Countries need to work together to deliver on the promises made in Glasgow COP26 President, Alok Sharma, will say today (Monday 24th January).
In his first major speech since COP26, Sharma will reflect on the commitments secured at COP26 and the historic Glasgow Climate Pact signed by almost 200 countries at the summit last year.
He will set out his agenda to turn ambition into action for the rest of the UK’s Presidency this year, outlining that whilst the summit has concluded, the world must maintain the urgency and the energy to honour the promises made, as we approach COP27 in Sharm-El Sheikh in November.
Today’s speech will outline the UK’s priorities to deliver on the Glasgow Climate Pact during its COP Presidency year:
Ensuring promises on emissions reductions are kept to keep 1.5 degrees alive. That every country honours the commitment in the Glasgow Climate Pact to strengthen their climate change targets to align with the Paris temperature goal as necessary in 2022, as well as for delivering on their net zero commitments and 2030 emissions reduction targets, particularly through policies to end coal power, halt deforestation and transition to clean vehicles
Delivering for climate vulnerable countries by ensuring commitments on adaptation and loss and damage are honoured. Working with donors to make progress towards doubling adaptation finance by 2025 and developing a clear proposal and funding for the Santiago Network by COP27
Get finance flowing. The UK through the COP Presidency will help ensure countries, international financial institutions and private financial institutions deliver on the commitments they have made to meet the $100bn goal. And we will aim to increase public-private partnerships to support climate action, building on the South African Just Energy Transition Partnership. We will support Parties to make progress on the post-2025 climate finance goal
Working together and continuing to be an inclusive Presidency. Pushing for further action across critical sectors and turning promises into clear delivery plans through established forums and international councils. The UK through the COP Presidency will work hand-in-hand with the COP27 President Egypt, COP28 President UAE, our international partners, business, youth and civil society, to deliver our priorities and keep climate at the top of the international agenda
COP President Alok Sharma is expected to say: “At COP26 itself almost 200 countries came together and agreed the historic Glasgow Climate Pact. In doing so they demonstrated that climate can create a space for cooperation amidst a splintered global politics, that the world can work together to improve our common future, to address major global challenges and to seize opportunities.
“The Glasgow Climate Pact was a product of international cooperation and a practical demonstration of Global Britain in action.
“There is no doubt that the commitments we secured at COP26 were historic. Yet at the moment they are just words on a page. And unless we honour the promises made, to turn the commitments in the Glasgow Climate Pact into action, they will wither on the vine. We will have mitigated no risks. Seized no opportunities. We will have fractured the trust built between nations. And 1.5 degrees will slip from our grasp.
“So my absolute focus for the UK Presidency year is delivery.”
Mr Sharma recently visited both COP27 President Egypt, and COP28 President UAE, to underline the importance of building strong partnerships with the next two hosts for the summit.
This week, he will meet the UNFCCC to discuss the implementation of the measures agreed with Glasgow. He will also address the Major Economies Forum and continue to ramp up pressure on the rich donor nations to support climate vulnerable countries.
A new Report warns that draft UK Government legislation on online harms would fail to prevent the sharing of some of the most “insidious” images of child abuse and violence against women and girls.
Scrutiny by the DCMS Committee of the Government’s Draft Online Safety Bill has found that in its current form, the legislation is neither clear nor robust enough to tackle certain types of illegal and harmful content on user-to-user and search services.
In the Report published today, MPs call on the Government to address types of content that are technically legal – including parts of child abuse sequences like “breadcrumbing” and types of online violence against and women and girls such as tech-enabled “nudifying” of women and deepfake pornography – by bringing them into scope either through primary legislation or as types of harmful content covered by the duties of care.
MPs reject a recommendation made by the Joint Committee to include in the Bill the establishment of a permanent Committee of both Houses on the grounds that such a development would duplicate the existing constitutional role of the DCMS Committee.
Chair of the DCMS Committee Julian Knight MP said: “In its current form what should be world-leading, landmark legislation instead represents a missed opportunity.
“The Online Safety Bill neither protects freedom of expression nor is it clear nor robust enough to tackle illegal and harmful online content.
“Urgency is required to ensure that some of the most pernicious forms of child sexual abuse do not evade detection because of a failure in the online safety law.
“These are matters of important public debate to which we will return as the Bill makes its way through Parliament.”
Figures show 13 per cent of those killed on Scotland’s roads over the last five years were not wearing a seatbelt. Despite this, new research reveals that almost one in ten drivers always drive a car without wearing a seatbelt.
Drivers surveyed feel that drink-driving, drug-driving, using a phone while driving, driving while fatigued and driving aggressively are all ‘riskier’ than not wearing a seatbelt while driving. Passengers not wearing a seatbelt was seen as ‘risky’ by just 27 per cent.
Minister for Transport Graeme Dey said: “Wearing a seatbelt is something everyone can do to reduce injuries and save lives.
“The consequences of not wearing your seatbelt can be devastating if a collision occurs – not only for the driver and passengers but for other people, including your loved ones.
“This campaign delivers a stark but necessary message to anyone travelling in a car: It’s not just you who gets hurt. Wear a seatbelt on every journey.”
When it comes to considering the serious consequences of not wearing a seatbelt, the majority of drivers surveyed thought of themselves first and were concerned that they might get seriously injured or die if they were involved in a collision. This was ranked above ‘causing injury to someone else’ or the ‘emotional damage they would cause to other people’ (friends, family, emergency services).
Superintendent Simon Bradshaw, Deputy Head of Road Policing said: “Wearing a seatbelt is not a choice, it’s the law and the evidence is clear that seatbelts save lives; it’s not just you that could get hurt if you don’t.
“Our officers will interact with and educate drivers and passengers where necessary but we will also continue to take appropriate enforcement action and those caught not wearing a seatbelt could be fined up to £500. We’re also reminding drivers it’s their responsibility to ensure all passengers under 14 wear their seatbelts, and they can be fined for every child not properly restrained.”
Running across TV, cinema, radio, digital and outdoor channels, the hard-hitting campaign creative underlines that a collision without a seatbelt doesn’t just hurt you, it can also be devastating for those you leave behind.
Set in a testing facility, the new ad features a car with a crash test dummy – not wearing a seatbelt – in the driver’s seat. As the car starts to drive towards a wall, the camera pans away from the impact and focuses on the effects on the driver’s family as they deal with their grief.
A crash test dummy family are seen sitting at a dinner table with an empty seat poignantly left for their lost family member as the final line appears: ‘It’s not just you who gets hurt. Wear a seatbelt.’
For more information go to roadsafety.scot or the Road Safety Scotland Facebook and Twitter (@roadsafetyscot) pages.
Scottish Book Trust today announces the 10 recipients of the New Writers Awards 2022, which provide a selection of talented writers who have not yet published a full-length book or collection with professional guidance to help them move towards publication, as well as financial support.
Funded by Creative Scotland and run by Scottish Book Trust, the national charity transforming lives through reading and writing, the awards have supported over 140 creative individuals since 2009.
Six of the awardees this year are based in Edinburgh, including: Agata Maslowska from Poland; Helena Fornells Nada from Barcelona; Roshni Gallagher from Leeds; Armarna Forbes from Colorado; Eimear Bush from Northern Ireland and Firas Ibrahim from Syria.
The judging panel included: Jenny Colgan, Sheena Kalayil and Viccy Adams for fiction; Jen Campbell, Sean Wai Keung and Laura Fyfe for poetry; Akemi Dawn Bowman and Ross Sayers for Children’s and Young Adult fiction, alongside Scottish Book Trust staff.
The Gaelic Books Council selects the Gaelic New Writer Awardee.
Former New Writers awardees include: Bridget Khursheed, whose poetry collection The Last Days of Petrol was recently published by Shearsman Books; Sarah Smith, whose debut novel Hear No Evil will be published by Hachette; and Catherine Simpson, whose memoir One Body will be published by Saraband, both in February.
The 2022 awardees are:
Poetry:
Agata Maslowska
Helena Fornells Nadal
Roshni Gallagher
Children’s and Young Adult:
Armarna Forbes
Lindsay Hirst
Fiction and Narrative Non-Fiction:
Dougie Strang
Eimear Bush
Firas Ibrahim
Rae Cowie
Gaelic:
Shelagh Campbell
Each of the 10 recipients will receive a £2,000 cash award and support tailored to their needs including mentoring from writers and industry professionals, training opportunities, and the platform to showcase their work to publishers and agents.
Marc Lambert, CEO ofScottish Book Trust, said:“Announcing our New Writer Awardees is a fantastic way to start 2022. Some of this year’s cohort have interacted with other Scottish Book Trust programmes, and we are delighted they have reached this stage of their journey.
“We wish all the awardees best of luck and look forward to seeing their publications in the future.”
Alan Bett, Head of Literature and Publishing, Creative Scotland said:“Scottish Book Trust’s New Writers awards recognise the wealth of talent in the ranks of Scotland’s developing writers and takes these individuals to the next level through tailored mentoring and training.
“It’s exciting to think that the names on this list have the potential to sit across book spines in the near future, on published collections of poetry, novels or works of non-fiction. Creative Scotland wishes the best of luck to each of them.”
Alison Lang, Director of the Gaelic Books Council, said:“We are delighted be partnering with Scottish Book Trust once again to support an emerging Gaelic writer.
“We will be following Shelagh Campbell’s progress with interest as she works on her new crime novel, and we very much look forward to seeing this and other work in print in due course.”
The New Writers Showcase, a celebration of work by last year’s awardees, will be held online through Scottish Book Trust’s social media accounts on Wednesday 6 April. Information about tickets will be available on Scottish Book Trust’s website.
An inquiry into the different ways patients access healthcare services in Scotland has been launched by the Health, Social Care and Sport Committee.
Traditionally, when a person seeks healthcare their first point of contact is usually with a general practitioner (a GP or family doctor) but the inquiry is focused on other routes to accessing healthcare that exist in the community, referred to as ‘alternative pathways’.
The aim of the inquiry is to explore how and to what extent these alternative pathways are being used to access primary care, and to identify key issues and opportunities for improvement.
Alternative pathways to healthcare in the community include:
Seeing a different health practitioner, such as a physiotherapist, nurse, pharmacist, speech therapist, or podiatrist who works in the GP practice or in the local community.
Being directed to other types of support to improve health and wellbeing – such as walking groups, community groups, advice, or volunteering (referred to as ‘social prescribing’).
Using telephone helplines websites to access additional information, advice and online therapies.
The Committee is seeking to find out the current level of awareness amongst health practitioners and patients of alternative pathways to healthcare other than seeing a GP and how this might be improved in the future.
They are keen to find out what capacity other primary healthcare professionals have to take on more patients, the role of social prescribing in alternative pathways and how technology can improve services.
Speaking as the inquiry launched, Gillian Martin MSP, Convener of the Health, Social Care and Sport Committee, said:“The traditional model of primary care where you went to see a GP for any and all health issues is placing ever increasing pressure on GP services.
“This isn’t a sustainable situation for general practices – but it’s also not good for patients struggling to get a GP appointment when there may be alternative and better routes they could go down to get the healthcare they need.
“Through our detailed work on this inquiry, the Committee is keen to explore what opportunities exist to make more and better use of these alternative routes to healthcare.
“We want to find out what role they have to play in creating a modern, flexible, community-based healthcare system which allows patients to access the right professional, at the right time.”
Islamic Relief UK partnered with Blackhall Mosque yesterday to distribute 500 essential food packs to vulnerable people in Edinburgh including the homeless, asylum seekers, refugees and women who have suffered domestic abuse.
Scotland has seen a stark rise in families needing financial assistance and help with food. According to the poverty and inequality commission, one in four children in Scotland (24%) and one in five working-age people (19%) are living in poverty.
Many people have been hit hard by the pandemic, including, low-income families, those suffering from domestic abuse, the homeless, asylum seekers and refugees who were already struggling to feed themselves and many prioritising eating or heating as they struggle to pay their bills.
The food packs contained 30 items including, rice, pasta and beans.
With poverty levels in the UK increasing, Islamic Relief UK is also distributing food parcels across the country with different partners.
Imam Sohail Ashqaue, Blackhall Mosque, said: “We begin by thanking Allah SWT (God) for giving us all the opportunity to serve his creation. Indeed this is a blessing as we work with Islamic Relief UK to deliver 500 food packs to families who have been struggling to feed themselves this winter.
“We would like to thank all the volunteers who will help make this happen and we look forward to continuing this great partnership with Islamic relief UK to ensure the most vulnerable in our community receive the support they require.
“We are glad to be helping those in Edinburgh as part of a wider distribution by Islamic Relief UK and partners that are taking place across the UK.
“With rising utility bills and many businesses not recovering from the pandemic, many people are facing huge insecurity towards their future.
“The hardship that many families and individuals are dealing with right now is unimaginable, and this distribution will go a long way to help alleviate that.”
Nadeem Baqir, Regional Community Fundraising Manager, Islamic Relief UK said: “We are proud to be working with Blackhall Mosque to reach out to some of the most vulnerable people in Scotland. The Mosque plays an important role in the community and has been a lifeline for many people.
“With the high cost of living and the pandemic, we have seen families struggle to pay for just the essentials such as food and warmth and many have had to resort to food banks.
“This winter, the work of Blackhall Mosque will make a huge difference to many families and we thank them for their amazing efforts to help those in need.”
The UK wants to go dry, new data has shown a 22% increase of people searching to go dry compared to the previous year 17,000 people in the UK have searched for mocktails over the past 30 days alone.
20.4% of the UK is tee total, new data shows
Virgin mojito was the fifth most searched alcohol-free drink, and the most searched mocktail
The UK loves wine, even if it is non-alcoholic. There have been 9,900 searches for non-alcoholic wine in the past month alone.
The UK’s favourite non-alcoholic drink is Heineken 0.0, the non-alcoholic twist on the classic beer has been searched 43,200 times in the past 12 months.
This year has seen a 22% increase in Brits taking part in Dry January as people around the UK, look to opt out of booze and replace it for a non-alcoholic alternative. A study by kitchen experts Maxima Kitchen Equipmentused Google data to find out what exactly were the UK’s favourite non-alcoholic drinks.
The research revealed UK’s favourite non-alcoholic drink is a Heineken 0.0, the beer has been searched 43,200 times in the past year alone. The brand was first launched in the UK in 2017, and is set to be made available on draught in pubs this year after a successful pilot scheme in the summer of 2021.
The study found Becks Blue in second place with 39,600 searches in the past 12 months alone. It is followed by Lucky Saint beer in third place with 38,400 searches and Guinness Zero in fourth with 36,000 searches.
Virgin Mojito, a twist on the classic cocktail came in fifth place overall, making it the nation’s favourite mocktail, with 33,600 searches in the past year.
A mixture of other classic mocktails made the list as well such as Virgin Mary in eighth place, as well as the prosecco alternative Nozeco in 13th place.
The term Non-alcoholic beer has been searched 8,100 times and non-alcoholic wine 9,900 times in the past 30 days.
A spokesperson for Maxima Kitchen Equipment said: “Lots of people spend months looking forward to Christmas, and the chance to indulge a little more than usual, in both food and drink.
“However, in January it’s becoming more and more popular to try and start the year with a health-conscious mindset, whether it be going dry for the month or just trying to drink a little bit less than usual. It is interesting to see the growing popularity in non-alcoholic drinks and which ones are the nation’s favourites.”
The research was carried out by Maxima Kitchen Equipment, which has more than 40 years of experience in the supply and maintenance of professional kitchen equipment.
Glasgow’s homeless and at risk communities get boosted against COVID
Some of Glasgow’s most vulnerable communities have been getting boosted at the Lodging House Mission in the city centre.
Advanced Nurse Practitioners have been providing jags from the charity’s premises in the city centre, where they provide care and support to homeless, vulnerable and socially excluded people.
Glasgow City’s Health and Social Care Partnership’s Complex Needs Service – previously known as Homeless Health Service – support around 450 people at any one time. The people they see often have addiction issues, mental health issues and often really poor physical health.
At the first clinic last week, 36 jags were administered – and the team hope more people will attend the clinic as more people hear about the weekly clinic. The team has already visited around 50 locations across the city where homeless people are located, putting more than 900 jags into arms.
Kirsty Paterson, the senior advanced nurse practitioner who co-ordinates and delivers the vaccine programme, said: “We’re very pleased to be able to do this work and to help some of Glasgow’s most vulnerable communities to get their vaccines and boosters.
“Once word spread that we were here at the Lodging House we were surprised, but really pleased to see a queue outside the door. The response has been fantastic.”
Lisa Ross, Service Manager at the service, said: “Some of the people we work with have very complex health and care needs. A severe COVID infection could be fatal.
“Throughout the pandemic, our team has been reaching out to vulnerable communities, going where they are and providing a service which helps to save lives. We’re grateful to the Lodging House Mission for their help in the vaccination efforts and we’ll continue to do everything we can in the fight against this virus.”
June Macleod, Manager at the Lodging House Mission said: “We’re delighted to have the vaccination clinic on site. A lot of our guys have underlying health issues and don’t engage and don’t often keep appointments, so bringing the vaccinations to them is a big help.
“The team have been fantastic and we’re really excited to see who might come to the next clinic, we know there’s been a real buzz as words spreads. It’s been great working alongside our colleagues from the health board in the fight against COVID helping to keep vulnerable people and our communities safe.”
The vaccination clinic will continue to operate every Tuesday at the Lodging House Mission’s premises on East Campbell Street.
The cost of car insurance in Scotland has increased by £25 in three months
New data shows car insurance prices are increasing, with drivers in Scotland now paying £419, on average
● Despite prices rising across all areas of Scotland, the average premium is still £22 (5%) cheaper than 12 months ago
● Drivers in Central Scotland pay more than the national average, with motorists in the region paying £465, on average, following the steepest quarterly increase (8%) of all UK regions
● Meanwhile, drivers in other regions of Scotland pay as little as £342, on average, in comparison
● Experts at Confused.com remind drivers that recent FCA changes do not guarantee their renewal price will be their best price available
● Further research shows insurers increased renewal premiums last quarter by £45, on average
The average cost of car insurance in Scotland has increased by £25 in just three months, new data reveals.
This brings the average price of car insurance in Scotland to £419, a 6% increase compared to three months ago. That’s according to the latest car insurance price index (Q4) by Confused.com, powered by WTW. Based on more than six million quotes in a quarter, it’s the most comprehensive car insurance price index in the UK.
While the cost of car insurance in Scotland appears to be increasing, prices are still cheaper than this time last year, having dropped by £22 (5%) in 12 months, with prices across the Scottish regions still significantly cheaper than two years ago.
While the average premium in Scotland stands at £419, the price paid by drivers will vary depending on where they live. In fact, motorists in Central Scotland are paying more than the national average, having seen the steepest increase in premiums in the past three months of all UK regions. An 8% (£33) increase in the region means motorists are now paying £465, on average. Although, this is still £17 (4%) cheaper than prices 12 months ago.
Meanwhile, drivers in other Scottish regions are paying out between £342 and £378, on average, with prices now as much as £18 (5%) more expensive than last quarter:
Region
Average premium
Quarterly change
Annual change
Central Scotland
£465
8% / £33
-4% / -£17
East & North East Scotland
£378
5% / £16
-6% / -£26
Highlands & Islands
£377
5% / £18
-6% / -£25
Scottish Borders
£342
4% / £15
-9% / -£32
This increase in prices over the past quarter is reflected across the rest of the UK, where prices have risen by £25 (5%) in three months. This brings the average cost of car insurance in the UK to £539 – a £36 (6%) drop compared to 12 months ago.
While these price increases may come as bad news to drivers, Confused.com experts have been predicting this U-turn for some time. A significant drop in the number of cars on the road throughout the coronavirus pandemic, and a subsequent fall in the number of claims being made led to a sharp drop in premiums with prices reaching a six-year low just last quarter.
However, prior to this, prices were steadily starting to increase as claims pay outs were becoming more and more expensive for insurers, as the pandemic and ongoing delays caused by Brexit meant that repairs and replacements were not only more expensive but taking longer to complete. And this was reflected in the prices being offered to customers.
Now, as drivers spend more time on the road, and the number and overall cost of claims being made are increasing, as predicted, the cost of car insurance is increasing to reflect this and could soon return to pre-pandemic levels.
In fact, if the average price for the UK continues on the current trajectory, increasing by around 5% each quarter, the average cost of insurance in three months could be more expensive than it was 12 months ago. Based on this trend, UK drivers could be paying as much as £566 next quarter, compared to £538 in Q1 2021, on average.
In light of the recent insurance pricing changes enforced by the Financial Conduct Authority (FCA), Louise O’Shea, CEO at Confused.com, reminds drivers that these increases could mean that they may receive a more expensive renewal price in the coming months, despite many incorrectly believing that the changes guarantee a cheaper or flat premium.
Under the new regulations, insurers must offer drivers the same price they would receive as a new customer buying in the same way, banning what was previously known as a new customer discount.
Previously renewing customers may have seen their renewal price rise to offset the cost of new customer discounts. However, the new rules don’t guarantee that drivers will never see their renewal price increase again.
For example, if car insurance costs in the UK are typically 5% more expensive year-on-year, this increase could also be reflected in renewal premiums. In fact, further research by Confused.com found that two in five (42%) drivers who received their renewal last quarter saw their price increase by £45, on average, suggesting insurers could already be increasing renewal premiums in line with the current trend.
This is why it is important for drivers to still take the time to shop around, as the research also shows that almost half (46%) of those who had a higher premium at their last renewal were able to save £64, on average, by switching to another insurer using a price comparison site.
Although, it isn’t just those who are seeing more expensive premiums that are able to make savings, as almost a fifth (18%) of those who had a cheaper renewal went on to shop around and switch, saving £46 on average. However, with Confused.com’s Beat Your Renewal guarantee, these savings could be seen by millions of other customers.
However, there is some good news for drivers, as prices of new policies are still cheaper year-on-year, on average, which means those shopping around and switching insurers could still save money. And under the new FCA rules, insurers must make it easier for customers to cancel the automatic renewal of their policies, something which one in five (20%) consider to be stressful.
Despite being able to save when shopping around, some drivers are still paying more than others, and typically it’s male motorists who are forking out the most when it comes to their car insurance.
Given the fact that drivers in Central Scotland are paying significantly more than those in other Scottish regions, it’s no surprise that both male and female drivers have the highest car insurance costs.
Broken down, male drivers in Central Scotland are now paying £486, on average, following a £33 (7%) increase in the past three months, while female drivers are paying £429, which is £31 (8%) more than three months ago.
East and North East Scotland follows as the second most expensive region for male drivers, with the average premium here now £400. This is £59 more than the prices that female drivers in the region are paying (£341).
Similarly, much like the rest of the UK, younger drivers across all four regions are forking out the most for their car insurance, with 17-to-20-year-old male drivers in Central Scotland paying an eye-watering £1,343, on average. Female drivers of the same age and location pay just £1,041 in comparison.
However, it’s male drivers in their early 20s in both the Scottish Highlands and Islands and Central Scotland who have been stung by the steepest increases this quarter, as the average premium rises by 13% and 12%, respectively.
This equates to increases of £102 and £106, putting the average price paid at £874 and £995, respectively. These drivers are also among the few that have seen their premium increase over the past year, as prices increase by £30 (4%) for 21-to-25 year old male drivers in the Highlands and Islands, and by £13 (1%) for those in Central Scotland.
Looking to the towns and cities in Scotland, the price paid varies depending on where a driver lives. Of all postcode areas in Scotland, Glasgow is revealed to be the most expensive, with motorists forking out £525, on average – a significant amount more than the regional average. This is a £47 (10%) increase compared to three months ago, making the average premium just £4 ( 1%) cheaper than last year’s price.
In the Scottish Highlands and Islands, it’s motorists in Shetland that are paying out the most, with average prices in the area now £490, while drivers in Dundee face the highest premiums in the East and North East, paying out £386, on average. In the Scottish Borders, it’s drivers in Dumfries that have the highest car insurance costs, standing at £344, on average.
This shift in car insurance prices was to be expected, as drivers resume their normal habits. Given the current cost of fuel and the uncertainty surrounding the energy market, these increases will no doubt hit drivers’ wallets hard. However, this doesn’t mean that drivers can’t save money on their car insurance, as shopping around can still save potentially hundreds of pounds.
Louise O’Shea, CEO at Confused.com, comments: “Car insurance prices rising is not the happy news we wanted to start the year with, however it’s also not completely unexpected, as people resume their normal driving habits, and the cost of vehicle repair and replacement continues to increase.
“Although, customers who are shopping around are still receiving prices that are cheaper than 12 months ago, which is especially good news at the moment, as some customers are still seeing their renewal price increase year-on-year. This just goes to prove that there are still plenty of better deals out there.
“As claims costs continue to increase, we expect to see car insurance prices rise too, regardless of the change in pricing regulations by the FCA. And this will be particularly noticeable when we receive our renewal price after 18 months or so of considerably cheap premiums.
“It’s really important that we remember the new rules set out by the FCA do not mean our renewal price will be the best price we can get. If anything, these changes have made the market even more competitive, so there will likely be an insurer out there that could be cheaper or offer a better deal for the cover you need.
“Please don’t settle for your renewal quote from your insurer. We know that there will always be a saving to be made. We’re so sure of this that we’re offering to beat your renewal quote or give you the difference, plus £20.”
