Investor confidence returning, says new research

Confidence levels are up, Millennials make their mark and interest in ethical investing hits new highs

Confidence levels amongst UK investors have risen 20 points (62 – 82) in the last 12 months according to new research amongst 1100 UK investors (£10k+).

The Investor Index, now in its second year, is conducted jointly by London-based communications agency AML Group and research agency The Nursery Research and Planning and was launched in April 2020 to assess the immediate impact of Covid 19 on investors and the UK investment marketplace.

The first report of its kind to provide an objective overview of the industry based on hard data,the study was welcomed as a barometer of post-Covid investor behaviours.

“57% of UK investors have changed their investment strategy since the pandemic started”

One year on, and still in the grip of the pandemic, the 2021 study has revealed some significant changes and ‘recalibrations’ amongst investors.

Confidence returns – but not to pre-pandemic levels

Over the past 12 months, confidence levels have risen most amongst older investors (55+) up 30 points (54 – 84), investors that are retired up 27 points (57 – 84), those that use financial advisers up 31 points (65 – 96) and investors with a portfolio of £200k+ – up 38 points (55 – 93).

The study has also revealed a disparity in gender confidence levels – with men indicating a 25 point rise over the last 12 months (61- 86) compared to a rise in confidence levels of just 10 points among female investors (65 – 75).

However whilst the results are cause for some degree of optimism – investor confidence levels are still 18 points down from pre-Covid levels.

Gen Z/Millennials Vs Baby Boomers – the emerging generational divide

10% of UK investors have started investing since the pandemic began – and of those new investors three-quarters (74%) are under 35s.

It’s a changing landscape with the younger investor bringing different attitudes and priorities to the investor table.

89% of under 35s have changed their investment strategy over the last year vs. 31% of 55+ investors. Younger investors are also increasingly looking to ESG products – with 27% including responsible investments in their portfolio compared to only 4% of investors aged 55 and older. Younger investors are also more focused on the long game – with 30% looking to longer term investments compared to 8% of investors 55+.

When it comes to investment decisions, younger investors are increasingly turning to family (40%), banks (30%) and friends (27%) for advice.

It’s a gift – investors demonstrate a change of attitude

57% of UK investors have changed their investment strategy since the pandemic started – with a focus on products offering ‘long term growth’ (46%) over ‘short term growth’ (30%).

Investors are increasingly concerned about their children’s financial security. 70% of investors are aware of the £3,000 wealth transfer allowance with 38% having given £500 or more over the last 12 months – with children the biggest recipients (72%). Indeed the average amount gifted in 2020 was £8087 compared to £5421 pre pandemic (2019) – a 49% increase and a clear indicator of the want for investors to safeguard futures for loved ones.

How invested is the UK investor in Responsible Investing?

Investors feel that ethical/socially responsible financial products are more important now than at the same time last year – up 9 percentage points (23% – 32%) with three in ten of those surveyed stating that they believe that these products will be more important in the future – up six percentage points (24% – 30%).

However despite investors acknowledging the importance of ESG/RI there is a continuing perception, despite contrary evidence, that it carries a performance penalty with investors ‘prioritising financial security over wider ethical considerations’ – up five percentage points (23% – 28%).

Younger investors look to DIY platforms

Since the start of the pandemic in March 2020, four in ten investors under 35 (39%) have invested more with DIY platforms – compared to just 14% of 55+. And while the younger investor has indicated a ‘happy to do it myself’ attitude regarding financial planning and investments they are less confident when it comes to their feelings about the industry. Just under one-third of under 35s (29%) are confident markets will bounce back compared to more than half (52%) of investors aged 55+.

Perhaps predictably, younger investors are more tapped into trends and news stories connected to investing.

39% of under 35s cited an awareness of the growth in DIY platforms with 44% familiar with the story around Reddit users driving up the share price of Game Stop and 31% aware of the rise in silver prices. Investors aged 55+ recorded significantly lower awareness across all trends.

Top 10 nine findings:

1. Investor confidence levels (overall index score) – 82 (up 20 points)

2. Confidence levels amongst men – 86 (up 25 points)

3. Confidence levels amongst women – 75 (up 10 points)

4. Confidence levels amongst under 35s – 74 (up 4 points)

5. Percentage of investors who have increased amounts invested since Covid-19 – 36%

6. Changed Investment strategy since the start of the pandemic – 57%

7. Ethical products considered more important now – 32% (up 9 percentage points)

8. Percentage of all new investors (in the last 12 months) that are women – 63%

9. Under 35s who have increased DIY investments since Covid – 39%

METHODOLOGY: 1,100 nationally representative interviews were conducted online in April 2021 from an adult sample with £10,000+ of investments. Respondents were recruited from Dynata’s online access panels. 7 in-depth interviews were conducted with a mix of IFAs and Wealth Managers – also in April 2021.

Revealed: The facts you were taught at school that aren’t true

Ten things you learnt at school which are no longer true

Our knowledge of the world is constantly evolving, and as such, some of the things which were once taught in schools are no longer true.

Remember when Pluto (above) was declassified as a planet and you began to doubt everything your teachers had ever told you? Turns out, that was just the start.

From science and history to English grammar, Oxford Home Schooling has compiled a list of 10 ‘facts’ which you may have heard in the classroom but are now considered outdated.

1) Diamond is the hardest material

Correction: There are six materials on earth which are harder than diamond

It was once taught that diamond is the toughest substance on the planet, but, while it remains the most scratch-resistant, there are actually six materials now known to be harder.

These include wurtzide boron nitride – a crystal lattice formed during volcanic eruptions, which is 18% harder than diamond – and graphene – a carbon lattice that is only one atom wide but is the strongest material we know of, in proportion to its thickness[1].

2) Water can only be found on Earth

Correction: There is water in multiple places in our solar system

We used to think that earth was the only place where water can be found, but NASA has since proved its presence on some of our galactic neighbours.

In 2015, it confirmed water flows intermittently on Mars and then, later that year, discovered an ocean beneath the icy crust of Saturn’s moon Enceladus[2]. Many suspect that there’s also an ocean on Jupiter’s moon Europa.

3) King Tutankhamen was murdered

Correction: He either died from a chariot crash or from genetic impairments

Some schools used to teach that King Tutankhamun of Ancient Egypt was murdered when someone struck him on the head.

However, a 2014 BBC documentary suggested that he died in a chariot crash that ultimately ended in an infection and blood poisoning.

Around the same time, a virtual autopsy of the pharaoh’s body indicates he may have died because of genetic impairments, with evidence suggesting his parents were siblings[3].

4) You can’t split an infinitive

Correction: It’s now acceptable

Star Trek’s famous line “to boldly go where no-one has gone before” annoyed a lot of hard-line grammatists by breaking a long-standing rule of the English language – that the infinitive form of a verb (I.e. to go) should not be split.

However, researchers at Lancaster University and Cambridge University Press found that split infinitives are now almost three times as common now as they were in the 1990s[4], and as language keeps evolving, most linguists now consider them acceptable.

5) There are three states of matter – solid, liquid and gas

Correction: There are at least five

One of the fundamentals of chemistry, most school students were told that there are three states of matter – solid, liquid and gas.

However, scientists now know of a fourth natural state, plasma, which despite not being common on earth, is thought to be the most prominent form in the universe.

There’s also a fifth state, the Bose-Einstein condensate (BEC), where molecular motion almost stops completely. BECs were discovered in 1995, but so far have only been found in laboratories[5].

6) Neanderthals were not very intelligent

Correction: They were skilled hunters with advanced tools

Many people used to believe that Neanderthals died out largely because they were less intelligent than Homo sapiens, but recent studies suggest they had similar cognitive abilities and were actually quite skilled hunters[6].

New archaeological evidence shows they used relatively advanced tools and were also better at socialising than once thought.

7) The universe is 13.7 billion years old

Correction: It’s actually 100 million years older

Science lessons used to teach that the universe is 13.7 billion years old, but it turns out we were out by around 100 million years. The European Space Agency’s Planck mission scanned the sky for radio and microwaves and in 2013 concluded that previous estimates were slightly short – the universe is actually 13.82 billion years old[7].

8) No-one knows where Richard III’s body is

Correction: He was buried under a car park in Leicester

For over 500 years, historians and archaeologists had been searching for the body of King Richard III, who died from injuries sustained in the Battle of Bosworth in 1485.

The long mystery was solved in 2013 when researchers from the University of Leicester announced that they’d discovered the controversial monarch’s remains beneath a car park in the city[8].

9) Nothing can travel faster than light

Correction: Things can move faster than light under the right conditions

It’s still true that nothing can travel faster than light in a vacuum or in similar conditions in space.

However, scientists have managed to slow light down by either trapping it inside waveguides made with photonic crystals or inside ultracold atom clouds.

This can reduce the speed of light from around 300,000km per second to near zero, so lots of things could outpace it[9].

10) We have five senses

Correction: We have way more than five

The five main senses – touch, taste, sight, hearing and smell – are still our most fundamental, but we also have lots of other mechanisms helping us to make sense of the world.

For example, we have proprioception – a sense of space. This is how our brain understands where we are in relation to other things. We also have others, such as neuron sensors, which help to control balance[10].

Greg Smith, Head of Operations at Oxford Home Schooling, said: “Every year in every subject, experts are constantly learning and updating our knowledge. This means that some things which were once taught at school now don’t tell the whole story, or have even been proved to be wrong!

“This can only be a good thing, however, as it shows that we are developing a greater understanding of our world.”

For more ‘facts’ you learnt in school which are no longer true, visit: 

https://www.oxfordhomeschooling.co.uk/blog/15-facts-you-learnt-at-school-that-arent-true-any-more/

Stroke Association responds to Improvent Programme report

The Stroke Association has responded to Public Health Scotland’s Scottish Stroke Improvement Programme report 2021 which was published this week.

John Watson, Director Scotland of the Stroke Association said: “Two things leapt out to me in reading “The Scottish Stroke Improvement Programme annual report 2021″ launched today.

“First of all I am struck by how well stroke care teams around Scotland have managed to maintain specialist care and treatment to patients, in the face of unprecedented challenges.  Those teams deserve our thanks and respect.

“Of more concern was the reduction in the number of people coming into hospital with the signs of stroke. Although we are not fully sure why this is the case, it is presumed in this report that it has been due to a fear of hospital admission – likely due to hesitancy and fear of contracting COVID-19.

“This is a concern to us because stroke is a medical emergency and it’s essential to call 999 straight away if you suspect you or someone around you is having a stroke.  

“We continue to urge the public to use the world-famous stroke acronym, “FAST”, to familiarise themselves with the signs and symptoms of a stroke: Face, Arms, Speech and Time (to call an ambulance) – Act FAST.  

“FAST remains an important message that both we and others continue to promote.  

“The Scottish Government recognised pre-pandemic that stroke needed significant improvement and made welcome commitments towards that.  We are pleased to see increasing awareness of the signs of a stroke is included, alongside commitments relating to improved hospital care. We look forward to seeing further progress on those commitments in the coming months.”

For more information on FAST, go to: https://www.stroke.org.uk/what-is-stroke/what-are-the-symptoms-of-stroke

A link to the summary and full report:

https://publichealthscotland.scot/publications/scottish-stroke-improvement-programme/scottish-stroke-improvement-programme-2021-national-report/

Joy as Fringe by the Sea programme announced

We’ve been working towards this momentous occasion for months now and it has been a herculean effort given the challenges we’ve faced putting on a festival that is both safe for our artists, staff and visitors and full of what we all need right now: joy.

We’re delighted to say that our FULL online programme has now gone live and you can leaf through it in your own time by clicking on the image to the right.

If you’re in East Lothian, our printed programme will drop with the next issue of the East Lothian Courier, out Thursday 8th July.

Tickets for all shows are on sale here.

WHAT’S NEW IN OUR PROGRAMME?

We’ve kept a few class acts up our sleeve until the big programme reveal and here are a few of them …

Mica Paris was an absolute sensation when she last performed at Fringe by the Sea in 2018 and she will be back this August after releasing Gospel, her first album in over a decade.

Fourteen year-old singer/songwriter from Bellshill, Connor Fyfe, is one to watch. His tour has completely sold out so get in quick! Connor will be supported by local indie band Bluetile.

The latest track from Edinburgh’s swim school ‘Anyway’ was featured in Spotify’s June New Music playlist. We’re expecting great things from this four piece whose debut EP will be landing next month.

Neu! Reekie! has been performing multi-arts extravaganzas around the world for over a decade and FBTS21 will see them joined on stage by a host of special guests including ex-Makar Liz Lochhead.

Maggie O’Farrell is the author of The Sunday Times no. 1 bestselling memoir I AM, I AM, I AM and eight novels including The Sunday Times bestseller HAMNET, ‘Immersive, at times shockingly intimate… ought to win prizes’ – Guardian. Maggie talks to Jennifer Crichton, editor and founder of The Flock.

It wouldn’t be Fringe by the Sea without a good dose of Phil and Aly! Together, they have established themselves as the epitome of excellence in the world of traditional music.

With their musical magic and quick-witted humour they will pull your emotional strings one moment and have you falling off the seat with laughter the next.

To be able to put on performances this year, we need more space than we usually would and so FBTS this year is spread out over the town in various open-air venues. How beautiful is this venue map, designed by our artist in residence, Eilidh Muldoon!

The North Berwick Trust Harbour Home is where you will be able to pick up tasty food and drink at our Streetfood Market and handcrafted wares at the Mactaggart & Mickel Makers’ Market. It’s also the place where a lot of the music will happen with the Lighthouse Live Stage hosting open mic talent daily from 12pm till late.

Up at the Lodge Grounds will stand the Belhaven Big Top and SSE Renewables Envirozone tent, the Glenkinchie Lowland Stage located at the library. Further afield, the newly-reopened Marine North Berwick Hotel will be putting on masterclasses on an array of subjects from crime-writing and brewing to baking and whisky.

The show simply wouldn’t go on without all our amazing supporters, from our sponsors to our volunteers and to everyone who buys a ticket and shows up.

So thank you one and all and we look forward to seeing you seaside next month!

Old Royal High School: council invites development proposals

The former Royal High School has been put on the open market by the City of Edinburgh Council for interested parties to submit development proposals in return for a long lease of the building.

The Council’s Finance and Resources Committee agreed in January in a private session that the historic and iconic building on Calton Hill would be remarketed, signifying the start of a new chapter for the site which lies at the heart of Edinburgh’s original World Heritage Site.

Any proposals need to ensure a sustainable long term future for the Royal High School, be of the highest architectural quality and take into account the conclusions drawn by the Scottish Ministers following the public inquiry.

Councillor Rob Munn, Convener of the Finance and Resources Committee, said: “This an important step forward for the future of this iconic site and means we can identify the best value option for the city and our residents in the future.

“We know there are a number of interested parties and having it back on the market allows them to submit any development proposals.”

Councillor Joan Griffiths, Vice Convener of the Finance and Resources Committee, added: “There was unanimous agreement earlier in the year to remarket the old Royal High School and I look forward to seeing the options presented to us at a future committee which could occupy this very important building, so prominent in our World Heritage site.

Letter: Calling all epilepsy heroes

Dear Editor

I am writing to ask your readers to seek out and celebrate the epilepsy heroes in your community.

Epilepsy affects over 55,000 across Scotland, some of them helped by truly inspirational people. Those who think nothing of going out of their way to lend a hand or even save a life, when someone really needs it. This year, national charity Epilepsy Action wants to thank them and honour their efforts publicly with a Helping Hands 2021 award.

This past year has been such an unsettling time, especially for those living with invisible conditions like epilepsy. Pandemic or not, so many people and families have struggled behind closed doors.

Community heroes have often been a lifeline, stepping up in a crisis. It could be a teacher who has been a legend in lockdown. A total stranger who rallied during a seizure. Or a local group who took on an epic fundraiser for epilepsy.

Whoever they are, we want to hear all about them!

Last year, my daughter 8-year-old  Sienna picked up an award for the care she gives to her sister, who has severe epilepsy and complex needs. Sienna does so much each day and this thankless job goes unnoticed by the outside world.

She is a remarkable little girl, who doesn’t even know the difference she makes to her sister’s life. I wanted to tell her – and everyone else – how proud we are of her.

This summer, Epilepsy Action would love for your readers to be inspired by amazing people like Sienna, and to nominate more Helping Hands heroes. To do this, visit  epilepsy.org.uk/ awards  before the 15th of August. We can’t wait to hear about your heroes, to celebrate and thank them on behalf of people with epilepsy everywhere.

Yours faithfully,

Dee Appleby, mum to 2020 award winner Sienna

Get into Summer programme: holiday fun across the Capital

Children and young people are getting geared up for a summer of fun as an exciting programme of activities is being delivered by over 100 Council services and partner organisations across the Capital.

The Get into Summer initiative is part of a nationwide scheme funded by the Scottish Government to create a variety of opportunities for children and their families to play, socialise and re-connect over the summer.

The activities will build on the regular summer programmes put on by the City of Edinburgh Council and partners and are taking place in communities across the city. They will help children and young people to get healthy, creative and most importantly, re-connect with each other after a disrupted school year caused by the pandemic.

A key focus of the programme will be activities targeted to those families from low income households who may otherwise struggle to access such experiences during the holidays. The overall programme has a focus on opportunities for youth and children’s work, very young children and their families, with opportunities for sport, outdoor, art and cultural activities.

Some of the partner organisations putting on events and providing support include: 6VT Edinburgh City Youth Café, Disability Services, Intercultural Youth Scotland, Edinburgh Young Carers, Lochend Football Academy, National Galleries of Scotland, Play2Learn Sports Coaching and Shakti Women’s Aid.

Fet Lor Summer Programme

Councillor Ian Perry, Convener for Education, Children and Families at the City of Edinburgh Council, said: “We know how much our children and young people have had their year disrupted by the pandemic and our ‘Get into Summer’ programme aims to bring as many of them together as possible to play and socialise over the holidays.

“There really is something for everyone with activities ranging from sports coaching to museum trips and music workshops with many additional activities on top of what we usually offer during the summer. We want to do all we can to support our children, young people, their families and carers so they can enjoy the summer.

“This programme is a great way to do that. Thanks must go to the different Council teams and partner organisations across the city who have pulled together to put on such a great programme of activities.”

MYDG Summer Programme

Councillor Alison Dickie, Vice Convener for Education, Children and Families at the City of Edinburgh Council, said: “We have listened to our young people who have told us about the impact of lockdown on their mental health and wellbeing as a result of the pandemic so these activities are a first step to help them re-connect with their friends and interests over the summer.

“They and their families are showing great resilience but no one should underestimate the huge impact the pandemic is having with many of the activities and support usually open to them not yet available. This must change.

“Many families on low income struggle during the summer holidays so this targeted offer is a positive step forward and will boost opportunities for those who have faced the greatest challenges in the past 15 months. This programme has children’s rights and needs at its heart.”

Dot Horne, Director of 6VT Edinburgh City Youth Café, said: “Get into Summer is a much-needed support for children and young people. During this pandemic so many young people have been adversely affected, isolated and missed out on essential life skills they would have learnt as they progressed through “normal” experiences.

“We’ve seen an increasing number of young people coming forward who are lacking things like self-confidence, coping skills, feeling socially anxious , lonely or unhappy. At 6VT we are offering teenagers a dynamic and active programme of activities where they will be supported to  improve their wellbeing, experience new activities and learn how to build respectful relationships with others.

“We are striving for a lot of fun and laughter with the overall impact of improving happiness. We encourage parents to support their children and young people to engage into Get into Summer activities.”

Find out more about the full Get into Summer programme.

Test and Protect to prioritise high risk cases as Covid numbers climb

Scotland’s Test and Protect contact tracing staff are to prioritise phone calls to high risk cases to ensure the system delivers maximum benefit as Coronavirus (COVID-19) case numbers increase.

SMS text messages will now be used more extensively for low risk index cases, with direct telephone calls continuing to be used for the most high risk cases.

All individuals are being encouraged to complete the digital contact tracing form, allowing contact tracers to consider where a case is high risk and should receive a phone call. This approach will allow capacity to be focused on the cases most likely to lead to further transmission of the virus.

Additional measures to maximise overall capacity across health boards are being implemented, including supporting ongoing recruitment processes in local contact tracing teams to ensure they can continue to meet agreed staffing deployment requirements, alongside additional surge workforce capacity being brought online in the National Contact Tracing Centre over the coming days.

Health Secretary Humza Yousaf said:  “At a time when we are facing a record high number of positive cases, our Test and Protect system has continued to operate well and, meeting our proxy measure,  the World Health Organisation criteria of closing 80% of close contacts within 72 hours.

“But the third wave of cases means that the Test and Protect system is now contacting record numbers of people each day.

“The shift in approach we are taking will mean more text messages going out and people getting online to report contacts and find information.

“This is a sensible and practical approach which will allow us to focus our contacting tracing efforts on the most high risk cases and prevent further spread of the virus.

“Contact tracers will continue to phone many of those who have tested positive but there will be a focus on more complex, high risk cases. We continue to look holistically at the system to ensure its resilience, including supporting ongoing local recruitment and flexing additional workforce capacity within the National Contact Tracing Centre.

“It’s really important that people who are contacted by Test and Protect continue to self-isolate for 10 days.

“Our Test and Protect staff are doing fantastic work under significant pressure and we should all be thankful for their efforts throughout this pandemic.

“I would encourage anyone who has a smartphone to download the Protect Scotland App – if you test positive, you will receive a code that can be entered into the app, providing isolation notifications to people you have been in contact with.”

Daily case numbers reached a record 4,234 in Scotland this week, although the success of the vaccination roll-out has limited the number of people getting seriously ill and being admitted to hospital.

Are you celebrating National Thank You Day?

  • National Thank You Day, backed by Lorraine Kelly, Dame Katherine Grainger and Tom Kitchin, will give thanks to those who have gone above and beyond during the pandemic
  • Tartan Tea Parties, BBQs and picnics are set to take place across Scotland to celebrate local heroes
  • UK Government Communities Secretary thanks community heroes and encourages all to fill the airwaves with tributes to everyone who played their part

The UK Government is celebrating Thank You Day to shine a light on Scotland’s unsung heroes who have served local communities during the pandemic.

With backing from a host of Scottish celebrities including TV’s Lorraine Kelly, olympic rower Dame Katherine Grainger and Scotland’s youngest Michelin starred chef Tom Kitchin, the day is set to give thanks to those who have gone the extra mile to help their neighbours.

The campaign for Thank You Day was started by a small group of people from across the UK including Debbie Matthew, a stroke survivor from Perthshire, and May Parsons, the nurse who administered the UK’s first Covid jab.

Thanks to their efforts, people around the country will be gathering to show their gratitude by hosting Covid safe Tartan Tea Parties, BBQs, picnics, and certificate ceremonies in honour of those who have selflessly given their time to help those in need.

UK Government Communities Secretary Robert Jenrick is also calling on people to fill the UK’s airwaves with their thanks and tributes on local radio and social media.

Unsung heroes include people such as:

  • Faith leaders who embraced technology to ensure communities could celebrate religious festivals online and opened up places of worship as vaccination centres
  • The many volunteers who delivered food parcels and those who were always there at the other end of the phone or on the doorstep to smile, listen and talk so people did not feel alone
  • Volunteers and charities who worked to get rough sleepers off the streets and provided lifesaving support for those fleeing domestic abuse
  • Council staff, social workers and refuse collectors who kept vital services going during the most challenging times.

The Prime Minister will be joining the festivities with a ‘BB-Thank-Q’, hosting community leaders, NHS workers and representatives from the Royal Voluntary Service.

UK Government Communities Secretary Rt Hon Robert Jenrick MP said: This past year has been challenging for us all. But in the darkest of times, when people were most in need, the actions of our friends and neighbours to support our communities have shone the brightest.

“Across all faiths, ages, backgrounds and languages, our communities have shown off the best of this country.

“You are all our community heroes and on behalf of the UK Government I want to say thank you.”

UK Government Minister for Scotland Iain Stewart said: “The past year has been incredibly challenging for all of us, but the kindness, generosity and community spirit shown across Scotland has been truly heartening.

“From every one of our key workers who kept services going in the most difficult of circumstances, to our voluntary groups who worked tirelessly to help those in need, the people that delivered food parcels to their neighbours, there are so many in Scotland that went above and beyond to support their communities.

“The UK Government is proud to be supporting Thank You Day to pay tribute to all those who deserve our sincere gratitude.”

Scotland’s First Minister Nicola Sturgeon is holding a Tartan Tea party to mark the day with staff and families from the Scottish parliament.

She said: “It has been heartening to hear stories of people across Scotland who have gone to extraordinary lengths to provide support to friends, families and neighbours throughout the COVID-19 pandemic, and it is important we pause to recognise their efforts.

“Thank You Day gives us the opportunity to express in person our gratitude to those who go out of their way to offer their time and help – and I am hugely grateful to all those who have done so already and continue to do so.

“By heeding the various rules and public health advice and enabling others to do the same, you are protecting the vulnerable and helping suppress the virus.”