New appointments at Castle Community Bank

Castle Community Bank (Castle) the credit union based in Leith, Edinburgh, has boosted its growth plans and financial inclusion ambitions by making key appointments to its Board and Executive team.  

Experienced non-executive director Stephen Pearson has been appointed as Chair of the Board. Following a career in law and financial services, Stephen has also recently been appointed Chair of the newly formed Financial Inclusion For Scotland.

As Chair of Castle, Stephen will be responsible for leadership of the board, ensuring that it effectively oversees Castle as it continues to grow and support its members through the cost-of-living crisis.

Last year Castle appointed a new chief executive, Adrian Sargent, who, alongside the previous chair, Ian Irvin, has overseen a period of substantial growth to ensure its sustainability in a difficult financial climate.

In addition, on 1 October 2022 Suzanne Gush was appointed as Chief Financial Officer. Suzanne has significant financial services experience and will support the board and management team in this next phase of Castle’s growth.

Stephen Pearson said: “The current cost-of-living-crisis and challenging UK financial climate, illustrate how important it is that all communities have access to fair savings and loan products as well as financial education.

“I’m looking forward to helping Castle and its partners make a positive difference in north Edinburgh and beyond, at such a key time for the organisation.”

Adrian Sargent said: “Stephen will be a great asset for Castle as we continue growing. Being fintech enabled, Castle is now well placed to help its members from a position of increasing strength. With Stephen’s fresh perspective and ethical fintech-savvy, Castle can find new ways of supporting our members.

“At Castle we are about sustainability for both the organisation and the community, and we are passionate about working hard for our communities. I’m excited about the next chapter for Castle, working with Stephen, Suzanne and the rest of the team.”

Castle offers savings and loans like any high street bank, but instead of making a profit for shareholders, Castle can invest surplus revenue into projects supporting its community.

As a credit union, Castle is regulated by both the Prudential Regulatory Authority (PRA) and the Financial Conduct Authority (FCA) who are part of the Bank of England. 

The Castle team sees the community bank as a force for good for its members who can access fair products that would otherwise be unavailable to them from mainstream banks. Castle also seeks to encourage thrift and financial well-being – essential tools for surviving the cost-of-living crisis.

Consumers ‘at risk’ if Digital Markets Unit not given teeth, say MPs

A new report by Westminster’s influential Business, Energy and Industrial Strategy Committee has urged the Government to publish a draft Digital Markets Bill that would help deter predatory practices by big tech firms ‘without delay’.

Proposals for a Digital Markets Competition and Consumer Bill were trailed by the Government in the Queen’s Speech. It announced measures that would empower the Competition and Markets Authority’s (CMA) Digital Markets Unit (DMU) to rein in abusive tech giants by dropping the turnover threshold for immunity from financial penalties from £50 million to £20 million, and hiking potential maximum fines to 10% of global annual income.

The Committee concluded that fines have been viewed as ‘a small business cost’ by large companies, adding that there is ‘strong evidence of abuses of market dominance’ within digital markets. It warned that ‘consumers and others are at risk’ until a Bill is published and passed.

BEIS Committee Chair Darren Jones said: “The Competition, Consumer and Digital Markets Bill has wide support and should be prioritised, especially given the difficulty the Government currently has at passing other laws which are more controversial.

“There are many areas in the economy where stronger competition is required in the interests of consumers, small business and economic growth and this bill is an essential stepping stone to driving this issue forward.”

The report also called on the Government to ‘end [the] uncertainty’ caused by its failure to publish final guidance on the post-Brexit subsidy control regime, which the Committee found had left subsidy awarding bodies ‘in limbo’. The guidance needs to be published as soon as possible, MPs said.

Passed in April, and due to come into full force in early January, the Subsidy Control Act omits key details of the regime for public authorities to follow when awarding money. These gaps are due to be filled in by final guidance, which authorities will need if they are to have confidence when preparing bids for funding from the Shared Prosperity Fund. The Fund is a replacement for money formerly awarded through EU structural funding.

Mr Jones added: “The Government promised to replace previous EU funding into projects across the country as part of its Brexit and levelling up offers to the public. This has not yet been delivered and without full guidance and proper financing of the new subsidy schemes, funds that help deliver projects will be further delayed. 

“The public will no doubt be disappointed to have not yet seen the so called ‘Brexit opportunities’ that were promised to level up their local community.”

Tomorrow: Meet and Eat at Fresh Start

Fresh Start’s Meet & Eat sessions have been so successful that we are now adding an additional session on Wednesday evenings, starting tomorrow, Wednesday 26th October!

The Wednesday Meet & Eat will be a dinner time meal, between 5-6.30pm and will ensure local people and families have a hot meal in a cosy, friendly setting.

Remember, Meet & Eat is a FREE service and open to all.

Please share around your networks and tell your friends!

Movement for Good award for Edinburgh Remakery

The Edinburgh Remakery has been granted £10,000 as part of the Benefact Group’s Movement for Good Awards. 

The latest phase of the Movement for Good Awards will see more than £500,000 in funding be awarded to 31 charities working across the climate change and environment, education and skills, heritage and arts and rural and community sectors.

The Scottish based charity is an award-winning environmental social enterprise committed to creating a culture of sustainable, waste-free living and protecting the planet for future generations.

The £10,000 funding will go towards the charity’s Tech Exchange for Community Hubs project, which will gift up to 200 refurbished electronic devices to 10 Community Hubs, giving their beneficiaries essential access to digital support and services and replacing old devices with newer, higher quality, refurbished ones.

The awards are designed to help charities make a real difference in their communities and beyond. More than 500 charities applied for the funding with the winning projects being selected against four criteria: impact and effectiveness, sustainability, innovation, and care and compassion.

Mark Hews, Group Chief Executive of Benefact Group, said: “At Benefact Group we believe business should be a force for good. More than ever, charitable causes need sustained support and a sense of financial stability.

“Through our Movement for Good larger-grant awards, we are championing a more imaginative way of supporting charities so that they can have some certainty in these challenging times. We know our funding can be a lifeline to those who are struggling with cost-of-living increases and a grant of this scale can make a huge difference to the incredible work that charities do.  

“Benefact Group is the fourth largest corporate donor in the UK and has an ambition to be the biggest. Owned by a charity, all our available profits go to good causes, and the more the Group grows, the more the Group can give. As a company whose purpose is to contribute to the greater good of society, charitable giving is at the heart of what we do.”

Elaine Brown, CEO of The Edinburgh Remakery Ltd, said: “The Edinburgh Remakery social enterprise is committed to supporting people in our communities whilst creating positive change for our planet.

“We reduce waste by taking in old electronics to be refurbished and reused, we reduce carbon emissions by providing affordable and eco-friendly alternatives to buying new, and we support our communities by providing people in need with gifted tech devices and valuable life skills to improve employability, confidence and wellbeing.

“Thanks to the Movement for Good funding, we are able to further our mission and help even more people whilst reducing waste and helping our planet at the same time.”

Movement for Good is funded by EIO plc, part of the Benefact Group.

Join us on Saturday 29th October at the Edinburgh Remakery where a collection of 10 designers share their antidote to fast fashion with one collective vision in an exciting live fashion show.

We’ll also be raising money for the Edinburgh Remakery to reintroduce their free drop-in Sewing Repair Sessions – open for anyone to join who wants help to mend, alter or reimagine their clothing or textile items.

We want to make repair skills and services accessible to everyone in Edinburgh, which is why we want to keep these sessions free; to help people learn new valuable skills, gain confidence, and meet other like-minded individuals in our community. 

Find out how you can help and support our free sewing sessions here.

Motorpoint marks the opening of its Portobello store with a ribbon cutting and family day

  • UK’s largest independent retailer of nearly new cars and vans formally opens its new Edinburgh store on Baileyfield Road in Portobello.   
  • Motorpoint Edinburgh is the automotive retailer’s second outlet in Scotland and 18th in the UK. There is a store in Glasgow and a preparation centre in Motherwell.   
  • Opening ceremony ribbon cutting performed by talented five-year-old Scottish Highland dancer, Rosie, from the Dunedin Dance Academy.
  • Event kicked off store’s year-long commitment to fundraise for St Columba’s Hospice.
  • Attractions included the ‘live’ creation of a unique Edinburgh landscape on the side of a dirty van by renowned grime artist Ruddy Muddy.

A talented five-year-old dancer performed a ceremonial ribbon-cutting this week as Motorpoint – the UK’s largest independent retailer of nearly new cars and vans –strengthened its growing nationwide network with the official opening of its new store in Edinburgh.

Young Highland dancer Rosie did the honours after performing with fellow dancers from the Dunedin Dance Academy at an event celebrating the opening of the brand’s second retail outlet in Scotland and its 18th in the UK.

As well as dance performances, Motorpoint Edinburgh, which is located on Baileyfield Road in Portobello, also hosted a ‘live’ art installation with acclaimed grime artist Ruddy Muddy.  Throughout the day, he created a stunning image of the world-famous Edinburgh Castle and Greyfriars Bobby in the mud on the side of a Mercedes Benz Vito van.

Visitors to the store were also treated to a stirring musical treat with a performance of piping from the Pipers of Edinburgh, while the store also announced that St Columba’s Hospice Care in Edinburgh is their nominated charity partner for the year.

Richard Start, Regional Retail Director at Motorpoint Edinburgh said: “We were delighted to be able to mark the opening of our latest store in such an inspirational and cultural way and having Rosie perform the ribbon-cutting made it extra special.

“The whole official opening event had a fabulous family feel and it was a joy to have the dancers from the Dunedin Dance Academy, grime van artist Ruddy Muddy, the Pipers of Edinburgh and Paw Patrol with us to provide some great entertainment for our customers.” 

Richard added: “Despite a nationwide shortage of new and nearly new vehicles we have been able to ensure that Motorpoint Edinburgh has the widest possible range of the makes and models that local motorists want the most and all are available to drive away the same day.

“Motorpoint Edinburgh is also proud to bring the brand’s ‘never beaten on price’ promise to the city, helping to deliver market-leading value for car buyers at a time when every penny counts.”

Find out more about Motorpoint Edinburgh here

Rishi Sunak: “I will earn your trust”

Prime Minister Rishi Sunak’s statement on the steps of Downing Street

Good morning, I have just been to Buckingham Palace and accepted His Majesty The King’s invitation to form a government in his name.

It is only right to explain why I am standing here as your new Prime Minister.

Right now our country is facing a profound economic crisis. 

The aftermath of Covid still lingers. 

Putin’s war in Ukraine has destabilised energy markets and supply chains the world over.

I want to pay tribute to my predecessor Liz Truss, she was not wrong to want to improve growth in this country, it is a noble aim. 

And I admired her restlessness to create change.

But some mistakes were made. 

Not borne of ill will or bad intentions. Quite the opposite, in fact. But mistakes nonetheless. 

And I have been elected as leader of my party, and your Prime Minister, in part, to fix them.

And that work begins immediately.

I will place economic stability and confidence at the heart of this government’s agenda. 

This will mean difficult decisions to come.

But you saw me during Covid, doing everything I could, to protect people and businesses, with schemes like furlough.

There are always limits, more so now than ever, but I promise you this

I will bring that same compassion to the challenges we face today.

The government I lead will not leave the next generation, your children and grandchildren, with a debt to settle that we were too weak to pay ourselves. 

I will unite our country, not with words, but with action. 

I will work day in and day out to deliver for you.

This government will have integrity, professionalism and accountability at every level.

Trust is earned. And I will earn yours.

I will always be grateful to Boris Johnson for his incredible achievements as Prime Minister, and I treasure his warmth and generosity of spirit.

And I know he would agree that the mandate my party earned in 2019 is not the sole property of any one individual, it is a mandate that belongs to and unites all of us.

And the heart of that mandate is our manifesto.

I will deliver on its promise.

A stronger NHS.

Better schools.

Safer streets.

Control of our borders.

Protecting our environment.

Supporting our armed forces.

Levelling up and building an economy that embraces the opportunities of Brexit, where businesses invest, innovate, and create jobs.

I understand how difficult this moment is.

After the billions of pounds it cost us to combat Covid, after all the dislocation that caused in the midst of a terrible war that must be seen successfully to its conclusions I fully appreciate how hard things are.

And I understand too that I have work to do to restore trust after all that has happened.

All I can say is that I am not daunted. I know the high office I have accepted and I hope to live up to its demands.

But when the opportunity to serve comes along, you cannot question the moment, only your willingness.

So I stand here before you ready to lead our country into the future. 

To put your needs above politics.

To reach out and build a government that represents the very best traditions of my party.

Together we can achieve incredible things.

We will create a future worthy of the sacrifices so many have made and fill tomorrow, and everyday thereafter with hope.

Thank you.

Children’s Hearings Scotland release Impact Report 2021-22

Children’s Hearings Scotland (CHS) has released their annual Impact Report for 2021 – 2022.  In this Impact Report, we highlight some of the major achievements from the year and how we have delivered on our duty as a Corporate Parent. 

Key elements of this year’s Impact Report include:

–          Partnering with the Scottish Children’s Reporter Administration, Scottish Government and The Promise Scotland to form the Hearings System Working Group, which delivered its Issues List in March,

–          Celebrating 50 years of Hearings in April 2021,

–          Launching our Equality, Diversity and Inclusion Strategy,

–          Launching the CHS Promise Programme, which is a cross-organisational project that includes all the work we are doing locally and nationally to improve the hearings experience for children, young people and families,

–          Adapting to various significant changes to the laws around children’s hearings, including the Children (Scotland) Act 2020 which ensures brothers, sisters, people with brother/sister-like relationships are given new rights in hearings,

And most importantly, despite the ongoing challenges brought by the pandemic, the provision of over 21,000 hearings which took place to support and protect nearly 11,000 children in Scotland. 

National Convener and CEO, Elliot Jackson, said: “The CHS Impact Report shows the work and reflection of the dedication and contribution of our Panel Member and Area Support Team volunteers and CHS National Team staff. 

“As we progress with our vision for the future of the Children’s Hearings System it has been a privilege to look back and see what we have achieved over the last 12 months and look forward to seeing how we shape the next phase especially our focus on improving the hearings system through the Hearings System Working Group”. 

Over the course of this year, we worked with our volunteers and partner organisations to listen to and help support and protect nearly 11,000 children. 

As we go forward, and look towards how we can further improve the Hearings System, we are committed to putting the voice of children and young people at the centre of everything we do, and to working together to make Scotland truly the best place to grow up in.

Edinburgh cafe offers warm space to people with sight loss

A cafe run by national sight loss charity RNIB Scotland at its Edinburgh base in Hillside Crescent is extending its opening hours to offer a warm space to blind and partially sighted people during weekdays, from 10am to 4pm.

Jane Coates, the charity’s community connection manager, said: “We’re very conscious that many people with sight loss might be particularly hard hit by the cost of living crisis. So we want to do our bit to offer a safe, accessible and friendly environment where they can socialise.”

Other members of the public are also welcome to drop in to purchase hot drinks and snacks between 10.30am and 3.30pm.

At present, however, payment can only be made by card or phone.