Tag: cost of living crisis

More than 10,000 free coats to be redistributed to those in need this winter 

The Leith Collective launches Winter Coat Exchange to coincide with energy price cap rise

On Tuesday 1st October 2024, the energy price cap will rise by 10%, taking a typical annual household bill to £1,717. One Edinburgh Community Interest Company predicts this increase will push many struggling families over the edge.

To help in the fight against poverty, The Leith Collective is launching its Winter Coat Exchange on Tuesday 1st October to coincide with this energy price cap rise. Having redistributed almost 10,000 free coats last winter, founder Sara Thomson predicts even more will be needed this year to provide warmth and comfort to those in desperate need.

According to the Joseph Rowntree Foundation, more than one million people live in poverty in Scotland, with nearly half of those people (490,000) living in very deep poverty. The energy price cap rise will hit those trapped in poverty the hardest and will no doubt force many to sacrifice basic essentials such as a warm winter coat.

And so, The Leith Collective is calling on businesses, organisations, charities and community groups across Scotland to register as an official Winter Coat Exchange Collection Point. That way, they can redistribute good quality coats to those who need them – free of charge, no questions asked – and provide much-needed comfort this winter.

Speaking ahead of the launch, Sara said; “This is the fourth year of running the Winter Coat Exchange and sadly I think our help will be needed more than ever this year.

“So many people are already at breaking point because of the cost of living crisis, and now gas and electric bills are set to rise yet again. Last year we redistributed almost 10,000 coats to those in need and we’re bracing ourselves for even greater demand this winter.” 

One of the first organisations to sign up to the scheme this year was the Edinburgh CIC, Let the People Sing. Founder Vicky Scoular said; “Going without basic necessities such as a warm winter coat can have a hugely detrimental impact on a person’s dignity and on their mental wellbeing.

“So we’re proud to be playing our part in the fight against poverty by signing up to be an official Winter Coat Exchange Collection Point and we implore as many other local organisations to do the same so we can make a real difference.”

Organisations can sign up to become an official Winter Coat Exchange Collection Point at www.we-relove.com, the sustainable online marketplace from The Leith Collective.

The website also enables individuals in need to enter their postcode and find their nearest collection point, so they can get a quality coat without charge and without judgement.

New school uniform guidance published

Reducing the cost of the school day

New national guidance which aims to reduce the cost of school uniforms for families has been published.

Following consultation with schools, families, uniform suppliers, pupils and councils, the new guidance also sets out key considerations to ensure pupil comfort, freedom and happiness.

The guidance, which can be used to form individual school uniform policies, includes advice on encouraging schools to adopt measures that limit costs for families and reduce waste, including limiting the number of items that pupils need and promoting items that can be reused more easily.

The Education Secretary launched the guidance during a visit to Camperdown Primary School in Dundee where she learned about work by pupils to develop a cost of the school day action plan.

Ms Gilruth said: “Every child in Scotland should be able to attend school feeling comfortable, confident, and ready to learn. However, we know the cost can be a significant burden for families and we want to support schools to minimise these costs.

“This new national guidance contains measures for schools to develop and implement their own affordable and sustainable policies that recognise the individual needs of all pupils.

“It makes clear that schools are expected to do all they can to limit school clothing costs for families as part of our wider aim to reduce the cost of the school day. The guidance also encourages schools to develop flexible and inclusive policies which promote generic items of clothing and do not include compulsory branded items, supporting our efforts to be more sustainable.

“Ending child poverty is the central mission of this government and reducing the cost of the school day for families will play a crucial role in this work.”

A spokesperson for Edinburgh School Uniform Bank reacted: “We’re delighted that the government has adopted many of our suggestions around school uniform in their new guidance:

👉 Pupils’ comfort, happiness and freedom to learn and play should be at the centre of considerations about school uniform and clothing, alongside a focus on removing barriers to participation in school education.

👉 Branded items of uniform and blazers should not be compulsory, nor promoted or encouraged by schools.

👉 Schools should avoid including items that need frequent washing or are difficult to wash or dry, and

👉 promote and support arrangements for families to access pre-loved clothing, and

👉 consider the availability of non-standard sizes of uniform, clothing and footwear included within their policies to ensure that all pupils, regardless of their age or build, are able to access comfortable and practical clothing and footwear at a reasonable cost.

School uniform and clothing: Guidance for schools and education authorities

28% unpaid carers across Scotland are living in poverty

ONE IN TWELVE IN DEEP POVERTY

28% unpaid carers across Scotland live in poverty, with 1 in 12 in deep poverty 

  • The rate of poverty amongst unpaid carers is 56% higher than those who do not provide unpaid care in Scotland.  
  • 8% of unpaid carers in Scotland live in deep poverty; 50% below the poverty line. 
  • As many as 100,000 unpaid carers in Scotland are living in poverty. 
  • Carers Scotland is calling for an increase in the value of Carer Support Payment and in its earnings-limit along with an increase in support for unpaid carers on means-tested benefits.

 

New research finds that unpaid carers in Scotland are significantly more likely to experience financial hardship compared to those who do not provide unpaid care. The report by WPI Economics for Carers UK, funded by arbdn Financial Fairness Trust, explores the drivers and extent of poverty amongst unpaid carers in Scotland, finding that 28% are living in poverty, with 8% classed as being in “deep poverty”. 

One of the main drivers of poverty highlighted in the report is the difficulty unpaid carers have combining paid work with their caring role. Many unpaid carers have to give up their careers or reduce their working hours as a result of their unpaid caring responsibilities, which can result in a loss of income and their ability to accumulate savings and pensions.  

Other drivers of carer poverty include high housing costs, lack of support and access to social care services and the inadequacy of social security.  

Fiona Collie, Head of Public Affairs and Communications for Carers Scotland, said: “It’s deeply disturbing and shocking to hear that as many as 100,000 unpaid carers in Scotland are living in poverty.

“Every day across the country, the care they provide helps to hold society together, and too many are finding themselves in precarious financial positions as a result. Relatively small increases to support can have a big impact on carers’ lives and lift many thousands out of poverty. 

“Many carers face huge challenges juggling paid work and unpaid care. We need better support for carers in paid work, and to see visible change for those facing high costs linked to caring by the planned National Care Service meeting the needs of unpaid carers and supports them to continue with paid work, where they are able to combine this with their caring role.  

“Carers who are struggling financially, caring for more hours, and caring over a longer period of time are under immense pressure. They urgently need proper support, new rights and legal protections to ensure that they are not penalised as a result of their caring role.” 

Vivienne Jackson, Programme Manager at abrdn Financial Fairness Trust, said: “The care system would collapse without the vital people who provide unpaid care.

“It’s not right that those who provide essential services to some of the most vulnerable people in our society are living in poverty. Government and employers need to work together to help lift carers out of poverty.” 

Carers Scotland is now calling on the both the UK and Scottish Governments to act on the detailed recommendations laid out in the report, including committing to reviewing Carer Support Payment to increase its low value, reducing complexity and to increasing carer top-ups for those on means tested benefits such as Universal Credit. 

The Scottish Government must also continue to develop and deliver its commitment to pilot a minimum income guarantee for unpaid carers in Scotland 

The charity also wants to see better support for carers who might be able to combine paid work with unpaid care, including increasing the earnings threshold in Carer Support Payment to 21 hours at the National Living Wage.   

Fuel poverty has not fallen ‘to any meaningful extent’ in 5 years, says Westminster committee

  • Current policies to reduce fuel poverty have not continued a downward trajectory in fuel poor households.
  • In addition, the Low Income, Low Energy Efficiency (LILEE) metric should be reviewed as it no longer captures the full range of households facing unaffordable bills.

Fuel poverty in England is flatlining rather than falling, according to the Committee on Fuel Poverty’s 2024 Annual Report, Can Fuel Poverty be Ended? 

In 2023, there were an estimated 13.0% of households (3.17 million) in fuel poverty in England under the Low Income Low Energy Efficiency metric, effectively unchanged from 13.1% in 2022 (3.18 million).

Committee Chair, Rt Hon Caroline Flint said: “Governments from 2010 onwards saw levels of fuel poverty in England falling steadily for almost a decade – a reduction of 40%, only to be followed by 5 years from 2019 to 2024 where fuel poverty did not fall to any meaningful extent. 

“There has been a stalling of progress – fuel poverty has flatlined. I don’t think any government anticipated this.  Perhaps the stable energy prices for most of the 2010s created an optimism that fuel poverty would continue to fall for years to come.  That optimism was misplaced. 

“Last year, the Committee hoped that with the pandemic behind us, energy efficiency programmes would step up and progress would continue – even if the government’s milestones were at risk of being missed.  Now, it seems the pandemic – when so much stopped – obscured the lack of progress being made.

“This report is not defeatist.  The Committee believes fuel poverty can be beaten.  But for too many low-income households, the unaffordability of bills, especially in the coldest months, is all too real. We foresee that targeted financial support, possibly including the use of social tariffs, for vulnerable and low-income households may be needed for some years to come.”

Measuring fuel poverty

The report states that ‘the increase in the amount added to the standing charge element of energy bills, a flat-rate charge incurred by even households with the lowest usage, is regressive in nature.’ Based on current energy price levels, targeted support to the fuel poor will remain important, and necessary, for the foreseeable future.

Nor can fuel poverty be separated from the experience of many households who are struggling to afford their bills or are at risk of getting into energy debt. The report urges a future fuel poverty strategy to include ‘a guarantee of affordable energy for all’ and consideration should be given to low-income households who may not be in receipt of state benefits.

This includes reviewing the Low Income Low Energy Efficiency metric, the current metric used to measure fuel poverty in England, which is based on a combination of household income, energy requirements and energy prices.

Fabric first

The Committee also states that ’effectively targeted energy efficiency programmes are central to reducing fuel poverty’ and notes that the shift away from a ‘fabric first’ approach to improving household energy efficiency since 2022 has proved less effective at making homes substantially warmer.

The report argues that ‘tackling fuel poverty among fuel poor households requires a fabric first insulation approach, completing these programmes for all fuel poor and vulnerable households, before resources are directed at the incorporation of low-carbon heating systems into those properties.’

Groups most at risk

The government has committed in their manifesto to ensure homes in the private rented sector meet minimum energy efficiency standards by 2030.

The Committee warns that failing ‘to make rapid progress in the private rented sector on energy efficiency will fundamentally undermine any government strategy to end fuel poverty.’

Those living in the Private Rented Sector (PRS), ethnic minority households, and households using prepayment meters (PPMs) are all identified as most at risk of not being able to afford energy and living in a cold home.

Moreover, over 900,000 households with one or more children are in fuel poverty. Any strategy to tackle fuel poverty must be aligned to wider policies with similar end goals, such as those to eliminate child poverty.

The need for better evidence, data sharing and targeting

The Committee also advocates further research into the impact on low-income households, as well as the prevalence of fuel poverty amongst ethnic minority households. The Committee also sees better targeting and, in particular, data sharing, as key to being able to tackle fuel poverty in future.

Chair, Rt Hon Caroline Flint, said: “Our report exposes hidden aspects of fuel poverty: like very high concentrations of ethnic minority households in fuel poverty in some of our large towns and cities; like the lack of progress in the low-cost private rented sector, where too many people are still living in cold homes.

“This report argues that the Fuel Poverty Strategy requires a reset, a refresh and a new focus, to continue to bear down on a problem which too many low-income households endure year on year.  The Committee hopes to see a renewed drive to improve the fabric of our coldest homes – a fabric first approach.

“Energy prices remain about £700 above pre-pandemic levels – and are rising this winter – this poses a serious challenge.  But the cheapest energy of all is the energy never used because a house retains its heat and stays warm in winter.”

Published alongside the Annual Report, the Committee’s 2023/2024 Research Project Barriers and Enablers to Net Zero sets out the importance of trusted sources of advice for fuel poor households and identifies barriers to fuel poor households achieving net zero.

Are YOU losing out on Pension Credit?

SUPPORT and ADVICE from GRANTON INFORMATION CENTRE

THE Scottish Government has confirmed it will no longer provide Winter Fuel Payments to all pensioners in Scotland. Replicating the recent decision announced by the UK Government, Winter Fuel Payments will now be means-tested, which means only individuals in receipt of Pension Credit and certain other benefits will receive it.

Because Pension Credit is a ‘gateway benefit’, which opens up access to other support including Winter Fuel Payments, it is now more crucial than ever that individuals claim Pension Credit so that they don’t miss out on additional money they are entitled to.

If you’ve reached State Pension age, you can claim Pension Credit if your weekly income is less than:

£218.15 if you’re single

£332.95 if you’re a couple.

Even if your weekly income is higher than these thresholds, you could still claim Guarantee Credit if you meet one of the following criteria:

*you’re a carer

*you have a severe disability

*you have certain housing costs, such as service charges

*you’re responsible for a child or young person who usually lives with you.

If you have £10,000 or less in savings and investments this will not affect your Pension Credit. If you have more than £10,000, every £500 over £10,000 counts as £1 income a week. For example, if you have £11,000 in savings, this counts as £2 income a week.

MANY, MANY, ELIGIBLE PENSIONERS ARE MISSING OUT ON PENSION CREDIT!

To claim Pension Credit, you can either:

*claim online on GOV.UK (if you already claim State Pension and there aren’t any children or young people included in your claim)

*call the Pension Credit claim line on 0800 99 1234 and they can fill in the application for you over the phone (lines are open Monday to Friday, 8am-6pm).

To discuss your benefit entitlements and to find out what you can claim, get in touch with us at Granton Information Centre.

Our Welfare Rights Advisers are here to help!

Call 0131 551 2459 or 0131 552 0458 or email info@gic.org.uk

Public trust in charities at ten-year high, new research shows

People receiving charitable support grows threefold in four years, as cost of living pressures bite

The Charity Commission, the regulator of charities in England and Wales, has published fresh research that shows public trust in charities at highest level since 2014.  

The research reveals that information about how money is spent by a charity is the single most important factor for most people. This is followed closely by knowing that the charity achieves its purpose, that it makes a difference and that it operates to high ethical standards.  

Overall, trust in charities is high and continues to recover. Charities now score 6.5 out of 10 for trust, up from 6.3 in 2023, from a low of 5.5 in 2018 following a series of scandals. 58% of people have “high” trust in charities (7 out of 10 or higher), placing it among the most trusted groups in society, second only after doctors.  

In a challenging financial environment, the research illustrates a growing reliance on charities for support, alongside a declining percentage of people donating to charities. 47% of people say they donated money or goods, or raised funds for charity, compared with 62% in 2020.

By contrast, there has been an increase in people saying they have received charitable services, such as financial help, food or medical support from a charity – 9%, up from 3% in 2020.  

Around half of people say they have heard of the Charity Commission, with 19% knowing it ‘well’. Awareness of the Charity Commission is associated with higher trust in charities, with those who have heard of the regulator being more likely to report high trust (63% vs. 52%). Around 4 in 10 people are aware of the online Register of charities.  

Charity Commission Chief Executive, David Holdsworth, says: “These findings are encouraging, demonstrating that charities collectively are once again firmly trusted by the public, making a visible, essential difference locally, nationally and globally.

“But there is no room for complacency, for charities or for us as regulator. The new findings point to the challenging financial environment charities are operating in, with a decline in the number of people giving to charity, whilst the high cost of living appears to be driving more people to access charity services.

“In these financially challenging times, charities must continue to show people how they deliver on their purpose, including how every penny makes a positive difference.

“Anyone can look up this information on our public Register of charities, which gives details of each charity’s purpose and spending.”

Research into trustee attitudes  

Alongside the research into public trust, the regulator has published the findings of a survey into charity trustees’ attitudes towards their role.  

The research finds that most trustees share the public’s high expectations of conduct in charities – 61% agree that because of its registered status, their charity’s standards of behaviours and conduct ought to be higher than that in other organisations.  

Overall, trustees have high stated levels of confidence in their responsibilities, and generally understand what they should do when making decisions, with those who are aware of the Charity Commission demonstrating they are better informed.   

But the research, also conducted by BMG, finds that trustees are less clear on things they should not be doing, including making decisions based on their personal views, or avoiding awkward questions. They are also less confident about dealing with conflicts of interest, and overseeing charity finances. 

For the first time, the Commission asked charity trustees about their charity’s use of Artificial Intelligence. Only 3% of trustees said their charity has used AI, however this rose to 8% of larger charities (income £1m+). 

Previously published data from the research confirms how widespread problems with banking services are for trustees – 2 out of 5 trustees said their charity has experienced a banking issue over the past year.

The Commission has previously spoken out on its concerns about the impact on charities of poor service from the banks.

Earlier this year, the Commission said it was “shocked, but not surprised” by “undeniable evidence of the extent and impact of the appalling service charities receive from some banks.” 

The full research is available on GOV.UK

Social security support as children prepare for back to school  

Parents and carers are being encouraged to check their eligibility for financial support as the summer holidays end and they prepare for their children going back to school.  

Extra costs, including new shoes, stationery and lunch boxes, can soon add up.   

The five family payments administered by Social Security Scotland can help pay for extra back to school expenses alongside everyday family costs like food, clothing and days out.  

This includes the Scottish Child Payment, a weekly payment of £26.70 for eligible families with children up to 16. The payment is unique to Scotland and is supporting over 329,000 children and young people. 

The three Best Start Grant payments and Best Start Foods, also part of social security support, are designed to help families at key stages in their children’s early years, including during pregnancy.  

There is no cap on the number of children in one family who can receive these payments.  

Up to the end of March 2024, over £829 million has been provided to families across Scotland through the five family payments.  

Speaking at Home-Start Dundee, a charity that helps families with young children, Cabinet Secretary for Social Justice, Shirley-Anne Somerville, said: “The most important priority for our government is eradicating child poverty, and we are committed to easing the pressure on families by getting vital money into their pockets at key stages in their child’s life.  

“Whether it is helping families to buy healthy foods during pregnancy and for their kids as they grow, pushchairs to help on the move, or new shoes and clothing for school, our payments are there when they need it most. 

“We’re already supporting thousands of families across Scotland through our five family payments, and wider Scottish Government support is also helping to protect them as much as we can from the impacts of the cost of living crisis. 
  
“Even if you are working you could still get these payments and I want to encourage everyone to check if they are eligible and access the money they are entitled to.” 

Estelle Coulthard, Family Support Coordinator at Home-Start Dundee, said: “We are a local charity providing support for families with young children across Dundee that face daily challenges in life. We’re there to provide support as they learn to cope, help improve their confidence and build better lives for their children.

“We are responsive to the individual needs of families, and this includes helping to make parents aware of the financial support they are entitled to and work with them to complete application forms for financial assistance. 

“We know parents who have struggled to purchase everyday items such as formula and healthy foods for their children but the support they have received through the five family payments meant they no longer have to worry about feeding their child.

“The first five years between birth and school are vital for a child’s development and the five family payments make a huge difference to the beginning of a little one’s life, supporting parents to have the funds to purchase the necessities they need. Without these payments, families would not survive the constant rise in the cost of living in Scotland.”

REVEALED: 2 in 3 parents in Edinburgh are feeling the strain of back-to-school shopping

The back-to-school period can be a stressful time for parents and carers, and the ongoing cost-of-living crisis is only adding to this stress.

Looking to understand the situation parents face this September, UK affordable footwear retailer, Wynsors, has carried out their annual survey of 1,000 parents to understand exactly how much the cost of school uniform is affecting their finances.

The results do not paint a positive picture for households across Edinburgh:

  • Nearly 2/3 of parents (65%) in Edinburgh agree that the cost of buying school uniform and supplies puts a strain on their household budget.
  • Almost 4/5 of parents (79%) in Edinburgh feel that the financial pressure on parents has increased over the last 12 months.
  • More than 1/3 (37%) of Edinburgh’s parents do not receive any financial support with the cost of new school uniform, but state they need it.

With 29% of Edinburgh’s parents are spending over £200 each year on school uniform, households across the country are having to make cutbacks elsewhere to afford it.

More than three quarters (78%) are spending less on new things for themselves (such as clothing) so they can stretch their household budget to cover the cost of buying new school uniform, and 30% only shop at discount supermarkets and shops to do so.

The cost of school uniform has even made it onto the new government’s agenda with King Charles outlining a new bill to help level the playing field for families from different economic backgrounds.

In a speech to the new government, King Charles announced legislation aimed at reducing rising costs for parents by limiting the number of branded uniform and PE kit items that schools can require.

But does this go far enough? Almost half of Edinburgh’s (47%) agree that abolishing school uniforms altogether would help to save money.

Adam Foster, Retail Director from Wynsors, comments: “As highlighted by the research we commissioned both this year and last, the back-to-school period is a stressful time for parents and things do not appear to be getting any easier on their wallets.

“But as the UK’s most affordable family footwear retailer, we want to take the stress out of the shopping experience by making school uniform accessible to all. Our commitment to high quality products for low prices has helped parents over the last 50 years get their kids equipped and ready for school.”

The full study, including more information on parents’ attitudes to school uniform and tips for saving money on the back-to-school shop, can be found on-site here: https://www.wynsors.com/blog/true-cost-of-school-uniform/

Enhanced back to school support from Edinburgh School Uniform Bank

Edinburgh School Uniform Bank has taken another step forward in addressing the needs of children facing poverty by including stationery items in every clothing crisis pack.

This initiative comes in response to feedback from the Child Poverty Action Group Report on the cost of the school day.

By ensuring that children not only have access to proper school uniforms but also essential stationery, ESUB is helping to create a more level playing field.

This move will aid in reducing the stigma associated with poverty and enable children to focus on their education without the added worry of lacking basic school supplies, crucial for fostering an inclusive and supportive learning environment for all students.

This would not be possible without the generosity of our supporters! Thank you!