Home truths: council acts to address housing crisis

Council plans to build an additional 5000 homes

The City of Edinburgh Council has set out plans to build 8,000 homes in an attempt to address the shortage of affordable housing and tackle the impact of soaring housing costs in the private sector.

A report to Tuesday’s Health, Social Care and Housing Committee will outline proposals to increase the Council’s house-building programme from 3,000 to 8,000 over the next decade.

The report represents a major change in the Council’s bid to meet growing demand for new affordable homes. Almost 150 households bid for every Council and housing association home available to let in Edinburgh, and the city’s population is set to grow by up to 30% over the next 20 years.

The Council has already committed to funding the construction of almost 3,000 new homes through the award-winning 21st Century Homes and working in partnership with the National Housing Trust. The proposals are part of the Council’s ongoing budget consultation details, of which can be accessed here.

Councillor Cammy Day, Housing Leader for the City of Edinburgh Council, said: “Expanding the Council’s award-winning house-building programme would be a bold and strategic response to the acute shortage of homes in Edinburgh. High quality, low cost, energy efficient housing is simply out of reach for far too many people in the city. We are determined to address that.”

It’s not fair: ‘many people are being left behind’

More young people than ever living in poverty

The most comprehensive review ever carried out on progress towards greater equality and human rights protection across Scotland and the rest of Britain has been published. Continue reading It’s not fair: ‘many people are being left behind’

Leave us aLorne!

Grim New Year: charity’s tenants fight Lorne Street eviction

A social media campaign and local politicians are supporting a petition to save over 100 families from eviction after a charity put their Lorne Street homes up for sale. Tenants have set up Lorne Community Association (LCA) and hope to transfer their houses into a new community-run housing co-operative – but they have only THREE MONTHS to prove their plan stacks up.

The Agnes Hunter Trust says the sale of the Leith homes is a more effective way of maintaining income that can then be given out as grants to the local community.

The trust was set up in 1954 by Miss Agnes Hunter with the properties built by her father in the 1870s and they have since been let by the Hunter family to the people of Leith. The properties and the rental income received are then used by the Hunter Trust to support good works and worthy causes in the Leith community and beyond – these include support for people suffering from arthritis and other health conditions and ‘assistance with the education and training of disadvantaged people’.

Two hundred tenants have been issued letters of four months statutory notice to quit and find alternative rented accommodation, but campaigners have appealed for a year to turn the homes into a local community-run housing co-operative.

Petitioner Melanie Weigang said: “Over 200 tenants in Lorne Street, Leith are facing eviction. We ask that City of Edinburgh Council does everything possible within its powers, including financial support, to support the tenants to save the community and to set up a housing co-op.”

The Trust has confirmed it will resume the process of evicting tenants in January if the trustees cannot be persuaded that the LCA can buy the flats at market rates.

The first evictees will be those who have lived in a property for less than four years.

Many of the old tenement properties are understood to be in a poor state and require modernisation, but tenant Lucy Dey said she and many others have nowhere else to go. She said: “We’re not asking for much – just a year. By then we’re confident we’d have a co-op and the homes will remain in the community.”

The LCA petition to the City of Edinburgh Council says:

Over 200 tenants in Lorne Street, Leith are facing eviction by the Agnes Hunter Trust, a charitable trust that owns over 100 flats in Lorne Street. The trust was established in 1954 by Miss Agnes Hunter. The properties were built by her father in the 1870ties and since then have been let by the Hunter family to the people of Leith. Miss Hunter herself lived for many years in Leith until she died in 1954.

The properties and the income received from its tenants have always built the core of the charity. The trust informed all tenants on 11 June 2015 that it decided to dispose all of its properties within 3-4 years to re-invest the income from the sale of the properties and with a view to increasing the amount available for distribution to charities.

The tenants with the support from MP Deidre Brock, MSP Malcolm Chisholm, Councillors Nick Gardner, Angela Blacklock and Cammy Day asked the trustees to put the evictions on hold for 12 months in order to set up a housing co-op with the support of the council but that request was denied and only a 4 months period was granted which will only be extended if we can agree with the landlord on a valuation basis for the property portfolio by then.

We kindly ask that the City of Edinburgh Council does everything possible within its powers, including financial support, to support the tenants to save the community and to set up a housing co-op.

As word spreads about their plight LCA’s organisers are confident that more and more people will support their plan – they delighted with response to their petition so far.

Social housing boost as Hanover secures bank deal

Hanover Scotland secures £40m in first-of-it’s-kind deal

Hanover Scotland has secured a £40m funding facility in an innovative agreement which is the first of its kind in the social housing sector. The transaction, which combines a linked revolving credit facility and private placement, was arranged by Bank of Scotland.

The funding will be used to support the ongoing development plans of Hanover, which manages 5,000 properties on 200 developments across Scotland, with a particular focus on housing for older people. Hanover’s business plan includes a goal of building at least 40 new units each year.

It has secured a new five-year, £20m revolving credit facility (RCF) from Bank of Scotland, with whom it has had a relationship for almost 20 years.

At the same time, the housing association has also agreed a £20m private placement, funded by an institutional investor. This finance, which will be drawn down in 2018 and mature in 2048, will be used to repay the RCF, which will itself be adjusted to £5m in 2018.

The structure of the facility is the first of its kind in the social housing sector as the RCF and private placement are formally linked and share the same security. Meanwhile, the mix of short-term funding from the RCF combined with a longer-dated private placement provides Hanover with a flexible finance package tailored to its ongoing needs.

Helen Murdoch, Chief Executive of Hanover Scotland, (pictured above) said: “The versatility of the structured borrowing fully meets our planning requirements. Hanover has an established history in providing high quality affordable housing for the elderly and this funding will enable us to continue to meet our ambitions to provide much needed new homes.

It is clear that Bank of Scotland fully understand our sector. We believe that our arrangement provides good value for money for our existing and future residents, which is extremely important and is our ultimate goal.”

The RCF was arranged by Bank of Scotland’s dedicated social housing team, while the private placement was handled by the bank’s debt capital markets team.

Marc Ward, relationship manager in the social housing team at Bank of Scotland, said: “This is a tailored, innovative solution which meets the long-term funding needs of Hanover Scotland while also providing short-term liquidity to support its development goals. We believe the structure – combining a conventional revolving credit facility with a private placement – is the first of its kind in the sector.

“Meanwhile, the dual role on this transaction played by our sector-focussed social housing team and our colleagues in debt capital markets demonstrates the breadth of our offering to clients.

“These are transformative times for housing associations as the funding environment continues to shift around them. This deal, which includes securing funding from a blue-chip institutional investor, underlines that the investment community continues to place great value on the social housing sector and the crucial role it plays in the UK.”

Hanover was founded in 1979 and is today Scotland’s leading housing association for older people, with local developments in Stockbridge and Trinity. Its head office is in MacDonald Road and it also has offices in Glasgow and Elgin.

Muirhouse Housing Association AGM tonight

Tonight we host the A.G.M of Muirhouse Housing association in our large hall at Muirhouse Millennium Community Centre (writes James McGinty)

The following invite comes from the Housing Association Website:

Our A.G.M is just around the corner. It will be held on Monday 28 September at 6.30pm at the Muirhouse Millennium Centre. Light refreshments will be served.

The main purpose of the meeting is to present the annual accounts and future plans for the Association. We will also be announcing the winners of the ‘Good Neighbour’ and ‘Best Garden’ contest and all attendees have a chance to win a price.

More help for Scottish homebuyers

Housing Minister visits Pennywell

The Scottish Government will spend £195 million over the next three years on a new shared equity scheme to help around 6,500 households buy a new-build home, it was announced yesterday.

The successor to the existing Help to Buy (Scotland) scheme will focus on affordable homes, with eligible buyers receiving an equity loan towards the purchase price of a new-build home.

There will also be on-going support for small developers, building on the success of the Small Developers scheme, launched in January.

With this new funding, and the Help to Buy scheme, the house-building industry will have received around half a billion pounds of support over a six-year period.

The Scottish Government will work with the house-building industry and lenders to agree on how the new scheme will operate. Further details will be announced following the UK Government’s spending review in November.

Social Justice Secretary Alex Neil visited Pennywell yesterday to meet families who have bought homes through the Help to Buy (Scotland) scheme.

Mr Neil said: “Making sure everyone in Scotland has access to good-quality housing is a vital part of the Scottish Government’s drive to secure economic growth, promote social justice, strengthen communities and tackle inequality.

“By targeting resources at affordable homes, the new scheme will widen access by providing a helping hand to individuals and families who wish to buy a new-build home.

“By the end of this new scheme, coupled with support through the current Help to Buy scheme, we will have helped around 14,000 households buy a new-build home.

“We will also reach our five-year plan of 30,000 affordable homes by March 2016 and our planned investment in affordable housing will exceed £1.7 billion.

“Conditions in the housing sector have continually improved under this government. We have seen sustained falls in homelessness and repossessions and a sixth successive annual fall in housing waiting lists.

“We have abolished the Right to Buy, protecting up to 15,500 social homes from sale over the next ten years, and thanks to our funding, councils are building new homes for the first time in 30 years.

“This considerable investment means that through Help to Buy and its successor, the Scottish Government will have invested around half a billion pounds over six years, providing the private sector and construction industry with a huge boost.”

Regeneration firm Urban Union Ltd, a joint venture between construction firms McTaggart Construction and Robertson Group (Holdings), has been appointed by the City of Edinburgh Council to build more than 700 affordable and private homes in Pennywell.

Graeme Nicol, Managing Director, Urban Union Ltd said: “We welcome the news that Help to Buy is continuing through a new shared equity scheme.

“Help to Buy has been incredibly popular – the majority of buyers at our developments at Pennywell in Edinburgh and Laurieston in Glasgow received funding through this scheme.

“Urban Union is committed to delivering affordable homes and the continuation of support, focusing on the affordable housing market, is a much needed and welcome boost for people who need it most.”

City of Edinburgh Council Housing Leader, Councillor Cammy Day (above), said: “I welcome the Scottish Government’s commitment to help more people buy affordable, energy efficient homes.

“Increasing housing costs in Edinburgh have priced many people out of the private ownership market, making it impossible for them to get on the property ladder.

“I hope that today’s announcement means more people in Edinburgh will benefit from the Help to Buy scheme and also means that we will be able to take forward more projects like Pennywell, which has played a vital role in regeneration of the local area.”

Moving home: Brenda leaves Muirhouse Housing Association

Muirhouse Housing Association’s long-standing director Brenda Tonner has resigned following 23 years of service with the area’s largest housing association.

Muirhouse Housing Association (MHA) was formed shortly after the start of the regeneration of the Muirhouse area, established by a group of residents in 1992. Their original objective was quite simple: to improve the housing within the area and make Muirhouse a desirable place to live. Sounds simple, but anyone who remembers the reputation of the area back then knows the scale of the challenge.

Brenda was the first member of staff to be appointed and she worked alongside a strong board of community directors that included activists like Maureen McMillan, John Davidson and Jenni Marrow.

The original plans way back then centred on the Muirhouse Green, Muirhouse Park and Muirhouse Terrace areas but regeneration successful housing partners with the city council, Communities Scotland and private builders resulted in MHA expanding both within Muirhouse and further afield into Drylaw.

Through sheer hard work, Brenda and an ever-growing team built MHA into a thriving, community-based housing association with over 500 homes across North Edinburgh, the latest being a development of 52 units completed just last month.

Last summer the Muirhouse Medway-based organisation expanded to create a subsidiary called Muirhouse Homes, set up to manage a number of mid-market properties in the area, and in February this year new homes were opened in Magill Drive on the former BT site.

It’s not all been plain sailing for the social housing project, however, and there have been problems too. In December last year the Scottish Housing Regulator identified ‘serious and urgent risk to the financial health of Muirhouse’ and serious weaknesses in its governance and financial management. It used its statutory powers to appoint a manager and to make three statutory appointments to the governing body.

The Association also lost it’s long-serving Chairperson Michael Woods, who retired due to health problems in April. Michael first joined as a member in 1999 and he twice served as the organisation’s chairperson.

Since problems were flagged up MHA has taken steps to address the immediate risks faced and is developing plans to strengthen its governance and financial management to address the serious weaknesses it faces.

The Regulator has since extended the appointment until December 2015 and has published a revised regulation plan which sets out how it will work with Muirhouse to resolve outstanding issues.

Ian Brennan, Director of Finance and Risk, said: “The action taken has dealt with the immediate issues which led to the statutory appointments being made in December 2014.

“During the next six months, the manager and appointees to the governing body will work with Muirhouse to help it address the underlying causes so that it is able to comply with our Regulatory Standards of Governance and Financial Management.”

Now, having overseen the completion of a significant new build scheme and helped secure a new chair for the Association, Brenda (pictured above (second from right) at MHA’s 20th anniversary celebrations) feels the time is right to move on and let a new team take MHA forward.

After her final Board meeting last month, Brenda said: “Inevitably I feel some regret about leaving MHA. I have worked with a great team both within the board and the office staff.

“However, 23 years is a long time and now is the time for others to take up the challenges ahead. I am looking forward to having a bit more time for myself and my family and to take time to assess a new direction and opportunities with my career.”

Brenda Tonner’s commitment to MHA has never been in question and her outstanding dedication has been recognised by the board, the staff and the tenants of MHA.

Acting chair, Alison Blezard said: “We will miss Brenda’s unquenchable optimism and sheer determination, but she can look back with pride at the role she has played in growing MHA. We all wish her the very best for the future.”

Taking SHAPE: city strategy is reducing homelessness

‘it is clear that Edinburgh’s homelessness strategy is helping us to move in the right direction and delivering real results’ – Councillor Cammy Day

New statistics released by the Scottish Government (see below) show that Edinburgh’s homelessness strategy is working. The overall number of people presenting as homeless has reduced by 15% over the last five years, with less than 3% of people classed as rough sleepers.

Edinburgh’s success is the result of effective partnership working with third sector organisations and a renewed focus on prevention, and the latest figures have been welcomed by Housing Leader, Councillor Cammy Day.

He said: “These statistics are extremely encouraging and a tremendous achievement, not just for the Council but for our partners in the third sector who work tirelessly to support homeless people and those at risk of becoming homeless.

“While there is still much to be done, it is clear that Edinburgh’s homelessness strategy is helping us to move in the right direction and delivering real results. All of this has been achieved despite a challenging economic climate and significant budget pressures.

“We have invested over £14 million this financial year to fund third sector support services and around another £11 million on our own prevention services. Protecting vulnerable people will continue to be our key priority and we are committed to reducing homelessness further across Edinburgh.”

The City of Edinburgh Council offers an extensive range of services to people who are homeless or at risk of becoming homeless, from support and advice on housing options, to assessment services and accommodation.

An early intervention approach also plays a vital role in the Council’s homelessness strategy. Each year commissioned services help over 7,500 people to find new homes as quickly as possible and provide support to help them keep their homes.

Iain Gordon, Chief Executive of Bethany Christian Trust and Chair of the Strategic Homeless Action Partnership in Edinburgh (SHAPE) said: “It is encouraging to see indications that the number of people presenting as homeless in the city is reducing. A great deal of work has been done by third sector organisations and the Council in recent years to address some of the root causes of homelessness as well as the distress that homelessness brings to the lives of some of the city’s most vulnerable people.

“SHAPE remains keen to work with the Council to address increases in the level of support required by those who find themselves homeless and in the prevalence of repeat homelessness.”

Homeless Persons Report

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Waterfront Avenue

TOiL expands east with funding boost

TOiL aims to match last year’s record of success

Port of Leith Housing Association’s (PoLHA) training programme for young people Training Opportunities in Lothian (TOiL) has secured over £200,000 funding which will allow it to expand its services into East Lothian.

The TOiL Programme provides 18 week, paid work experience placements to young, unemployed people alongside in-house training and career guidance. Training placements are with local firms in a variety of sectors and occupations.

The increased funding will enable up to 85 young people to participate in the TOiL Programme in 2015/16. It will also support PoLHA tenants with employability issues through the continued funding of an employabilty officer post. An additional employability officer will also be recruited to take on the role of working with adults who face employment barriers due to disability or ill health.

John Murray manages the TOiL programme. He said: “We are delighted to have received this significant sum of money to continue to support young people into sustainable employment.

“In 2014/15 TOiL supported 76% of trainees into employment, modern apprenticeships or further education against a national average of 44% which is our most successful year to date. It is TOiL’s ambition to deliver a similar level of success with a greater number of individuals this year.”

Skills Development Scotland’s Employability Fund, the City of Edinburgh Council’s Improving Employability Fund and The People and Communities Fund have provided the funding.