Mortgage Misery: Experts predict interest rates hike today

How the new interest rates affect house prices and rent across the UK

  • Housing market: hurry if you’re selling, halt if you’re buying, stay if you’ve borrowed, finance experts advise
  • Landlords will likely increase rent prices or sell to cope with increased mortgage repayments
  • Inflation and interest rates will keep rising, but house prices are already slowing down

TODAY, the Bank of England will decide what the new base interest rates might be, currently at 1.75%. Top market analysts expect this to further rise to 2.25%. 

The Office for National Statistics announced on August 17th that UK inflation rose to 10.1%, from 9.4% two months earlier. The Bank of England expects it to further increase, peaking at 13.3% in October. The accompanying higher interest rates and bleak two-year economic outlook generally means bad news for homebuyers, landlords and renters across the UK.

Top market analysts at CMC Markets expect interest rates to further rise to 2.25% this month. This directly impacts mortgages on variable rates – around 1 in 5 households in the UK – and another 3.1 million whose fixed-rate periods expire in 2022-2023, according to UK Finance estimates.

Borrowers whose repayments are directly linked to the base rate, as set by the Bank of England, will now face mortgage repayments at rates between 3% and 4%, up from 1.75% and 2.75% only five months earlier. This will inevitably spill into rent prices.

CMC Markets analysed the latest data for June 2022 from HM Land Registry, published on August 17th, and concluded that the likely tendency for house prices is in a temporary slowdown, which is good news for those waiting a little longer to buy a home.

Michael Hewson, Chief Market Analyst at CMC Markets comments: “Houses sold in June 2022 only increased in price by 1% compared to May, whereas, last year, this constituted a much more generous 5.7% surge.

“This is only the first month this year for prices to slow down at such a fast rate, so some caution before jumping to conclusions is advised. Remember, house prices may be slowing down, but they are not decreasing. Importantly, since this is transactions data processed at the time, it does not take into account the big leap in interest rates that the Bank of England announced later that month, let alone the even bigger hike in August.

“Therefore, despite the soaring inflation and rising consumer prices across the board, UK house prices appear to be trailing behind because demand for homes has generally come to a screeching halt. Most buyers are weathering the storm for a few more months at least, while some are also working out how the cost of living crisis will pan out in the medium term so that the new mortgage is not squeezing their pockets beyond their comfort zone.

“For those still keen to get on the property ladder, there are plenty of fixed-rate banking products that can insulate them from the current spiralling interest rates on mortgages. They should, however, prepare for the possibility of being faced with higher-than-expected repayments once the fixed rate period expires, as the new variable rates are at the lender’s discretion. Fixed rates are not a cure-all either, as they may now be set to a higher level to start with.

“The buy-to-let market is equally volatile. Landlords will either pass the increased mortgage repayments onto tenants by increasing their rent or simply sell fast to lock in a better price. Right now though, those already on the property ladder are generally better off staying put rather than moving or re-mortgaging. They would not get a good deal on their old house in this market and may likely end up losing more money overall.”

What did the Bank of England do earlier in August?

The Bank of England explained that the rise in interest rates was necessary due to external pressures which are expected to persist. This means that British firms and residents will continue to feel this weight reflected on rising domestic prices, wages outpaced by soaring inflation, and even higher mortgage repayments, despite the Bank’s attempt to widen the borrowing pool through less restrictive mortgage rules.

Although historic, the Bank’s decision was not a surprise for trading analysts at CMC Markets, a London-headquartered financial services company, who believe the Bank was expected to raise interest rates higher than 1.25% during the June meeting, as a means to keep import inflation in check.

This is on the backdrop of a 10% year-to-date depreciation of the British pound sterling against the US dollar and an indication from the Federal Reserve, the US central bank, of a further interest rate increase by 0.5% or 0.75% in September.

Michael Hewson comments: “The UK currently fares worse than both the EU and the US. This is due to its closer dependence on energy shocks than the States and less government intervention to soften the blow compared to its European counterparts.”

What’s next and when will things calm down?

Other than adjusting the interest rates to the accurate level to keep abreast of import inflation, the economic projections for the UK paint a bleak outlook for the next two years.

The UK is projected to enter a recession in the final quarter of this year, the Bank of England announced. The country’s economy will contract by 1.25% in 2023 and 0.25% in 2024, however, inflation is becoming a much bigger long-term threat, with unrealistic chances of falling back to the desired 2% much before 2024.

The current political race for the Conservative Party leadership and the consequent fiscal policies promoted by the new British government is a major factor to take into account for any inflation, GDP, and unemployment projections and investment decisions.

As it stands with the current measures, inflation is expected to peak at 13.3% in October – a sharper increase than the Bank anticipated in June, originally estimated at 11%. It will continue to rise throughout 2023 only to decline in 2024.

Meanwhile, forecasts for the Consumer Price Index (CPI) are less optimistic now, expected to decrease only to 9.5% in the third quarter of 2023, although the Bank anticipates a sharp fall in prices immediately thereafter.

Selling prices are set to increase to reflect rising costs while real household post-tax income is expected to plunge in 2022 and 2023. The Bank predicted that core prices will peak at 6.5% this year, meaning that, in the following six months, food and energy will constitute more than half of the headline CPI.

The next meeting for the Monetary Policy Committee, where the Bank of England will decide what the new base interest rates might be, is today – September 22nd.

TUC: Ministers should boost wages, not slash taxes, in emergency budget

  • Union body says government must prioritise lifting workers’ pay over “bungs to big business and City bankers”
  • **New TUC analysis** shows real wages are down £100 a month compared to same period last year
  • “Don’t reheat failed Osborne-era policies”, TUC warns Chancellor

The TUC has today (Thursday) called on the Chancellor to bring forward an emergency budget that delivers for “working Britain”.

In a submission to the Treasury, the union body warns the government not to repeat the same mistakes of the “Osborne era” when pay and public services were slashed and huge tax breaks were given to big business.

The TUC says the priority for ministers must be to get wages rising across the economy and to fix the staffing crises plaguing hospitals, social care, education and other frontline services.

Pressure on wages

New analysis from the union federation shows that real wages down are down by over £100 a month compared to this time last year – a number that rises to £190 for public sector workers.

For the typical nurse this means a real-terms pay cut of £1,000 over the next year and a real-terms pay drop of £4,300 since 2010.

The TUC says rather than “handing out bungs” to corporations and City bankers the government should:

  • Bring forward inflation proof increases in the minimum wage, universal credit and pensions to October to help families through the cost-of-living emergency.
  • Get the minimum wage on a path to £15 an hour as soon as possible.
  • Give public service staff a real-terms pay rise that at least matches the rising cost of living and begins to restore earnings lost over the last decade.
  • Strengthen and extend collective bargaining across the economy, including introducing fair pay agreements to set minimum pay across whole sectors.
  • Impose a larger windfall tax on oil and gas companies that that are profiteering from UK families.
  • Make sure everyone pays their fair share of taxes by going ahead with increases in corporate tax, and equalising capital gains tax rates with income tax as a first step to fair taxes on wealth.

Speaking ahead of Friday’s emergency budget, TUC General Secretary Frances O’Grady said: “Friday’s mini budget is an acid test for this government. Are ministers on the side of working people, or more interested in handing out bungs to big business and City bankers?

“Tax cuts will do nothing to jumpstart the economy and will only line the pockets of the wealthy and companies like Amazon.

“When millions are struggling to make ends meet, the Chancellor should focus on getting wages rising across the economy – not helping out corporations.

“That means a £15 minimum wage as soon as possible, boosting universal credit and fair pay deals for workers across the economy.

“And it means ensuring those who’ve profited from this crisis pay their fair share – with a bigger windfall tax on oil and gas giants like Shell and BP, and new taxes on wealth.”

On the need to avoid repeating the mistakes of the past, Frances added: “We need a budget the delivers for working Britain – not more continuity conservatism.

“Kwasi Kwarteng mustn’t reheat the failed policies of the Cameron-Osborne government, which slashed pay, workers’ rights and public services.

“This pushed people into debt and locked families into years of declining living standards.

“After the longest wage squeeze in modern history, people can’t afford to tighten their belts any more.”

Car Free Day: Campaigners call for action on traffic

Environmental campaigners say that all councils in Scotland should be working to reduce the numbers of cars on the road, as people across the country celebrate Car Free Day.

Today (22 September) is Car Free Day – an annual event to highlight how neighbourhoods and communities could be improved with fewer vehicles on the road. Today and over the weekend, there’ll be events across Scotland as grassroots groups and councils try to raise awareness of the alternatives to car use.

Fewer cars can create stronger economies and communities by boosting small businesses and local high streets, and improving public health. Air pollution primarily from traffic is responsible for 2,500 premature deaths in Scotland every year.

To coincide with Car Free Day:

+ Glasgow City Council has introduced ‘Street Play’, where residents can close streets from 22-25 September to host parties, workshops and cycling classes
+ City of Edinburgh Council will close Waverley Bridge to hold events on it (above)
+ Dundee has its first Kidical Mass ride, protecting children cycling in areas with no segregated cycle lanes. This is one of over 200 Kidical Mass rides across Europe this weekend

New research launched by the Clean Cities Campaign found that 62% of people support the idea of one car-free day a week, to open the streets to walking and cycling and improve air quality. If this was implemented in major European cities, it could save between 541,000- 945,000 barrels of oil per year.

The Scottish Government has pledged to reduce total car km travelled by 20% by 2030. A final plan will be published on how to achieve this before the end of the year.

Gavin Thomson, transport campaigner at Friends of the Earth Scotland, said: “Transport is Scotland’s biggest source of climate emissions, it’s creating dangerous levels of air pollution and it’s costing people far too much money. It needs to change.

“This Car Free Day, there’ll be street parties and bike rides and community-building activities that aren’t possible if our towns and cities are filled with cars. When we remove cars, like on streets that become pedestrianised, we open up public space for communities and businesses.

“The Scottish Government has committed to reducing car travel by 20%, but we’ve yet to see any detail on how they will deliver this. It’s clear that our cities should be limiting cars, opening up space for communities. A regular car free day in cities would be a great idea.”

Planning vital to stem rising child poverty, says Audit Scotland

Longer-term joint planning is needed to address child poverty in Scotland, which has increased since targets were set in 2017, according to a new Audit Scotland report.

The Scottish Government’s policies and spending remain more focused on helping children out of poverty rather than long-term measures to prevent it. Over a quarter of children in Scotland – 260,000 – were living in poverty before the Covid-19 pandemic. And the current cost-of-living crisis risks making the situation worse.

Covid-19’s impact on data collection means child poverty statistics are only available up to 2019/20, the half-way point in the Scottish Government’s first child poverty plan. But even with the data it would not be possible to assess the plan’s success. This is because the Scottish Government did not set out what impact the 2018-22 plan was expected to have on levels of child poverty.

The government’s second child poverty delivery plan takes a more joined-up approach to tackling child poverty, spanning central and local government and their partners. But detailed joint planning is now needed to ensure policy actions are delivered and progress measured. Policy development also needs to meaningfully involve the views of children and families with experience of poverty.

Stephen Boyle, Auditor General for Scotland, said: “Poverty affects every aspect of a child’s wellbeing and life chances and has wider implications for society.

“The Scottish Government needs to work with its partners to quickly set out the detail of how the second child poverty plan will be delivered, monitored and evaluated.

“Government policy takes time to have an impact on child poverty and so it is essential ministers also act now to set out options for reaching their long-term targets in 2030.”

William Moyes, Chair of the Accounts Commission, said: “Councils have a key role to play in tackling child poverty through measures such as housing, education, childcare and employability. But there is limited information available across councils about what they are doing and its impact.

“Better collection and sharing of information about councils’ child poverty work will help support learning and improvement across Scotland.”

briefing_220922_child_povertyDownload

Revealed: The most streamed FIFA songs of all time 

  • Heat Waves by Glass Animals is the most streamed FIFA song, with a staggering 1.9 billion streams on Spotify. 
  • Blur’s Song 2 is the oldest song in the ranking, placing seventh overall, with more than 560 million streams. 
  • The 2010s dominate the ranking, with 14 entries in the top 20. 

A new study has revealed the most popular FIFA songs, with Glass Animal’s Heat Waves taking the top spot. 

The research, conducted by online gaming site Solitaired.com, analysed Spotify data to discover the number of streams every song featured on a FIFA soundtrack has ever received, from FIFA: World Cup ‘98 to the most recent FIFA 22 game, launched last year.  

A spokesperson for Solitaired.com commented on the findings: “Since 1998, the music that accompanies FIFA game menus has slowly but surely blossomed into one of the game’s main selling points and with every new game comes a new, almost equally anticipated, soundtrack. 

With the FIFA 23 release date on September 27th, it will be interesting to see how the current ranking of the most streamed FIFA songs changes as the new soundtrack is revealed, which will sadly be the last game, and soundtrack, of the games’ series.” 

The most streamed FIFA songs 

The study revealed that Heat Waves by Glass Animals is the most streamed song featured on a FIFA soundtrack, with a staggering 1.9 billion streams on Spotify. Heat Waves featured on FIFA 2021, which appeared on the British group Glass Animals’ third studio album, Dreamland. The song reached number five on the UK Singles Chart and number one in countries such as Australia, Canada and the United States, where it also reached number one on the Billboard Hot 100. 

Ranking second is The Nights by the late Swedish DJ AVICII, with more than 1.1 billion streams. The song appeared on the FIFA 15 soundtrack after being released in late 2014. Billie Eilish’s hit single you should see me in a crown is next on the list, with more than 692 million streams, closely followed by Imagine Dragon’s On Top of the World, with 683 million Spotify streams. 

Interestingly, the songs from the 2010s dominate the top 20, with 14 entries overall, including fan-favourite Love Me Again by John Newman which featured on FIFA 14, ranking eighth overall, with 494 million streams.

Additionally, only one song from the 1990s made the top 20 – Song 2 by Blur, making it the oldest song in the ranking. With more than 560 million streams to date, Song 2 featured on the soundtrack for FIFA: Road to World Cup ‘98, which was the first game in the series to feature a soundtrack. 

The Top 20 Most Streamed FIFA Songs 
Artist: Song: Year: Total Spotify Streams: 
1. Glass Animals Heat Waves 2021 1,946,964,717 
2. AVICII The Nights 2015 1,163,964,283 
3. Billie Eilish you should see me in a crown 2019 692,812,784 
4. Imagine Dragons On Top of the World 2013 683,964,847 
5. Kaleo Way Down We Go 2016 643,561,438 
6. MGMT Kids 2009 599,007,927 
7. Blur Song 2 1998 560,576,371 
8. John Newman Love Me Again 2014 494,064,676 
9. Rosalia & Ozuna Yo x Ti, Tu x Mi 2020 465,460,354 
10. Vance Joy Mess Is Mine 2015 395,291,133 
11. LSD ft. Labrinth, Sia, Diplo Genius 2019 382,638,591 
12. Muse Supermassive Black Hole 2007 370,594,842 
13. Major Lazer Que Calor 2020 347,958,743 
14. Peter Bjorn and John Young Folks 2008 338,367,458  
15. New Order Blue Monday 2005 285,463,188 
16. Kygo ft. Kodaline Raging 2017 270,224,195 
17. Gorillaz Rhinestone Eyes 2011 264,349,990 
18. Saint Motel My Type 2015 253,134,043 
19. Childish Gambino Feels Like Summer 2019 245,942,140 
20. Disclosure ft. Sam Smith Omen 2016 238,175,156 

 The most streamed FIFA songs of the 2000s 

FIFA soundtracks are reflective of the year they are released, so they often provide a source of nostalgia for many long-time players. Unsurprisingly, Kids by MGMT ranks as the most streamed FIFA song from the 2000s, from 2009 specifically, with 599 million streams on Spotify. Supermassive Black Hole by Muse ranks next from 2007, with 370 million total streams, closely followed by Young Folks by Peter Bjorn and John from 2008, with more than 338 million streams. 

Also, the research revealed that FIFA 2009 is a popular soundtrack with fans, with five entries from 2009 in the top 15 songs from the 2000s. These songs include: Kids by MGMT, Mercy by Duffy, Untouched by The Veronicas, Always Where I Need to Be by The Kooks and Ready For the Floor (Soulwax Remix) by Hot Chip. 

The Top 15 Most Streamed FIFA Songs of the 2000s 
Artist: Song: Year: Total Spotify Streams: 
1. MGMT Kids 2009 599,007,927 
2. Muse Supermassive Black Hole 2007 370,594,842 
3. Peter Bjorn and John Young Folks 2008 338,367,458 
4. New Order Blue Monday 2005 285,463,188 
5. Duffy Mercy 2009 232,202,405 
6. Caesars Jerk It Out 2004 193,467,887 
7. The Jam Town Called Malice 2004 147,686,251 
8. The Veronicas Untouched 2009 133,517,836 
9. Bloc Party Helicopter 2006 103,448,991 
10. Scissor Sisters Take Your Mama 2005 92,965,463 
11. Safri Duo Played A-Live (The Bongo Song) 2003 73,877,764 
12. The Kooks Always Where I Need to Be 2009 63,288,599 
13. Hot Chip Ready For the Floor (Soulwax Remix) 2009 62,539,194  
14. Tribalistas Ja Sei Namorar 2004 58,835,591 
15. Gorillaz 19-2000 (Soulchild Remix) 2002 57,139,760 

The ultimate FIFA playlist 

Within the FIFA community, many fans often discuss and debate the most iconic songs ever featured on the game, as well as their favourite soundtracks by year. The below table lists the most streamed song on each FIFA soundtrack since 1998, including some classic fan-favourites and a few surprises. 

Interestingly, English band Gorillaz are the only artist to feature twice, both in 2002 with 19-2000 (Soulchild Remix), which has received 57 million Spotify streams and in 2011 with Rhinestone Eyes, which has 264 million streams. 

The Most Streamed FIFA Songs from Every Year 
Year: Artist: Song: Total Spotify Streams: 
1998 Blur Song 2 560,576,371 
1999 Fatboy Slim The Rockafeller Skank 86,888,733 
2000 Reel Big Fish Sell Out 47,532,833 
2001 Moby Bodyrock 17,895,220 
2002 Gorillaz 19-2000 (Soulchild Remix) 57,139,760 
2003 Safri Duo Played-A-Live (The Bongo Song) 73,877,764 
2004 Caesars Jerk It Out 193,467,887 
2005 New Order Blue Monday 285,463,188 
2006 Bloc Party Helicopter 103,448,991 
2007 Muse Supermassive Black Hole 370,594,842 
2008 Peter Bjorn and John Young Folks 338,367,458 
2009 MGMT Kids 599,007,927 
2010 Matt & Kim Daylight 167,592,928 
2011 Gorillaz Rhinestone Eyes 264,349,990 
2012 Foster the People Call It What You Want 106,199,550 
2013 Imagine Dragons On Top of the World 683,964,847  
2014 John Newman Love Me Again 494,064,676 
2015 AVICII The Nights 1,163,964,283 
2016 Kaleo Way Down We Go 643,561,438 
2017 Kygo ft. Kodaline Raging  270,224,195 
2018 Tash Sultana Jungle 194,454,302 
2019 Billie Eilish you should see me in a crown 692,812,784 
2020 Rosalia & Ozuna Yo x Ti, Tu x Mi 465,460,354 
2021 Glass Animals Heat Waves 1,946,964,717 
2022 Seb Seaside_Demo 117,223,691 

The research was conducted by Solitaired.com, a free, browser-based card game platform with more than 500 games available to play.  

SEPA: continuing downward trajectory in greenhouse gas emissions

2021 emissions data shows continuing downward trajectory in greenhouse gas emissions

Greenhouse gas emissions from SEPA regulated industrial sites fell by 5% between 2020 and 2021.

This continues the downward trend in greenhouse gas emissions since 2007.
Emissions figures reflect the continued impact of the pandemic on Scotland’s industries in 2021, with the economy not fully recovering to pre-pandemic levels.

A major accidental release of fluorinated gases by Anglo Beef Processors in Perth is being investigated by SEPA. It is the second largest accidental release in the food and drink sector in Europe.

The Scottish Environment Protection Agency (SEPA) has published its Scottish Pollutant Release Inventory (SPRI) data for 2021.

SPRI provides a valuable picture of the amount of pollutants released in Scotland from SEPA-regulated industrial sites. It is a publicly accessible electronic database and aims to provide information for policy makers, academics and the public about the pressure Scottish industry puts on the environment through greenhouse gas emissions. SPRI does not assess the compliance of the facilities or the health and environmental impact of the releases.

The latest data reveals greenhouse gas emissions fell by 5% between 2020 and 2021. This reduction continues the decreasing trend seen over the last 15 years, with an overall drop of around 62% since 2007.

2007 – 2021 greenhouse gas graph

Global warming potential of greenhouse gases reported to SPRI since 2007 (kg CO2e).

Ongoing impact of Covid-19

Around a third of the sites that report pollutant emissions to SPRI each year noted a significant difference in their 2021 data compared to 2020. This is a similar proportion to previous years.

The economy in Scotland contracted by nearly 11% in 2020, as public health restrictions and changing behaviours in response to the coronavirus pandemic suppressed activity. There were particular falls in the construction, manufacturing, and mining and quarrying industries, and the economy as a whole did not recover to pre-pandemic levels until the beginning of 2022.

Whilst a number of sites mentioned that production (and hence emissions) had increased following a downturn during the pandemic in 2020, other sites mentioned that production did not return to pre-pandemic levels during 2021.

Jo Green, acting Chief Executive of SEPA, said: “Scotland has a clear vision to become a Net Zero society, with ambitious plans for a just transition. The latest data from SEPA continues to see greenhouse gases from Scottish industry continue the long-term downward trend. These official statistics chart the progress we’ve made as a nation, but they also reflect the realism of a modern, Western European economy in transition.

“The data that SPRI holds is vital to helping us understand how changes are impacting on our environment both directly and indirectly, ensuring Scotland can identify priority areas to reduce releases and track progress.

“As Scotland’s environmental regulator, SEPA’s firm focus remains on helping Scottish businesses innovate and continue to emerge stronger and more sustainably from the impacts of the pandemic. We’ve all got a role to play in tackling climate change and the continued reduction of greenhouse gas emissions from Scottish businesses is vital in helping our country reach net zero.”

Increase in F-gas emissions

Fluorinated greenhouse gases (F-gases) are a family of chemicals that contain fluorine. They are also powerful greenhouse gases that contribute to climate change.

In February 2022 SEPA identified a large accidental release of F-gases from a meat producer, Anglo Beef Processors UK, Ruthvenfield Rd, Inveralmond, Perth, when the site submitted its Scottish Pollutant Release Inventory (SPRI) data returns for 2021.

It is one of the largest accidental releases in the food and drink sector in Europe up to 2020 and represents 87% of the total HFC emissions from all sectors in Scotland for 2021. This resulted in a significant increase in this pollutant (around 112%) compared to 2020.

SEPA’s Carbon reduction, Energy and Industry team began an investigation into the cause, which was related to the site’s refrigeration system. This investigation is currently ongoing and SEPA will determine whether any enforcement action is required as a result of its findings.

The site has now installed alternative refrigeration technologies.

Penguin and Twinkl to donate over 55,000 books by authors of colour to UK primary schools

  • Penguin Books UK and Twinkl are coming together to increase primary school pupils’ access to books by writers of colour, by giving away books including by Sharna Jackson and Malala Yousafzai to 500 schools across the UK.
  • Twinkl are producing a range of learning resources to accompany titles in the donation, to support teachers to integrate the new texts into their teaching. 
  • Schools can apply to receive the books at https://www.penguin.co.uk/lit-in-colour/twinkl-partnership 

Penguin Books have joined forces with Twinkl Educational Publishing to donate books by authors of colour to 500 UK primary schools.

The donation of books from Penguin, Puffin, Ladybird, and Vintage and Andersen Press forms part of Penguin’s Lit in Colour campaign, and aims to give pupils access to a wider range of authors, characters and books to tackle their stark underrepresentation in UK schools. 

Each participating school will receive 100 books, covering a range of titles across fiction, non-fiction, poetry and mythology; from much-loved classics to new voices. Authors included in the selection are Matthew A. Cherry, Malala Yousafzai, Ibtihaj Muhammad and S.K. Ali and more. Each school will also receive a class set of The Good Turn by Sharna Jackson. 

Research by Lit in Colour, carried out by Penguin Books and the Runnymede Trust in 2021, revealed a stark picture of under-representation of Black, Asian and minority ethnic authors in the teaching of English Literature in this country.

This is relative both to these authors’ place in contemporary British literary excellence and school population demographics. According to the research, 82% of young people do not ever recall studying a book by a Black, Asian or minority ethnic author, while 70% agree that diversity is part of British society and should be represented in the school curriculum. 

The research also found that a key barrier for primary school teachers was a lack of ready-made resources available from teaching sites that are focused on diverse texts. This is a significant challenge for educators who rely on these for the basis of their planning.

In response to this, Twinkl are producing a comprehensive set of learning resources that aim to make it as easy as possible for educators to create a full lesson around these titles and immerse learners through a selection of activity sheets to be used alongside the books and as follow-on activities. 

Twinkl’s comprehensive series of educational resources will cover 20 titles that will support bringing new literature to classrooms. The learning materials will consist of various worksheets and activity packs. These include 60-second reading activities, to biography fact files and writing packs. These resources will be available to freely access online and can be used in connection with Penguin’s Lit in Colour book list.

Zaahida Nabagereka, Penguin Random House’s Head of Social Impact, said: “Partnering with Twinkl on this first ever UK wide Lit in Colour Primary School donation is a really significant step in addressing the barriers the Lit in Colour report identified in 2021.

“We are committed to supporting teachers to take diverse books into their classrooms with confidence, and key to that is resources. This collaboration strengthens the argument that we can achieve more when we tackle systemic issues together.”

David Angrave, Twinkl’s Chief Operating Officer, said, “As a global education publisher, we are delighted to work with Penguin on such a meaningful campaign. Our Lit in Colour resources aim to engage learners in a wide variety of diverse titles in the classroom. Through a range of voices in books, children can discover different cultures and identifiable characters. 

“We are looking forward to continuing to collaborate with Penguin with this campaign and help build an inclusive outlook which celebrates differences and what brings us together.”

Sharna Jackson, author of The Good Turn, “When I was younger, there was a pronounced lack of access to many books that reflected my experience – as part of the curriculum, or in my school library.

“It’s why I wholeheartedly support the transformative work that Lit in Colour does to expand and enrich the curriculum. I am so incredibly proud that The Good Turn can be a small part of this change, as this donation from Lit in Colour and Twinkl will make an enormous difference to thousands of young readers who deserve to see themselves and their experience reflected in the books stocked on their school library shelves.”

To find out more about how your school can get involved with the Lit in Colour book giveaway, please visit our website.

Primary teachers can apply by completing this short form by Friday 30th September.

‘Remarkable’ Dr Pat Carragher receives a national WellChild Award

Dr Pat Carragher from Fife collected his prestigious national 2022 WellChild Award, in association with GSK, at The Hurlingham Club in London on September 8th, having been nominated by his colleague Emma Craig,

The Awards are run by WellChild, the national charity for seriously ill children. The charity’s Patron, The Duke of Sussex was called away to Balmoral and so could not attend the WellChild Awards ceremony with his wife the Duchess as planned.

The news of Her Majesty’s passing broke just as the awards ceremony was about to take place. In a change to the planned proceedings, there was a short silence as a mark of respect followed by a rendition of The National Anthem from opera singers Natalie Rushdie and Camilla Kerslake. The winners then all came onto the stage as a group to receive their awards.

Dr Carragher, who is Medical Director at Children’s Hospices Across Scotland, was picked from hundreds of nominations from across the UK to win the Legacy category in these Awards which celebrate the resilience of children living with serious illnesses or complex conditions and honour the dedication of those individuals who go the extra mile to help these children and their families. 

In summer of 2022, Dr Pat Carragher will be retiring as Medical Director at CHAS after nearly 39 years of working as a doctor. He has encountered periods of great change in his years as a medic including in Primary Care when he was a GP in Kinross before becoming Rachel House’s first hospice doctor and formally beginning work in Children’s Palliative Care in March 1996.

Dr Carragher has led the changes to CHAS’s medical service provisions through the Covid-19 pandemic. Despite the challenges the pandemic brought, alongside the team, he was determined to find ways to continue to reach the thousands of children with life-shortening conditions that rely on CHAS.

He helped establish new and innovative ways of working using technology to provide help to families across Scotland and proved himself to be a strong and resilient leader through immense change. He has reshaped CHAS’s medical services, helping families during what continues to be an isolating and unpredictable time. 

Within three to four weeks from the start of the Coid-19 Pandemic, CHAS completely adapted its service offering to survive and to maintain the very best standards of care for children with palliative care needs, and to support their families.

Dr Carragher also led on virtual work through the “Near me” consultations via the NHS and by the use of Microsoft Teams, to interact with and assess children at home, and to work with their parents. CHAS’s pioneering virtual children’s hospice was also launched at the beginning of the pandemic and has rapidly developed since proving to be extremely successful.

Dr Carragher has also helped lead the CHAS hospital teams in Glasgow, Aberdeen and Edinburgh through this period of transformation, providing clinical leadership and support in the planning and delivery of palliative care whilst working closely with the NHS and local authorities.

He was key in launching the first hospital-based Supportive and Palliative Care team in Scotland at the Royal Hospital for Children in Glasgow and has continued to provide specialist advice through the pandemic. 

Rami Okasha, the Chief Executive Officer of Children’s Hospices Across Scotland, who nominated Dr Carragher for the WellChild Award, said: “Dr Pat’s leadership and strength of character has enabled the team to adapt in ways which they never imagined.

“He’s shown resilience and an unwavering drive for reaching all of those who require CHAS’s help, and he’s inspired not only the medical team but all teams.”

“Dr Pat was continuously able to inspire and encourage teams to ‘keep going’ during the pandemic and to embrace the new and innovate ways to deliver care. He has provided solid leadership throughout this period of immense change.”

Dr Carragher ends many presentations with the following which he feels is vital for us all to understand: “The death of a child has serious and lasting effects on parents and other family members, effectively for the rest of their lives.

“Any attempt to reduce symptoms and improve quality of life in the final days or weeks, must not only be good for a child but, in the fullness of time, be helpful to those left behind.”

WellChild Chief Executive, Matt James said: “We were so pleased to be able to celebrate our remarkable winners at The WellChild Awards 2022, in association with GSK, despite the unique circumstances this year.

“It was a chance to recognise and highlight the immense challenges they have faced and to celebrate the remarkable positivity, resilience, and spirit they have demonstrated. It also helped us to shine a light on the dedication of those around them, from siblings, professionals and volunteers who have gone above and beyond to help them through such challenging times.”

OPAT scheme is helping more people to be treated closer to home

Innovative OPAT scheme saves 45,000 hospital admission bed days

A new service which has already saved 45,000 hospital bed days this year is being further rolled out over the coming months.

The Out-patient Antimicrobial Therapy (OPAT) service allows people to be treated at home or in out-patient settings – reducing the need for hospital admission or long stays.

Patients are able to receive intravenous antimicrobial therapy or other complex antibiotic treatment in an out-patient clinic at a time convenient to them, and in some areas even at home rather than as an inpatient.

The service, part of the right care in the right place initiative, is just one of many innovative programmes which health boards are using to help reduce pressures on the rest of the system.

Figures published by the Scottish Antimicrobial Prescribing Group show that between 17 January 2022 and 21 August 2022 on average 250 people per week have been treated by the OPAT service and more than 45,000 hospital admission bed days have been avoided in that period.

OPAT services are supported by £50 million of Scottish Government funding through the Urgent and Unscheduled Care Collaborative.  

Beleaguered Health Secretary Humzah Yousaf welcomed a piece of good news. He said: “I am pleased to see the roll-out of the Out-patient Antimicrobial Therapy service.

“We know that our accident and emergency departments continue to be under significant pressure, and that is why we are working at pace to deliver this scheme, and others like it, to provide more care in the community while reducing pressure on hospitals.

“We know there is a real benefit to treating people at home where possible. We are determined to build on this success and want to see this approach adopted across as many health boards as possible.”

Dr Andrew Seaton, Chair of the Scottish Antimicrobial Prescribing Group and Consultant in Infectious Diseases, said: ““Hospitals are under significant pressure as we try to recover from the effects of the COVID pandemic and there is a real need for initiatives to support recovery and promote different ways of caring for our patients traditionally managed in hospitals.

“OPAT is an excellent example of how nurses, pharmacists and doctors can work together to provide high quality patient centred care without the need for a hospital bed. The focus now on further developing virtual capacity and new ways of working with support across Scotland for initiatives like ours is very welcome”.

Nine health boards currently use OPAT services and the programme will be rolled out further over the coming months.

Yesterday’s announcement was somewhat overshadowed by news that the latest hospital waiting times in Scotland are the WORST EVER.

Scottish Conservative health spokesman Dr Sandesh Gulhane MSP said the figures showed the “crisis in A&E is not merely continuing, but deepening”.

ENLIVEN: Heart of Newhaven welcoming event this Saturday

Bring neighbours, friends and family together at this welcoming event at The Heart of Newhaven this Saturday afternoon.

There will be something for everyone to enjoy and I’ll have a brilliant screen printing activity running that’s easy, fun, experimental and colourful so pop in and have a taster of what Ink on Mesh and other businesses at the HEaRT have for you all.