Charity insurance specialist advises long-term planning for success

16 new charities launch in The Lothians this year

In 2023, 629 charities were established across Scotland, an increase of 25 compared to the previous 12 months. Of these, 116 were registered in The Lothians*, signifying a growing trend for people keen to make a meaningful difference in their communities as well as society at large.

The research was conducted by Ansvar, an expert insurer for the charity and not-for-profit sectors, using data available from the Office of the Scottish Charity Regulator. It reveals a shift in the philanthropic landscape, indicating that more people are actively seeking ways to contribute positively.

This is prompting Ansvar to extend its support and guidance to those aspiring to establish charities and community organisations.

Martyn Fletcher, Deputy Managing Director at Ansvar, said: “The increase of charitable registrations is definitely something to be celebrated.

“We understand that navigating the complexities of setting up and running a charity successfully can be complicated. It requires careful consideration and planning to ensure long-term success and sustainability.

“We are keen to empower those who want to establish their own charitable organisation in 2024 with the knowledge and resources needed to ensure the longevity and impact of their charitable endeavours.”

With the rise in charitable registrations, Ansvar is providing essential advice and guidance on the often-overlooked aspects of establishing and running a charitable organisation:

Identify the cause and purpose: 

Clearly define the mission and objectives of the charity and what positive impact it hopes to achieve. Find out if any charities are already providing the same services, as working together can be more effective than setting up a new charity and competing for resources.

Legal structure: 

Choose an appropriate legal structure for the organisation, such as a named fund or trust, social enterprise, or Scottish charitable incorporated organisation (SCIO). Each entity type has distinct legal and regulatory obligations, and being registered as a charity may pose limitations on pursuing the desired activities. It is therefore vital to understand the differences and restrictions.

Conduct a comprehensive risk assessment: 

The assessment should include considerations for insufficient funding, governance, compliance, fraud and cybersecurity, and legal and regulatory risks.

Create a business plan: 

Develop a detailed business plan outlining goals, activities, target beneficiaries, and anticipated outcomes. Include a budget that covers startup costs, operational expenses, and potential funding sources.

Registration: 

Register your charity with the appropriate regulatory body, such as the Scottish Charity Regulator, and ensure understanding and compliance with legal requirements for registration.

Insurance considerations: 

Assess the insurance needs of the charity, considering the size and nature of the operations, particularly in relation to staffing, volunteers and fundraising activities. Explore insurance options and work with a provider that understands the nuances of the sector.

Financial management: 

Explore potential funding sources, such as grants, donations, and fundraising activities.

Martyn Fletcher added: “Many people embarking on the journey of setting up a charity or community organisation may not be aware of the intricacies involved.

“By carefully addressing each of these steps and risks, aspiring charity founders can lay a solid foundation for their organisations and increase the likelihood of making a positive and sustainable impact in their communities.”

* Data as per charities registered by the Office of the Scottish Charity Regulator between 1st January 2023 and 30th November 2023.

Scots encouraged to nominate a charity to receive a festive financial boost

Benefact Group’s Movement for Good Awards is giving away £120,000 as part of its annual 12 Days of Giving Christmas campaign

For 12 days in the lead up to Christmas the specialist financial services group is giving £1,000 to ten charities each day – with 120 charities in total benefitting from a festive financial boost.

Nominations are now open and Scotland residents are being encouraged to nominate a cause they care about to give them a chance of receiving a share of the award money.

Draws will take place every weekday between 1st – 18th December and nominating is easy using the online form at www.movementforgood.com. Winners are drawn at random and the more times a charity is nominated the more chance it has of being selected.

Last year more than 17,700 people from across Scotland nominated good causes to receive an award, resulting in 12 charities landing donations.

Emma Razi, Head of Fundraising, at SCOTLAND: The Big Picture who benefitted from £1,000 last year, said: “We were thrilled to receive £1,000 via the 12 Days of Giving campaign. This supported our work to make more rewilding happen across Scotland – benefiting nature, climate and people.”

Mark Hews, Group Chief Executive of Benefact Group, said: “We’re delighted to be giving away another £120,000 in valuable donations to causes around the country. We know that charities across the country are struggling, and for many the festive season is a critical time. We’re asking residents to take a few minutes of their time to nominate a cause they especially care about.

“Benefact Group is the third largest corporate donor in the UK and has an ambition to be the biggest. Owned by a charity, all of its available profits go to good causes, and the more the Group grows, the more the Group can give. We know that £1,000 can make a huge difference to the incredible work that charities do and we’re looking forward to seeing how this financial boost will change lives for the better.”

Benefact Group has donated over £200million to charitable causes since 2014 and has been recognised as the third biggest corporate giver in the UK[1]. The organisation aims to reach £250million in donations by 2025.

Earlier this year, 300 £1,000 awards were donated followed by £480,000 of larger grants in October. 

Movement for Good is funded by EIO plc, part of the Benefact Group.

Lothian charities encouraged to safeguard donations and resources during Fraud Awareness Week

With Charity Fraud Awareness Week taking place between 27th November and 1st December, Ansvar, a leading specialist insurer for the charity, not-for-profit and faith sectors, is raising awareness about how organisations across The Lothians can be proactive to protect their assets, reputation, and beneficiaries.

The week serves as a vital initiative to promote understanding about the serious issue of fraud within the charitable sector. From deceptive grant applications to cyber-attacks, and individuals posing as suppliers with ill intentions, fraudulent activities can severely impact resources and reputations.

Sam Ward, Risk & Compliance Consultant at Ansvar, commented: “Charities and not-for-profit organisations play a crucial role in our society and must protect themselves against the nefarious tactics of fraudsters. Preventing charity fraud is not only about protecting financial assets but also maintains the crucial trust needed for the ongoing support of the public and donors.

“Charity Fraud Awareness Week serves as a timely reminder to be vigilant and take proactive steps to preserve valuable resources. We are supporting the work it does to raise awareness and highlight good practice. By providing practical information, we can help charitable organisations protect their assets and continue to make a difference.”

Ansvar’s key strategies that charities and not-for-profit organisations can implement to help protect themselves against fraud are:

Protect assets: Safeguarding physical cash and securing online transactions are paramount. Be aware of the risks in terms of financial transactions and implement strong internal controls to mitigate those risks.

Screen personnel: Ensure the right people are on board, from employees to suppliers. Implement comprehensive vetting procedures for staff and suppliers to identify potential risks.

Train staff: Educate staff about the tell-tale signs of fraud, such as common spelling errors in communication, unusual communication tones, or unexpected urgent requests from unknown sources.

Regularly assess risks: Conduct risk assessments to identify vulnerable areas within an organisation. Knowing where potential risks lie allows charities to implement safeguards and allocate responsibilities appropriately. Multiple individuals should oversee high-risk areas, such as finances, to create a robust system of checks and balances. Ansvar’s online risk assessment guide for charities may help.

Have adequate insurance: Having the right insurance is crucial. Ensure a policy covers the specific risks an organisation faces and be aware of any exclusions.

Ansvar’s Sam Ward explains: “Your insurance broker will be able to help you find the right policy for your specific needs. If you have any doubts, do not hesitate to seek their guidance.”

Cyber-attacks are also a growing concern for charitable organisations. The increasing sophistication of cyber threats makes it challenging to differentiate between legitimate and malicious communications, especially without proper training and processes in place. Charities must invest in cybersecurity measures to protect sensitive data and maintain the trust of their donors.

Sam Ward underscores the importance of these measures:

“Fraud, including cyber-attacks, is a very real threat. Charity Fraud Awareness Week is a reminder for charities to fortify their defences against deceptive activities, and we are encouraging charitable and not-for-profit organisations to take proactive measures to protect themselves.

“By implementing practical steps, charities can continue their invaluable work and ensure that funds entrusted to them are used for their intended purposes.”

5000 tickets for Edinburgh’s Christmas offered to community groups

Everyone deserves to share in the magic of Christmas, and this year 5000 tickets for Edinburgh’s Christmas attractions – including the Alpine Ice Rink and Big Wheel – are being gifted to local community groups and charities to ensure those who are less fortunate can join in the fun as the city comes to life with the festive spirit.  

UniqueAssembly, who produce Edinburgh’s Christmas on behalf of City of Edinburgh Council, today announced that applications are now open for local groups and charities who work with disadvantaged people in the community to claim tickets for rides and attractions at this year’s event – which will take over the Scottish capital from Friday 17 November 2023 until Saturday 6 January 2024.  

Applications can be made via the form on Edinburgh’s Christmas website, or via email at communities@unique-assembly.co.uk

Tickets will be limited per applicant/group, and applicants will be asked to include details of their organisational aims and how they would like to use the tickets.

Applications are now open and will close midnight Sunday 5 November, with decisions to be made by Friday 10 November. Event producers invite applications from charities and volunteer organisations, including young carers, refugee groups, and others in the community who need support.  

Another uplifting Christmas initiative is the return of the annual Winter Windows schools competition, which will be even bigger this year with the number of winners doubled to 24.

School children from across Edinburgh are encouraged to submit an artwork that represents their idea of winter and the festive season to be selected for display along walkways across the city. The winners’ artworks will also be showcased on Edinburgh’s Christmas social channels. Contact your school for more information. 

Edinburgh’s Christmas celebrations will also include open access to the iconic Ross Bandstand in West Princes Street Gardens which will host a community-focused programme of events in association with various local charity partners.

Running for four weekends 18 November – 10 December, there will be a mix of free and ticketed events that touch upon some of the pillars of Christmas – Light, Music, Dance, and Santa.  

Some of the partners that Edinburgh’s Christmas are supporting this year include Edinburgh Diwali on Sunday 19 November, a St Andrew’s Day Outdoor Ceilidh on Sunday 26 November, Nativity Carol Concert with Edinburgh Churches Together on Sunday 3 December, and the 19th annual Santa Fun Run with When you Wish Upon a Star on Sunday 10 December.

More details will be available on the Edinburgh’s Christmas website in coming weeks.  

The spirit of giving and community continues with Social Bite’s Festival of Kindness, which includes the 10m tall Kindness Tree and Gift Donation point, dedicated to spreading goodwill to those who need it most.

Donations can be made to help provide thousands of Christmas dinners, food packs and gifts to homeless and vulnerable families, children, and individuals, or for shelter to those without a roof over their heads this winter. 

Edinburgh’s Christmas celebrations will run from Friday 17 November 2023 – Saturday 6 January 2024, including the free-to-enter markets and ticketed attractions which are now available for purchase online.

The city centre will form a circuit of Christmas cheer with four zones to explore – a Festive Family Funfair in West Princes Street Gardens, the East Princes Street Gardens Christmas Market, Santa’s Workshop and Social Bite Festival of Kindness at St Andrew Square, and the Alpine Ice Rink and LocalMotive Castle Street Christmas Market on George Street West and Castle Street. 

Residents with an EH postcode are eligible for a 20% discount on tickets to all of Edinburgh’s Christmas events.

For further information, visit Edinburgh’s Christmas website:  

edinburgh-christmas.com.  

Charities Regulation Bill passed

Strengthening charity law and maintaining public trust

The Scottish Parliament has voted unanimously to pass the Charities (Regulation and Administration) Bill.

The Bill will improve the accountability and transparency of charities and increase the powers of the independent Scottish Charity Regulator (OSCR).

Social Justice Secretary Shirley-Anne Somerville said: “The charity sector plays a vital role in society and support for charities is high amongst the public who volunteer and donate to thousands of charities across the country.

This legislation makes practical improvements and updates to existing charity regulation increasing transparency and to help ensure public trust is maintained.

“Scottish charities have a combined income of £14 billion each year so it is crucial that the way they are regulated remains fit for purpose. These reforms will support the effective regulation of charities, helping them to have the best possible environment to thrive.

“I am delighted that the Parliament has unanimously backed this legislation from the start.”

Provisions in The Charities (Regulation and Administration) (Scotland) Bill include:

  • updating the criteria for the automatic disqualification of charity trustees and extending them to individuals with specific senior management positions in charities
  • removal from the Scottish Charity Register of unresponsive charities that fail to submit statements of account
  • a requirement for all charities in the Scottish Charity Register to have and retain a connection to Scotland
  • a requirement on OSCR to publish the statements of account for all charities in the Scottish Charity Register
  • requirements on OSCR to include charity trustee names in the Scottish Charity Register, to keep an internal schedule of charity trustees’ details and to create a publicly searchable record of charity trustees removed by the courts

Success for local charities at Scottish Charity Awards

Two Edinburgh charities have each won a top award at the Scottish Charity Awards run by the Scottish Council for Voluntary Organisations (SCVO).

Fresh Start Scotland, a charity working to help end homelessness, and Feniks, which supports the integration and wellbeing of the Central Eastern European community in Edinburgh, won their respective awards at a celebratory awards ceremony hosted by Sally Magnusson at the Sheraton Hotel in Edinburgh on Friday (23 June).

Run annually by the Scottish Council for Voluntary Organisations (SCVO), the Scottish Charity Awards celebrates the best of the voluntary sector and this year’s shortlist included 32 individuals and organisations from charities, social enterprises and voluntary groups across the country.

West Pilton-based Fresh Start Scotland won the Community Action award. Biddy Kelly, managing director, Fresh Start Scotland, said: “We would like to say how delighted we are to win this prestigious award.

“We have only been able to achieve this thanks to the thousands of people who support us, the dedication and hard work of all our staff and volunteers and to positive and supportive partnerships.”

Feniks won the Campaign of the Year award for their campaign ‘Shed your armour, show the scars’. Magda Czarnecka, chief executive, Feniks said: “Winning the Campaign of the Year category is a humbling and exhilarating experience.

“This victory is a testament to the unwavering commitment of our Community Ambassadors, who dedicated their time and skills to address the most stigmatized challenge within the Polish community.

“We extend our heartfelt gratitude to our partners, See Me Scotland, who believed in our cause and stood beside us on this inspiring journey. This award strengthens our commitment to continue advocating for change and creating a brighter future for the Polish community in Scotland.”

The winner of each of the nine categories was decided by a judging panel, with the tenth People’s Choice category winner decided by the public with over 14,000 votes cast online.

The winners for the Scottish Charity Awards 2023 are:

  • Climate Conscious award: Climate Action Strathaven
  • Campaign of the Year award: Feniks
  • Community Action award: Fresh Start Scotland
  • Volunteer of the Year award: Andrii Zhehestovskyi – Libraries & Information Services Dundee
  • Employee of the Year award: Paul Sheerin – Beatson Cancer Charity
  • Pioneering Project award: Quarriers
  • Trustee of the Year award: Vongayi Mufara – Amma Birth Companions
  • Digital Citizen award: Simon Community Scotland
  • People’s Choice award: Glasgow Children’s Hospital Charity
  • Charity of the Year award: Diversified

Anna Fowlie, chief executive of SCVO, said: Anna Fowlie, chief executive of SCVO, said: “What a fabulous event to celebrate the achievements of organisations and people across the voluntary sector in Scotland.

“Our finalists and winners are all shining examples of the great things happening thanks to the commitment of people working and volunteering in charities, community groups and social enterprises, all championing good causes, providing vital support and making our communities better places to live.

“Every community, and every part of our society, benefits from the work that SCVO is lucky to see on a daily basis. Thank you to everyone who participated in the Scottish Charity Awards this year, including our sponsors, the Sheraton Hotel for hosting us and of course to Sally Magnusson who was lovely as ever.

“Congratulations to all the finalists – I’m already looking forward to what the next year brings!

Dementia book launch at Stockbridge Library

Are you interested in learning more about dementia and how to support those who are affected by it? Do you have dementia and have questions about what it all means? A new self-help book, “FAQs on Dementia” written by Tom Russ and Michael Huddleston comes out today!

To celebrate this exciting release, there will be a book launch event at Stockbridge library on Friday 5th May, from 3.30pm-4.30pm. The event will feature the authors, and some friends and colleagues with dementia. Representatives from Alzheimer Scotland, Brain Health Scotland, the NRS Neuroprogressive and Dementia Research Network will be there to share information.

The Golden Hare bookshop will be in attendance to sell the book, so you will have the chance to buy your own copy at the event.

Here’s an extract from the blurb:

Will my partner stop loving me now they have dementia?

Does my mum have to go into a home now?

Is dementia a terminal illness?

All these questions, and hundreds more, are covered in this short but powerful, helpful, practical guide to understanding the nature, and impact, of dementia. Read at your leisure, or dip in and out when you most need the support or to shine a light on the issues and concerns that are making you uncomfortable or unhappy, and to bring them out of the shadows so you can understand and accept them.

Public comes out in force to attend Emergency Services Open Day

LAST Saturday (25 March), 25 different organisations and hundreds of staff arrived bright & early at the Scottish Government Building, Victoria Quay, for our Emergency Services Open Day.

The day’s focus was to bring the community together with our emergency & other public services, as well as local charities and partner agencies, to acknowledge the vital role that we all play in community cohesion.

Some partners started early with Tweed Valley Mountain Rescue Team & Border Search and Rescue Unit travelling from the Scottish Borders. The Ministry of Defence Police came from HM Naval Base Clyde.

We had a #CHASHospice Stormtrooper & Spiderman entertaining us throughout the day. Lothian Buses brought a bus popular with big and little kids alike! Close contenders for the most popular attraction were the fire engines provided by the fire service & International Fire & Rescue Association.

Local charities on site included St Columba’s Hospice Care, Macmillan Cancer Support, St Andrew’s First Aid, British Red Cross, Scottish Charity Air Ambulance & Blood Bikes Scotland. The Maritime and Coastguard Agency had an impressive display of rescue kit.

Specialist police units included Police Scotland’s Operational Support Unit, Armed Policing, Police Partnerships, Wildlife Crime & British Transport Police – Scotland. The Civil Nuclear Constabulary came from Torness Power Station.

Local units from The Army in Scotland & 603 (City of Edinburgh) RAF Squadron supported our event. They provided everything from an ambulance through to a large army lorry.

Rapid Relief Team UK served an incredible 2000 free delicious meals and hot drinks during the event to both event staff and visitors.

In total, we welcomed close to 4000 people through the gates of our event.

A big thank you to our sponsors who helped make this event happen: The Scottish Government, Places for People Scotland, Scottish Fire and Rescue Service Scottish Ambulance Service & The City of Edinburgh Council

Royal Bank of Scotland announces £160K fund to support communities affected by cost of living crisis

A £160,000 fund to help local charities and good causes supporting communities affected by the cost of living has been announced by the Royal Bank of Scotland.

Royal Bank of Scotland’s frontline colleagues in local branches and offices will be nominating good causes that they have chosen from their communities, to save charities from finding time to nominate themselves, or individuals on their behalf

The fund is part of a £1 million fund announced by the NatWest Group, which will be distributed by the bank’s boards across the UK, and forms part of a wider £5.7 million commitment to provide cost of living support across the country through partner organisations including the Federation of Small Business, the Trussell Trust, and Responsible Finance.

Over the last year, NatWest Group has provided £40 million cost of living support to its personal customers and community partners and this latest fund reaffirms its commitment to help people, families, and businesses with the rising cost of living.

Judith Cruickshank, Scotland Chair, Royal Bank of Scotland, said: “This local funding is a real opportunity for us to tailor the support we provide to Scottish charities and organisations who are delivering vital support to our communities.

“Our colleagues across the country will be shaping how the money is donated, nominating the good causes that are making a difference in their towns and villages.”

Raghu Narula, NatWest Group’s Managing Director of Customer Engagement & Distribution, said: “We are a bank driven by our purpose and values and right now that is to help our colleagues, customers and the communities they live in through the challenges faced with cost of living.

“The funding we are providing directly to our boards across the UK means that we are targeting support on a local level where it can have maximum impact.”