Mass demonstrations have been called by the Scottish People’s Assembly at locations across the U.K to show unified protest at rising costs and inflation.
Inflation is set to increase over 7%, energy bills are to rise by 58%, benefits have been cut and National Insurance is set to increase by 1.25% in April.
STUC General Secretary Roz Foyer said: “While the Prime Minister’s party hangover continues, the Chancellor is picking our pockets in plain sight. His proposed action on energy is beyond woeful and his proposals to fund care from the pockets of low paid workers is a disgrace. Meanwhile he is starving the public sector of funds and has cut benefits.
“This Saturday marks the start of a united approach by workers and communities who have been ravaged by the health and economic effects of COVID. We are building an alliance that the politicians will be unable to ignore to demand that the bosses pay their share.”
We hope that trade unionists across Scotland will join many others from across our communities in the call for urgent government action on energy prices, wages, Universal Credit and unfair rises in National Insurance
Come along to the protest on Saturday and bring your placards, flags and banners. See you there!
£82.6 million has been allocated to health boards to expand teams within GP practices and modernise systems.The funding will allow healthcare professionals to be established in every GP practice including increased:
pharmacy support for repeat prescriptions and medication reviews
nursing support for routine tests and wound treatment
access to physiotherapy services
These measures will ensure patients can see the right healthcare expert at the right time while giving GPs more time with patients most in need of their skills and allowing doctors to focus on complex diagnosis, such as suspected cancer cases.
A further £2m has also been allocated to modernise telephone systems within practices which will improve call waiting times for patients.
This investment is part of £360m allocated under the 2018 GP Contract to health boards over four years to ensure that all patients get the support they need from an extended community healthcare team – this announcement of £77.5m is the final allocation of the four-year fund with an additional £3.1m from this year’s budget.
Health Secretary Humza Yousaf said: “It has been a pleasure to visit the Dunblane Health Centre where the multi-disciplinary team of health professionals has been successfully supporting patients for some time.
“GP surgeries provide a wide range of services, supporting both the physical and mental health of patients. The contribution general practice makes to the health and wellbeing of communities is invaluable. This funding will improve how general practice services are delivered and in turn enhance the patients’ experience of accessing care.
“We have now delivered every penny we committed to Health Boards and GPs as part of our ongoing commitment to help support practices deliver care. The NHS is facing the biggest challenge this winter and this investment will have real benefits for both patients and front-line staff.”
Chair of British Medical Association Scotland’s GP committee Dr Andrew Buist said: “Things continue to be really tough for GPs and teams working in practices across Scotland. We need help to cope with demand – both while the pandemic continues and looking longer term, including as restrictions begin to ease following the Omicron wave.
“A crucial part of this is building the teams around GPs and ensuring there are the right skilled staff in place to ensure people at treated by the most appropriate professional, freeing up GPs time to focus on the highest priority patients who need our time the most.
“This funding will make a crucial contribution in that sense, so is very welcome and we hope it will make a real difference for practices and patients across Scotland.”
Chief Executive of NHS Forth Valley Cathie Cowan said: “NHS Forth Valley was one of the first Health Boards in Scotland to pilot the introduction of physiotherapists and mental health nurses in local GP practices and has invested in the development of multidisciplinary teams to support local GP across the area.
“The feedback from local patients who used these services has been very positive as they really appreciate being able to see a wider range of healthcare staff, including physiotherapists and mental health nurses, in their local GP practice. It also supports GPs by freeing up time to spend with patients with more complex health conditions.”
A new package of measures will protect millions of drivers from unfair and extortionate charges, with a new Code of Practice to help keep cowboy private parking firms in check.
Code of Practice launched to crackdown on cowboy private car parking firms
Fines cut by up to 50% in most areas across England, Wales and Scotland
New Appeals Charter will eliminate fines for motorists who make genuine errors or have mitigating circumstances
Additional rip-off debt collection fees banned
Rogue operators who do not follow the Code could be banned from accessing Driver and Vehicle Licensing Agency (DVLA) data
Millions of motorists are set to benefit from a major government crackdown on rogue parking firms which will see fines slashed and a clearer and fairer appeals system created.
A new package of measures announced today (7 February 2022) will protect drivers from unfair and extortionate charges, with a new Code of Practice to help keep cowboy private parking firms in check.
The government’s Parking Code of Practice will see parking fines cut by up to 50% in the majority of cases, saving motorists millions of pounds each year.
The proposals include a maximum cap for parking fines, a 10-minute grace period before a late fine can be issued, and a requirement for parking firms to clearly display pricing and terms and conditions.
In England outside of London and in Wales, charges will be reduced from £100 to £70 or £50, depending on the seriousness of the breach.
Private firms which breach the new Code could even be barred from collecting fines from motorists at all.
Currently, private parking firms are able to hide behind non-specific, pseudo-legal and aggressive language when pursuing motorists. The Code of Practice will provide new higher standards.
Rogue firms which break these rules could be barred from requesting Driver and Vehicle Licensing Agency (DVLA) data, making them unable to pursue motorists for their charges through the post.
A new, simpler appeals process is also being created, to make it easier for disputed fines to be cancelled.
The measures will be a major boost to millions of motorists in England, Scotland and Wales and will help to draw people back to their local high streets by eliminating the fear of being unfairly caught out.
Minister for Levelling Up, Neil O‘Brien MP said:“Private firms issue roughly 22,000 parking tickets every day, often adopting a system of misleading and confusing signage, aggressive debt collection and unreasonable fees designed to extort money from motorists.
“The new Code of Practice will set out a clear vision with the interests of safe motorists at its heart, while cracking down on the worst offenders who put other people in danger and hinder our emergency services from carrying out their duties.”
RAC head of roads policy Nicholas Lyes said:“The RAC has campaigned for years to end the sharp practices in the private parking sector, so we welcome the new national code that will usher in higher standards and will introduce a lower cap on penalty charge notices, an independent appeals system and an end to rip-off debt collection fees.
“This will undoubtedly make drivers’ experience of using private car parks fairer while at the same time force rogue operators to clean up their acts once and for all.”
Edmund King, AA president, said:“These much needed upgrades to private parking rules will give better protection to drivers. For too long, those caught by private parking firms simply pay the charge to get rid of it. Thankfully these days are numbered.
“Drivers should feel confident that having a single Code of Practice and a new Appeals Charter will give them confidence to appeal and be properly heard. We are also pleased that honest mistakes, like mistyping the car registration into the machine, will now be automatically cancelled.”
Sir Greg Knight MP, who took the Parking (Code of Practice) Act through Parliament as a Private Members Bill said:“Some car park providers are honest and fair but a number of unscrupulous rogues have undermined the sector with bad practice.
“I warmly welcome the government’s action which will prevent motorists being unjustly treated in future and will make parking a vehicle a fairer experience for all.
“Action is needed because many dodgy operators are still engaging in unacceptable practices whilst using a threatening and intimidating process to fleece motorists.”
Fresh measures proposed in the new Code and Framework include the creation of a mandatory single Appeals Service and Appeals Charter for motorists to turn to if they are unfairly fined.
Under options set out in the Appeals Charter, motorists could be able to appeal their fine and see it cancelled entirely if:
they have a mitigating reason for overstaying their parking ticket such as their vehicle breaking down
they have made a genuine innocent error, like keying in a digit in their number plate incorrectly
they have a valid ticket, permit or Blue Badge but failed to display it correctly
The Code also states:
New parking charge levels which will mirror the local authority system for publicly accessible car parks, halving parking charges for millions of motorists to £50. It will keep the current £100 cap in some circumstances such as abusing Blue Badge bays or if a motorist is trespassing on private land.
Motorists will be offered a 50% discount if they pay within 14 days.
Parking debt collectors will be banned from adding additional excess fees to the level of the parking charge, currently as much as £70.
A compulsory 10-minute grace periods before firms can issue a late fine.
A compulsory 5-minute cooling-off period in which a motorist can consider the terms and conditions and change their mind about parking.
A crackdown on parking firms using aggressive or pseudo-legal language to intimidate motorists into paying fines.
A requirement for parking firms to clearly display pricing and terms and conditions of parking, contact details and how to appeal a charge.
The Parking (Code of Practice) Act became law in March 2019 and builds on action the government has already taken to tackle rogue private parking firms, including banning wheel clamping and towing and stopping over-zealous parking enforcement by councils.
The team at Autism Initiatives are dusting off their trainers once more for its annual fundraising campaign Walk for Autism, which returns this March.
The charity hopes to make it the biggest one yet in its five-year history when participants from up and down the country walk 10,000 steps per day for the eight days between March 26th and World Autism Awareness Day on April 2nd.
Last year, the campaign’s participants collectively walked over an impressive 194 million steps and raised more than £621,000, making it their most successful year to date.
The money raised goes towards helping individuals with autism while supporting autism projects in the UK & Ireland that encourage the pursuit of specialist interests, promote physical activity and help autistic adults and children learn and develop every single day.
Walk for Autism Fundraising Manager Liz Oakley said: “This campaign is especially important to us as we have seen first-hand how much it can improve peoples’ lives; not just with the money raised but for all those who take part. Our aim is to create a wonderful community of likeminded people who are passionate about autism and believe they can make a difference.
“These past two years have been tough for everyone, and walking has been proven to help with mental wellbeing, which is just another positive reason to get involved.
“Walkers can complete their steps at any time and in whatever way suits them; whether it’s walking the dog, stepping on the treadmill or conquering a long-distance hike. It’s important to remember that each and every step counts so even if you can’t get out and about steps around the garden or even around your home will all contribute.
“You can track your steps easily using a pedometer or smart phone apps to make sure you’re hitting your target. The concept is simple, but the rewards are huge.”
For this year’s theme of ‘We Walk for Autism’, Walk for Autism is encouraging people to do their walking with friends and family. Walkers can sign up on the charity’s website and begin their fundraising straight away, with the charity providing helpful tips on the fun and varied ways to raise money.
Those who sign up and pledge an upfront £20 will get a Walk for Autism t-shirt to assist in their fundraising, as well as a tutorial on how to create their very own homemade confetti canon using household items to celebrate their completion of the challenge.
Liz added: “Autism affects more than 700,000 people in the UK and Ireland each year and it’s vital that we continue to help as many of those people as possible through our fundraising efforts.”
Walk for Autism is a campaign led by charity Autism Initiatives Group who have been working to improve the lives of autistic people and their families across the UK and Ireland for almost 50 years.
You can get involved by visiting their website at:
More than 2.7 million people have received their free flu jab and anyone eligible who has not yet been vaccinated has been urged to come forward.
The programme, which has so far seen a 90% uptake in over 65s, was paused in December so that health boards could prioritise the delivery of COVID-19 booster jabs to combat the Omicron variant.
Flu vaccinations are now on offer again until the end of March for those in high risk groups.
Health Secretary Humza Yousaf said: “Flu can be serious, and the vaccine is the safest and most effective way to help protect the most vulnerable against the illness and alleviate pressure on the NHS and social care services.
“With COVID-19 still circulating, it is important that those eligible for a free flu vaccine take up the opportunity. The NHS Inform website provides information on the vaccine and how to arrange an appointment in your health board area.
“The fact that 90% of the population aged 65 and over have been vaccinated against flu this season is testament to the incredibly hard work carried out by health boards and Integration Authorities during the autumn and winter vaccination programme.
“I can’t emphasise enough how grateful I am to everyone involved from planning to delivery in these most challenging of circumstances.”
The public is to be given the opportunity to view proposals by Crosslane Residential Developments (Crosslane) for an exciting new residential serviced living development at Ocean Point 2, next to Leith’s Ocean Terminal.
Residential serviced living is a new type of fully furnished accommodation, with shared social spaces focused on creating a vibrant sense of community and all-inclusive rents, covering utilities and other living costs.
The scheme will comprise 293 units providing a mix of studio, 1, 2 and 3-bed apartments, with 74 of these offered at affordable intermediate rent levels.
The proposed high-quality, new development will be entirely different to other residential accommodation. The entire building is designed to be a living environment. The principle is that residents sleep in their room but ‘live’ in the building by taking advantage of the wide range of shared communal space and facilities available, generating a real sense of community within the development.
A development such as this responds to market demand for quality rental homes. This is fuelled by a lack of new housing supply coming to the market, an increasing proportion of young professionals looking for more flexibility in how they live and work, and challenges in affordability with many young people being priced out of an expensive and highly competitive apartment-based rental marketplace.
Research from letting portal Citylets reveals the average monthly rent in Edinburgh’s private rental sector rose by 9.8% to £1,191 in the last three months of 2021. This is rent cost alone and does not include utilities and other normal living costs.
93% of one and two-bedroom properties in the Capital found new tenants within one month, with average rents reaching £813 (up 4.9%) for a one-bed apartment, while two-bed apartments achieved average rentals of £1,111, up 9.8%.
The proposal from Crosslane will provide a new residential serviced living development that is affordable and hassle-free, in a convenient, accessible location, inclusive of utilities and bills. Target customers include local residents, young professionals, key workers and nomadic professionals drawn to Edinburgh by project led employment.
A Proposal of Application Notice (PAN) has been submitted to the City of Edinburgh Council, and two consultation events will be held.
Due to the ongoing pandemic and issues surrounding the COVID-19 virus, the Scottish Government has issued guidance encouraging developers to use online or digital engagement methods whilst public gatherings are prohibited.
On Thursday, 10 February 2022, between 3 pm and 7 pm, the development team will be available at www.oceanpoint2.com to answer your questions through a dedicated chat system as part of the digital consultation.
This will enable visitors to communicate directly with the design and advisory team and for them to answer any questions.
Details of the proposals will go live on the website from 9am. A second event is planned for March.
Visitors who do not have online access to exhibition materials can request hard copies from hello@oceanpoint2.com or contact Orbit Communications on 0131 202 3259 orat 4 Queen Street, Edinburgh EH2 1JE.
Mark Hughes, Managing Director at Crosslane Residential Developments, said:“Crosslane and its advisory team are looking forward to be giving the local public the chance to view and comment on exciting proposals for our Ocean Point 2 development in Leith.
“This is an incredibly appealing prospect for both Leith and Edinburgh as a whole. Residential serviced living represents an innovative affordable housing solution at a time when rental accommodation prices in the capital are soaring, and there are serious demands on housing supply.
“Our proposals will significantly assist in the regeneration and expansion of this part of the city. We are consulting extensively to ensure that people from across the local area have an opportunity to input their views and shape our ambitious proposals.
“We encourage all interested parties to speak to the team on 10 February and to put any questions you have to them.”
Every primary and secondary school across Scotland will receive support to refresh computing science for pupils.
Backed by up to £1.3 million from the Scottish Government, secondary schools can bid for grants of up to £3,000 to purchase additional computing science equipment, devices, software or teaching resources.
Every school will also receive two class sets pocket-sized computers that introduce pupils to how software and hardware work together.
In August 2020, Mark Logan’s independent Scottish Technology Ecosystem Review recommended increased investment to improve computing science provision in schools.
Education Secretary Shirley-Anne Somerville said: “It is essential that we have as many talented young people leaving schools with the skills Scotland’s technology sector and wider economy fundamentally depends upon.
“This investment aims to refresh computing science lessons for learners – equipping them with the skills they need for careers in tech.”
Toni Scullion and Brendan McCart part of the Scottish Teachers Advancing Computing Science (STACS), an organisation based at the University of Glasgow to spread best practice in computing science in schools, which has received a Scottish Government grant of £67,500 to set up and run the STACS programme, said: “We are delighted to be appointed as co-leads of STACS.
“This is an incredible opportunity for Computing Science and we are looking forward to working with the dedicated teachers across Scotland who are delivering Computing Science in schools.
“This initiative recognises the importance of Computing Science as a subject in schools and the integral part it plays in Scotland’s ambition for a Digital Nation. Computing Science in education has a key role in helping to engage, nurture and inspire the next generation of talent and that journey starts in the classroom.”
The Scottish Technology Ecosystem Review of the Scottish tech ecosystem by Mark Logan, commissioned by the Scottish Government, with recommendations on how to develop a world-class tech sector.
Mark Logan, chair of the Scottish Technology Ecosystem Review, said: “It’s vital to the future supply of talent into Scotland’s tech sector that Computing Science at school level is elevated to the same level of importance as other STEM subjects.
“The additional funding for Computing Science announced by the Scottish Government and the formation of STACS, which makes teachers major participants in advancing the subject in Scotland, are key building blocks on the way to that goal.”
Future Asset shortlists Scottish candidates for next generation of winning female investors
Schoolgirls from Edinburgh’s Craigmount High School and North Berwick High School in East Lothian have made it to the last stage in the 16-18 year and 13-16 year age group of a contest to crown the country’s most promising new business brains in their respective categories.
The finals of the Growing Future Assets Investment Competition, which nurtures the next generation of female investment experts, will be held in March, when a total of eight teams from across Scotland compete for the top spots in junior and senior contests.
And this year the competition is tougher than ever with entries up by a record-breaking 300%.
Financial educators Future Asset believe that being female should never be a barrier to progressing in a chosen career and the contest introduces senior schoolgirls to potential careers in investment management, demonstrating how working in the sector provides engaging opportunities and can change the world for the better.
During the competition youngsters must prove their ability to spot the next big investment opportunity by researching, analysing and pitching a company they think will be a great long-term prospect
And teenagers have reacted enthusiastically to the opportunity, despite the challenges of the pandemic, with 62 groups, comprising 240 girls, from all over Scotland taking part.
They have been mentored by investment management professionals offering advice, inspiration and career insights, and supported by teachers who have gone above and beyond in providing extra-curricular activities.
Business Education Teacher Hannah Fox, North Berwick High School (East Lothian) says:“The Growing Assets Investment Competition connects classroom learning to the Investment Industry as the students are able to make use of their learning from Business Management and Economics related subjects.
“The task set makes it abundantly clear what a role in the industry might look like, breaking away from the stereotypical portrayal of the industry in movies. It pushes students out of their comfort zone in areas such as interacting with professionals to ask advice and run ideas past and allows them to experience managing a varied workload as well as the value of team work.
“The enthusiasm from the Future Asset Team and their guest speakers is second to none, as is the support the students receive throughout the competition. The students are very fortunate to be given access to such talented individuals and high-quality resources.”
This year more than 80 investment mentors from 28 firms, including Baillie Gifford, Stewart Investors, Walter Scott and Partners and Rathbone Investment Management, volunteered to counsel the youngsters.
Mentor and investment expert Naeema Yaqoob Sajid, from Rathbones Investment Management says: “I was delighted to be invited by Future Asset to act as a mentor for their “Growing Future Assets Investment Competition.
“Initiatives such as this are fundamental if we wish to support and grow our female talent in otherwise male dominated industries. The work Future Asset is doing in this space is both innovative and inspiring.
“If anything, we need more initiatives such as this to ensure our young Scottish talent is natured and equipped with skill for a bright and successful future.
“The young girls from Craigmount High School, with whom I collaborated, showcased their talent with such enthusiasm and interest. Their research and presentation skills left me with no doubt that we were on to a winner!”
Experts from journalism and business have also advised the teenagers with Executive and Voice Coach Susan Room boosting their skills and confidence with online masterclasses in Mindset, Body Language, Speech and Voice, and author, broadcaster and financial journalist Iona Bain explaining how they can invest their way to a better future.
Now in its second year, the teams have already presented their case in a research report and three-minute elevator pitch. The eight finalists will deliver an extended pitch to judges at the beginning of March with the winners announced on March 2.
The champions will receive: £1000 for the winning senior team and £200-worth of vouchers of the students’ choice for each team member; £800 for the best junior team and £150-worth of vouchers each. Senior and junior runners-up receive £500 and £100 of vouchers and £400 and £75 of vouchers, respectively.
Helen Bradley, Future Asset programme manager, says: “The response to this year’s competition from the youngsters has just been astounding – matched by a fantastic level of commitment from teachers and mentors.
“And the calibre of entries has been so impressive. The judges are going to have a challenging job on their hands determining which teams are the true future stars of the investment industry.”
An implementation plan to take forward changes to whistleblowing and wider organisational culture at the City of Edinburgh Council will be discussed by councillors this week (Thursday 10 February).
The detailed plan responds to the findings of an Independent Review led by Susanne Tanner QC, which was published in December last year. This followed on from her earlier Independent Inquiry into the conduct of the late Sean Bell, published in October 2021.
Susan Tanner QC said on publishing her report: “The purpose of the recommendations we are making is to inform cultural change in the way that complaints of wrongdoing are dealt with by CEC, to ensure that CEC is as transparent and accountable as it can be in its actions, and that it engenders a feeling of safety in those who wish to raise concerns, by removing any actual or perceived barriers to disclosures.
“We hope that in doing so, the culture will be better for its workforce, its elected members, and ultimately those whom they all serve, the residents of the city of Edinburgh.”
Ms Tanner added: “My overall conclusion is that despite considerable steps taken to improve organisational culture since 2014, there is not a universally positive, open, safe and supportive whistleblowing and organisational culture for the raising of and responding to concerns of wrongdoing. There is a need to demonstrate transformational changes”.
Council failures to address staff concerns over many years were highlighted in a scathing report that described a poisonous culture that allowed members of an “old boys’ network” to protect former senior social worker Sean Bell from multiple allegations of sexual abuse involving a number of victims for more than thirty years.
Sean Bell joined the local authority in 1988 and remained with the city council until his death by suicide in 2020.
Fifty-five people gave evidence to the Inquiry Team, cataloguing a series of serious sexual assaults including rape. Despite concerns over Bell’s conduct being raised on a number of occasions no action was taken – and the inquiry team found Bell’s HR record completly clear.
One whistleblower claimed council bosses were “hell-bent” on protecting Bell.
Ms Tanner’s Review acknowledged that the Council had made ‘considerable strides’ to improve its whistleblowing and organisational culture since 2014, but recognises that significant work remains to be done to make and sustain further improvements and positive change.
Ms Tanner made 50 recommendations, which were agreed in full by councillors at their last meeting on 16 December.
Key to the findings of both processes were testimonies from Council staff, both past and present, who spoke about their experiences and the survivors who suffered abuse at the hands of the late Sean Bell. It is thanks to their honesty and bravery that the Council is now in a position to take forward these transformational changes.
Areas for improvement have been grouped under five themes: Policy Development and Review, Our Approach to Investigations, Training and Development, Systems and Processes and a Redress Scheme designed to compensate those who suffered as a consequence of the actions of Bell.
Actions included in the plan will see the development of a revised domestic abuse policy and associated training, strengthening of the Council’s disciplinary code and whistleblowing policy, reviewing of various policies including violence at work, increasing whistleblowing training, avoidance of bullying and harassment training, and improving reporting and investigatory processes for issues of concern.
Councillors will be asked to consider the significant financial and resource implications for the implementation plan, should the actions be taken forward as recommended.
Successive council administrations, including the current SNP – Labour ‘Capital Coalition’ leadership, have been criticised for failing to address the issue head-on and there is some concern that the council still doesn’t take the safety of it’s staff seriously – flippant comments made by the Deputy Leader during a debate on the Tanner report was a factor in the resignation of senior SNP councillor Alison Dickie.
Council Leader Adam McVey said: “I want to thank everyone who came forward to speak to the Inquiry and Review teams, including colleagues past and present. I know this has been a really difficult process for those affected but it is thanks to their testimonies that we are now in a position to implement these changes and deliver positive change.
“The culture of the Council has to be as positive, open, safe and supportive as it can be so that colleagues can feel confident in raising issues and that they will be properly investigated and responded to. Although there has been positive progress and improvements to the Council’s whistleblowing and organisational culture in recent years, Ms Tanner has outlined more work to do.
“This implementation plan outlines the next steps we need to take to make sure the Council is in the very best position it can be to support our colleagues and continue to deliver the best services for the people of Edinburgh.”
Depute Leader Cammy Day said: “Having gone through what has been an exceptionally difficult process, particularly for those who came forward so bravely, we now have a clear idea of the steps we need to take to drive forward meaningful change to the Council’s whistleblowing and organisational culture.
“We must ensure that people can raise issues of concern, be confident they will be listened to and appropriate action is taken.
“This implementation plan outlines the challenges that lie ahead, both in terms of the financial commitment and level of resources required, but it’s vital that we grasp this opportunity and continue working together to make further positive changes to our organisation.”
Edinburgh goes to the polls to elect a new city council in May.
New figures show Scotland’s communities and businesses increasingly supported by Post Offices amid bank branch closures
Use of Post Offices to deposit and withdraw cash has soared in Scotland over the past two years, up 11% year on year
The Post Office believes demand has been driven by bank branch closures and rising awareness of Post Offices’ availability to bank customers, opening hours and other benefits
Cash plays a vital role in local economies and communities, and especially for small businesses and vulnerable members of society, meaning Post Offices play a ‘lifeline’ role
The Post Office today publishes figures for Scotland showing the organisation’s fast-growing and vital role supporting local communities and economies with cash handling services – amid sharp falls in the number of bank branches.
Post Offices can be used by personal and business customers of 30 banks, building societies and credit unions to deposit and withdraw cash, deposit cheques and check balances.
In 2021, total cash deposits and withdrawals by business and personal customers at Scotland’s 1300 Post Office branches rose to a total of £2.41bn, up 11% per cent compared with £2.18bn in 2020. A fuller breakdown is included in the table below.
2020
2021
% Change
Personal withdrawals
£545,846,828
£593,082,999
8.65%
Personal deposits
£779,185,023
£965,059,248
23.86%
Business withdrawals
£17,077,346
£17,202,460
0.73%
Business deposits
£835,949,801
£837,624,426
0.20%
Total
£2,178,058,998
£2,412,969,133
10.79%
In addition, the total number of transactions (deposits and withdrawals) hit 11 million in 2021, compared with 10.7 million in 2020.
The Post Office believes the sharp increase reflects closures of bank branches across Scotland. Which?, the consumer advocacy group, earlier this month told the Scottish Affairs Committee in Westminster that the number of bank branches in Scotland had fallen by 53% over the past seven years – with 1,040 branches having been closed.
There is also growing awareness of the other benefits of using Post Offices to do everyday banking. Because many are located in convenience stores, they often have longer opening hours than traditional bank branches and customers can pick up groceries and pay bills at the same time.
In addition, communities appreciate the crucial role that Post Offices play in local economies, where cash transactions can be critical for small businesses, and where many individuals, and especially more vulnerable members of society, rely on cash. Postmasters frequently handle deposits and withdrawals to the penny, reflecting customers’ careful budgeting.
In Scotland, the data also shows that average personal deposit in 2021 was £324.83, and the average withdrawal was £85.34. For business customers, the average deposit was £1063.02, and the average withdrawal was £226.05.
Last week the Post Office announced it had secured a new agreement to continue to handle cash deposits and withdrawals across the UK on behalf of the banks, building societies and credit unions for a further three years – ensuring a continued ‘lifeline’ for the millions of people and small businesses nationwide that rely on cash. The new agreement, Banking Framework 3, will run from 1 January 2023 to 31 December 2025.
Martin Kearsley, the Post Office’s Banking Director, said:“Post Offices increasingly provide a lifeline for individuals and small businesses across Scotland, especially amid ongoing bank branch closures. Although many people use cash less, it remains crucial for large numbers of people and local economies.
“When we see customers making withdrawals, we are often seeing people whose budgeting is so tight they need to withdraw cash to the nearest penny. You also have to consider businesses that rely on cash, and just what the impact would be if they had to turn such custom away – they need a convenient and secure place to pay that cash in speedily without having to close to visit a distant bank branch. It can make a critical difference to a local economy.
“The good news is that Post Offices continue to provide cash services across Scotland. What’s more, they very often have longer opening hours as most are located in convenience stores. This also means you can pick up groceries or pay bills at the same time.”
Post Office is also trialling new Banking Hubs whereby five major banks (RBS, Santander, Virgin Money, Bank of Scotland, TSB) take it in turns to provide services on weekdays as part of a landmark industry commitment to protect cash and banking services across the UK.
One of the two established hubs is located in Cambuslang, South Lanarkshire, providing access to face-to-face banking services for its community of 25,000. As a result of the overwhelmingly positive response, it was announced both pilots would continue to run until spring 2023, at least.
In addition, a Bank Hub will be opened this year in Carnoustie (Angus).
