Category: North Edinburgh News

The secret to a happy retirement? £26,000 per year, says Which?

Two-person households need an average annual income of £26,000 for a comfortable retirement, Which?’s latest research has found. 

With the past year altering many people’s spending habits or potentially accelerating their plans for retirement, finding out how much money is needed to finance a reasonable standard of living in later life has taken on an increased importance. 

Which? surveyed nearly 7,000 retirees in February about their spending to develop retirement income targets for one-person and two-person households. The findings can be used as a guide to how much people are likely to spend and how much they might need to save, factoring in the state pension and tax bills. 

The consumer champion split the income targets into three different categories – essential, comfortable and luxury – to reflect the budgeting needs of different savers. 

  • Essential: food and drink (excluding meals out), housing payments (mortgage, rent or council tax), transport, utility bills, insurance, household goods, clothes, shoes and health products. 
  • Comfortable: includes the essentials, as well as regular short-haul holidays, recreation and leisure, tobacco, alcohol and charity giving.
  • Luxury: includes both ‘essential’ and ‘comfortable’ spending categories, as well as extended or long-haul holidays, health club memberships, expensive meals out, and a new car every five years.

Which?’s research showed that retired couples spend an average of £18,000 a year on essentials. This goes up to £26,000 when including spending on categories in our ‘comfortable’ retirement bracket, and £41,000 to include the extras for a ‘luxury’ lifestyle. For single-person households these figures were £13,000, £19,000 and £31,000, respectively.

Many of the survey respondents in two-person households had spent less on things like recreation and leisure (down by 14 per cent) and transport (down by 10 per cent) this year than they had compared to before the pandemic in 2019. Spending on cars, charitable donations and groceries had risen by six per cent. 

For single-person households, spending on long-haul holidays and leisure memberships was down by 14 per cent and 9 per cent, respectively. 

Which?’s calculations found that, on average, couples need a pot of around £155,000 alongside their state pension to produce the annual income for a comfortable retirement of £26,000 via pension drawdown – or just over £265,000 through a joint life annuity. 

For single-person households, achieving a comfortable retirement would mean a pot of around £192,290 alongside a state pension to get to an annual income of £19,000 via pension drawdown, or £305,710 through an annuity. 

The consumer champion is calling on the government to press ahead with reforms to help provide savers with greater clarity about their pension savings so they can know if they are on track for later life. The government must move swiftly to set out the mandatory timetable for pension schemes to provide information to pension dashboards that give savers access to all their pensions information – including their state pension – in one place. 

Which? believes that the Department for Work and Pensions should also move forward with plans to shorten and simplify annual benefits statements, and it should ensure consumers are provided with clear information about costs and charges in one simple, personalised figure.

Jenny Ross, Which? Money Editor, said: “For many people, the events of the past year will have caused them to rethink their retirement plans and  brought the amount of money needed for later life into sharper focus.

“Our research shows that most people will need to be putting away significant sums if they want to ensure they can enjoy a comfortable retirement – but many do not have access to the clear and accessible information they need to help them plan.

“The government must move swiftly to introduce the pensions dashboard and simplify annual benefits statements to enable people to understand how much they’ve saved, what this could be worth in retirement and, crucially, extend its proposals to include how much savers have paid in charges.”

Let’s do Net Zero!

Scottish Government launches climate campaign

A major TV, radio and digital campaign to encourage people across Scotland to come together to tackle the climate emergency has been launched ahead of COP26 in Glasgow later this year.

The Let’s do Net Zero campaign highlights the benefits a net zero society will bring for our economy, health and environment.

It also aims to raise greater awareness of the twin crises of climate change and biodiversity loss, and the transformation that is required across all corners of our economy and society in order to end Scotland’s contribution to climate change.

The domestic campaign will provide information and resources to help support the choices and decisions we can all take to help reduce emissions whilst improving our health and wellbeing. It will also showcase the achievements of communities, businesses and organisations who have already taken action to reduce emissions and introduce more environmentally sustainable practices.

The international campaign will demonstrate the action that Scotland is taking to protect the planet, inviting global collaboration ahead of COP26.

Figures show that at least three quarters of the Scottish public agree that action on climate change must be taken now, while under a quarter consider themselves knowledgeable about the consequences of failing to act. 

Scotland is already committed to reaching net-zero greenhouse gas emissions by 2045 and record capital investment of £1.9 billion will be spent on low-carbon projects in 2021/22 to tackle climate change and create good green jobs.


Launching the campaign, Cabinet Secretary for Net Zero, Energy and Transport Michael Matheson said: “Scotland was one of the first countries in the world to declare a climate emergency and we are wholly committed to ending our contribution to climate change, definitively, by 2045.

“We can be proud that we have already halved our greenhouse gas emissions since 1990, but the second half of the journey to becoming a net-zero nation will be far more challenging, and require everyone to play their part.

“Climate change is the greatest threat facing the world’s population. It’s not a distant, far away problem: we’re already seeing the impact here in Scotland.

“The journey to net-zero will transform every aspect of our lives: how we live, how we work, how we travel. It presents huge potential for us to seize the opportunities that becoming a net-zero society presents – growing our economy, improving our health and wellbeing whilst protecting and enhancing Scotland’s iconic natural environment. 


“2021 is a vital year for climate action and COP26 in Glasgow puts Scotland centre stage. We’ll demonstrate the climate action Scotland is taking, the ways in which we put people and wellbeing at the heart of all we do, and how our Scottish values underpin our place in the world.

“The time for action is now. It is the people living on this planet, at this moment, who can secure the future of our climate for the next generations.

“This campaign highlights the need for urgent, collective action. If we all play our part in the just transition to net-zero, Scotland can show the rest of the world how it’s done – and ensure our people, businesses and communities are at the forefront of our new green economy.”

New partnership offers learning opportunities for Ambulance service Mobile Testing Unit staff

The Scottish Ambulance Service has teamed up with West Lothian College to promote a new Scottish Vocational Qualification (SVQ) in health and social care for staff working at our Mobile Testing Units (MTUs).

The Gateway to Health and Social Care SVQ is a nine-week course developed by West Lothian College in collaboration with the Service.

It provides MTU operatives with the opportunity to formally demonstrate their current skills and knowledge which they have developed in their work at the testing centres. The course, starting in June 2021, is a stepping stone for those who are interested in pursuing a career in Health and Social Care, as successful completion of this short course can be used towards the full SVQ award.  

This opportunity for staff working within the MTU has been made possible by a £200 grant for each staff member from Skills Development Scotland. It will provide MTU operatives with a transferable qualification to apply for further opportunities within health and social care.

Our 39 MTUs across Scotland support the ongoing response to the COVID-19 pandemic by ensuring patients in urban, rural and remote areas have easy access to a coronavirus test. The location of the units is planned by National Services Scotland and local resilience partnerships.   

John Alexander, General Manager for the Mobile Testing Units (MTUs) said: “So far over 300 staff members have looked into applying for this great opportunity, which allow them to receive a formal qualification following the practical skills they have developed in their roles.

“We’ve seen the dedication of our staff who have signed up to work at Mobile Testing Units, many of whom were working in very different roles before the pandemic, and this qualification will equip our staff with further skills to develop their careers.”

Jackie Galbraith, Principal of West Lothian College said: “We are delighted to be working in partnership with Scottish Ambulance Service on this opportunity for their staff and to support the development of the Health and Social Care workforce. 

“This is a really valuable qualification, allowing MTU operatives to transfer their skills to other areas within health and social care. I have no doubt that our excellent team of work-based assessors will enable Mobile Testing Unit staff to succeed in this new qualification.”  

Fort Kinnaird gifts hundreds of books to local charity

Fort Kinnaird has gifted £1,250 worth of books to Venchie Children & Young People’s Project to be given to children and young people in the South East of Edinburgh.

Venchie’s Children & Young People’s Project helps children and young people in Niddrie with a range of play, recreation, and issue-based youth work.

The donation means that the charity has been able to gift a diverse range of books covering a variety of genres and themes for different age groups, providing local youngsters with stories to read for enjoyment at home.

The books have been delivered by Venchie’s alongside special art boxes by to enable youngsters in the local area to keep being creative during lockdown.

The initiative has been led by Fort Kinnaird’s owner, British Land, and the National Literacy Trust through their ongoing partnership which is now in its tenth year.

This latest contribution is part of the shopping centre’s broader work in the community, which included the donation of 300 books during the first lockdown last year, as well as the installation of a Giving Box at Fort Kinnaird where visitors can make contactless donations to support local charities.

Susan Heron, Manager at Venchie Children & Young People’s Project, said: “The pandemic has impacted the families we help in all kinds of ways, and we’re incredibly thankful for all of the support Fort Kinnaird has given to us.

“These book donations have helped children of all ages across our community who might not have had access to them otherwise.”

Fort Kinnaird, Edinburgh. April 15 2021

Liam Smith, centre director at Fort Kinnaird, said: “We’ve been supporting Venchie’s Children & Young People’s Project for many years, and know they do an incredible job supporting youngsters in the local area.

“The past twelve months have been challenging for all charities, so it’s now more important than ever to keep supporting them as they continue to give back to those most in need.”

Jonathan Douglas, chief executive of the National Literacy Trust, said: “We know that 1 in 11 disadvantaged children do not have a single book at home and that this can be hugely detrimental to their development.

“Initiatives like these ensure local families have books to enjoy at home, and children’s imaginations and literacy skills can continue to thrive.”

Food That Goes Further: Cyrenians launch summer appeal

Cyrenians has launched their summer appeal ‘Food That Goes Further’, appealing for regular support to their community food projects to ‘help make sure that no one goes hungry’. 

Cyrenians is a Scottish homelessness charity, tackling the causes and consequences of homelessness. A large part of their work includes their community food projects – including community pantries, offering dignified access to low-cost, high-quality food, and cooking skills classes. 

Joe Gair, Cook School volunteer, said: “No one should have to go hungry. Too often, people struggling to make ends meet are told what to eat, when, and who with – often, that means people just go without. This isn’t good enough. 

“Food insecurity comes as a result of living in poverty, and having to make impossible choices, like paying for food or paying your rent. It isolates you from the wider community and has a real impact on your mental and physical wellbeing.  

“At our Good Food projects, anyone can come, which makes getting food as well as support so much easier. From money issues to housing, once you’ve built up a relationship with someone, it’s much easier to talk about it and find out how to get help.”  

Cyrenians’ food projects include a diverse range of social enterprises – from Cyrenians Farm in Kirknewton, and Arnotdale House and Café in Falkirk, to their Community Cook School and Fareshare depot in Leith. Providing value to local communities, and creating employment and training opportunities, the profits raised from these projects are then reinvested back into Cyrenians’ work tackling homelessness. 

Sue O’Neill-Berest, Food Education Manager, said: “Communities cannot be held responsible for food insecurity in Scotland, but community food projects are well-placed to respond to crises, and to promote dignity at a local level.

That’s why our food projects make sure that people can access low-cost, high quality food, and with dignity: open to all, and where people are able to choose what they eat, and when.”

Ewan Aitken CEO, said: “At Cyrenians, we know that the social connections that are creating around making and sharing meals can be just as important as the meals themselves. Building strong community relationships and making sure people can get support they need way before they reach crisis point is a key part of our work tackling homelessness. 

“In addition to that, we’re creating employment and job opportunities for communities, and helping to increase the availability of good food to local communities – working with local businesses and producers to create sustainable food networks that are good for people and good for the planet. 

“Our community food projects are needed more than ever. We need to build on these projects – but we can’t do that alone. 

“If you can, please support our #FoodThatGoesFurther appeal and help make sure that no one goes hungry” 

www.cyrenians.scot/foodthatgoesfurther 

The R&A launch ticket ballot to The 150th Open

The R&A has announced the countdown to The 150th Open which kicks off with the launch of a special commemorative brand and the introduction of a ticket ballot to ensure the most equitable ticket sales process possible.

First played in 1860, The Open has been graced by golf’s greatest champions including Tom Morris, the grandfather of golf, Bobby Jones, Arnold Palmer, Jack Nicklaus, Gary Player, Tom Watson, Seve Ballesteros, Sir Nick Faldo and Tiger Woods, and will mark its 150th playing with a true celebration of the sport at the Home of Golf from 10-17 July 2022.

With the extremely high levels of demand to attend this historic championship, the introduction of a ballot for tickets is deemed the fairest and most equitable way of ensuring golf fans from around the world have the chance to secure their place at the world-renowned Old Course next July. Hospitality for the event has been on sale since last year, with 85% of packages already sold.

The ticket ballot will run from Thursday, 1 July 2021 to Monday, 4 October 2021 giving as many fans as possible the opportunity to register for tickets.

A balance of allocations will ensure every generation of fan, from all over the world, as well as throughout the UK and the local area, will be able to attend the celebrations in St Andrews next July.

Martin Slumbers, Chief Executive of The R&A, said: “This is a momentous occasion for golf as well as The Open and one which sports fans everywhere are looking forward to enormously. The 150th Open will give fans the opportunity to be part of a unique and unparalleled celebration at the birthplace of the game in St Andrews.

“We expect exceptional demand to be part of these celebrations and the ballot will give as many fans as possible the chance to secure a ticket and be part of history being made at one of the world’s most revered and renowned sporting events.”

The new 150th commemorative brand will be displayed across a campaign of content and activations that will run throughout the next 14 months until the conclusion of next year’s Championship at St Andrews. The focus of the campaign will be the remarkable journey of The Open and its enduring impact on players, fans and the sport of golf itself since it was first staged back in 1860.

The 150th logo is made up of individual threads that each represent the millions of journeys connected to the Championship.

From the greats of the game, to the hundreds of millions of golfers who have played the game since 1860, to the vast array of championships that take place in the global golfing calendar, the journey of our sport is intimately linked to the pioneers who started The Open to identify the Champion Golfer of the Year more than a century-and-a-half ago.

The threads will be prominently used in imagery throughout the build-up to The 150th Open, emphasising the campaign’s central message that ‘everything has led to this’ as we count down to what promises to be a truly unforgettable occasion.

Ticket prices for The 150th Open will be £95 for an adult on Championship days and will range from £20 to £50 on practice days.

The R&A is fully committed to encouraging more children and young people to attend The Open and free tickets will be available to children through the successful and long-running “Kids go Free” programme, while half-price youth tickets are available for 16-24 year-olds. In order to give as many people as possible the chance to attend the Championship, weekly tickets are being discontinued.

The ticket ballot will be available exclusively to members of The One Club, the free-to-join membership programme.

ST ANDREWS, SCOTLAND – JULY 1978: Jack Nicklaus of the United States looks on following his victory during The 107th Open Championship held on the Old Course at St Andrews, from July 12-15,1978 in St Andrews, Scotland. (Photo by R&A via Getty Images)

Fans can sign up to The One Club any time at www.TheOpen.com and will be among the first to be notified when the ballot is open.

Origins Hospitality, a range of fully inclusive experiences, is available to purchase now and is the only way fans can guarantee their place at the Championship.

Visit www.TheOpen.com/hospitality2022 for further information.

Tartan Army urged: Don’t head for Wembley unless you have a ticket

FOUNTAIN NO MORE!

A statement from the Scottish Football Association:

Now that the window for Scotland Supporters Club members to purchase UEFA EURO 2020 tickets has closed, all supporters are asked not to travel to London for our EURO 2020 Group D match against England on Friday, 18 June unless they have a ticket for the match.

Trafalgar Square, the traditional gathering point for Scotland supporters, is being used as a socially-distanced, ticketed Fan Zone for key workers, while pubs and bars in London are expected to limit the number of football fans allowed in due to the ongoing Covid-19 pandemic.

With Covid restrictions still in place prohibiting large gatherings, Scotland supporters are asked to help limit the spread of the virus by remaining in Scotland. Please stay safe and enjoy the match locally.

Blackhall Library to open as temporary Covid testing centre

Blackhall Library will re-open as a COVID 19 testing centre next week (Monday 7th – Sunday 13th June).

Opening hours are 9am – 6pm. This is a drop in, just turn up service specifically for those people showing no symptoms.

Council green light for Drum’s Stead’s Place redevelopment

Drum Property Group’s vision for the long-awaited redevelopment of a key development site on Leith Walk is to become a reality following the granting of planning consent. 

Drum’s ambitious proposals for Stead’s Place, near the foot of Leith Walk, were approved by the City of Edinburgh Council today, heralding a major regeneration of the 2.9-acre site and bringing much-needed investment and interest to this important part of the city centre.   

The Stead’s Place site has been earmarked for development by the Council since 2008 and consists largely of an aged industrial estate and office space, together with a two-storey sandstone building facing directly on to Leith Walk. 

Drum will now replace the existing industrial units with 148 high-quality apartments, including 38 affordable homes, as part of an attractive landscaped residential scheme linking to Pilrig Park and beyond.

The sandstone building will be retained and refurbished and made available for commercial occupation, providing a vibrant local retail and business frontage onto Leith Walk.

The planning consent is the culmination of four years of research, planning and local community engagement by Drum since the company first purchased the site in 2017.

The current proposal follows a comprehensive six-month consultation programme with the local residential and business community, with almost three-quarters of those consulted either supportive or neutral about the revised plans.  

Welcoming the planning approval, Graeme Bone, Group Managing Director of Drum said: “Drum has worked hard to ensure our current proposals are aligned with the objectives and plans of local community groups.  

“We listened carefully to their views, enabling us to draw on the positive characteristics of the surrounding area to create a real sense of place that features a mix of private and affordable housing with a refurbished, vibrant and dynamic retail frontage facing Leith Walk. 

“Our proposals will replace old and tired industrial, office and retail space with new, more flexible, higher quality accommodation for people to live, work, shop, eat, drink and to be entertained in – as well as opening up a safe and landscaped thoroughfare connecting Leith Walk to Pilrig Park. 

“We believe we have responded directly to the objectives and vision the community has for the site. Our proposals now offer the optimum solution for all parties, providing a refurbished retail and office parade combined with a new community of housing to the rear, set in landscaped grounds, enhancing the area’s distinctive cultural feel and identity.” 

Drum is now committed to ensuring the shop frontages on to Leith Walk retain the current individual style and size, reflecting and supporting the current local small trader units at the site whilst refurbishing the office suites for rent on the first floor in a revamped business centre offering.  

Mr Bone added: “By retaining and refurbishing the red sandstone buildings facing on to Leith Walk, we are also contributing to the wider regeneration of the local area, providing investment to create an attractive and distinctive destination and focal point which is needed now, more than ever, as the local area recovers from lockdown and the new tram works are progressed. 

“Drum are now looking forward to building on the positive and productive relationships established over recent years to deliver a new development that continues the rich tradition of diversity, independence and interest which makes Leith Walk such an exciting destination in which to live, work and visit.” 

The planning consent follows a previous application submitted by Drum to the City of Edinburgh in 2018. 

Stead’s Place Development Timeline: 

2008 The 2.9-acre Stead’s Place site is first earmarked for development by the City of Edinburgh Council and becomes one of the city’s most prominent gap sites. 
Spring 2017 Drum Property Group purchases the site. 
Spring 2018 Drum launches a comprehensive consultation programme – including five days of public exhibitions and setting up a community liaison group 
August 2018 Drum submits a planning application to the City of Edinburgh Council for a £50 million mixed-use development plan comprising homes, student accommodation and a hotel – plus a row of retail and restaurant/café outlets overlooking Leith Walk replacing the original sandstone building. 
Nov 2018 Revised proposals are submitted reducing the Leith Walk elevation by one storey to keep the building in line with surrounding tenements. The revised proposals also include a more defined and distinct row for the sandstone retail units as well as increased provision for cyclists and pedestrians. The proposals receive more than 700 letters of public support. 
Jan 23  2019 The City of Edinburgh Council planning officers recommend approval for Drum’s revised planning application. 
Jan 30  2019 Despite the council planning officers recommending approval, Drum’s planning application is refused by the City of Edinburgh Council’s planning committee. 
May 2019 Drum lodges an appeal with the Scottish Government challenging the council’s decision not to grant planning approval for the revised planning application. 
Dec 2019 The Scottish Government Reporter decides not to uphold Drum’s appeal challenging the City of Edinburgh Council’s decision to refuse planning approval for the Stead’s Place development. 
April 2020 Drum launches a Proposal of Application Notice (PAN) which retains the original sandstone building overlooking Leith Walk, which will be refurbished and made available for a range of commercial uses. The existing industrial units located behind Leith Walk are to be demolished and replaced with a new residential-led landscaped development linking to Pilrig Park and beyond. 
July 2020 Drum launches an online consultation programme in line with Scottish Government advice following the restrictions in public movement imposed by the coronavirus pandemic. 
Nov 2020  Following extensive feedback from the first online event, Drum launches a second online consultation event in advance of a planning application being submitted. 
Dec 14 2020 Drum submits a revised planning application to the City of Edinburgh Council following consultation feedback showing more than 80% of consultees wanted to see the site developed 
June 2021 The City of Edinburgh Council grants planning consent for Drum’s revised proposals.