Bank branch closures causing cash crisis for half a million Scots

Half a million people across Scotland who are dependent on cash risk being forgotten by banks due to the unprecedented rate of closures. Since 2015, 53% of Scotland’s bank branches have closed, which represents the highest percentage loss across the UK’s four nations.

From difficulties adapting to a society built on digital payments, to older people on lower and fixed incomes using it as a budgeting tool, many people opt to use cash for a number of reasons.

However, Westminster’s Scottish Affairs Committee raises concern that not enough support is being offered to support these individuals as the UK transitions to an increasingly digital society, nor has adequate research been undertaken to understand the full implications of such a move.

The Committee welcomes the Government’s introduction of its Financial Services and Markets Bill, which includes added protections on access to cash. The then-Treasury Minister John Glen, when appearing before the Committee, recognised the need for a more detailed picture of cash usage in Scotland.

The Committee is concerned that the rapid rate of bank branch closures may be as a result of banks rushing to close branches before legislation can take effect to protect access to cash and banking services.

In addition to Government legislation hoping to support access to cash, there have also been a number of voluntary agreements championed within the sector. This includes LINK’s Financial Inclusion Programme, which provides free access to cash via free-to-use ATMs in the most rural and deprived areas of the UK.

The Committee is of the view however that this should not be left to a voluntary agreement which leaves it vulnerable: future legislation should complement industry-led initiatives to guarantee free access to cash.

While access to cash in Scotland paints a deeply concerning picture, the Post Office has filled the void of many banking services within communities. It is deeply disappointing that Scotland has seen the highest percentage of Post Office closures anywhere in the UK, yet its resource and the service it offers appears to be steady.

In recent years, its offering of banking services has grown, and now offers customers more services than ever before, with the recent renewal of the Banking Framework Agreement. The Committee recommends that a long-term commitment is sought from banks to maintain appropriate banking services for their customers using the Post Office network.

Scottish Affairs Committee Chair, Pete Wishart MP, said: “Access to cash across Scotland has been decimated in recent years, leading to Westminster Committees investigating the issue multiple times.

“While the move to digital banking and payments has offered a method at which to do transactions that many of us enjoy, we cannot forget the 500,000 people in Scotland who rely on cash in their day-to-day lives. With the cost-of-living crisis deepening, many people are using cash for budgeting.

“But what is deeply worrying is that bank branches are closing at a record rate with very limited research or thought conducted of the possible widespread implications.

“Since the predecessor Committee’s inquiry considering this very issue, it is welcome that the Government is legislating to protect access to cash. However, this positive announcement is beset by the risk that banks may close their doors before legislation on this matter comes into force.

“We are aware of the commercial considerations affecting banks, which has played a role in the recent increase of branch closures. We welcome the effort taken by the banking industry to protect access to cash, although we still feel that there is a clear need for legislation.

“In our report today, we are calling for more research into the implications of a cashless society and more secure and longer-term agreements to ensure the continued access to cash. The Government appears to be in listening mode on this issue, and I look forward to its response in due course.”

Recommendations

The Committee’s recommendations are:

  • The UK Government should consider asking the Financial Conduct Authority (FCA) to investigate and monitor cash acceptance levels across the UK.
  • If the FCA find a substantial number of retailers refusing to accept cash, the UK Government should introduce additional protections to ensure that consumers reliant on cash are not disadvantaged.
  • The UK Government should clarify how the Financial Services and Markets Bill will interact with pre-existing industry-led solutions such as LINK’s Financial Inclusion Programme.
  • We recommend that the UK Government consider legislating in the Financial Services and Markets Bill to mandate the membership of LINK for card issuers and ATM operators to ensure that the Financial Inclusion Programme can continue to provide free access to cash for as long as it is needed.
  • Attempts to introduce deposit-taking ATMs for both consumers and SMEs have been constrained by a considerable lack of progress from both the banking industry and the UK Government. Considering the strength of the evidence to support their introduction, we repeat our predecessor Committee’s recommendation that the UK Government set up a working group with industry to introduce network-wide deposit-taking ATMs.
  • Building on the structure and objectives of the Banking Framework Agreement, we recommend that the UK Government seek a long-term commitment from banks to maintain appropriate banking services for their customers using the Post Office network, to guarantee access to cash and basic banking services for all communities in Scotland.

Inspiring plastic waste artwork planned for North Berwick

Work to begin on eight-meter installation with vital environmental message

A MURAL made up of 27,000 pieces of plastic collected from East Lothian beaches to illustrate the concerning levels of marine waste along Scotland’s coastline is going through the planning process.

In partnership with North Berwick Harbour Trust, local businesses Jerba Campervans and Caledonia Horticulture have enrolled Julie Barnes – an award-winning local artist from Aberlady – to create the educational mural.

The intricate artwork – which will depict a beach scene and image of Bass Rock – will span eight-metres along North Berwick’s harbour wall and will be accompanied by an interpretation board explaining the meaning behind the artwork and urging people to act now.

Both the family-run campervan convertor and the horticultural products producer are the main financial contributors towards the project, inspiring other local business to also make donations.

Simon Poole, co-founder of Jerba Campervans said: “The planned mural will not only be visually breath taking, but will also send a clear message about the real harm that waste plastic is causing to our seas and beaches.

“We’re delighted to have Julia on board with this project as it is an important message that hopefully will chime with a range of audiences, locally and also out with the area.

“As a company that is enthusiastic about all things outdoors, these initiatives are so important to us as we strive to preserve the beautiful coastlines and natural land. A plastic-free beach shouldn’t be a novelty, but should be something that is standard.

“East Lothian is becoming increasingly popular with tourists, with so many visiting North Berwick’s Harbour, so the visual representation will be seen by hundreds. We expect it to very quickly become a local talking point and quite possibly a tourist attraction in its own right.”

In addition to being one of the primary sponsors, Jerba has also helped Julia prepare eight individual panels required for the base of the artwork which have been treated and cut to size before being delivered to the artist.

The 27,000 fragments of plastic were collected by one dedicated local who spent 100 days gathering the pieces along Longniddry Bents and the intricate artwork is expected to take Julia over two months to produce.

Kate Miller, Marketing, Communications and Environmental Manager at Caledonian Horticulture said: “We are committed to being a business with a positive environmental and social impact, as we’ve seen first-hand the damage marine waste is causing to our wildlife.

“Simon from Jerba got in touch after being inspired by another educational marine plastic mural and reading about our beach cleans. It was suggested we create something similar in East Lothian – it was an opportunity we couldn’t turn down!

“An East Lothian local, Lil Vischer, who was just about to complete a challenge she had set herself over lockdown to achieve 100 beach cleans on a 200m stretch of beach at Longniddry Bents removed around 27,000 pieces of plastic over her challenge. Her collection of marine plastic is being used to create the mural, raising awareness of the issue that is so close to our hearts.”

The planned artwork will last for many years in the sea spray environment and its impact is hoped to be maximised as tourists flock to the hotspot.

Julie Barnes, whose most recent project comprised a life-sized seal structure made from waste plastic for an environmental competition, said: “Art can speak a thousand words and I hope that this important mural will make a connection with the viewer.

“Alongside my regular work as a painter, I use the power of art to provoke emotional and practical responses to environmental issues facing us all.

“It’s an honour to do the installation and the visual power of art is an incredible way to inspire, educate and bring vital behaviour change across society as a whole.”

The North Berwick Harbour Trust, a small local charity that aims to maintain, conserve and improve North Berwick Harbour commissioned the co-operative project across the supporting companies, Jerba Campervans and Caledonia Horticulture and the artist, Julie Barnes.

The charity believes that all participants in the project are enhancing the Harbour and enlightening the massive numbers of visitors and locals at the community asset.

Current additional sponsors who have each pledged a donation towards the artwork include Peppermint Beach, Turnbulls Home Hardware, North Berwick Trust, Steampunk, Meg Maitland, Fidra Charity and The Lobster Shack & Rocketeer.

To find out more about Jerba Campervans, visit www.jerbacampervans.co.uk

To find out more about the organised beach cleans, visit: 

www.caledonianhorticulture.co.uk/the-scottish-coastal-clean-up

How SEPA innovators are helping Scotland adapt with climate change

The Scottish Environment Protection Agency (SEPA) is demonstrating its commitment to tackling climate change by shifting focus from ambition and targets to action and innovation.

Climate change won’t wait, and it is widely accepted that it now affects every country on the planet. Extreme weather events and rising sea levels are having a detrimental impact on communities, and Scotland is no exception. Flooding in particular remains a growing threat in cities, towns and villages here. The risk to homes and businesses can be severe and the damage devastating.

In announcing her Resource Spending Review last month, Scottish Government Finance Secretary Kate Forbes revealed tackling climate change as a top priority, as well as the need for digital reform – both of which SEPA is focused firmly on.

SEPA is Scotland’s national flood forecasting, warning and strategic flood risk management authority. In 2011, the organisation began operating the Floodline direct warning service to warn the public when flooding is likely to occur.

Those signed up can receive regional flood alerts and local flood warnings 24 hours a day, 365 days a year. However, as the frequency of flooding increases with climate change, so too does the demand for more information sooner.

Project Manager at SEPA, Laura Paterson, was part of the team faced with addressing this around three years ago. She said: “I began speaking to people across the country who were victims of flooding and heard from them why it was important to receive earlier notice where possible.

“One woman told me about the fear and panic she felt when she could see the water rising outside her home. A man described a time where he was frantically knocking on neighbours’ doors to help them escape during flooding, and another revealed how he would stay awake all night just in case water came into his house. It was clear to me from the start that flood forecasting was not just about convenience, it was about people’s lives.”

More user research was carried out, which revealed a need for clearer geographical information and reassurance when flooding is not expected. Workshops were hosted with the general public and community groups to involve them in the design of a new forecasting product in partnership with the Met Office, which would be available alongside the current Floodline service.

After developing customer journeys and prototypes, a test version of the new Scottish Flood Forecast was launched on SEPA’s website in May this year to give communities warning of flooding three days in advance.

The colour coded map is reviewed and published every morning and describes what the impacts of any flooding are expected to be. Information and advice is also offered on what steps people can take to protect their homes and their businesses.

Laura added, “This project has been the biggest change of SEPA’s flood warning service since we started issuing direct messaging in 2011, giving people the earliest indication possible of when flooding is likely and a better chance to take action.

“I am delighted it has reached this milestone, especially as the pandemic and cyber-attack on SEPA slowed a lot of work down. Despite these challenges, the people this service is designed to help remained at the forefront of all our minds and kept momentum up within the project team.

“This is the first step on a journey to helping communities become more resilient to flooding and climate change. The Scottish Flood Forecast is currently being tested at a national level, but the aim is for the final version to display more localised information, which we know will make the biggest difference to people’s lives.”

While the new Scottish Flood Forecast is piloted this year, work continues on other innovative projects within SEPA’s flooding team including a new Future Flood and Incident Messaging Service (FFIMS). This extension of the current Floodline system will incorporate other hazard notifications for communities and businesses across Scotland and make use of more digital technology to issue alerts such as social media and Google.

New pluvial flood maps, which show surface water flooding, are also in development for 2023-24. They have been publicly available on the SEPA website since 2013, however a 2018 National Flood Risk Assessment identified surface water as the biggest flood risk affecting Scotland. The new maps will provide a complete refresh using the most up-to-date data on current and future rainfall projections, ensuring maximum confidence of where surface water flooding is likely.

Laura concluded: “All of these changes are driven by the need to respond to climate change and support Scottish communities to do the same. I joined SEPA more than ten years ago to work on projects just like this, which are meaningful, worthwhile and provide a valuable service to people.

“Our climate is changing for the worst. I have a ten-year-old daughter, and I know that our children are worried about the way it is going. I’m thinking of her and the future.

“If Scotland is to be a successful country where our communities and businesses flourish, it is vital that we continue to understand the potential implications of climate change for flood risk and create tools which will ensure the resilience and wellbeing of everyone affected.”

Collective announces Satellites Programme 2022 participants

We are delighted to announce the participants of Satellites Programme 2022 following our open call and selection process earlier this spring.

Satellites is Collective’s development programme for emergent creative practitioners based in Scotland and lies at the core of our mission and creative vision. We aim to support participants to better understand and navigate the sector; equipping them to sustain a creative practice and foster criticality through peer development and reflection. 

This year’s practitioners were selected by artist Rabiya Choudhry, curator Sara Greavu, and writer and artist Jeda Pearl:

Thomas Abercromby

Thomas is a Glasgow-based artist and curator. His work often focuses on complex questions concerning gender, race, sexuality and class, and centres around the challenging of societal power structures. Recent projects include The School of Abolition; You’re Never Done, and the Glasgow Seed Library.

Kaya Fraser

Kaya is a multi-disciplinary artist based in Perth. Kaya works with analogue photography, film, writing and sound to explore the rose-tinted memories of working-class upbringings – her own included. Kaya has worked with Creative Dundee on the Full Picture commissions and held the position of Socially Engaged Artist in Residence 2021 at Mount Stuart, Isle of Bute.

Matthew Rimmer

Matthew is a Glasgow-based artist who creates succulent and vibrantly coloured sculptures, drawings and paintings concerned with the ideologies of nature. He also explores the relationship between plastic and queerness. Recent exhibitions and events include Shocked Quartz, Ugly Duck, London (2022); First Outing, Abingdon Studios, Blackpool (2021), and Air Diving, 16 Nicholson Street, Glasgow (2021).

Rabindranath X Bhose

Rabindranath X Bhose is an artist and writer based in Glasgow. He graduated from the School of the Damned D.I.Y. MFA in 2019. His work centres around sacred transness, spiritual transformation, and (healing from) trauma. Recent projects include In Touch, Embassy Gallery (2021) and group show Platform: 2020, Edinburgh Art Festival (2020).

We are excited to support these practitioners over the coming months. Some of the new works produced will be presented as public events, exhibitions, publications and workshops: watch this space!

Leith Connections: Duncan Place drop-in event this Thursday

Leith Connections ‘will create safer, more comfortable streets’. The latest phase proposes improvements along the Lindsay Rd – Salamander St corridor.

Want to find out more?

Come to our drop-in @ Duncan Place Community Hub, Thursday 14 July 2pm – 6pm

https://consultationhub.edinburgh.gov.uk/sfc/leithconnectionsphase3/

Glenigan forecasts Construction Sector return to growth by 2023

Glenigan, one of the construction industry’s leading insight and intelligence experts, has released its UK Construction Industry Forecast 2022-2024.

The key takeaway from this Forecast, which focuses on the next three years (2022-2024) indicates the construction industry will face challenging economic conditions.

However, whilst growth will be stifled in 2022 (-2%), 2023 is predicted to see a modest 8% increase and a smaller 2% lift in 2024, representing an average rise of 2.6% over the Forecast period.

Glenigan Forecast 2022_Value of Underlying Project Starts.png

This report is predominantly focused on underlying starts (< £100m in value), unless otherwise stated, and contains a comprehensive overview of the current state of the construction industry. Crucially, it provides overall sector and vertical-specific insight into performance over the next few years.

Significant disruption stifles short-term growth

The next few years will be challenging for the construction industry as a whole. The war in the Ukraine is creating considerable economic uncertainty which is having a direct, current effect on output, derailing post-COVID recovery. As a result, overall project starts are forecast to slip back 2%.

Aside from this ongoing conflict, current inflation spikes, higher taxes and rising mortgage costs are expected to constrain activity in consumer-related areas, such as private housing, retail and hotel & leisure.

In contrast, a firm development pipeline is predicted to lift industrial and office starts in 2022, as well as Government-funded areas such as education, health and community & amenity.

More positively, the value of project starts is expected to rise in 2023, as the UK economy stabilises and short-term supply chain pressure ease. However the lingering impact of higher construction, material and energy costs means this growth will be significantly lower than predicted in previous forecasts.

Glenigan Forecast 2022_Value of Underlying Project Starts By Sector.png

Housing Starts Depressed

Although a buoyant housing marked helped to lift new housebuilding activity in 2021, with starts rising 26%, this recent surge is fading.

Predicted to drop 5% in 2022, following the removal of temporary Stamp Duty relief and dwindling homebuyer confidence, higher taxes and mortgage costs, housebuilders are expected to moderate project starts and focus on building out developments already on-site.

However, this slowdown appears temporary, with a renewed build-for-sale starts recovery anticipated in the second half of the Forecast period, rising 14% in 2023 and 1% in 2024, as household financial positions and UK economic prospects improve. Furthermore, a strong development pipeline has also be registered for Build-to-Rent starts, following a productive 12 months in 2021.

Glenigan Forecast 2022_Growth in Value of Underlying Project Starts By Sector.png

Bright spots for non-residential work

Industrial starts, particularly warehouse and logistics, are set to remain a growth area, building on the ever-increasing appetite for online retail, which accelerated during the pandemic. With e-commerce expected to be a significant growth market in the coming years, 2022 will see start value increase by 11%.

However, the online shopping boost has hit physical retail hard, with high street and outlet footfall remaining far lower than pre-pandemic levels. Unsurprisingly, lower consumer spending power, an overhang of empty retail premises and a greater share of the market moving online, means growth will be tempered over the Forecast period. Here, increased investment by the deep discount supermarkets, Aldi and Lidl, will be the primary drivers of the predicted 6% average uplift between 2022 and 2024.

The leisure and hospitality sector, hit hard by the pandemic, is also only set to expect modest recovery over the Forecast period due to reduced consumer discretionary spending during a tighter economic climate.

Moving from play to work, office starts bounced back sharply last year (+27%) and are predicted to benefit over the forecast period (av. +11%). This potential growth can be attributed to a rise in refurbishment projects as tenants and landlords adapt premises to accommodate changing working practices. However, new build office projects will likely be slower to recover as tenants and developers assess the effects of the shift towards remote and hybrid working on the long-term demand for office accommodation.

Public Sector Pick-Up

Public sector investment is set to be an important driver for construction activity over the Forecast period. However, the latest Spending Review revealed only modest growth in capital funding for a handful of central Government departments over the next three years.

Whilst the value of social housing starts is set to dip almost 10% this year, following a 15% surge in 2021, the vertical is predicted to rally for the remainder of the Forecast period, helped by a strong pipeline of already approved projects commencing on site.

Education construction is a vertical predicted to grow significantly over the next few years (av. +8%), partly driven by the Government’s commitment to building 500 new schools over the next decade. This is supported by a modest rise in universities capital spending during the second half of the Forecast period

The outlook for the health sector is also brightening. Starts remained high in 2021 post-Pandemic and the increase in capital funding and a growing development pipeline means the value of starts are expected to remain steady over the Forecast period, will slight declines this year (-5%) and next (-6%) .

Focusing on civils and infrastructure, a significant funding increase in areas such as roads, especially to address the maintenance backlog on the nation’s local roads, is helping to lift the value of project starts.

Investment in rail projects and utilities development, as well as ongoing work on major infrastructural projects such as Thames Tideway, HS2 and Hinkley Point are also set to support vertical activity over the Forecast period.

Commenting on the Forecast, Glenigan’s economic director Allan Wilen says, “Circumstances have changed significantly since the November 2021 Forecast and, whilst the short-term picture appears challenging, we should adopt a sanguine approach for the next few years.

“Markets sent into turmoil by the Russia-Ukraine War are starting to stabilise as new supply chain solutions are developed and established.

“Of course, in the near future construction and building product costs will remain high. However this situation will no doubt encourage a burst of imagination and innovation which will see the sector weather the current storm and progress to, if not sunny uplands, then at least towards a trajectory of upward growth.”

To download Glenigan’s UK Construction Industry Forecast 2022-2024 click here.

To find out more about Glenigan, its expert insight and leading market analysis, click here.

Ukraine: Three month pause for Scotland’s Super Sponsor scheme

Closing from Wednesday ‘ensuring support can continue after large increase of new applications’

A three-month pause on new visa applications for displaced Ukrainians to come to Scotland will be in place from 9:00 am on Wednesday 13 July.

The pause on new applications will not affect anyone who has already made an application or had their visa granted.

With visa applications listing the Scottish Government as sponsor up 21% on the previous week as of 5 July, visas issued up 27%, and arrivals under the super sponsor scheme up 20%, a temporary suspension is needed to ensure safe accommodation can continue to be provided to those who have already applied and may now travel to Scotland.

A total of 21,256 visas have been issued naming a Scottish sponsor – more than 20% of the UK total, and the highest number per head of population in the UK. Scotland is currently providing sanctuary for over 7,000 people, two-thirds of whom applied under the Scottish super sponsor scheme.

This exceeds the 3,000 the Scottish Government committed to welcome when the scheme launched in March, to provide a rapid route to safety for those fleeing the crisis caused by Russia’s illegal invasion of Ukraine.

In addition to the pause, the following actions are being taken:                                   

  • the chartering of a passenger vessel the M/S Victoria, which will be docked in Leith in Edinburgh to provide an additional 739 rooms where people can be temporarily accommodated
  • the refurbishment of 200 unused council properties in North Lanarkshire to provide more longer-term accommodation, supported by £5 million of Scottish Government funding
  • additional staff will be deployed in ‘surge teams’ to assist local authorities matching those in temporary premises to suitable longer-term accommodation
  • the Wheatley Housing Group, Scotland’s largest social landlord, has pledged to make 300 homes available to local authorities across Scotland to house displaced people from Ukraine
  • Minister with Special Responsibility for Refugees from Ukraine, Neil Gray will also meet today with Lord Harrington, UK Minister for Refugees, to seek clarity on existing funding arrangements for the Ukraine Sponsorship Scheme and, given the very high demand experienced by the Welsh and Scottish Government schemes, ask whether the UK Government will consider introducing its own super sponsor arrangements

Mr Gray said: “As a nation Scotland has risen in solidarity with Ukrainians in their hour of need. I am proud that thanks in large part to our super sponsor scheme, we are now providing safe accommodation to the most Ukrainians per head of population in the UK.

“We have been able to ensure thousands of people displaced by Russia’s horrific and illegal war were able to travel immediately and receive support and a place to stay without the need to be matched with a private host first.

“Our absolute priority has been to respond quickly to support those forced to flee their homeland and I thank all local authorities, third sector organisations, the private sector and the public, who have all mobilised in a major effort to help – together we have coordinated accommodation and delivered essential services at a large scale and in a very short space of time. 

“With a recent decrease in people applying for private sponsorship in England, and Wales having paused their own scheme, the number of applications naming the Scottish Government as sponsor has increased considerably in recent weeks. For this reason we have taken the incredibly difficult decision to follow Wales in pausing our scheme so we can continue to provide a high level of support and care to everyone who has already been granted a visa.

“We will review our position in three months, but of course if circumstances change during that time we will bring that date forward. In the meantime we are taking significant action to increase the capacity of our temporary accommodation and are also boosting our matching system to maximise the number of displaced people placed with volunteer hosts who have completed the necessary safeguarding checks.”

Responding to the news, Labour MSP Foysul Choudhury said: “I have been warning the Scottish Government for months that while they congratulated themselves for welcoming thousands of new refugees, hundreds of Afghan and Syrian refugees had been stuck in hotels and other temporary accommodation for years on end with seemingly no plan to tackle this accommodation shortage.

“Now we finally have the admission that the Scottish Government cannot house many of the refugees who have arrived, to the point where they are suspending the Super Sponsor Scheme and chartering a ship to hold refugees instead.

“I cannot overemphasise the disruption that this will cause to the lives of refugees who have arrived in Scotland seeking sanctuary. Being stuck in temporary accommodation means that people are unable to put down roots and begin to rebuild their lives, because they never know when they might be moved on and forced to start again. It is safety without security.

“I have spoken to many refugees from Syria and Afghanistan who have now been stuck in hotels for several years, often accommodation that is unfit for the family they have with them. Since the outbreak of the war in Ukraine, I have urged the Scottish Government to learn the lessons from the experiences of these previous waves of refugees. That they have failed to do at best demonstrates their unrealistic expectations and at worst represents negligence.

“The Scottish Government must ensure that its plans to charter a ship to hold refugees are truly only temporary, and that conditions aboard are sanitary and fit for purpose in the meantime. We cannot afford to end up in a situation where people are still stuck on the ship as many years later as the previous waves of refugees have now been stuck in hotels.”

‘Pandemic-level response’ is needed to address the energy bills crisis, says Holyrood’s Net Zero Committee

A targeted emergency response, on a par with action taken during the pandemic, is needed to address the energy bills crisis, says Holyrood’s Net Zero, Energy & Transport Committee in a report published today.  

The report, which lays out the Committee’s findings following an inquiry into rising energy prices, says the Scottish and UK Governments must provide more immediate, carefully targeted support to those struggling with increasing fuel bills.

The report highlights three areas where the Committee believe immediate action and targeted support for the most vulnerable could be improved. These include additional financial help for households, better energy education and advice services and acceleration of programmes to retrofit and insulate homes.

It also says that medium and long-term plans and strategies must accelerate to reduce future exposure to volatile energy prices and help meet net zero targets.

Dean Lockhart MSP, Convener of the Committee, said: “This is a crisis unfolding in real time and one which we are told threatens ‘a catastrophic loss of life’ if swift action is not taken.

“We recognise some of the actions taken by the UK and Scottish Governments even over the short period of our inquiry, but more can and must be done now and in a more targeted way to get help to those most in need.

“Over the medium to longer term, it is also clear that we need to escape dependence on volatile international energy markets and accelerate all our efforts to enable this.

“For now, our message is clear: the Scottish Government must demonstrate a targeted emergency response to this crisis, on a par with action taken during the pandemic, to ensure the least well off are not vulnerable to death or serious ill-health due to rising energy costs and associated cost of living expenses.”

In the report, the Committee agrees with the Scottish Government on the need to take action through available welfare provisions but asks them to set out how social security and other assistance will be targeted specifically at lower-paid families with young children, those with disabilities and health conditions, older people, and those identified as experiencing or at risk of experiencing fuel poverty.

The report says that a national publicity campaign – akin to those used during the pandemic – and increased support and funding for those providing advice and advocacy at a local level is needed, so that everyone in Scotland looking for help can find it. 

The Committee also recommends that plans for a programme of home heating and insulation, towards which the Scottish Government has committed an investment of £1.8bn, be accelerated and targeted at those most in need.

The Committee is writing separately to the Minister of State for the UK Government, Greg Hands MP, calling for similar urgent action in relation to matters for which he is responsible. 

Festival of Politics: Holyrood 2022 programme unveiled

The big issues facing people in Scotland will feature at the Festival of Politics, with the programme for the event being unveiled today.

Taking place over three days from Thursday 11 until Saturday 13 August, the Festival features a number of online and in-person events taking place in the iconic surroundings of the Scottish Parliament.

Themes such as end of life choices, the state of the UK union, cost of living crisis, our climate, migration and equality will all feature. Alongside distinguished panel guests drawn from all walks of life across Scotland and beyond, sessions will allow festivalgoers to share their own experiences and ask questions. 

The Debating Chamber will also see well-known figures address the audience in a series of ‘in conversation’ style events.  On Thursday, philosopher Professor A.C. Grayling will talk about the three most urgent challenges facing the world today: climate change, technology and justice. On Friday, well-known footballer John Barnes will talk about his experiences of racism and what needs to be done to tackle this in modern society. 

This year the Festival will also feature a rehearsed reading of Holding / Holding On from the National Theatre of Scotland scripted by Nicola McCartney in collaboration with care-experienced people and those within the care system.  A powerful reading that has, at its heart, the intersection where care, class and poverty meet. 

The Rt Hon Alison Johnstone MSP, Presiding Officer of the Scottish Parliament, said: “This programme that has been unveiled today captures the topics of conversations that are happening all over Scotland with family and friends around kitchen tables, on social media, in newspapers and on television. 

“We wanted to bring together those issues that are important to people and allow them to hear different perspectives drawn from people across civic society about how we can make a difference. 

“I really do hope that there is something for everyone in this programme and I’m delighted to be welcoming people back into the Parliament for this event.” 

Book tickets now at www.festivalofpolitics.scot  

In partnership with Scotland’s Futures Forum