Police Scotland reorganises staff to tackle Omicron challenge

Police Scotland is increasing the number of officers deployed in local policing divisions to support communities during the latest phase of the COVID pandemic.

More than 300 officers from specialist functions throughout Scotland will move to support colleagues in local policing divisions temporarily from Monday, 10 January, 2022.

At the same time, 258 probationary constables currently undergoing training at the Scottish Police College will also be deployed to local policing divisions.

The use of probationers and officers from specialist functions was successful both earlier in the pandemic and during the COP26 climate conference.

Assistant Chief Constable Alan Speirs said “We are working hard to maximise the availability of officers and staff in frontline duties to ensure that we continue to provide a highly effective policing service to our local communities.

“Omicron is having a significant effect on the country and Police Scotland is included in that. The welfare of our officers and staff is paramount and has been throughout the pandemic.

“As a national service we can quickly flex resources and move people to where they are needed and respond to increased demand and high absence levels.

“By deploying these extra resources we can support local policing and keep people safe during this critical time.”

UK Government launches State Pension Age Review

The next review of State Pension age has been launched by the government today. The review will consider whether the rules around pensionable age are appropriate, based on the latest life expectancy data and other evidence.

The Pensions Act 2014 requires government to regularly review State Pension age, and in accordance with law, this latest Review must be published by 7 May 2023.

State Pension age is currently 66 and two further increases are currently set out in legislation: a gradual rise to 67 for those born on or after April 1960; and a gradual rise to 68 between 2044 and 2046 for those born on or after April 1977. The first Review of State Pension age was undertaken in 2017 and concluded that the next Review should consider whether the increase to age 68 should be brought forward to 2037-39 before tabling any changes to legislation.

As the number of people over State Pension age increases, due to a growing population and people on average living longer, the government needs to make sure that decisions on how to manage its costs are, robust, fair and transparent for taxpayers now and in the future. It must also ensure that as the population becomes older, the State Pension continues to provide the foundation for retirement planning and financial security.

Therefore, this review will consider a wide range of evidence, for example, it will:

  • examine the implications of the latest life expectancy data
  • provide a balanced assessment of the costs of an ageing population and future State Pension expenditure
  • consider labour market changes and people’s ability and opportunities to work over State Pension age
  • and develop options for setting the legislative timetable for State Pension age that are transparent and fair

As set out in the 2014 Act, the Secretary of State is commissioning two independent reports to contribute to the evidence considered during this review: a report from the Government Actuary and a report on other factors.

  • The Government Actuary will provide a report which must assess the age of entitlement in legislation by analysing the latest life expectancy projections;
  • The report on other relevant factors will consider recent trends in life expectancy and the range of metrics we could use when setting State Pension age. This is to ensure the way we set State Pension age is robust, transparent and provides fairness to both taxpayers and pensioners. This report will be led by Baroness Neville-Rolfe DBE., CMG.

The UK Government agreed during the passage of the Pensions Act 2014 that the State Pension age Review would consider evidence from across the UK. The review will therefore consider differences across countries and regions, including Northern Ireland; it will also consider the effects for individuals with different characteristics and opportunities, including those at risk of disadvantage.

  • The report on other relevant factors will consider recent trends in life expectancy and the range of metrics we could use when setting State Pension age. This is to ensure the way we set State Pension age is robust, transparent and provides fairness to both taxpayers and pensioners. This report will be led by Baroness Neville-Rolfe DBE., CMG. The Terms of Reference for this report can be found here.

Business leaders seek tax, trade and skills support to meet the challenge of the next twenty years

Almost half (47%) of UK businesses said taking on new staff is their key ambition in the medium-term, according to new research to mark the 20th anniversary of Bank of Scotland Business Barometer.

The survey asked 600 businesses about the major challenges and opportunities faced in the last two decades and anticipated challenges up to 2040 and beyond.

Companies also highlighted developing new products and services (36%) and increasing online sales (30%) as major ambitions and priorities.

The survey found that businesses expect online purchasing (20%) and demand for instant products and services (18%) to be the biggest changes in consumer behaviour in the next 20 years, forcing them to be more creative and innovative in order to adapt to deliver quickly.

These predictions mirror the factors which businesses cited as having had the biggest impact on their operations in the past 20 years – chiefly greater access to information (24%) and more online purchasing (22%) changing customer behaviour. 

However, firms are optimistic about further changes to consumer behaviour, with 38% reporting that advances in technology have had the biggest positive impact on their business in the past 20 years.

Challenges ahead

Despite a clear drive towards growth, a net balance of 83% of firms anticipate the next 20 years will be more challenging than the past two decades – which included the financial crisis and resulting credit crunch, recession, the Brexit referendum and the global pandemic.

Some of the challenges that businesses see themselves facing can be linked back to the pandemic, including rising costs (23%) and the ability to recruit staff (11%). In addition, one in ten (11%) businesses see the need to keep up with technological developments as their biggest challenge in the next two to three years.

Government provision of greater access to more vocational-based learning was seen by 44% of firms as being a way to help mitigate these challenges. However, companies believe that future growth opportunities will need to be supported by more favourable taxation to encourage sustainable business practices (52%) and new trade agreements with major trading partners (48%).

Paul Gordon, Managing Director for SME and Mid Corporates, Lloyds Bank Commercial Banking, said: “The Business Barometer has provided unique insights into the views of British businesses for 20 years. 

“In that time, we have seen a seismic shift in the economic context in the UK, as well as the extraordinary ability of business leaders to adapt and evolve to meet changing market needs.

“Perhaps it is not unsurprising that, having faced a quite unprecedented period of late and enormous change over the last twenty years, the majority of business leaders feel the next twenty years will be more challenging. 

“To help them through this, businesses are looking for support on skills, finance, trade and taxation to navigate in this environment. One thing that is clear is that our businesses and business leaders are incredibly resourceful and resilient and are adept at facing into constant change.

“They tell us they are gearing up for growth and expect to increase headcount, enhancing their service offering or utilising new technologies. We’ll be by their side over the months and years ahead as they deliver on their ambitions.”

Grant awarded to new risk score for heart rhythm monitoring to prevent second strokes

Heart Research UK has awarded a research grant of £115,000 to a project at the University of Glasgow for developing a risk score to help guide investigation for atrial fibrillation. This will allow more people to benefit from anticoagulant drugs to prevent second strokes.

After a stroke, heart rhythm monitors are worn for three days to look for an abnormal heart rhythm called atrial fibrillation (AF) that increases the risk of blood clots forming and second strokes.

If the monitor shows that a patient has AF, then blood thinning drugs, called anticoagulants, can greatly reduce the risk of a second stroke. However, there are often long waits for these tests and only four out of every 100 people who have a three-day heart rhythm monitor are found to have AF.

New heart rhythm monitors that are worn for longer find many more people with AF, but these tests are not necessary for everyone who has suffered a stroke. It has also been difficult to implement them in the NHS, as a lot of time and resources are already required to perform the three-day heart rhythm monitors.

The new project, led by Professor Jesse Dawson (above), aims to develop a risk score that identifies people who are unlikely to have AF after stroke and therefore do not need heart rhythm monitoring for three days or longer. This would free up resources so that longer heart rhythm monitoring can be focused on people who are more likely to have AF.

675 people admitted with a stroke to the Queen Elizabeth University Hospital Glasgow will take part in the study. The team will collect clinical and genetic information, heart rhythm recordings, and blood to measure levels of a new blood marker.

All participants will have a 30-day heart rhythm monitor to test for AF and the data will be analysed to develop a risk score that identifies people who do not have AF after the 30 days of monitoring.

The results have the potential to improve care for people affected by AF and stroke by developing a more personalised model of care. This could help to avoid unnecessary tests for people who are unlikely to have AF, during what can be a challenging time for stroke survivors and carers.

It would also mean that longer heart monitoring can be focused on people who are more likely to have AF. This would increase AF detection rates and allow more people to benefit from anticoagulant drugs to prevent second strokes.

Kate Bratt-Farrar, Chief Executive at Heart Research UK, said: “This is an exciting project where a successful outcome would enable the healthcare system to focus resources for heart rhythm monitoring after a stroke, on those who really need it.

“Anticoagulants are vital in preventing people from suffering a second stroke and we are proud to be able to support Professor Dawson and team in helping more people to benefit from them.”

You can read more about Heart Research UK’s Research Grants here.

Aldi donates 9,224 meals to Lothians charities over Christmas

Aldi has supported local charities, community groups and food banks in the Lothians by donating 9,224 meals to people in need this Christmas. 

The supermarket paired up its stores with local organisations to make the most of unsold fresh and chilled food after stores closed on both Christmas Eve and New Year’s Eve, as part of its pledge to donate 1.8 million meals to families experiencing food poverty during November and December. 

Around 550,000 meals were donated nationwide and more than 700 UK causes benefitted from the initiative over the festive period,  

The initiative is part of Aldi’s successful partnership with Neighbourly, a community giving platform that links businesses to charitable organisations. Thanks to this, all of Aldi’s over 950 UK stores now donate surplus food to good causes seven days a week, all year round. 

This year’s Christmas donations have helped Aldi to meet its pledge to donate 10 million meals to families in need in 2021 through its partnership with Neighbourly. 

Mary Dunn, Managing Director of Corporate Responsibility at Aldi UK, said: “The festive season is always a hard time for people affected by food poverty, so we are incredibly proud to have supported so many amazing causes in the Lothians this Christmas.” 

Since beginning its partnership with Neighbourly in April 2019, Aldi has donated more than 20 million meals across the UK. 

Steve Butterworth, from Neighbourly, added: “This Christmas was without a doubt one of the busiest on record for the UK’s charities and food banks. The sizeable donations from Aldi would have been a massive lifeline for so many of them.” 

Aldi has been working with Neighbourly since early 2019. As part of the partnership, Aldi introduced community donation points in all stores last year, offering customers the opportunity to donate any food or household products to local causes all year round. 

Hidden Door 2022: Call for Dance submissions

Hidden Door Festival returns in June, breathing life into a secret new location in Edinburgh. As the planning continues, we are now inviting submissions for our DANCE programme.

We’ve found a stunning, forgotten complex in the city centre which we plan to transform into live music venues and performance spaces for theatre, dance and spoken word, alongside pop-up bars and a multitude of art exhibition and installation spaces.

We are delighted to now be accepting submissions for our dance programme. This is an open call, inviting proposals for ambitious, innovative and experimental performances, works in development, and re-workings of shows that have already been performed.

The deadline for dance submissions is Monday 31 January – please help us spread the word and share this with the creatives in your life!

We’ll be revealing more about the venue and launching our calls for theatre, spoken word and local bands very soon – stay tuned!

Find out more and apply

Edinburgh Direct Aid: Arsal issues emergency winter fuel appeal

Amidst fears that hundreds of Syrian refugees and local Lebanese families could face disaster in freezing winter conditions in the mountains near the Syrian border, officials in the town of Arsal have declared a fuel emergency and appealed for urgent outside help to buy heating oil so they can survive the harsh months ahead.

At an altitude where temperatures can drop to minus 15oC, around 70,000 Syrian refugees, most of them living in tents, and 40,000 local Lebanese residents lack fuel for the diesel stoves that could help them through the winter, the worst of which is still to come. 

Around 1400m up in the mountains, Arsal is the highest and most vulnerable of the refugee settlements in Lebanon. 

The perils facing refugees trying to keep warm in the winter were highlighted in early January by the death of a Syrian mother and her three young children, asphyxiated by burning coal in their shelter in a coastal village in south Lebanon – at a much lower altitude than Arsal. 

Many of the refugee families in Arsal have survived previous winters, but this one is different. Because of the Lebanese economic crisis, fuel prices in the collapsing local currency are now something like 20 times higher than they were 12 months before.

And because of budget cuts, the refugee agency UNHCR and other NGOs are only able to provide funding for less than 30% of the needs. 

Each refugee family is left to find around $350 or more to buy the 700 litres of diesel they need to see them through the winter – an impossible sum for them to raise themselves.

Faced with potential disaster, the mayor of Arsal, Basel al-Hujairi, has taken the unusual step of declaring a winter fuel emergency and issuing an appeal, backed by local schools, health centres and NGOs, calling on the international community to step forward to help bridge the drastic funding gap. 

“Please reflect on the consequences of leaving thousands of families in flimsy tents without heating in temperatures far below zero and biting winds,” the appeal said. 

It needs to raise altogether some $5.5m, which would provide winter heating for 8,500 families huddled in tents, 3,000 in housing, and local Lebanese inhabitants in need, as well as schools, health centres and the municipality. 

Issued by Edinburgh Direct Aid (https://edinburghdirectaid.org), a non-profit NGO which is one of the few to maintain a permanent presence in Arsal, running schools, a vocational centre and other projects.

Scotland eases restrictions on international travellers

From today (Friday) people travelling to Scotland from abroad who are fully vaccinated or under the age of 18 will no longer need to take pre-departure Covid tests, and will also no longer be required to self-isolate on arrival until they’ve received a negative result.

Travellers in this group will still need to take a test on or before day 2 after arriving in the UK – which can be a lateral flow device rather than a PCR test from Sunday.

Anyone who tests positive on their lateral flow test will need to isolate and take a free confirmatory PCR test.

The new measures apply across the UK after agreement between the UK Government and the three devolved administrations of Scotland, Wales and Northern Ireland.

Pre-departure Covid tests, the requirement to self-isolate and mandatory PCR tests were re-introduced in December to help stem the spread of the Omicron variant, but are now seen as less necessary because Omicron is now the dominant strain in the UK.

In addition, Ministers have agreed to approve vaccine certificates for a further 16 countries and territories from 0400 on 10 January to allow quarantine-free travel to Scotland. The red list of highest risk countries will remain unchanged with no countries currently on the list.

All four nations are also discussing what the requirements should be for border travel in the future.

Cabinet Secretary for Net Zero, Energy and Transport Michael Matheson said: “Given the rapid spread of Omicron last year it was essential that we took immediate steps to protect public health in Scotland, particularly with regards to international travel.

“We still have significant concerns over Omicron, but we recognise that, now it is the most dominant strain in Scotland and across the UK, it is sensible to review the measures currently in place.

“We also fully understand the impact of the restrictions on staff and businesses in the travel and aviation sectors and these changes demonstrate our commitment not to keep measures in place any longer than necessary.

“However, people still need to be extremely careful when travelling and to remember that both our and other countries’ COVID-19 requirements can change at short notice as things can evolve very quickly.

“People should therefore ensure they have travel insurance and carefully check their booking terms and conditions, as well as ensuring compliance with the latest regulations for the country being visited.”

Which? calls for stronger safeguards to warn shoppers of Buy Now Pay Later debt risk

Which? is calling for stronger safeguards to stop online shoppers from choosing Buy Now Pay Later to pay for products without knowing the risks, as new research from the consumer champion reveals many people do not think that they are taking on debt when using this payment method.

Buy Now Pay Later (BNPL) has soared in popularity in recent years as a way for consumers to pay for goods and services, with the biggest provider Klarna now boasting 13 million customers in the UK.

But Which?’s research, carrying out in-depth interviews with 30 typical BNPL users, has raised concerns that shoppers do not fully understand the risks of choosing a ‘pay later’ option at the checkout.

Many of the BNPL users interviewed by Which? did not think of BNPL schemes as a form of credit, meaning they could unwittingly be exposing themselves to serious risks of missing repayments, such as late fees, marked credit reports or referral to a debt collector.

Instead, participants described the schemes as a ‘way to pay’ or a ‘money management tool’, rather than a credit provider. One user said: “It allows payments to be spread out for budgeting. It made things possible which in one go would have been extremely difficult and I would have probably had to borrow money from elsewhere.”

Though BNPL schemes are a form of credit, they work differently to more traditional methods of borrowing such as credit cards. Not all BNPL schemes run hard credit checks, for example, and users can normally sign up to a BNPL scheme in a matter of clicks.

Which? research found it was precisely this speed and simplicity when selecting BNPL at the checkout that contributed to users’ misunderstanding. Another user said: “It seems really convenient and no hassle. It just asks a few questions so it doesn’t feel like you’re committing to a credit agreement.”

The research also revealed low engagement with BNPL providers’ terms and conditions. Most BNPL users said they either skimmed the T&Cs or simply ticked a box to say they had read them in full.

As a result, some users had a limited understanding of the consequences of missing payments, and the safeguards and checks carried out by BNPL providers. Some participants were not aware there were late payment fees at all.

Throughout the research, Which? also found that BNPL users do not consider the prospect they might struggle to make repayments. In fact, using BNPL schemes made some consumers feel less concerned about making purchases they would not otherwise view as necessary or affordable.

“It softens the blow psychologically. It almost doesn’t feel like I’m blowing £100 on shoes,” said one participant.

Concerningly, many of the participants wrongly assumed the schemes were regulated. “I am surprised, I am shocked, they should be regulated. If you have a service that is not regulated you have no protection for consumers,” one participant said.

This lack of understanding around BNPL products is particularly concerning given previous Which? research that found people are more likely to be using BNPL at stressful and challenging times in their lives.

Missing a credit repayment or bill or experiencing a major life event – such as getting married, having a baby, moving home or being made redundant – increases the odds of using BNPL by around a third (38% and 35%, respectively).

That is why Which? is calling for stronger safeguards to protect consumers, including steps in the checkout process to ensure people understand they are borrowing money when using BNPL, and warnings about the risks of using the schemes.

Key information, such as payment terms, late fees and the potential consequences of missed payments, should be communicated at the point of transaction to help consumers make informed choices. Given the immediate risk, BNPL providers should proactively make their key terms and conditions more accessible, rather than waiting for regulation.

Affordability assessment should also be carried out for all BNPL transactions ahead of regulation being introduced.

As the government’s consultation into regulation of the BNPL market closes, the consumer champion wants no delay in regulating these schemes to ensure that those who use it are properly informed and protected.

Rocio Concha, Which? Director of Policy and Advocacy, said: “Buy Now, Pay Later (BNPL) schemes can offer speed and convenience at the checkout, but our research shows that many users do not realise they are taking on debt or consider the prospect of missing payments.

“That is why there must be stronger safeguards to protect consumers and warn about the risks of using the schemes. Payment terms, late fees and the potential consequences of missed payments should be communicated at the point of transaction.

“There must also be no further delay to plans for BNPL regulation, which should include much greater marketing transparency, information about the risks of missed payments and credit checks before consumers are cleared to use BNPL providers.”

HMRC: Self Assessment taxpayers given more time to ease COVID-19 pressures

HM Revenue and Customs (HMRC) is waiving late filing and late payment penalties for Self Assessment taxpayers for one month – giving them extra time, if they need it, to complete their 2020/21 tax return and pay any tax due.

HMRC is encouraging taxpayers to file and pay on time if they can, as the department reveals that, of the 12.2 million taxpayers who need to submit their tax return by 31 January 2022, almost 6.5 million have already done so.

HMRC recognises the pressure faced this year by Self Assessment taxpayers and their agents. COVID-19 is affecting the capacity of some agents and taxpayers to meet their obligations in time for the 31 January deadline. The penalty waivers give taxpayers who need it more time to complete and file their return online and pay the tax due without worrying about receiving a penalty.

The deadline to file and pay remains 31 January 2022. The penalty waivers will mean that:

·         anyone who cannot file their return by the 31 January deadline will not receive a late filing penalty if they file online by 28 February, and

·         anyone who cannot pay their Self Assessment tax by the 31 January deadline will not receive a late payment penalty if they pay their tax in full, or set up a Time to Pay arrangement, by 1 April.

Interest will be payable from 1 February, as usual, so it is still better to pay on time if possible.

Angela MacDonald, HMRC’s Deputy Chief Executive and Second Permanent Secretary, said: “We know the pressures individuals and businesses are again facing this year, due to the impacts of COVID-19.

“Our decision to waive penalties for one month for Self Assessment taxpayers will give them extra time to meet their obligations without worrying about receiving a penalty.”

Lucy Frazer, Financial Secretary to the Treasury, said: “We recognise that Omicron is putting people under pressure, so we are giving millions of people more breathing space to manage their tax affairs. 

“Waiving late filing and payment penalties will help ease financial burdens and protect livelihoods as we navigate the months ahead.” 

The existing Time to Pay service allows any individual or business who needs it the option to spread their tax payments over time. Self Assessment taxpayers with up to £30,000 of tax debt can do this online once they have filed their return.     

The 2020/21 tax return covers earnings and payments during the pandemic. Taxpayers will need to declare if they received any grants or payments from the COVID-19 support schemes up to 5 April 2021 on their Self Assessment, as these are taxable, including:

  • Self-Employment Income Support Scheme (SEISS)
  • Coronavirus Job Retention Scheme (CJRS)
  • Other COVID-19 grants and support payments such as self-isolation payments, local authority grants and those for the Eat Out to Help Out scheme

The £500 one-off payment for working households receiving tax credits should not be reported in Self Assessment.

HMRC urges everyone to be alert if they are contacted out of the blue by someone asking for money or personal information.

Taxpayers should always type in the full online address www.gov.uk/hmrc to get the correct link for filing their Self Assessment return online securely and free of charge. HMRC sees high numbers of fraudsters emailing, calling or texting people claiming to be from the department.

If in doubt, HMRC advises not to reply directly to anything suspicious, but to contact them straight away and to search GOV.UK for ‘HMRC scams’.