28% unpaid carers across Scotland are living in poverty

ONE IN TWELVE IN DEEP POVERTY

28% unpaid carers across Scotland live in poverty, with 1 in 12 in deep poverty 

  • The rate of poverty amongst unpaid carers is 56% higher than those who do not provide unpaid care in Scotland.  
  • 8% of unpaid carers in Scotland live in deep poverty; 50% below the poverty line. 
  • As many as 100,000 unpaid carers in Scotland are living in poverty. 
  • Carers Scotland is calling for an increase in the value of Carer Support Payment and in its earnings-limit along with an increase in support for unpaid carers on means-tested benefits.

 

New research finds that unpaid carers in Scotland are significantly more likely to experience financial hardship compared to those who do not provide unpaid care. The report by WPI Economics for Carers UK, funded by arbdn Financial Fairness Trust, explores the drivers and extent of poverty amongst unpaid carers in Scotland, finding that 28% are living in poverty, with 8% classed as being in “deep poverty”. 

One of the main drivers of poverty highlighted in the report is the difficulty unpaid carers have combining paid work with their caring role. Many unpaid carers have to give up their careers or reduce their working hours as a result of their unpaid caring responsibilities, which can result in a loss of income and their ability to accumulate savings and pensions.  

Other drivers of carer poverty include high housing costs, lack of support and access to social care services and the inadequacy of social security.  

Fiona Collie, Head of Public Affairs and Communications for Carers Scotland, said: “It’s deeply disturbing and shocking to hear that as many as 100,000 unpaid carers in Scotland are living in poverty.

“Every day across the country, the care they provide helps to hold society together, and too many are finding themselves in precarious financial positions as a result. Relatively small increases to support can have a big impact on carers’ lives and lift many thousands out of poverty. 

“Many carers face huge challenges juggling paid work and unpaid care. We need better support for carers in paid work, and to see visible change for those facing high costs linked to caring by the planned National Care Service meeting the needs of unpaid carers and supports them to continue with paid work, where they are able to combine this with their caring role.  

“Carers who are struggling financially, caring for more hours, and caring over a longer period of time are under immense pressure. They urgently need proper support, new rights and legal protections to ensure that they are not penalised as a result of their caring role.” 

Vivienne Jackson, Programme Manager at abrdn Financial Fairness Trust, said: “The care system would collapse without the vital people who provide unpaid care.

“It’s not right that those who provide essential services to some of the most vulnerable people in our society are living in poverty. Government and employers need to work together to help lift carers out of poverty.” 

Carers Scotland is now calling on the both the UK and Scottish Governments to act on the detailed recommendations laid out in the report, including committing to reviewing Carer Support Payment to increase its low value, reducing complexity and to increasing carer top-ups for those on means tested benefits such as Universal Credit. 

The Scottish Government must also continue to develop and deliver its commitment to pilot a minimum income guarantee for unpaid carers in Scotland 

The charity also wants to see better support for carers who might be able to combine paid work with unpaid care, including increasing the earnings threshold in Carer Support Payment to 21 hours at the National Living Wage.   

Improved support on the way for Scotland’s unpaid carers

PLANS FOR A NEW BENEFIT

Views are being sought on plans to improve support for Scotland’s community of unpaid carers through the introduction of a new benefit.

Under Scottish Government proposals, Scottish Carer’s Assistance will replace Carer’s Allowance, currently delivered by the Department of Work and Pensions (DWP), and be delivered by Social Security Scotland.

It will support over 80,000 people who provide 35 hours per week or more of care to those receiving certain disability benefits. An additional payment of more than £500 a year will be made to those who care for more than one person.

A consultation published today outlines proposals aimed at improving the service that carers receive, including increased financial support and links to wider support in areas such as social care, employability, education and bereavement.

It also highlights how support could be expanded once those already in receipt of Carer’s Allowance have been transferred from DWP to Social Security Scotland.

Social Security Minister Ben Macpherson said: “Caring for a loved one can be a positive and life changing experience but also presents many challenges. We will deliver Scottish Carer’s Assistance in a compassionate and considerate way, linking carers to wider services.

“We will also create a weekly payment of £10 for those caring for more than one person, and if the person they care for is challenging a change to their disability benefits we will make support available.

“This is in addition to continuing support for young carers and maintaining the extra support from our Carer’s Allowance Supplement, providing eligible carers with an extra £460 a year.

“When we have introduced our new benefit, and safely and securely transferred people from Carer’s Allowance to Scottish Carer’s Assistance, we intend to make further improvements. We will look for opportunities to make these changes sooner if we can do so without putting carers’ existing benefits at risk.

“These further changes would help remove barriers to education, allow carers to add together hours spent caring for more than one person to qualify for support, extend support after the loss of a cared for person or when a cared for person is in hospital, and enable carers to earn more from paid work.

“We want to hear people’s views on these plans, other potential changes beyond these, and thoughts on how improvements would help address inequality and poverty.”

Fiona Collie, Policy & Public Affairs Manager at Carers Scotland, said: “Carers Scotland is very pleased to welcome the publication of this consultation on proposals for Scottish Carer’s Assistance and a new Carer Additional Person Payment to support unpaid carers. 

“This opportunity to improve the main financial support for carers in Scotland is an important one and carers have long discussed ways in which it can be changed to recognise their caring and better meet their needs. 

“I would encourage as many carers as possible to respond and bring their views and experiences to the consultation, either individually or through events and activities that are planned.”  

The Scottish Carer’s Assistance consultation is open for responses until 23 May 2022.