New Year resolutions – and how to keep them

staerIt’s a tradition on New Year’s Eve that you make a resolution for the year ahead. Some people pledge to lose weight, others decide to stop smoking and lots more say they are going to get fit and more active – but all too often you break that resolution just a few weeks into the New Year.

If you’ve made a New Year’s resolution – and you’re really, really determined to stick to it this time! – here’s some help and advice to assist you on your journey.

Maybe this time …

1. LOSE WEIGHT and/or GET FIT

lose-weight

One of the most common New Year resolutions is to eat better, exercise more and lose weight. After all of the rich and indulgent feasts you’ve had this holiday season, it might seem easy to stick to a diet of leafy greens at first. But when those cravings set in, it can be hard to stay on track with your diet. Plus, cold weather makes it harder for some people to get motivated and hit the gym.

If you’re looking to eat more healthily, ignore faddy diets – portion control will play a big part in your success. One good way to be more aware of what you’re eating is to use a kitchen scale to measure ingredients or weigh out portion sizes. A solid kitchen scale shouldn’t cost the earth and it’s an investment worth making.

Check out the library for books on good food and healthy eating, and Pilton Community Health Project’s website is a mine of useful information too www.pchp.org.uk

Many people sign up for a gym membership at this time of year but for a considerable number that’s as far as it goes – it can be hard to get motivated to leave the house on cold January days and evenings; it’s so much easier to put it off to another day! Gym memberships can also be very expensive – again, Pilton Community Health should be your first port of call for local exercise and healthy activities.

With Ainslie Park Leisure Centre on your doorstep (551 2400) it’s worth checking out Edinburgh Leisure to see what’s on offer both locally and across the city: telephone 458 2100 or visit www.edinburghleisure.co.uk 

If you need a little reminder to be active, a fitness tracker like the Fitbit Flex can be a big help, but starting at around £50 they are quite an expensive reminder! I find trying to tie my shoelaces is enough of a reminder for me …

2. QUIT SMOKING

fags

You know smoking is a bad habit that hits both your health and your wallet, but stopping is tough – it can take some people years and many, many failed attempts before they kick the habit. If you want 2015 to be the year you finally quit smoking, there are all kinds of products that can help wean you off the fags: there’s gum, patches and nasal spray inhalers – all of which help give you a boost of nicotine without having to inhale all that nasty smoke.

Many are turning to e-smoking as an aid to kicking the tobacco habit. If you’re looking to try out e-cigs as a way to cut back on actual cigarettes, you can now get a starter kit, charger, and carrying case set at increasingly competitive prices.

People who are trying to quit smoking the traditional way also appreciate having additional support options, and Allen Carr’s Easy Way to Stop Smoking book is still the most popular on the market.

NHS Lothian offers a range of stopping cessation sessions and Smokeline Scotland is also a great place to go for support, advice and tips.

http://www.nhslothian.scot.nhs.uk/HealthInformation/HealthAwareness/Smoking/Pages/default.aspx

Smokeline 0800 848484 www.canstopsmoking.com

3. SAVE MONEY AND REDUCE DEBT

money countingWhether you want to get out of debt or just start saving for a big ticket item, there are lots of people who will be trying to spend their money more wisely in 2015. Setting up a personal budget can help you monitor your spending.

One tactic you can try to help you stay on budget is doing all your shopping in cash when you can, rather than using a debit card, cheque or credit card to pay for items – it’s estimated that people who pay for things with a card can spend almost 20% more on a transaction than those who are paying with cash.

If you’ve racked up a lot of debt on a credit card and you’re paying a hefty rate of interest, you should look around to see what deals are on offer and transfer that debt over to a 0% balance transfer credit card. By doing so, you’ll be able to avoid paying interest on that debt for a set period – some up to 35 months – and this will give you plenty of time to start tackling your debt without worrying about the interest accumulating.

The Money Advice Service has a good website for money saving advice, but if you are already in debt – get help, don’t let your problems escalate. Pilton CAB and Granton Information Centre are two local agencies that can help.

Don’t be tempted by payday loans or worse – the interest is astronomical. Check out Credit Unions which are a much cheaper and ethical way of helping you to manage your money.

Remember, if you spent too much over Christmas those bills will be arriving soon, so ACT NOW.

www.moneyadviceservice.org

www.moneysavingexpert.com

www.capitalcreditunion.com

North Edinburgh Credit Union, Wardieburn Drive 466 5006

Granton Information Centre, West Granton Road www.gic.org.uk  551 2459

Pilton CAB, Drylaw Shopping Centre on Ferry Road 202 1153  www.citizensadviceedinburgh.co.uk/

The Scottish Government has also just launched a new website to help guide you to the support and advice you need. Visit:

 http://www.lightentheloadscotland.gov.uk/

 

4. LEARN A NEW LANGUAGE or SKILL

painterIt’s never too late to learn something new and the New Year is the perfect time to try something different, whether for leisure or to open up new employment opportunities.

Locally, check out Edinburgh College – new courses start this month – and Craigroyston Community High School is running a wide variety of adult day and evening classes.

www.edinburghcollege.ac.uk

www.edinburgh.gov.uk/info/20070/adult_and_community_learning

5. GO GREEN

green

Thinking about going green this year? There are lots of small changes you can make to your lifestyle to reduce your energy bill, recycle materials in innovative ways and help do your part to make the planet healthier. www.greenerscotland.org is a good place to start for ideas.

6. VOLUNTEER and/or GIVE TO CHARITY

giveMany people plan to be more generous with both their time and any disposable income they may have in 2015 (some chance, I hear you say!)

Looking to donate time, not money, then? There are lots of ways you can donate your time – local and national charities and voluntary organisations are crying out for willing volunteers in all sorts of roles. There’s bound to be something to suit you – a good place to start is Volunteer Centre Edinburgh – go to  www.volunteeredinburgh.org.uk to see what you can do.

Time Banks are another great way to donate your time, energy and skills and get the same back in return – visit  www.edinburghtimebank.org.uk for more information.

So, you’ve decided on your resolution? Here are some tips to help you stay on track when times get tough:

  • Set yourself realistic goals, not impossible targets. Don’t think about losing two stone in a month, or running a marathon after a fortnight’s exercise!
  • Don’t be all-or-nothing – you’re likely to have the odd slip along the way but don’t allow that to make you give up
  • Remove temptation – no point in making things even more difficult for yourself
  • Reward yourself along the way
  • Thing positively and keep your eye on the prize – there may be tough times but the end result will be worth it!

GOOD LUCK!

Lighten the Load: help to deal with debt

Campaign to highlight money advice service launched

2.3-Money-Issues-

A campaign to signpost people struggling with debt to the full range of money advice services available has been launched by the Scottish Government.

The Lighten the Load campaign raises awareness of the Scotland’s Financial Health Service website, which provides links to bodies offering information and advice on debt, managing money, housing, homelessness and ethical lending, encouraging those with money worries to take the first steps towards regaining control of their finances.

The campaign, which is aimed at people from all walks of life in Scotland seeking credible answers to issues connected with debt and money, includes a new television advertisement themed around how everyday tasks become more difficult when people are burdened with debt.

The Scottish Financial Health Service website was created by the Accountant in Bankruptcy and was launched by Business Minister Fergus Ewing in December.

Mr Ewing said: “January can be a difficult time for families when the bills associated with the festive period start to come in, but it can also be a time when people turn their attention to their finances for the year ahead.

“This campaign is intended to encourage people to access the full range of financial advice services available to help them manage their money in the months ahead.

“Since it was launched by Accountant in Bankruptcy last month, Scotland’s Financial Health Service has already been making a difference to people seeking guidance on how to prevent worries about money turning into a crisis.

“Launching this campaign will empower even more people to lighten their own money load and take back control of their finances.”

As well as providing access to debt support services, the Scotland’s Financial Health Service website also signposts users to practical credit and protection solutions offered by credit unions across Scotland.

Frank McKillop, Policy Manager at ABCUL Scotland (the Association of British Credit Unions Limited), said: “Helping people get – and stay – on top of their finances is a key part of what credit unions are all about.

“We welcome this campaign, and hope that through Scotland’s Financial Health Service, more people from all walks of life will turn to credit unions and take a responsible approach to saving, borrowing and budgeting.”

Scotland’s Financial Health Service website is available from today at:

  http://www.lightentheloadscotland.gov.uk/

New Year, new funding to tackle homelessness

Government announces £2.3 million to address housing issues

beggarOrganisations which help homeless and vulnerable people find homes and live independently will get a funding boost next year, Housing Minister Margaret Burgess has announced.

More than £2.3 million will be allocated to 32 new and existing projects which make it easier for older and disabled people to live independently, will improve access to housing for homeless people and will support refugee, asylum seekers and new migrant communities.

Projects to benefit from the Housing Voluntary Grant Scheme in 2015-16, include Housing Options Scotland which will receive £242,000 to meet increased demand for its advice services for disabled people, older people and veterans.

Shelter Housing Law Service will be awarded £183,868 to provide specialist legal expertise on housing issues while the Scottish Refugee Council has been granted £130,000 for its work helping refugees adapt to life in Scotland.

Mrs Burgess said: “It is heart-breaking that in a country as prosperous as Scotland some people do not have the support they need to help them live as independently as they can and fulfil their potential.

“I am pleased this £2.3 million fund will be split between organisations that are addressing these inequalities, and supporting some of the most vulnerable people in our communities.

“This Government is clear, we want to provide opportunities for people to flourish and we recognise that a lack of suitable housing can be a major barrier preventing them from achieving their full potential.

“Whether it’s through working with the elderly, veterans, young people or asylum seekers, each of these 32 projects is closing this inequality gap, and tackling prejudice and discrimination.”

Moira Bayne, the chief executive officer of Housing Options Scotland welcomed the funding support. She said: “In 2014 Housing Options Scotland was able to help over 400 disabled people, older people and armed forces veterans to find the Right House in the Right Place.

“None of this would have been possible without the financial support of the Scottish Government.

“Thanks to this funding we have been able to help a wide range of people including a visually impaired teenager in the Scottish Borders who has had his family home extended to maximise his independence and a young former RAF officer with Post Traumatic Stress Disorder who has now returned to live near her son in Morayshire.

“We are absolutely delighted with the funding we have been awarded for 2015. We are mindful of how privileged we are to be offered such support in such difficult times and we look forward to helping many more people in the coming year.”

homelessThe Glasgow Simon Community and Positive Steps are two projects that will receive funding for the first time in 2015.

Through £90,975 funding Positive Steps will give training to men who have a history of re-offending and homelessness.

Cathryn Mill, development officer with Positive Steps said:

“Funding through the Housing Voluntary Grant Scheme will allow Positive Steps to deliver and implement a significant test of change project.

“Dundee in particular suffers from high levels of reconviction rates that present issues related to homelessness.

“The proposed project will target short term persistent offending and the lack of access to secure accommodation. We will also offer targeted support to address offending behaviours.”

The following Edinburgh-based organisations will receive funding in 2015 -16:

Age Scotland £126,250

To provide information and advice to older people to help them maintain their independence.

Bethany Christian Trust £44,000

Funding for homelessness projects including literacy and numeracy, budgeting support, employment and volunteering, and street work.

CRISIS (project 1) £26,000

The project to help improve access to the Private Rented Sector for homeless people in Scotland.

CRISIS (project 2) £52,943

Tenancy support project which works with people in shared housing.

Housing Support Enabling Unit (HSEU) £120,640

Assisting providers in the voluntary, private and registered social landlord sectors.

Move On Ltd £25,000

Project helping young people at threat of homelessness through peer support.

Housing Options Scotland £242,000

Provides tailored housing advice to disabled people, older people and veterans.

SACRO £49,000

Dealing with neighbourhood conflict and promoting positive community relations.

Scottish Churches Housing Action (1) £57,000

Project supporting a range of services and activities including starter packs and befriending networks.

Scottish Churches Housing Action (2) £9,000

Prison leaver peer support project for HMP Edinburgh. Prisoners will be supported through housing, health, training and employment interviews following release.

Scottish Housing & Support Conference £11,000

Funding for annual conference for service users and providers of housing support services.

Scottish Women’s Aid £67,345

Project focusses on homelessness and prevention of homelessness for women who are victims of domestic abuse.

Homeless Action Scotland £164,000

Facilitates national homelessness networks and National Homelessness and Employability co-ordinator.

Shelter Housing Law Service £183,868

To provide access to specialist legal expertise and representation on housing issues across Scotland

Scottish Social Networks (Rock Trust) £30,721

To support the work of the Housing Option Hubs. In particular by raising awareness of the link between positive social networks and prevention of homelessness.

Venture Trust £60,437

Outward bound courses and wilderness training to improve the confidence of homeless young people to develop their independent living skills.

An Audioboom clip of the Housing Minister can be found here: https://audioboom.com/boos/2745068

 

Seasonal health advice from NHS Lothian

Holiday Health Advice

doc

Check you have cold and flu remedies

Many children and adults pick up common winter ailments such as a cold or flu-like illness. These can often be effectively treated at home with readily available medicine. Parents are reminded to restock their medicine cabinet with remedies suitable for children.

Use your local pharmacy

Your local pharmacy is an accessible resource for you and your family. Your pharmacist can offer advice or help if you have run out of any prescribed medication. You can also collect medicine for minor ailments or illnesses.

Make sure you have repeat prescriptions. Only order what you need and pick it up in plenty of time. 

If you, or someone you care for, require medicines regularly, check that you have enough and if you need more remember to order and collect repeat prescriptions in good time to ensure you or your family have enough medicine to last over the Christmas holiday period. Only order what you need.

Know when your GP surgery will be open

Your local doctor’s surgery will be open on Wednesday December 24th and will then reopen on Monday 29th December. This means there are four days when it is closed – Christmas Day, Boxing Day, Saturday 27th and Sunday 28th.

Doctors Surgeries will follow normal opening hours on Wednesday 31 December and will then reopen on Monday 5 January.

nhs_lothian_logo

 

 

 

Happy and healthy young people: new guidance published

happyPupils and parents should expect high quality education on relationships, sexual health and parenthood to prepare them for a healthy, happy life, Minister for Learning Dr Alasdair Allan said yesterday.

Speaking as updated guidance for schools is published, Alasdair Allan also welcomed the high level of participation in the consultation held earlier this year.

Dr Allan, Minister for Learning, Science and Scotland’s Languages, said: “The fundamental purpose of Relationships, Sexual Health and Parenthood education is to teach children and young people to have respect for themselves and others. This refresh of the guidance reflects the societal changes that have taken place since the old version was published, changes in laws and the successful introduction of Curriculum for Excellence.

“Our engagement on the guidance, which began last year, generated debate and attracted a number of responses and I am grateful to all who contributed.

“The issues covered by RSHP can be seen as the building blocks to how pupils look after themselves and engage with people for the rest of their lives. These classes allow pupils to think about their development and the importance of healthy living surrounded by their peers who will have similar experiences to them.

“The guidance recognises the professionalism of teachers, the expertise they bring to making lessons age appropriate and an invaluable addition to discussions that parents are likely already having with their children at home.”

Young and happy urban people having fun with digital tabletTam Baillie, Scotland’s Commissioner for Children and Young People, said: “This guidance puts into practice the commitment made in the Children and Young People (Scotland) Act 2014, that the Government would actively promote the rights and wellbeing of children and young people.

“Recent high-profile cases of Child Sexual Exploitation and sexual abuse have highlighted the importance of ensuring that education in schools equips children and young people with information to help keep themselves safe. Giving children and young people the knowledge and understanding of healthy, respectful and loving relationships and the opportunity to explore issues in a safe environment protects them from harm and promotes tolerance.

“Young people have a right to get comprehensive, accurate and evidence-based information to help them to make positive, healthy and responsible choices in their relationships.

“Furthermore, there is extensive evidence that high-quality RSHP education helps reduce teenage pregnancy; delays the onset of sexual activity and increases the likelihood of young people using contraception when they do start sexual relationships.

“The implementation of this guidance in all schools across Scotland will be a positive step in keeping our children and young people safe.”

Martin Crewe, Director of Barnardo’s Scotland, said: “We warmly welcome the publication of the guidance on the conduct of relationships, sexual health and parenthood education. We think it delivers a much clearer link between the child protection system and the advice given to teachers on this important subject.

“We feel particularly pleased to see the inclusion of information about the steps that need to be taken to address the dangers of child sexual exploitation.

“We hope the guidance will be an important step in ensuring all Scotland’s children are supported and protected through high quality evidence-based relationships, sexual health and parenthood education.”

The guidance can be found at www.scotland.gov.uk/Publications/2014/12/8526

Dr Owl's wise winter advice

Dr OwlDr Owl will soon be making an appearance in Edinburgh offering his “wise” winter health tips as part of a major public health campaign.

With Christmas only a few weeks away, NHS Scotland’s Be Health-Wise this Winter campaign is visiting the capital next Thursday (4 December)  to offer advice on some simple steps locals can take to help themselves and their families enjoy a healthy festive period.

Dr Owl is advising people to check they have cold and flu remedies in their medicine cabinet, make sure they have enough repeat prescription to last over the festive period, and to make sure they know when their GP surgeries are open over Christmas and New Year.

Staff from Scotland’s national telehealth service, NHS 24, will be on hand at the event to offer advice on how to stay well this winter and answer questions about winter health issues.

This year’s Be Health-Wise this Winter campaign is being supported by The Co-operative Pharmacy and winter health packs – containing an information leaflet, lip balm, hand sanitisers and plasters – will be available to visitors to the roadshow.

NHS 24’s Medical Director Professor George Crooks said: “The Be Health-Wise This Winter roadshow in Edinburgh offers the ideal opportunity for locals to take some time out from their Christmas shopping to get some important information about their health this winter.

“By preparing ahead, people can ensure they make the most of the festive period, by not allowing winter coughs and colds to spoil their holiday. Listen to the wise words of Dr Owl and make sure you have cough and cold remedies at home to deal with any winter ailments that may strike this winter.

“Your local pharmacist is also a good source of information and advice on what to have in your medicine cabinet. If you need to visit your GP, try to schedule an appointment before the festive period and make sure you submit your repeat prescription request in plenty of time and pick it up in plenty of time.”

Nisith Nathwani, Regional Development Manager for The Co-operative Pharmacy and General Council Member for Community Pharmacy Scotland, said: “We are very pleased to support NHS Scotland’s Be Ready for Winter campaign and our Co-operative Pharmacy branches up and down the country will be on hand to offer health advice and winter remedies to our local communities throughout the winter.

“Our pharmacists are trained to offer health and medication advice and should be the first port of call throughout the winter months.”

This year, GP surgeries throughout most of the country will be closed for four days at Christmas (25-28 December), before re-opening on Monday 29 December and again for four days at New Year (1-4 January), before re-opening again on Monday 5 January.

The national Be Health-Wise this Winter campaign is supported by NHSScotland in partnership with NHS 24, the Scottish Ambulance Service and all 14 Scottish Health Boards.

General advice and information on how to stay healthy this winter can be found at www.nhsinform.co.uk or contact NHS inform on 0800 22 44 88.

The Be Health-Wise This Winter roadshow will be at the Wester Hailes Healthy Living Centre on Thursday 4 December between 10am and 4pm.

Check you have cold and flu remedies

Many children and adults pick up common winter ailments such as a cold or flu-like illness. These can often be effectively treated at home with readily available medicine. Parents are reminded to restock their medicine cabinet with remedies suitable for children.

Use your local pharmacy

Your local pharmacy is an accessible resource for you and your family. Your pharmacist can offer advice or help if you have run out of any prescribed medication. You can also collect medicine for minor ailments or illnesses.

Make sure you have repeat prescriptions. Only order what you need and pick it up in plenty of time. 

If you, or someone you care for, require medicines regularly, check that you have enough and if you need more remember to order and collect repeat prescriptions in good time to ensure you or your family have enough medicine to last over the Christmas holiday period. Only order what you need.

Know when your GP surgery will be open

Your local doctor’s surgery will be open on Wednesday December 24th and will then reopen on Monday 29th December. This means there are four days when it is closed – Christmas Day, Boxing Day, Saturday 27th and Sunday 28th.

Doctors Surgeries will follow normal opening hours on Wednesday 31st December and will then reopen on Monday 5th January.

 

LOOPS phone support for older people

LOOPS

Last month Volunteer Centre Edinburgh launched a new dedicated phone line for people aged 65 and over living in North West and South East Edinburgh, giving easy access to information on a huge range of activities available to them.

loops nw poster

Using a dedicated direct dial number 0131 603 8311, lines will be open from 10am to 2pm Monday to Friday with a call back service outside of these times.

There are trained friendly volunteers taking calls and chatting through options along with an email service on loops@volunteeredinburgh.org.uk.

People are living longer and the new phone line aims to help people maintain a good quality of life by giving access to information on activities which can help keep us happy and healthy as well as giving us a great excuse to socialise.

The phone line is part of the Local Opportunities for Older People, or LOOPs initiative which is piloting a variety of innovative, new services across Edinburgh aimed at encouraging people 65 plus.

The phone line is hoping to reach out to as many as possible. We are hoping you will be able assist with the distribution of information to people that would benefit from the service and pass on information so that we can reach as many people as possible and tackle the effects of loneliness and isolation while improving the quality of life.

The LOOPS Newsletter can be seen on http://us2.campaign-archive1.com/?u=0b38cc2994553b30f6e3d8565&id=2ded133f71&e=bd92abb693

Heather Yang, LOOPs Development Officer

Partnerships Make Advice Work in Edinburgh

DSCF2064Edinburgh’s ‘Making Advice Work’ (MAW) programme is now one year old, and delegates to a Scottish Parliament reception heard that the service has delivered quality advice and support to clients in desperate need of help across the city.

Last October the Scottish Legal Aid Board (SLAB) was asked by the Scottish Government and the Money Advice Service to run a new grant funding programme to focus on improving access to advice. A wide range of Edinburgh-based organisations joined together and successfully bid for MAW funding and an interim report on progress was presented at an event at Holyrood last night.

 

The statistics are impressive – over twelve months  MAW-funded organisations gave advice to 1632 people who reported accumulated debts of over £1.2 million. Clients were represented at 119 tribunals or Sheriff Court cases and financial gains achieved for clients totalled over £1.8 million. It’s worth noting that in many cases these figures are in addition to organisations’ other client groups – organisations like Granton Information Centre have been able to see more people in need as a direct result of SLAB funding.

Statistics only tell part of the story, however, and behind ever figure there is a person or family in need of help and support. The recession and subsequent welfare reforms have hit communities hard and all advice agencies have struggled to cope with record numbers of clients. For some, it’s being unable to understand complicated forms, for others it’s an unexpected change of circumstances. Some are these are on the verge of losing their  family home, some facing mounting debts with seemingly nowhere to turn – and all of them need help.

Housing and Welfare Minister Margaret Burgess MSP knows more than most the value and importance of good quality advice – she has front line experience as a former adviser with Citizens Advice. One grateful former client recently recognised and approached the Minister – not as a politician but as a person who was there to provide support when it was most needed – fully nine years ago!

After talking of the social challenges faced by families and communities, Ms Burgess told delegates: “There are undoubtedly challenges, but we can see through the case studies and your report that help is being provided to those most in need. Tonight is a night to celebrate what you have achieved”.

Projects involved in the partnership include CHAI, Citizen Advice Edinburgh, Dunedin Canmore, Deaf Action, Shelter Scotland, Hillcrest Housing Association, Granton Information Centre, The Action group, Cyrenians, Prospect Community Housing, Port of Leith Housing Association and the City of Edinburgh Council.

Making Advice Work has three programme streams – community-wide advice, helping tenants of social landlords and a thematic stream which aims to tackle barriers in accessing advice for people with disabilities and others experiencing domestic abuse.

The Making Advice Work projects operating across the city cover all three of these programme themes, and David Gardner (CHAI), Brendan Fowler (Prospect Community Housing) and Cheryl-Ann Cruickshank (Shelter Scotland) gave short   presentations to give a flavour of the type of work taking place in Edinburgh.

Brendan Fowler explained: “It can be intense, but the best advice is face to face, one to one. This project is good value for money because it works. This funding has helped to change people’s lives”.

DSCF2129SLAB Chief Executive Lindsay Montgomery CBE (above) thanked the organisations for their efforts over the last twelve months. “When this funding was introduced we were very clear that it would be dependent on organisations being able to show that they could work in partnership with others to produce positive outcomes. The results so far have been very encouraging and it’s to be hoped that other parts of Scotland will follow Edinburgh’s lead”.

The event was co-sponsored by Labour MSPs Sarah Boyack and Kezia Dugdale.

For more information on Making Advice Work – and the organisations involved in the programme – go to http://goo.gl/HPnt9E

New projects to help families tackle money worries

£2.4 million funding to help families deal with debt

Debt-WorriesCommunity projects which will help vulnerable families deal with debt and welfare problems are to benefit from a £2.4 million funding boost. The money will see 16 projects receive significant funding through the Scottish Legal Aid Board’s ‘Tackling Money Worries’ programme.

Local independent advice agency Granton Information Centre is a partner in two Edinburgh initiatives –  with Stepping Stones and Changeworks in Canny Families, which provides help to young families and expectant mothers in North Edinburgh, and the Family Friendly Money Advice project in Leith, a collaboration with NHS Lothian, Citadel Youth Centre, Dr Bell’s Family Centre, the City of Edinburgh Council and Edinburgh Community Food.

See below for the full Tackling Money Worries project list

TMW_Project_Listing_2014

‘Tackling Money Worries’ support will be focused on low-income families facing a change in their circumstances, as this places them at higher risk of debt and money problems. Among the projects are:

• Eight projects focusing on the birth of a child and early years;

• Two projects focusing on changes to family structure; for example, when a relationship breakdown occurs;

• Six projects focusing on the impact of going through the criminal justice system, including families where someone is in prison or about to leave prison.

There will be direct advice and help for families to deal with crisis debt issues, as well as help with building on their money-management skills to support family life throughout their early years and childhood.

The TMW programme will bring together quality debt advice providers and agencies that are already trusted by families in their community. It will also build lasting and effective connections that will benefit families in the longer-term.

The funding of these projects has been made possible by Scottish Government approval for SLAB to spend up to £2.4m between October 2014 and the end of September 2016 on initiatives related to the Child Poverty Strategy.

This is on top of Scottish Government funds which, in combination with funding from the Money Advice Service, are already supporting 92 grant funded projects.

These programmes were due to end in March 2015, but both funders now intend continuing this funding partnership beyond that date. This would enable extension of help for people on low income in Scotland across a longer period.

Deputy First Minister Nicola Sturgeon said: “In the past week we have seen the publication of a report that laid bare the extent of child poverty in Scotland. This is a totally unacceptable situation in a country as wealthy as ours.

“It is vital that the most vulnerable members of our society are provided with the help and support that they need, at the times in their life when they need it most. The Tackling Money Worries programme will help 16 projects across Scotland deliver this support through a £2.4 million investment.

“We know that the UK Government’s benefit reforms are driving people into poverty and that is why we are investing £81 million in the next financial year to help mitigate the effects of these changes.

“This help is vital but I am clear that we must also work to address the underlying issues of poverty in our society. That is why we have set out the need for Scotland to have full responsibility over welfare and employment powers to the Smith Commission.”

Dr Lindsay Montgomery, Chief Executive of the Scottish Legal Aid Board said: “We are delighted to announce the launch of this new programme of projects. The projects will play an important role in helping find long-term solutions for low-income families struggling with financial difficulties by dealing with their underlying debts.

“They will provide support to some of the hardest to reach families in Scotland who are most at risk of facing complex financial problems. We appreciate the financial support from the Scottish Government for this programme of grants.”