabled people, carers and one-person households were found to be at particular risk of being financially forced to cut back on heating, skip meals and reduce social interaction.
Almost one in three (29%) older people in Scotland have skipped meals in the last 12 months
Less than half (47%) of older people in Scotland on an income of less than £15,000 are confident they will be able to pay their heating bills over next 12 months
Half (50%) of older people report that they have cut back on heating or utilities at least occasionally because of financial difficulties.
Over four in five (83%) older people with an income of less than £15,000 have cut back on heating or utilities.
Almost a third (32%) of older people with a health condition have skipped meals because of costs, compared to a fifth (21%) without a health condition.
Almost one in four (23%) women frequently or always cut back on heating or utilities, compared to one in six (17%) men.
Housing
The number of older private renters is rising across Scotland, yet this group often feel ignored by society. The Index shows that for too large a number, their housing situation is less than ideal.
People in the most deprived neighbourhoods (SIMD 1) are least likely to own their home outright and the most likely to rent from a social landlord compared to those in all other neighbourhoods (SIMD 2-5).
Older people renting from a private landlord were the least likely to say their home is ‘entirely suitable’ (40%) compared to those who own with a mortgage or loan (61%) or those who out-right owned (63%).
One in four (24%) older people report a challenge with the affordability of their housing, with it becoming unaffordable for them to live there.
Quality of life and political representation
Although most older Scottish residents polled said they are satisfied with their quality of life, most felt they were not well represented by political offices.
63% of people of pensionable age say they are not represented by the Scottish Government. This increases to 77% when it comes to the UK Government.
85% of older people supported the Scottish Government creating a pensioner poverty strategy and 81% supported the creation of an Older People’s Commissioner.
Across the board, older individuals with one or more health conditions are less likely to be satisfied with each aspect of life than those without any health conditions, including their quality of life as a whole (67%; 90%), their level of social interaction with others (66%; 83%), their general health (50%; 90%) and their ability to access public transport (54%; 73%).
Debbie Horne, Scotland Policy and Public Affairs Managersaid: “In a fair and just society, no one should be living their later years cutting back on food or not using the heating. They shouldn’t be living in a home that doesn’t meet their needs. Our new Index paints a stark picture of the reality of living on a low income in Scotland in 2025.
“We’re calling on the Scottish Government to develop a Pensioner Poverty strategy to address the misery felt by a rising number of older Scots on a low income. This should set out actions to boost incomes and social security take up and improve housing affordability and energy efficiency.
“They should also work to create an Older People’s Commissioner who could make sure that the voices of older people across Scotland are heard in policy making. Also, the UK Government must make sure that the social security payments that they control are adequate to live on.
“An Index to measure the economic wellbeing of older people across Scotland is overdue. We know that many in this group feel ignored by wider society, and that the poverty facing many of them isn’t given the attention it needs. We hope that the Index will change that.”
Mark Diffley, Founder and Director of the Diffley Partnershipsaid: “This important new survey provides valuable insight into the challenges older Scots face and highlights areas where support is needed, particularly for those on low incomes.
“Many are struggling financially and feel poorly supported and represented by government bodies and political representatives. Cost cutting behaviours are pervasive amongst older people and are especially prevalent amongst those who are further marginalised, such as those living in deprived neighbourhoods and people with health conditions.
“As the population ages, it’s vital to develop policies which ensure financial security and confidence to support continued independence and dignity in later years. We look forward to continuing to work with Independent Age to measure how these attitudes change over time.”
Reacting to the 2023 Scottish House Condition Survey results, Debbie Horne, Scotland Policy and Public Affairs Manager at Independent Age said: “The latest statistics released today show that 317,000 older households (37%) were in fuel poverty in Scotland in 2023, with 1 in 4 older households (25%) living in extreme fuel poverty.This is extremely concerning and shows a step change will be required to meet Scotland’s fuel poverty targets.
“As well as this, almost half (49%) of people in later life live in homes with an EPC rating of band D or below. Cold homes are hazardous to health, especially for older people. Every day, our helpline hears from people in later life who are wearing a coat indoors, washing less and skipping meals. In a socially just and wealthy nation no older person should be in fuel poverty.
“While it is welcome that the Scottish Government is working with energy companies to encourage them to put in place social tariffs for financially vulnerable customers, there is more that can be done.
“We’re calling on the Scottish Government to urgently create a strategy to tackle pensioner poverty. With 317,000 older households in fuel poverty, this can’t come soon enough. Today’s figures underscore the need for strategic action to lower bills by improving energy efficiency support and making sure the energy social security older people can access is sufficient.”
Fuel poverty targets were introduced in Scotland through the Fuel Poverty (Targets, Definition and Strategy) (Scotland) Act 2019.
Interim targets for 2030 state:
a) no more than 15% of households in Scotland are in fuel poverty,
(b)no more than 5% of households in Scotland are in extreme fuel poverty.
Universal payments to be reinstated from next year
The Scottish Government will provide universal support through the introduction of Pension Age Winter Heating Payments next year ensuring a payment for every pensioner household in winter 2025-26.
Social Justice Secretary Shirley-Anne Somerville has confirmed that on the roll-out of the new benefit next winter, pensioners in receipt of a relevant qualifying benefit, such as Pension Credit will be receiving Pension Age Winter Heating Payments of £300 or £200, depending on their age. Meanwhile all other pensioner households will receive £100 from next winter, providing them with support not available anywhere else in the UK.
Ms Somerville also announced a £41 million package of support for people struggling with energy costs this winter. These measures include an additional £20 million which will be provided for the Scottish Welfare Fund, to enable councils to provide more vital support to people in crisis this winter.
An additional £20 million will be invested into the Warmer Homes Scotland Scheme, the national fuel poverty scheme which helps people install energy efficiency measures and more efficient heating systems, saving on average around £300 per year in household energy bills.
Meanwhile grant-funding of £1 million will be made available to registered social landlords and third sector partners to fund work to help sustain tenancies and prevent homelessness. This is in response to calls from a coalition of housing and anti-poverty organisations for a shift in spending from crisis intervention to prevention.
https://twitter.com/i/status/1862188516400120274
Ms Somerville said: “The measures I have announced today will go some way to allay the fears of pensioners in Scotland ahead of next winter, but the Scottish Government recognises that more must be done.
“Ahead of next winter I will bring forward regulations to introduce universal Pension Age Winter Heating Payments in winter 2025-26 for Scottish pensioners.
“This universal benefit – providing much needed support not available anywhere else in the UK – will deliver support for all pensioner households as we had always intended to do before the UK Government decision to means-test Winter Fuel Payments cut the funding available to support our new benefit in Scotland this winter by £147 million.
“We will not abandon older people this winter or any winter. We will do our best to make sure no-one has to make a decision between heating and eating, and we will continue to protect pensioners”.
Reacting to yesterday’s announcement by the Scottish Government, Debbie Horne, Scotland Policy and Public Affairs Manager at Independent Age said: “The reintroduction of winter heating support for all pensioners in Scotland from next winter is welcome and will offer some comfort to the 900,000 pensioners who were set to completely lose the previous Winter Fuel Payment.
“Since the decision to restrict the Winter Fuel Payment to only older people on Pension Credit, we’ve seen a surge in the number of older people getting in touch with Independent Age who are worried about heating their homes, and making ends meet, through the winter. Many have told us they are heating only one room, staying in bed all day with a blanket, and cutting back on food to avoid the energy costs associated with cooking.
“With energy prices set to rise again in January, and a staggering 330,000 older households living in fuel poverty in Scotland, it is clear that changing the eligibility of the payment in this way was the wrong decision. It is positive that this has been recognised in Scotland, with the Scottish Government making a payment available to all older people next year, and we hope the UK Government will also reconsider their decision.
“In a compassionate and socially just society, no one should face fuel poverty. We are pleased the Scottish Government has listened to older people, and taken this action today. However, we remain concerned about older people who face this winter without this much needed financial support.
“Going forward, the Scottish Government should continue to monitor the situation and be open to taking further action in future.”
A spokesperson for AGE SCOTLAND said: “Bringing back an energy support payment for all pensioners is very good news and will be a huge relief. It shows the power of this campaign and the relentless efforts from all quarters.
“The decision to remove the universal winter fuel payment by the UK Government, and its impact on pensioners this winter is nothing short of disastrous.
“Over the last few months we have been urging the Scottish Government to bring this back and we are delighted that they have listened to the strong arguments and have taken action.
“It also demonstrates the power of devolution and what Scotland can do when we put our minds to it.”
Scottish Parliament debates committee report on commissioners
Over seven in ten (74%) older people (over 65) in Scotland feel their issues are not understood by the Scottish Government.
Charity Independent Age calls for greater focus on the issues affecting older people in Scotland and the creation of an Older People’s Commissioner.
Polling revealed as Scottish Parliament set to debate Finance and Public Accounts Committee report that proposes a pause on new commissioners in Scotland.
Independent Age, the national charity supporting pensioners in poverty is calling on the Scottish Parliament to ‘carefully and urgently’ consider how it will ensure older people on a low income will be protected, have their voices heard and their rights upheld.
As the Scottish Parliament is set to debate a report from the Finance and Public Accounts Committee into the commissioner landscape in Scotland, new polling commissioned by the charity shows that 74% of pensioners in Scotland feel their issues are not understood by the Scottish Government.1
The report calls for a moratorium – a pause – on any new commissioners in Scotland until a review can be carried out2 , which the charity says risks continuing to leave older people without an independent champion in these times of rising energy costs, the onset of winter, and recent changes to the eligibility for Winter Fuel Payments.
Support for an Older People’s Commissioner is wide-spread. In May last year, over 30 organisations working with and supporting older people across Scotland called for an OPC.3 The MSP Colin Smyth introduced a Private Member’s Bill calling for the creation of the position which recently secured the cross-party support required to be formally introduced to Parliament.
The charity says this has never been more urgent as the number of pensioners in poverty – 150,000 – is up in number by 25% since 2012 and has remained stubbornly high in recent years. 4
Debbie Horne, Scotland Policy and Public Affairs Manager at Independent Age, said: “It’s hard to overstate the devastating impact that deepening poverty is having on older people across Scotland.
“In a socially-just society, no one should live in poverty. It is also incredibly worrying that the majority of older people feel their issues are not understood by the Scottish Government.
“While we welcome the robust efforts of many MSPs to support their older constituents and represent their views in Parliament, polling shows that more needs to be done. Careful and urgent action is required to support the many pensioner households suffering the impacts of poverty.
“We firmly believe the only way to tackle pensioner poverty in Scotland is through a strategic approach. A key part of this being the introduction of an independent Older People’s Commissioner. Without such a champion we worry that older people’s issues will continue to fall between the gaps.”
Statistics published today by the DWP, reveal that just 65% of older people who are entitled to Pension Credit were receiving the payment between April 2022 and March 2023.
Independent Age estimate that in Scotland this means that up to 70,000 older households could be missing out on the Pension Credit they are entitled to, with a combined value of £140 million.
We know there has been an increase in applications since the UK Government announcement that the Winter Fuel Payment would be means tested, but it is unclear how many of these will result in successful claims.
Both Governments must work together to address the issue of low take-up of Pension Credit and the unacceptably high levels of poverty in later life. Independent Age is urging the UK Government to review and ensure overall adequacy of the social security system for older people, to prevent pensioner poverty.
Alongside calling on the Scottish Government to introduce a pensioner poverty strategy for Scotland – setting out the actions that can be taken alongside with local authorities, to tackle poverty in Scotland.
Debbie Horne, Scotland Policy and Public Affairs Manager at Independent Age, said:“What is clear from the figures released today is that too many older people living on a low income are still missing out on Pension Credit in Scotland, and across the UK.
“There has been a disappointing lack of progress on Pension Credit take-up. We estimate that up to 70,000 older households could be missing out on Pension Credit between April 2022 and March 2023 worth a combined £140 million.
“Independent Age is urging the UK Government to maintain the Winter Fuel Payment in its current form until significant action can be taken to substantially increase Pension Credit take-up.
Previous strategies have not moved the dial, we can’t have more of the same. We need an innovative, evidence-based, long-term take-up strategy that maps out how older people living in, or on the edge of, poverty can access the financial support they are entitled to.
“It is too early to say what the impact of the recent increase in claims for Pension Credit will have on overall take-up rates. However, there is no room for complacency when an estimated 70,000 older households in Scotland are missing out on this much needed money and 150,000 live in poverty. In a socially just and compassionate society, we can and should do more.”
With the days feeling shorter, our thoughts are turning to the winter ahead and people up and down the country will be thinking about switching their heating on soon. But now, many older people, including millions living on a low income, will head into the colder months justifiably anxious about having their Winter Fuel Payment taken away from them as they do not receive Pension Credit.
The latest figures show that only 63% of eligible people are receiving Pension Credit, meaning up to 1.2 million older people could be missing out on an important entitlement, and so could have their Winter Fuel Payment taken away despite living on an extremely low income. In Edinburgh a massive £12.5 million in Pension Credit is going unclaimed.
Our helpline is regularly receiving calls from older people that are frightened about losing the money, and we are concerned that many will feel forced to keep their heating off. Being cold can be damaging to your physical and mental health, but the people we speak to think this is their only option as they simply do not have enough money to cover even higher energy bills.
If you are 66 and over and are concerned about losing the Winter Fuel Payment, we urge you to check your Pension Credit eligibility as the one-off payment is now tied to this entitlement.
Your claim for Pension Credit can be backdated, and if you successfully apply before the 21st December you will qualify for the Winter Fuel Payment as long as you lived in the UK during the qualifying week which is between 16th and 22nd September 2024, and you can show you were entitled to Pension Credit during that time.
You can check your eligibility through the UK Government’s Pension Credit Calculator and apply direct by calling this number 0800 99 1234. Or you can come to a charity like us at Independent Age by calling our free and confidential helpline on 0800 319 6789 and we can help work out what you might be eligible for and help you apply if needed.
Pension Credit can be transformative, it tops up income by on average, almost £4,000 a year. It also acts as a gateway to other benefits such as free TV licences for over 75s, free NHS prescriptions, council tax reduction, Housing Benefit, free eye tests and much more.
In response to the House of Commons voting in favour of cutting the Winter Fuel Payment, Independent Age Chief Executive Joanna Elson, CBE said: “People in later life living in financial hardship will be rightly concerned that, despite mounting public pressure about the impact on older people on the lowest incomes, the UK Government will continue with its plans to means test the Winter Fuel Payment from this year. It’s clear that making this decision now means many people in later life struggling in poverty will be forced to make dangerous cutbacks.
“The Chancellor still has time to reassess. Even with today’s vote, the UK Government can show it is listening to the concerns of older people in poverty, and delay this policy change until more older people start receiving Pension Credit.
“Boosting take-up is complex and will take time, the latest take-up figures show that up to 1.2 million older people could be missing out on this financial entitlement. They will already be living on a low income as they are eligible for Pension Credit, but now they will have even less money to live on this winter.
“We are also concerned about the large group of older people that just miss out on Pension Credit. Many of them are in financial hardship and do not have enough money to live well, but will still have their income cut at an already challenging time of year with energy prices on the rise.
“In the short term we hope the UK Government listens to the evidence being shared, and doesn’t means-test the Winter Fuel Payment now.
“Long-term there must be financial security for all of us as we age.
“We urge the UK Government to lead a review where all major parties come together and agree on what an adequate income in older age is, then ensure that everybody receives it so that no one lives in poverty in later life.”
Caroline Abrahams CBE, Charity Director at Age UK said: “We’re deeply disappointed, but not surprised, that the vote to brutally means-test Winter Fuel Payment was passed today.
“As soon as the Government announced it was instructing its MPs to support it this was the inevitable result, but we would like to thank all those in every party who voted against the policy or abstained.
“There’s been a lot of discussion about the Government’s decision, but at heart Age UK’s critique of their policy is really simple: we just don’t think it’s fair to remove the payment from the 2.5 million pensioners on low incomes who badly need it, and to do it so quickly this winter, at the same time as energy bills are rising by 10%.
“It is crystal clear that there is insufficient time to make any serious impact on the miserably low take-up of Pension Credit before the cold sets in this autumn, and the Government has brought forward no effective measures to support all those whose tiny occupational pensions take them just above the line to claim.
“It’s true they have agreed to extend the Household Support Fund until April and they deserve some credit for that, but the HSF is an all-age fund that you have to apply for, so we know it will only help a small proportion of all the pensioners who will be in need as a result of their policy change.
“The Government has also tried to suggest that the increase in State Pension for older people next year as a result of the Triple Lock means there’s no need to worry about how they will cope now, but that won’t help anyone this winter and most pensioners will not benefit to the extent being suggested – either because they are on the old State Pension which attracts less of an increase, or because they don’t qualify for a full State Pension in the first place.
“The reality is that driving through this policy as the Government is doing will make millions of poor pensioners poorer still and we are baffled as to why some Ministers are asserting that this is the right thing to do.
“We and many others are certain that it is not, and that’s why we will continue to stand with the pensioners who can’t afford to lose their payment and campaign for them to be given more Government support.
“Meanwhile, winter is coming and we fear it will be a deeply challenging one for millions of older people who have previously relied on their Winter Fuel Payment to help pay their energy bills and who have no obvious alternative source of funds on which to draw.
“As a charity we will do everything we can to help them, but with so many in need and no extra support on offer from the Government at the moment it’s looking like an incredibly uphill task.”
ALL Scottish Labour MPs voted with the government, butRebecca Long Bailey was one of more than fifty Labour MPs who refused to vote in favour of the cut. She explained why:
Former Labour Party leader and now independent MP Jeremy Corbyn also voted against the withdrwal of the payment. He said: “I voted against cuts to winter fuel payments. Politics is about choices, and the government has chosen to push pensioners into poverty.
What’s next for means testing? The NHS?
“I will always defend the principle of universalism. That is how we build a fairer society for all.”
A major change to this year’s Winter Fuel Payment means that to get the allowance that’s worth up to £300, you must also receive Pension Credit.If you don’t currently get Pension Credit, but think you could be eligible, it’s vital to check now and apply, otherwise you could miss out.
The allowance is now linked to certain means-tested benefits including Pension Credit. Pension Credit helps those over State Pension age who are living on a low income. It works by topping up income to a minimum level and can be worth more than £3,900 a year.
To keep getting your Winter Fuel Payment you must be eligible for Pension Credit or one of the other following benefits during the ‘qualifying week’ of 16 to 22 September 2024:
Universal Credit
income-related Employment and Support Allowance (ESA)
income-based Jobseeker’s Allowance (JSA)
Income Support
Our Benefits calculator will show you if you’re entitled to any of these benefits
In Scotland the Winter Fuel Payment will be replaced by the Pension Age Winter Heating Payment, worth up to £300.
This will also be linked to Pension Credit and certain means-tested benefits.
It’s the Pension Credit Week of Action and Work and Pensions Secretary Liz Kendall recommends checking if you, a loved one or a friend could be eligible for Pension Credit.
For someone aged 66 or over it could entitle them to the Winter Fuel Payment and other benefits: https://ow.ly/NRPh50Tcu6m
Speaking after the King’s Speech, Scottish Secretary Ian Murray said: “This is a King’s Speech which will deliver the change our country needs. It will deliver for all four nations of the UK and all four corners of Scotland.
“We have a bold and ambitious legislative programme which will ensure we deliver on our mandate.
“Our plans will deliver growth and jobs for our economy. It will establish GB Energy, a publicly owned energy generation company which will create jobs and cut bills for good, and establish a National Wealth Fund to invest in the industries and jobs of the future.
“The King’s Speech also delivers the biggest transfer of power towards working people in a generation, with new rights on sick pay and redundancy, and better pay. It will ban exploitative zero hour contracts and increase the minimum wage to a real living wage. A better deal for working people, with less insecurity and more money in their pockets, is the first step towards reducing poverty in Scotland and across the UK.
“We have been clear that we want to reset our relationship with the Scottish Government, and to work together to deliver better outcomes for people.
“Our rail ownership bill will ensure that ScotRail is kept in public hands, and we want to work with the Scottish Government to pass laws that will reduce the availability of addictive vapes to young people.
“We promised change. This King’s speech demonstrates we are rolling up our sleeves and delivering that change.”
Bills which will apply in Scotland:
Renters Rights Bill [only in respect of discrimination against tenants on benefits or with children]
National Wealth Fund Bill
Pensions Schemes Bill
Planning and Infrastructure Bill [some measures]
Employment Rights Bill
Passenger Railway Services (Public Ownership) Bill
Railways Bill
Bank Resolution (Recapitalisation) Bill
Product Safety and Metrology Bill
Border Security, Asylum and Immigration Bill
Armed Forces Commissioner Bill
Digital Information and Smart Data Bill
Draft Audit Reform and Corporate Governance Bill
Great British Energy Bill
Sustainable Aviation Fuel (Revenue support Mechanism) Bill
Terrorism (Protection of Premises) Bill [Reintroduced]
Draft Equality (Race and Disability) Bill
Tobacco and Vapes Bill [Reintroduced]
House of Lords (Hereditary Peers) Bill
Cyber Security and Resilience Bill
Commonwealth Parliamentary Association and International Committee of the Red Cross (Status) Bill
Lords Spiritual (Women) Act 2015 (Extension) Bill
Budget Responsibility Bill
Hillsborough Law [Public Candour] Bill [TBC – territorial extent to be determined]
Scotland’s Deputy First Minister Kate Forbes has reiterated the Scottish Government’s intention to work collaboratively with the UK Government to deliver on shared ambitions for Scotland.
Ms Forbes commented on the King’s Speech: ““The Prime Minister has said he wants to reset the relationship with the Scottish Government, respect the devolution settlement and work constructively together.
“I am pleased to see this approach reflected in the King’s Speech, and we will support the opportunities it presents to improve the lives of people in Scotland.
“I look forward to early and meaningful engagement on UK Bills, including the New Deal for Working People. We have been clear in our opposition to the inappropriate use of zero hours contracts and other types of employment that offer workers minimal job or financial security.
“We also welcome the Tobacco and Vapes Bill being taken forward. This is an important step forward in public health, and a four-nations approach will offer more certainty for businesses and consistency for consumers.
“The priorities of the Scottish Government for the year ahead will be announced in the First Minister’s Programme for Government, when he will set out how we will deliver for communities right across the country.”
Commenting on the King’s Speech, STUC General Secretary Roz Foyer:“Pomp and pageantry aside, this is a more progressive programme for government than we’ve seen after 14 years of Tory mismanagement.
“The New Deal for Working People can be the start of a new chapter for workers. If enacted fully, the New Deal gives rights, security and respect to working people throughout the UK. It must now be delivered in full without delay. It is right this is accompanied by a new industrial strategy council.
“We look forward to working with the UK Government to ensure this body is representative and impactful, creating a minimum floor of working rights across every nation of the UK. It’s further welcome that the UK Government finally seeks to legislate further to end the scourge of race-based pay discrimination – working people of all nationalities deserve nothing less.
“This will, undoubtedly, be aided if the Labour Government sticks true to its pledge and seeks to revitalise the devolution settlement through the Council of the Nations and Regions.
As part of this, we must see further powers devolved to the Scottish Parliament, including powers over employment, migration and more.
The siting of GB Energy in Scotland is very positive. We hope it will become more than an inward investment tool and will develop a strategy for direct public ownership to deliver the infrastructure and supply chain jobs we so desperately need.
“The commitment to bring railways back into public ownership is a long-standing demand of trade unions who have fought against the carnage brought by privatisation.
“Economic growth is a welcome, central tenant of this government’s mission. But that cannot be done through the exploitation of working people. The Prime Minister has a job on his hands to restore standards and investment to public life and public services. With the Scottish Parliament elections just around the corner, we look forward to him delivering on his pledges for workers in Scotland.
Commenting on today’s King’s Speech Joanna Elson CBE, Chief Executive of Independent Agesaid: “Today’s King’s Speech outlined the UK Government’s focus on national renewal and it’s important that this renewal reaches the two million older people currently living in poverty across the UK.
“We are pleased to see the UK Government commit to improving private pensions for future older people who are able to save, including better access to small pension pots, but we also need action for the 150,000 pensioners currently living in poverty in Scotland. Ensuring people have enough money to live with dignity in later life is fundamental in a compassionate society and an essential part of social renewal.
“Right now, we need to see action to increase uptake of social security support for older people on a low income. Currently Pension Credit isn’t received by around a third of older people who should be getting it. In the longer term the UK Government should lead a cross-party review to establish what level of income is needed to avoid poverty in later life and ensure everyone is able to reach it. We are also calling on the UK Government to establish a consistent national social tariff for energy.
“The Scottish Government can also act to reduce poverty in later life, a key first step would be announcing a plan to reduce pensioner poverty in the Programme for Government – expected in September.
“Going forward, in both Westminster and Holyrood, it’s essential parliamentarians work towards the aim of making poverty in later life a thing of the past.”
More than 60 leading local government figures and influential academics came together today for the Saving Local Government Finance Summit to reflect on the legislative commitments in the King’s Speech and to deliberate on how the Government plans to carry out its promises for local government, including devolution and planning reform.
Despite optimism in the air, the consensus at the summit was clear: without significant reforms in funding, particularly for social care, local councils cannot maximise their role in delivering the government’s Five Missions. While not in the King’s Speech for immediate legislative attention, reforming local government funding was considered most pressing, particularly to stem the flow of bankruptcies.
Reflecting on the King’s Speech, Dr Jonathan Carr-West, Chief Executive, LGIU, said: “The Government’s early local government commitments are positive, and the sector welcomes multi-year funding settlements, the conclusion of competitive bid funding and a more collaborative approach from the new government.
“However, the elephant in the room is what’s not being said: local government funding reform. WIth half of all councils at risk of going bust in the next parliament, now is the time to provide sustainable funding and stem the flow of bankrupt boroughs.”
In reaction to the devolution commitments, Dr Carr-West, Chief Executive, LGIU, said: “The regions must have a say in how devolution is rolled out with bespoke solutions available: what works for Cumbria may not for Chingford.
“And while much attention has been on the role of metro mayors, especially with the introduction of the new council of nations and regions, it is essential that central government listens to other democratically elected local leaders.
“Underpinning any devolution roll-out is trust. Central government needs to trust its local counterpart to do its job. Devolution should also help councils win back the trust of the people they serve so that they can build consensus for difficult and contentious decisions that are increasingly necessary.”
On planning reform, Dr Carr-West said:“The briefings before today have pulled in different directions.
“On the one hand, there were those saying the government will liberate councils, by streamlining the planning process, empowering and working together with local leaders to build new homes where local communities want them.
“On the other hand, there were those who claimed the government aimed to bind councils to unachievable targets imposed by the centre.
“As it is, the details we have now are still limited and we’ll need to see – and contribute to – how the plans develop. There is a huge opportunity here to open up planning and expand local growth.”
Specifically on social care, Dr Carr-West said:“The funding of social care is a perennial thorn in the side for every government, central and local.
“This is an issue that demands a solution, and although there was no mention of legislative reform in the King’s Speech, the proposed Royal Commission leaves a vital opportunity to reconsider how social care is funded with local government, service providers, and service users as central to the consultation.”