The Met Office has issued an Amber warning for wind across parts of western and northern Scotland. The warning is in place between 9am on Sunday, 20 October, and 11.59pm on Sunday, 20 October, 2024.
The following areas are expected to be affected by the Amber warning:
Highlands and Eilean Siar (Highland, Na h-Eileanan Siar)
Strathclyde (Argyll and Bute)
A Yellow warning for wind affecting much of Scotland is also in place between 3am on Sunday, 20 October, and 11.59pm on Sunday, 20 October, 2024.
The following areas are expected to be affected by the Yellow warning:
SW Scotland, Lothian Borders (Dumfries and Galloway, East Lothian, Edinburgh, Midlothian Council, Scottish Borders, West Lothian)
Strathclyde (Argyll and Bute, East Ayrshire, East Dunbartonshire, East Renfrewshire, Glasgow, Inverclyde, North Ayrshire, North Lanarkshire, Renfrewshire, South Ayrshire, South Lanarkshire, West Dunbartonshire)
Further information about the weather warnings and flood information is available on the Met Office and SEPA websites.
Chief Superintendent Hilary Sloan, Police Scotland’s Head of Road Policing, said: “The amber warning for high winds means that there is a strong likelihood of disruption on the road network and as such, motorists are advised to plan ahead and avoid unnecessary travel where possible.
“Make sure your vehicle has sufficient fuel and is completely roadworthy, with tyre pressure and tread meeting legal requirements. Ensure your mobile phone is fully charged in the event you need to call for assistance and if it is likely you may be within your vehicle for long periods of time, take additional clothing and water with you.
“Please do not ignore any road signage advising of changes to speed or closures to routes. These are in place for your safety and the safety of other road users and listen out for media broadcasts about the weather and how it may be impacting travel.
“Further information of the weather and road closures can be found by visiting the Met Office, Ready Scotland and Traffic Scotland websites and social media accounts.”
General advice for road users:
Plan ahead and avoid unnecessary travel
All road users should consider if they really need to travel during adverse weather
Consider delaying travel until conditions improve
If you are travelling on the roads, prepare yourself and your vehicle for the conditions
Ensure your mobile phone is charged and plan your journey, including an alternative route
Have sufficient fuel, warm clothing, food and water in case you’re delayed
Do not ignore road closure signs – they are for your safety
Congestion caused by vehicles may restrict emergency services and recovery vehicles from providing essential assistance
Follow @trafficscotland on X for up-to-date travel information.
Wind
HGV and bus drivers should drive with extreme caution and be aware you may be asked to park at a suitable position by the police.
Drivers of vehicles vulnerable to being blown over should plan their route to avoid exposed areas or consider cancelling your journey until conditions improve.
Cyclists, motorcyclists and pedestrians should consider the risk of being blown over or into the path of other road users.
Follow @trafficscotland on X for up-to-date travel information.
Wind
HGV and bus drivers should drive with extreme caution and be aware you may be asked to park at a suitable position by the police.
Drivers of vehicles vulnerable to being blown over should plan their route to avoid exposed areas or consider cancelling your journey until conditions improve.
Cyclists, motorcyclists and pedestrians should consider the risk of being blown over or into the path of other road users.
Rain / Surface Water
Drive to the conditions. Spray can reduce driver visibility.
Be aware of increased stopping distances. In wet weather, stopping distances will be at least double those required for stopping on dry roads.
Driving through areas of flooding can result in catastrophic damage to your vehicle. It may also result in the road becoming blocked with recovery required and may delay emergency services and road maintenance workers.
The Scottish Government’s Resilience Room (SGoRR) has met to consider the impacts of Storm Isha and preparations for Storm Jocelyn.
The meeting was chaired by First Minister Humza Yousaf and attended by members of the Cabinet, including the Transport Minister, the Met Office, Police Scotland, Transport Scotland, SEPA, transport and utilities companies and resilience partners.
While today’s Met Office yellow warning for wind has now been lifted, some rail and ferry services have resumed and all trunk roads have reopened. Power companies are working to restore supplies to more than 15,000 properties, and 17 regional flood alerts and 32 local flood warnings remain.
An amber warning for wind has been issued for the Western Isles, western Highlands, northern coast, Orkney Islands and part of the Moray Firth coast from 1800 tomorrow until 0800 on Wednesday.
A yellow warning for wind covers the rest of Scotland – except the Shetland Islands – from 1600 tomorrow until 1300 on Wednesday. A yellow warning for rain for parts of west and southwest Scotland is also in place from 0700 to 1800 tomorrow.
ScotRail will suspend services from 1900 tomorrow, and there will be no rush hour services on Wednesday morning,
People are urged to continue to check all relevant safety advice issued by the police and other agencies.
First Minister Humza Yousaf said: “Tragically, Storm Isha has led to lives being lost and I send my sincere condolences to the families affected.
“The strong winds and heavy rain have impacted communities across Scotland. I want to thank all those who have worked throughout the night and today to keep the public safe and respond to those impacts and restore normality.
“But the exceptional weather conditions are not over. Storm Jocelyn is on its way to the UK and is likely to cause more disruption, with another period of strong winds further buffeting our infrastructure and rain falling on already saturated ground.
“Travel is likely to again be difficult, particularly heading into Wednesday’s rush hour, so I urge everyone to follow guidance from Police Scotland and check updates from transport providers, Transport Scotland and the Met Office.”
Martin Thomson, National Operations Manager for Resilience at Transport Scotland, said: “Focus is now shifting onto the next named storm, Jocelyn, for tomorrow into Wednesday, and preparations are already underway with rail, aviation and ferries colleagues to ensure we are as ready as we can be.
“The public can play its part and plan ahead by visiting www.traffic.gov.scot. Staff from our trunk road operating companies will be patrolling the network and undertaking inspections to respond quickly to any further treefall or blocked drains. Their proactive efforts in terms of branch cutting and drain clearing at vulnerable locations has helped minimise disruption in the past.
“Across the wider network, we can expect to see more delays and cancellations with ferries, flights and rail from Tuesday into Wednesday morning. Please check with your public transport operator for the latest information and your local authority and Police Scotland for the latest information on local roads.”
As weather forecasters say we could be in for a week of thunderstorms, motorists are being warned to check their insurance policies before venturing out into the elements.
Storm Isha is due to hit the UK with strong winds and heavy rain, with gusts of up to 80mph in some areas.
Quotezone.co.uk, a leading car insurance comparison website, says any damage to cars caused by driving through flash floods might not be covered by insurance policies.
It warns motorists to carefully check their policy exclusions, and even if routes are partially blocked, drivers should think twice before using waterlogged roads.
If drivers find themselves stuck in the car during a thunderstorm, official advice from the Met Office is to wind up the window and stay inside the vehicle – the metal frame of the car should act as a conductive Faraday cage, passing the current around the passengers and into the ground, should it be struck by lightning.
If motorists have an open or soft top vehicle, they are best to avoid driving if they know thunderstorms are coming.
Greg Wilson, Founder of Quotezone.co.uk, comments: “Motorists who have taken out third party only or third-party, fire and theft insurance wouldn’t be covered for any storm damage to their vehicles – only fully-comprehensive policyholders are likely to be protected in those cases.
“If a storm is predicted look at official flood warnings, avoid roads that are likely to flood and allow more time for your journey, note you may have to pull over and wait it out if the downpour starts to affect your visibility – not forgetting to put on the hazard lights.
“Unfortunately, if motorists do decide to drive through waterlogged roads, there’s a very real risk that they won’t be covered for any resulting water damage to the car – even fully-comprehensive drivers.”
Greg also warns motorists that have to go out, to make sure their cars are roadworthy before setting off, which includes checking tyre tread and windscreen wipers.
Snow and sub-zero temperatures predicted in parts of UK this week
Commercial insurer NFU Mutual issues advice to businesses and retailers with cold snap set to hit
Businesses warned of risks of frozen pipes and dangerous ice on premises
Commercial insurer NFU Mutual is urging businesses to be prepared for heavy snow and freezing temperatures as icy weather is predicted this week.
After weeks of unsettled weather, a cold snap is expected throughout the week, with the Met Office warning of plunging temperatures and snow.
A yellow warning for snow and ice was issued on Monday, with snow showers and sub-zero temperatures predicted – bringing risks for businesses and the high street.
Zoe Knight, Head of Commercial at NFU Mutual, said: “While businesses will have rightly been focusing on the potential flood risks due to recent storms, we are now facing a period of colder weather and possible snow showers, which will bring a different set of risks.
“Retailers, hospitality, and independent businesses should all be prepared and take essential steps to keep themselves, their premises and their customers safe during adverse weather.
“NFU Mutual urges business owners to clear and grit pathways and car parks, include warning signage for customers, check your boilers have been serviced, ensure pipes are insulated and check your roof in preparation for the strain caused by potential snowfall.
“Don’t be complacent about the risks cold weather can pose to businesses and customers. As well as causing disruption across the UK, cold weather and snow storms can bring devastating damage to businesses, so it’s well worth taking simple steps to reduce the risk.”
Commercial insurer NFU Mutual’s cold-weather and snow advice to businesses
Safe premises:
Clear and grit pathways and car parks to ensure the surface isn’t dangerously slippery.
Use warning signs if safe to do so and where they do not obstruct pathways
Check your boiler has been serviced as winter months will put more strain on parts
Ensure pipes are insulated in unheated areas to avoid the risk of costly damage due to frozen pipes often resulting in water leaks
Make sure your heating is on a temperature setting high enough to prevent freezing of pipework when the premises are unattended
If a pipe does become frozen, turn off the water supply and then gently heat the relevant area. Flame producing equipment should not be used for this.
Make sure you know where the stopcock is in case you need to turn off your water supply. Have buckets or other containers available in case of emergency
Maintain roofs, gulleys, gutters and downpipes in good condition. The weight of accumulated snow can put added pressure on roofs, particularly if they are in poor condition.
Clear drains or ditches outside your business to allow melting snow to run away.
Safe people:
Make sure there is a place for your staff to keep warm or warm up, such as a rest room or kitchen where they can make a hot drink
If work rooms are cold, consider providing temporary extra heating – make sure they are in good working order and checked for electrical faults
Provide your staff with warm weather clothing if their work involves long spells of exposure to the cold
Avoid making non-essential business journeys in your vehicles unless it is safe to do so
If you decide to close your premises, notify customers and keep in touch with staff to avoid unnecessary journeys
Make sure you assess the risks from cold and adverse weather for all the work that is done as part of your business – don’t carry out a task if it’s not safe to do so.
The Scottish Environment Protection Agency (SEPA) have warned communities to stay vigilant as the weekend of severe weather continues across Sunday evening and into Monday morning.
Multiple Flood Warnings and Alerts are in place across Scotland, with the focus remaining on the Spey and Tay catchments.
While local Flood Warnings in some areas of Scotland may start coming off over the evening as rivers fall, others will stay in force as some waters continue to rise and the agency continues to warn of likely impacts as communities count the cost of the weekend’s flood damage.
Ruth Ellis, SEPA’s Flood Duty Manager, said: “Today the focus turned to communities across the North, with a particular concern for severe flood impacts to communities along the Spey and Tay rivers.I want to be clear that communities in these areas should stay alert over the evening as some rivers will continue to rise over the course of the evening. The risk to life remains.
“It’s been a difficult weekend across Scotland, with severe weather causing widespread travel disruption to road and rail networks and impacts in communities all over Scotland. Across many areas of the country there is still some deep standing water and it’s really important people understand the danger.
“Hazards can be hidden, so please don’t walk or drive into flood water. Remember that not only is flood water likely to be dirty, 30 cm of fast flowing water can move an average family sized car, and just 15 cm of fast flowing water could be enough to knock you off your feet.
“Our teams have been working around the clock with partner agencies, including Scottish Government, the Met Office, emergency services and local authorities across this major weather event. We will continue to provide information and support in the coming days and weeks to ensure Scotland recovers from this event and becomes more resilient to future flooding.
“We’ll be continuing to issue further updates across the evening to communities across northern Scotland and our advice remains for people to keep up to date with information from sepa.org.uk and follow guidance from emergency services.”
Update 9am, Sun 8th Oct – Flooding focus turns north as SEPA warn communities to stay alert
The Scottish Environment Protection Agency (SEPA) have warned communities to stay vigilant as the weekend of severe weather continues across Sunday.
Multiple Flood Warnings and Alerts are in place across Scotland as the agency continues to warn of likely impacts on Sunday and communities count the cost of Saturday’s flood damage.
Vincent Fitzsimons, SEPA’s Flood Duty Manager, said: “It’s been a rough weekend across Scotland, with severe weather causing widespread travel disruption to road and rail networks and impacts in communities from Greenock to Aviemore.
“Our teams have been working around the clock with Scottish Government and the Met Office in the lead into and across this major weather event. We have been issuing Alerts and Warnings to communities at risk and supporting first responders.
“Today the focus continues to turn to communities across the North, with a particular concern for severe flood impacts to communities along the Spey and Tay rivers. It’s a day to stay alert, not stand down. The risk to life remains.
“We’ll be issuing further updates across the day to communities across northern Scotland and our advice remains for people to keep up to date with information from sepa.org.uk and follow guidance from emergency services.”
People are being urged to avoid travel by road in Argyll and Bute and to consider carefully travel in other areas most impacted by the weekend’s severe rainfall.
SEPA has indicated up to a month’s worth of rain could fall in some areas over the course of the weekend. Rainfall is causing significant disruption in parts of Scotland, including road closures and rail service cancellations.
https://twitter.com/i/status/1710746869255520617
On Saturday afternoon the Met Office issued an Amber Warning for rain extending across Angus, Perth and Kinross, Aberdeenshire, Moray and Highland until 2pm on Sunday.
In Argyll and Bute, the Local Resilience Partnership has established a Care for People Sub-Group, led by the local Health and Social Care Partnership, which is working to identify and reach vulnerable people that may be difficult to reach, with assistance from the voluntary sector. Argyll and Bute Council is assisting by contacting community groups in affected areas with a view to initiating local support, such as opening up community halls.
On Friday the Met Office issued an amber warning for rain, covering Inverclyde, Renfrewshire, East Renfrewshire, Glasgow, North Lanarkshire, East and West Dunbartonshire, Argyll and Lochaber, parts of Stirling, Perthshire, Aberdeenshire and the Highlands. It is in place until 6 am on Sunday. Yellow warnings for rain remain in place for other large parts the country and are updated on the Met Office website.
The greatest impacts earlier on Saturday were experienced in Inverclyde, Renfrewshire, East Renfrewshire, Glasgow, North Lanarkshire, East and West Dunbartonshire, Argyll and Lochaber, parts of Stirling, Perthshire, Aberdeenshire and the Highlands. In Argyll and Bute, several roads have been closed due to flooding and landslides, including:
the A83 between Tarbet and Inverary
the A815 between Dunoon and the A83
the A816 between Lochgiphead and Oban
the A85 at Loch Awe
Road operating companies are assisting Police Scotland with the closures and clear up operations, however due to the continuing rainfall it will not be possible to make an assessment of the landslides or undertake clear up operations until conditions improve.
Network Rail has reported many incidents of severe flooding across the network, resulting in widespread cancellations to services. This includes suspension of services between Inverness and Perth. Services running across the whole ScotRail network have been cancelled, delayed or revised.
On Saturday afternoon Justice Secretary and Minister for Resilience Angela Constance chaired a meeting of the Scottish Government’s Resilience Committee (SGoRR), which was attended by First Minister Humza Yousaf, Transport Secretary Màiri McAllan, Transport Minister Fiona Hyslop and key responder agencies.
They discussed the immediate response to the local impacts, as well as further actions being taken to support those communities most affected.
Ms Constance said: “As the weather warnings outline, heavy rainfall is expected to continue in many parts of the country into Sunday and some areas will have a month’s worth of rain over the course of the weekend.
“I would urge everyone across the country to heed the travel warnings being issued by Police Scotland and others – in particular, drivers in Argyll and Bute should avoid travel due to the significant disruption across the road network.
“We are aware that the initial, most severe impacts have been felt by people and businesses in Argyll and Bute, as well as other areas in the west and north of the country.
“Ministers are receiving regular updates on the situation from partners, including SEPA, the Met Office, and Police Scotland as it unfolds. This afternoon I convened SGoRR in recognition of the severity of the situation which will continue to develop over the next 24 hours.
“I am grateful for the efforts of partners and volunteers to help the public stay safe and where possible to restore services.
“Anyone seeking live updates should follow these partners organisations on social media, and can also consult the Ready Scotland website for general advice.”
Police Scotland Assistant Chief Constable Tim Mairs said: “Officers have been dealing with significant disruption on the roads caused by the heavy rainfall and we would expect this to continue into Sunday.
“It is important that we do everything we can to keep people safe and officers are out in communities helping those who need us.
“Our advice is to plan ahead and consider if your journey is really necessary or if it can be delayed until conditions improve. If you need to travel, please drive to the conditions and take extra time for your journey.”
Vincent Fitzsimons, Flood Duty Manager for the Scottish Environment Protection Agency (SEPA), said yesterday: “SEPA has issued Regional Flood Alerts and more locally specific Flood Warnings across Scotland due to the major rainfall event that is bringing prolonged, heavy rain throughout the day and into Sunday.
“I want to be very clear that this is not a normal Autumn day for Scotland. We’re expecting extensive river and surface water flooding in affected areas. There is a danger to life. There will be widespread impacts to road and rail. There is a risk of more significant community scale property flooding.
“Rain will move across central and western parts this morning, moving northwards through the day. Many areas will see heavy rain for well over 24hrs before it clears on Sunday. Of particular concern are communities in the amber area that extends from west central Scotland northwards.
“Further Local Flood Warnings are likely to be issued, people can always check our Flood Updates for all the latest information. We advise people living, working and travelling in the affected areas to consider any steps they need to take now to be prepared for flooding impacts and consider whether their journey is necessary.”
The Scottish Environment Protection Agency (SEPA) issues flood alerts and warnings for Scotland. View the latest updates on their website.
Vincent Fitzsimons, Flood Duty Manager for the Scottish Environment Protection Agency (SEPA), said: “Scotland is experiencing a major rainfall event that is bringing prolonged, heavy rain throughout the day and well into Sunday.
“I want to be very clear that this is not a normal Autumn weekend for Scotland. We’re expecting extensive river and surface water flooding in affected areas. There is a danger to life. There are widespread impacts to road and rail. There is a risk of more significant community scale property flooding.
“Heavy rain has been falling since Friday night in many areas and will continue in northern Scotland throughout Saturday evening and well into Sunday. Some areas will have seen more than a month’s rain by the end of the weekend.
“Of particular concern are communities in the Met Office amber weather warning area that extends across much of northern Scotland. Examples include Aviemore and communities down the Spey Valley, but many more communities are also at risk. SEPA has been working closely with partners to help them target support for these areas.
”People should check our live Flood Updates for all the latest information. We advise people living, working and travelling in the affected areas to consider any steps they need to take now to be prepared for flooding impacts and consider whether their journey is necessary.
“We will continue to keep a very close eye on the situation, monitoring 24/7 as well as working closely with the Met Office and other partner agencies.
“We would strongly advise people to sign up to Floodline to receive free updates and heed emergency service and local authority advice.
NFU Mutual is issuing flood advice as the Met Office issues an amber warning for heavy rain across many Scottish communities.
Up to 180mm of rain could fall throughout Saturday and into Sunday, with Grampian, Central, Tayside, Fife, Strathclyde and the Highlands all in danger of disruptive and dangerous downpours and flooding.
Heavy rain could lead to flash flooding with fast moving water, cutting off transport routes, and leading rural insurer NFU Mutual is urging home and business owners in Scotland to fortify their properties if possible but make safety their priority.
If they are affected by flooding, people should look at how they can work with their insurer to repair their property to be more resilient to flooding in the future.
Andrew Chalk, home insurance specialist at NFU Mutual, said:“Time and again we’ve seen how destructive and disruptive flash flooding can be for communities, and NFU Mutual Agents in Scotland stand ready to rapidly assist people impacted by these predicted downpours – including facilitating rapid payments for smaller claims and mobilising our network of loss adjusters and repairers.
“But the best way to avoid disruption, if possible, is to take some sensible steps provided by NFU Mutual to protect your property. If you have flood defences, activate them now, move valuable possessions and electrical items to higher ground and prepare a flood or extreme weather pack.
“Have your insurer’s details to hand and if you are impacted by flooding, be sure to ask your insurer and loss adjuster about flood resilient repairs. Since 2017, NFU Mutual has offered its Flood Resilient Repair scheme to all home insurance customers. As part of the scheme, customers who suffer flood damage above £10,000 receive a contribution from NFU Mutual to implement repairs which will protect the property from future flooding.
“According to NFU Mutual claims data, the average damage to a home caused by floods in 2022 was £20,706. A flood resilient home, using things like non-return valves, tiling, and resilient materials on lower floors can massively reduce this bill, and many resilient repairs will cost no more than like-for-like repairs.
“With more insurers also now offering flood resilient repairs under the Government-backed Build Back Better scheme, it is worth checking if you can access extra help if you suffer a flood.”
NFU Mutual flood advice
NFU Mutual’s flood preparedness checklist:
Check if your property is at risk of flooding on the Government website.
Sign up for flood alerts on the Government website – these can be sent by text, email or delivered by phone call.
Put a flood plan in place, including:
Moving valuables – including electric items – to a safe space
Thinking about vulnerable members of your household and neighbours
Noting down useful numbers like gas and electricity suppliers, the National Grid, local council and insurer
Ensuring you know how to switch off your mains electricity and gas supply
Consider procuring sandbags or other flood defence systems
Prepare a flood or storm back, including:
Bottled water and snacks
Food for vulnerable household members like babies, children, and elderly relatives
Pet food
Torches with charged batteries
Mobile phone power banks and chargers
What to do if your home is flooded:
Make safety your priority. Keep your family and pets away from the flood water and move to another part of the property.
Call your insurer immediately, asking about alternative accommodation if your property is unsafe.
Contact family and friends.
If you can, switch off mains gas and electricity supplies in the affected area.
Have a pack with essential items like prescriptions, other medicines and food, paying particular attention to items like baby food.
Have a torch and charged mobile phone on hand in case of power cuts.
When it’s safe to enter the flooded area again, catalogue all damaged items for insurance claims and begin clearing and drying out the area, seeking advice from your insurance company.
Business owners should remain in contact with employees and customers.
NFU Mutual’s flood resilient repairs checklist
Flood resilient repairs are repairs carried out following flood damage which help prevent extensive damage in any subsequent flood. Some may come with additional cost, but many will cost no more than restoration. Resilient repairs to ask your loss adjuster or insurer about include:
Raising electrical sockets and white goods away from floor level.
Replacing flooring with waterproof tiling and grout.
Waterproof paint.
Installing flood-resistant, self-sealing air bricks.
Fitting non-return valves to drains to prevent backflow flooding.
Replacing doors with waterproof doors to prevent floodwater spreading.
Fitting flood barriers to doors or air brick covers.
Permeable paving or driveways.
Inflatable toilet pan seals or bungs to prevent backflow.
uPVC skirting boards and kitchen units.
Removable doors.
Basement tanking or pump systems (integrated or portable).
Homeowners and businesses need to be prepared as Storm Agnes approaches. But be assured that, should you suffer any storm damage, insurers will do everything they can to help you recover as quickly as possible.
Damage caused by storms is covered by standard home insurance, commercial business policies, and comprehensive motor insurance.
Mark Shepherd, Head of General Insurance Policy at the Association of British Insurers said: “Insurers expect bad weather at any time and their priority is always to help their affected customers recover as quickly as possible.
“Where properties are damaged by floods or storms, insurers will be on hand to make emergency payments, arrange any temporary emergency accommodation, and make sure the damage is repaired.
“If you suffer damage to your property, contact your insurer as soon as you can for help and advice.”
The ABI advises people to:
· Keep a close eye on weather warnings, and follow advice from The Met Office, The Environment Agency, Scottish Environment Protection Agency, Natural Resources Wales and the Department for Infrastructure in Northern Ireland.
· Where possible, store items left in gardens that can easily be blown away and cause damage, like ladders, inside, or ensure they are secure.
· Have contact details of your home insurer to hand, along with other emergency contact numbers for your utility providers and the local authority.
If you suffer storm damage:
· Contact your insurer as soon as possible. Most will have 24-hour emergency helplines to ensure you get advice on what to do and arrange repairs as quickly as is possible.
· If necessary, arrange temporary emergency repairs to stop any damage getting worse, but speak to your insurer first. If you have to arrange emergency repairs yourself, tell your insurer and keep any receipts, as this will form part of your claim.
· Do not be in a rush to throw away damaged items, unless they are a danger to health, as these may be able to be repaired or restored. Your insurer will advise.
If your home is uninhabitable while repairs are being carried out, your insurer will arrange for, and pay the cost of, any alternative temporary accommodation you may need in line with your policy.
Commercial polices will cover damage to premises and stock. Business interruption cover (which may be included or purchased separately) will cover additional trading costs, such as hiring temporary alternative trading premises if necessary.
Comprehensive motor insurance covers the cost of repairing or replacing vehicles damaged by storms.
Yellow warnings are in place this morning across Scotland for thunderstorms.
Please drive to the road conditions, plan ahead and be aware of increased stopping distances.
There are also a number of outdoor events taking place over the weekend and we would remind people to be prepared and dress appropriately for the weather.
Warnings have been issued for snow and ice by the Met Office, as a northerly airflow will bring some disruptive weather through this week.
Yellow warnings for snow and ice have been issued with the focus of initial snow showers in northern and eastern areas of the UK.
5-10cm of snow could accumulate over northern Scotland and snow is likely within the warning area even to lower ground, with icy conditions likely to cause travel disruption.
The area of high pressure that has brought recent benign conditions will move away to the west at the start of the week, allowing a northerly airflow to sweep across the UK. The introduction of an arctic maritime airmass will bring snow showers to Scotland, Northern Ireland and along the east coast of England from Monday.
The snow showers will predominantly impact northern and eastern areas; however, it will be cold across the UK, with widespread freezing conditions overnight.
Deputy Chief Meteorologist, Chris Almond, said: “Very cold air will spread across the UK from late on Sunday through early next week. This brings with it snow even to low levels in the north and east through Monday and Tuesday, and in excess of 10cm could accumulate, most likely on high ground in the north, but also settling for a time at lower levels.
“With freezing overnight temperatures and the risk of ice, there’s a risk of some travel disruption and wintry hazards are likely to persist through much of next week, even further south for a time, so keep an eye on the Met Office forecast for the latest information.”
James Coles of Scottish Mountain Rescue and Team Leader at Moffat Mountain Rescue said: “The UK is entering a period of increasingly challenging weather conditions with snow, ice and gusty winds all featuring prominently in the forecast for the coming week. Upland areas, especially in the mountains, can see conditions change very rapidly and they may be markedly different from surrounding lowland areas.
“Met Office warnings come into force on Monday, but conditions ahead may deteriorate more quickly at higher elevations.”
Stay up to date with the Met Office forecast on social media, through our weather warnings and by checking our mountain area forecasts, which are written by trained meteorologists and are available under specialist forecasts on the Met Office website.
Cold weather alert
The UK Health Security Agency has issued Level 2 and Level 3 Cold Weather Alerts for the whole of England. These are likely to be reviewed and extended in the coming days.
Dr Agostinho Sousa, Head of Extreme Events and Health Protection at the UK Health Security Agency, said: “During periods like this, it is important to check in on family, friends and relatives who may be more vulnerable to the cold weather, as it can have a serious impact on health.
“If you have a pre-existing medical condition or are over the age of 65, it is important to try and heat your home to at least 18°C if you can.’’
Transport disruption
Stein Connelly, head of transport resilience (operations) at Transport Scotland, said: “We would urge the public to plan ahead, listen to Police Scotland travel advice, drive to the conditions, and also check before they travel. While our operating companies will be undertaking patrols and treatments and we are closely monitoring the network for impacts, it’s important to recognise that challenging conditions are likely early this week.
“Motorists can check with Traffic Scotland to make sure that their route is available. The new Traffic Scotland website gives people access to the latest travel information and the Traffic Scotland twitter page is also updated regularly.
“We know that stopping distances can be up to ten times greater in snow compared to dry roads so keep well back from the road user in front, check your windscreen washer levels, ensure your mobile phone is charged and have sufficient fuel and warm clothing in case your journey is delayed.”
Temperatures are likely to stay well below average for much of this week, with an increasing chance of snow further south from Wednesday onwards.
Some uncertainty remains on exact positioning and timing of further wintry hazards as milder air attempts to move in from the southwest. Details will be refined for the latter half of the week, but broadly cold conditions with further wintry hazards is the most likely scenario.
Communities across Scotland will be able to prepare and take action sooner to protect themselves from flooding as a new three-day Scottish Flood Forecast launches.
Developed by the Scottish Environment Protection Agency (SEPA) and the Met Office, the Scottish Flood Forecast provides the earliest indication possible of when and where flooding is expected over the next three days, and whether the source is from rivers, surface water or the sea.
In addition, the colour coded map on SEPA’s website describes the potential impacts on communities and links to advice and information on what protective action people can take if required. It also offers reassurance when significant flooding is not expected.
The Scottish Flood Forecast was developed following extensive research involving the public, community flood groups, emergency responders, partner organisations and both SEPA and Met Office employees. Feedback from more than 200 users was also gathered during a trial phase from May last year.
Gail Walker is from the Tillicoultry, Devonside and Coalsnaughton Flood Group (Tideco): “The Scottish Flood Forecast is an important information source for Tideco. Advance warning of flooding supports us to work out how we can best respond to weather events with the resources we have.
“Tillicoultry has a number of flooding issues and is a known flooding ‘hot spot’. This can include surface water and sewage flooding within residential streets, as well as flooding from the Tillicoultry Burn and the River Devon, which both have a history of having flooded out homes in the past. Whilst we have some flood defence measures in place, we still have areas that are vulnerable.
“The Scottish Flood Forecast is a useful trigger for the group to plan, prepare and to make sure volunteers are in areas where we know there is the potential for flooding. The key role of Tideco is to warn, inform and offer support to those at risk of flooding or who may have been impacted.”
The forecast is produced every morning, 365 days a year, and published on SEPA’s website. It is an additional tool for the public to use alongside the current Floodline service, which issues shorter notice Regional Flood Alerts and Local Flood Warnings to those signed up, 24 hours a day, seven days a week.
Environment Minister Mairi McAllan said: “Flooding can cause utter devastation to people and communities, as we saw again in several parts of the country in November and December last year.
“The impact of the climate emergency, across the world and here in Scotland, means that flooding will be more frequent. That is why it’s so important that we increase community resilience and take action to manage flood risk.
“The Scottish Flood Forecast will give people a three day look ahead to help make plans for travel and ensure safety and is a product of the excellent partnership working between SEPA and the Met Office.
“This new three-day forecast is a helpful addition to the other important services, such as Floodline, that the Scottish Flood Forecasting Service provides.”
Nicole Paterson, SEPA Chief Executive, added: “The Scottish Flood Forecast has been the biggest change to SEPA’s flood warning service in the last decade and is a major step forward in helping communities become more resilient to flooding.
“This winter we were reminded why that is so important, as parts of Scotland experienced damaging impacts from flooding – notably Aberdeenshire and Angus in November and Dumfries and Galloway in December.
“While the Scottish Flood Forecast currently displays information at a national level, work will continue on the forecast to gradually introduce localised information.”
Ian Cameron, Met Office Markets Director, said: “Every day the Met Office and SEPA teams work in close partnership to publish the Scottish Flood Forecast, providing guidance to the flood forecasting team at the Scottish Flood Forecasting Service (SFFS) with the latest weather information.
“Working together in the SFFS Partnership enables the Met Office and SEPA to achieve more together and create a more resilient environment.”
