We strongly oppose the decision to restrict #WinterFuelPayment eligibility to only those in receipt of Pension Credit as it means 89% of Scottish pensioners will go without this vital support to stay warm this winter.
Support our ongoing campaign at http://age.scot/saveWFP.
Plans to means-test Winter Fuel Payment in England and Wales will see the Scottish Government’s funding cut by up to £160 million.
Social Justice Secretary Shirley-Anne Somerville has confirmed the Scottish Government therefore has ‘no alternative’ but to replicate the decision in Scotland and restrict payments to pensioners who receive eligible benefits.
Social Justice Secretary Shirley-Anne Somerville said: “Despite all efforts to review our financial position we have been left with no choice but to follow the UK Government and restrict payments to older people who receive relevant eligible benefits.
“This is a necessary decision when faced with such a deep cut to our funding and in the most challenging financial circumstances since devolution. The reduction we are facing amounts to as much as 90% of the cost of Scotland’s replacement benefit, the Pension Age Winter Heating Payment.
“Given the UK Government’s decision to restrict payments to those in receipt of means-tested benefits, such as Pension Credit, and the implications for the Scottish Government detailed above, I have urged the Secretary of State for Work and Pensions to undertake a benefits take-up campaign for Pension Credit and to move forward with plans for a social energy tariff.
“Both of these measures will provide some further protection to energy customers in greatest need.”
Deputy First Minister Kate Forbes commented:
Scottish Parliament: Written answer
The charity has responded to news that, following the UK Government’s plans to means-test the Winter Fuel Payment, the Scottish Government will have no alternative but to replicate the decision in Scotland.
Age Scotland’s Policy Director, Adam Stachura, said: “It’s infuriating that huge numbers of older people will miss out on the vital Winter Fuel Payment when it is devolved to Scotland.
“We recognise the financial challenge the Scottish Government would face to make up the shortfall to keep the payment universal, but we desperately hoped there could be a more effective delivery of this payment and that it could have looked more generous than the UK Government’s new, and meagre, approach.
“At minimum, a quarter of a million pensioners in Scotland on the lowest incomes or living in fuel poverty will no longer receive this vital financial support over the winter months, while hundreds of thousands more on modest incomes are going to struggle with their energy bills even more than normal as a result.
“This brutal decision by the UK Government was made too fast, cuts too deep and its impact will be severe. It’s important that they rethink this move, as it has a huge impact on the devolution of social security and the needs of Scottish pensioners who live in some of the coldest homes in the UK.”
Visit www.age.scot/SaveWFP to sign Age Scotland’s petition to save the Winter Fuel Payment.
Scotland’s charity for older people has said the move will push tens of thousands of low income pensioners in Scotland further into poverty, and puts some of the poorest older people at greater risk of ill-health and burgeoning debt.
The Chancellor, Rachel Reeves, announced the decision to means test the winter fuel payment – which is worth up to £300 a year for those of state pension age – on Monday. Anyone who does not receive, or claim, pension credit will no longer get the payment aimed at helping older people with fuel bills over the coldest months.
Katherine Crawford, chief executive of Age Scotland, said: “This move will effectively take money away from some of the lowest income pensioners in Scotland.
“There are currently more than 150,000 pensioners living in poverty in this country, and we know that many more are living on incomes just above the pension credit threshold. They will now miss out on a payment which could help them heat their homes and stay warm over winter.
“I would urge the UK government to look again at this decision, which affects older people who are already struggling with the high cost of living and will now face being worse off at a time they desperately need support.
“Already we are getting calls to our helpline from older people who are distressed by the announcement and worried about what lies ahead. I would call on anyone in that position to get in touch with our free helpline on 0800 12 44 222 where our advisers can carry out a full benefits’ check to ensure that you are getting everything you are entitled to.
“We know that around 123,000 pensioners in Scotland who are eligible for pension credit are not claiming it – and they are some of the people who are going to be worst affected when the payment is withdrawn. Just 140,000 pensioners do claim pension credit, which leaves many thousands losing out who really cannot afford to do so.
“The winter fuel payment is due to be devolved to the Scottish Government and our hope is that it will be restored as a universal benefit, particularly in light of the fact that Scotland does generally experience worse weather than other parts of the UK and more than half of those who receive it use it as an important part of winter budgeting.
“Keeping or reinstating the winter fuel payment will also ensure that money is going to those who need it most, when they need it most.”
The Scottish Government has also expressed ‘disappointment’ at Rachel Reeves decision.
Social Justice Secretary Shirley Ann Somerville said: “The Chancellor’s decision to means-test Winter Fuel Payment is disappointing and was made without consultation or discussion with the Scottish Government.”
Age Scotland has identified £1,577,341.81 of unclaimed benefits for older people who called their helpline in 2023, more than double the figure for the previous year, and a record amount for the charity.
Scotland’s national charity for older people said the amount – a remarkable 136% increase on the 2022 figure – is still the ‘tip of the iceberg’, with millions of pounds unclaimed by older people who are entitled to more financial support.
Katherine Crawford, Age Scotland’s chief executive, said: “Many of the callers to our helpline are facing severe financial hardship, in part due to the ongoing cost of living crisis.
“For the tens of thousands of pensioners in Scotland on low and middle incomes, claiming the full range of benefits to which they are entitled can be the difference between heating their home or not and being able to eat well.
“Our helpline advisers, who carry out benefits checks, have also noticed an increase in the number of over 50s inquiring about working age benefits, such as Universal Credit, as the impact of the cost of living crisis continues to bite.
“However we still believe that this is only the tip of the iceberg and that there are millions of pounds of benefits for older people which are not being claimed.
“Unfortunately there is a real lack of awareness around what support is available and a strong feeling that the application processes are too hard. Around a third of over 50s say they don’t claim what they are entitled to because they feel guilty doing so or that someone else would be more deserving. We must change this as far too many go without the help they have earned.
“We would encourage more older people in Scotland to call our helpline for a free benefits check. Our expert advisers can help callers navigate the complex benefits system – and the results could be life changing.”
Among the benefits available to older people in need are Pension Credit, available to people over State Pension age on low income or with modest savings, to help with the cost of living, and Attendance Allowance, a payment for people over State Pension age who have a physical or mental disability.
Anyone over the age of 50 can call the Age Scotland national helpline on 0800 12 44 222.
Case Study 1:
Mr A is a father of 5 school age children. He has health problems and also provides care for his 19 year old adult son. He was previously on Tax Credits but has now had to make a claim for Universal Credit and was unsure about how much he might be able to get.
We carried out several calculations to look at the full range of his potential entitlements, factoring in all of his financial and family circumstances, in particular being able to reassure him that restrictions like the benefit cap and two child limit would not apply in his case.
We were able to explain to him that he could be entitled to the equivalent of £38, 342 per year in benefits and gave him advice about some common problems he might encounter when claiming and what steps he could take if these happened.
Case Study 2:
Mrs M called from South Lanarkshire after being signposted to Age Scotland by DWP Pension Credit team.
She is in her late sixties and has been the main carer for her husband. He recently passed away and she has been struggling to manage rising costs on her state pension. She applied for Pension Credit and was informed she is £2 over the threshold to qualify for this.
During the call, she explained she has COPD and other health issues. Her caring role has taken a toll on her health, and she finds it more difficult to cope on a daily basis. We discussed Attendance Allowance, and she plans to apply for this. When awarded this will increase her income by £68 per week in addition to making her eligible for a Pension Credit award of approximately £70 per week.
AGE Scotland has produced a new guide to support older people through the #costofliving crisis.
It’s packed with advice on energy bills, tips on how to shop smart and eat well when food prices bite, cost-effective recipes, and a directory on where to go for help:
The cost of living crisis is forcing many older people to make incredibly difficult financial choices between powering and heating their homes and the food they can afford to buy.
Age Scotland’s helpline is hearing from an increasing number of older people who are finding it near impossible to pay their energy bills, having cut down on all but the essentials, and are now at risk of falling into unmanageable debt as a result.
Their Big Survey 2023 really highlights the stark reality and toll the cost of living crisis has taken on older people’s financial and physical wellbeing.
Age Scotland has pulled together this guide to support older people as we believe nobody should face the ongoing cost of living crisis alone.
It’s packed with advice on energy bills, tips on how to shop smart and eat well when food prices bite, recipes from top Scottish chefs, including Tom Kitchin and Tony Singh, and a directory on where to go for help.
We hope you find it useful. For further help and advice or to get a benefits check please call our free Helpline on 0800 12 44 222.
Almost a third of older people have said the Scottish Government’s 20 Minute Neighbourhood initiative cannot work in their community due to a lack of available local services and facilities.
Age Scotland’s Big Survey 2023 asked older people about the proposal, currently under consideration, which aims to allow everyone access to essential goods and services within a 20 minute journey from home.
When asked what services would be essential for a ‘20 Minute Neighbourhood’ to be successful, 32% said a bank, 23% said a post office and 23% said community spaces. The top three facilities that respondents felt essential were accessible toilets (41%), good digital connectivity (33%) and buses with local bus stops (25%).
The findings highlight the importance to older people of being able to go into a bank branch or post office to manage their money, an arrangement that has become increasingly challenging with the widespread closure of bank branches across the country.
The availability of accessible and clean toilets is another factor which determines whether some older people feel confident getting out and about in their local area.
Other important facilities and services included access to a hospital and GP service, a supermarket or grocery store, and access to local green spaces.
These findings showcase the importance of access to health and wellbeing facilities in a local community, in addition to local services and social spaces.
However, Scotland’s national charity for older people found that although 28% of respondents said they already lived in a 20 Minute Neighbourhood and 23% believed it could be achieved, almost one third – 32% – said it was not possible and they didn’t think it could work in their community.
Additionally, older people living in rural areas all said a 20 Minute Neighbourhood was unachievable, further highlighting the barriers older people in remote communities face with accessible transport and local high street closures.
Katherine Crawford, chief executive of Age Scotland, said: “Our findings show that for many older people 20 Minute Neighbourhoods won’t work because of a lack of the services that they use on a regular basis.
“Bank branches, for example, are hugely important for the tens of thousands of older people who do not have access to internet banking and prefer to manage their finances by going into a branch and speaking to a member of staff face to face.
“The slew of bank branch closures we have seen across Scotland, creating banking deserts in some parts of the country, have forced many older customers to drive or take public transport some distance to find a branch in a larger town or city. That certainly doesn’t meet the 20 minute aspiration.
“Equally the closure of some public toilets is off putting to some older people who worry about travelling any distance from home without knowing there are clean and accessible public toilets nearby.
“The concept of 20 Minute Neighbourhoods is a great way to encourage people to use local services – but if they services they need are not available, then it doesn’t work.
“We would call on local authorities to keep public toilets open wherever possible and to banks to think about the consequences of their closures before pulling out of communities and depriving older customers of easy access to their money.
“It is vital that older people’s views help shape the 20 Minute Neighbourhood initiative, and investing in local services that are important to them will go a long way to ensuring that the scheme benefits entire communities.”
The Big Survey 2023
Our national survey of more than 4,100 over 50s in Scotland captures their views and experiences, identifies the challenges older people face in Scotland today, and broadly tracks how lives have changed over time.
Young Scots are being encouraged to send a poem or joke to an older person this festive season, through ‘Festive Friends’ post-boxes launching in Aldi Scotland stores this week
Young Scots are being encouraged to bring some much-needed joy to older people experiencing loneliness this winter, through a new campaign launched by Aldi and Age Scotland, the national charity for older people, this month.
The ‘Festive Friends’ campaign will ask shoppers with young children to share their favourite poem or joke on a Festive Friends postcard and submit it through post-boxes which will be in all Scottish Aldi stores from Tuesday, 7th November until Sunday, 19th November.
Postcards will be distributed to 90 of Age Scotland’s community groups hosting a Christmas event throughout late November and December, funded by Age Scotland grants.
Age Scotland has member groups in communities around the country; for many older people, this will be one of the biggest social events, if not the only social event, they will attend this winter.
Aldi Scotland will also be donating £1,000 to Age Scotland to support 200 calls on its Friendship Line, a free telephone service which older people can call to have a friendly chat during their day, to help combat feelings of isolation.
One Friendship Line call to an older person costs £5, and shoppers who are able can also donate directly to the charity via QR codes found on every Festive Friends post-box.
The campaign has launched off the back of recent findings from Age Scotland’s Big Survey*, which indicated that almost two-thirds (66%) of older people don’t feel valued for their contribution to society. The campaign aims to remind them of the joy of shared friendships and people thinking of them, near and far.
Stacey Kitzinger, Head of Fundraising and Marketing at Age Scotland, said: “We’re delighted to team up with Aldi to help spread some festive cheer this winter and make a difference to the lives of older people in communities across Scotland.
“While many of us are looking forward to spending the festive season with family and friends, it is heartbreaking to think that the equivalent of one older person in every street in Scotland feels lonely all or most of the time.
“The festive period is an opportunity for communities and generations to come together. That’s why we’re encouraging younger shoppers and their families to add some sparkle to an older person’s day this winter and share their favourite poem or joke on Aldi’s Festive Friends postcard.
“Money is tight for many, but reaching out doesn’t have to cost anything and knowing someone is thinking of them could be the best gift an older person feeling lonely receives this winter.”
Richard Holloway, Regional Director at Aldi Scotland, added: “This is a fantastic partnership which should make a really positive difference to people living in communities right across Scotland. There is a wonderful opportunity here to light up someone’s day through the words of children and young people.
“Age Scotland does excellent work, and we hope the support of our shoppers will continue to help those most in need, especially those who are feeling particularly isolated this winter season.”
Festive Friends postcards will be available in all Scottish Aldi stores today – Tuesday 7th November. For full T&Cs, visit: age.scot/aldi.
Harbour Homes’ Sheltered Housing Team has received a five-star certificate of nomination from Age Scotland’s Services for Older People Awards.
The awards recognise the hard work and dedication of individuals, groups and organisations who make a positive difference to the lives of older people in communities across the country.
Age Scotland’s Chairperson, Stuart Purdy, said it was hugely inspiring to learn about the dedication of Harbour Homes’ Sheltered Housing Team and all the work they do on behalf of older people.
Maureen Combe, Sheltered Housing Services Manager at Harbour Homes, said: “It’s our absolute pleasure to support our tenants and to do all we can to help create a real sense of community among them.
“I’m thrilled that our team’s dedication has been recognised by Age Scotland.”
AGE SCOTLAND’s BIG SURVEY 2023 LAUNCHED
New research from Age Scotland has revealed a substantial increase in the number of older people facing financial hardship.
The national charity for older people’s Big Survey, launched in full yesterday (Thursday 28th September), identified that 41% of over 50s in Scotland feel financially squeezed and a further 35% think they will be within a year. This is an increase of more than 60% in two years since the charity’s first Big Survey in 2021 where 26% felt financially squeezed.
Age Scotland and Scotinform surveyed more than 4,100 over 50s covering every local authority area in Scotland and the research paints a worrying picture of just how many older people are struggling with the current cost of living.
Nearly all respondents who are squeezed (97%) were struggling with energy bills, an increase from 82% in 2021. Food was in second place for 76%, which didn’t feature in the charity’s 2021 list of most concerning bills. In third place was Council Tax which had risen sharply to 62% from 46% in 2021.
Eight in ten people over the age of 50 (79%) reported cutting back on energy and heating, 55% on holidays, 49% on food, 46% on socialising and 41% on savings.
Of real concern for the future is the 26% of those aged 50-54 and 27% aged 55-59 cutting back on saving for retirement.
Katherine Crawford, CEO of Age Scotland, said: “Our Big Survey findings drive home the devastating toll the cost-of-living crisis is taking on older people’s financial wellbeing.
“Far too many pensioners are affected by poverty, and the stark reality for 2023 is older people in Scotland are getting colder, poorer and less optimistic about their future. In fact, many are cutting back on all life’s necessities and pleasures – from heating and food to holidays and social activities – and still struggling to make ends meet.
“Our helpline is hearing from an increasing number of older people who are finding it near impossible to pay their bills, having cut down on all but the essentials, and are at risk of falling into unmanageable debt as a result.
“Looking at the huge number of working age older people cutting back on saving for retirement also paints a grim image of the future, so it’s vital to ensure we have a labour market that is prepared for and able to properly support older people to work flexibly for as long as they want and need to.
“As we head into the colder months, it’s vital older people are claiming every penny they are entitled to. A quick call to our free 0800 12 44 222 can help you make sure you’re not missing out.
“Given the strain facing older households due to cost of living, if there was ever a time for big ideas and action from the Scottish and UK governments on how to tackle poverty and get more money in older people’s pockets – it is now.”
Is life getting better or worse for older people in Scotland?
Share your views in #TheBigSurvey http://age.scot/bigsurvey
