Osborne: pensioner bonds will pay 'best available interest'

Chancellor of the Exchequer George Osborne has announced that that the government’s 65 plus bonds will pay savers the best available interest rates.

One year bonds will pay an annual interest rate of 2.8%, while three year bonds will pay 4% – both rates are significantly higher than any others currently offered in the market.

A key part of the government’s long term economic plan is to support savers at all stages of their lives. That is why the government announced at Budget 2014 that National Savings and Investments (NS&I) will launch two fixed-rate, market-leading savings bonds, which will be available in January 2015.

These bonds, the rates of which were confirmed on Friday, will provide certainty and a good return for those who have saved all their lives and now rely on their savings in retirement.

With an investment limit of £10,000 per bond per person, the government expects that the 65 plus bonds will help an estimated 1 million pensioners. The bonds will be available directly from NS&I by post, phone or online.

The Chancellor made his announcement during a vsit to Eastleigh, where he met with pensioners to discuss the benefits of the 65 plus bonds. The visit formed part of the Chancellor’s tour around Britain aimed at highlighting the policies announced in Autumn Statement 2014.

Mr Osborne said: “A key part of our long term economic plan is to support savers and boost hardworking peoples’ financial security at all stages of life. That’s why the government is introducing savings bonds for people aged 65 and over, and why we’re confirming today that these bonds will pay the best available interest rates. They will give hundreds of thousands of older savers the certainty and comfort of a good return over the life of their investment”.

Investors can hold bonds jointly, but this will still count towards their individual limits – i.e. a couple could hold £40,000 jointly.

There is a minimum investment of £500 per bond.

Visit www.nsandi.com for further details.

 

Stay safe online

PDA close-up

Police in Edinburgh are urging members of the public to stay safe online after a number of recent reports of people being extorted for money on social media.

Over the last month Police Scotland has received reports from members of the public who have communicated with unsolicited individuals on social media platforms. These communications have then encouraged the victim to compromise themselves, leading to demands for money.

Detective Inspector Alan O’Brien said: “In the incidents that we are aware of, the victims were all young men who frequently use social media and who were contacted by someone they were led to believe was genuine to undertake sexually explicit acts.

“I would urge everyone to exercise caution whenever they engage in conversation with someone online who they do not personally know.

“Never give out any personal information or send out anything that may leave you in a vulnerable position.

“Anyone who has had a similar approach online or wishes to report falling victim to this scam is asked to contact police immediately.”

Those with information can contact Police Scotland on 101 or alternatively, the charity Crimestoppers on 0800 555 111.

Order, order: Students serve up gourmet feast at Holyrood MSPs

Students and staff at ParliamentSchool students at a pioneering academy project took over the running of the Scottish Parliament’s Members’ Restaurant for a night, giving MSPs the chance to feed the country’s top politicians. Thirteen students from the Hospitality and Tourism Academy ran the kitchen and front of house at the restaurant, offering a three-course meal to paying MSPs and their guests. 

The academy students, who are all S5 and S6 pupils at schools in Edinburgh and Midlothian, ran the restaurant themselves as if it was a regular night of service, under the supervision of lecturers. MSPs booked in for dinner and paid as they would normally, expecting the same quality of food and service.

The MSPs dined on pan-fried pigeon breast with parsnip puree and nasturtium salad; pork fillet in pinwheel oat crust with champ mashed potatoes and haricot verts; and white chocolate cheesecake with passion fruit jelly and passion fruit curd.

The students were invited to cook at the Parliament as part of a project to give college hospitality students experience of working in such prestigious surroundings. These students, however, were not as old or as experienced as most college students.

The students are all studying at the Hospitality and Tourism Academy, a partnership between Edinburgh College, Queen Margaret University, local authorities and schools in Edinburgh and the Lothians. The academy is part of the South East Scotland Academies Partnership, which began with the Hospitality and Tourism Academy in 2012 and expanded last year to introduce three new academies, the Creative Industries Academy, the Health and Social Care Academy and the Food Science and Nutrition Academy.

The academies give students the chance to study in these key growth industries while still at school, giving them theory and practical experience so they can make informed choices about their future. Students get insight into these industries over the two-year academy programmes, and improve their employability by developing specialist skills and knowledge that closely match the needs of employers. The academies now have 400 students from Edinburgh, East Lothian, Midlothian and the Scottish Borders, and the project has won praise from politicians, businesses and Education Scotland.

Dawn McDermott from Dalkeith High School Sixteen-year-old Dalkeith High School student Dawn McDermott (above), who was working in the front-of-house team, said: “It was a really good night. The front-of-house staff and the kitchen worked well together so it was a brilliant team effort and everyone enjoyed it. The MSPs were lovely and were chatting to us all about what we were doing and what we want to do after school.

“It was such a good opportunity to experience something totally different from what we’re used to and we learned a lot. I want to become an air hostess so getting more customer service experience is really important, and hopefully this will look good on my C.V.”

Margaret Mitchell MSP, who said her pigeon starter was ‘cooked to absolute perfection’ and that the presentation was the equal of a professional kitchen, said: “The whole scheme seems like a fantastic opportunity for young people to get experience in industry, serving in a restaurant and cooking food. The academy has done a fantastic job in providing that experience because it can lead these students in so many different ways.

“They’re learning practical skills and can go on into the hospitality industry, which is big business in Scotland. This is a first-class initiative and I hope that the students, who are already performing so well, find huge benefits and that it will help determine their future careers.”

Also dining was Linda Fabiani MSP, who said: “A project like this is really important and it’s great experience for the young people. What’s really good about it is that students at college learn their skills but it’s important they also have practice in a real environment, so coming somewhere like the parliament restaurant and taking over the entire operation is great for them. MSPs enjoy a good meal and service like any other restaurant customers, so this was a treat for us.”

Ray McCowan, vice principal education leadership at Edinburgh College, said: “This was a tremendous opportunity for the students and they did such a superb job I’m sure many of the MSPs didn’t notice a difference from a regular night. Most catering students don’t get the chance to cook for and serve such esteemed customers, so it was a real privilege for them to be able to show off what they’ve learned at the academy.

“The academies give students real-world skills and knowledge, and it’s important they get to experience as many workplace environments as possible to build up their understanding of professional expectations. Serving MSPs in Parliament put them under pressure but they coped admirably and did a great job, which gives them incredible experience for whatever they go onto, preparing them to be excellent students or employees. They should all be really proud of themselves.”

Professor Alan Gilloran, deputy principal at Queen Margaret University, added: “It’s been a fantastic year for our Hospitality and Tourism Academy students. Showcasing their talents to MSPs and their guests at the Scottish Parliament has been a great way for them to end 2014 on a high.

“The students really rose to the challenge on the night and thrived under pressure. Unique practical experiences like this are hugely valuable to the Academy students’ development.  They can be confident that their experiences will help them stand out from the crowd in this key growth industry by having the specialist skills and knowledge employers are looking for.”

Kayla Vaughan from Dalkeith High School

Police appeal after 'despicable' robbery in Kirkgate

PolicePolice are appealing for information after an elderly woman was robbed in Leith yesterday morning (Friday 12 December).

The incident happened around 9.30am when the 84 year old victim was walking in the Kirkgate towards the steps at the rear of Linksview House. She was approached from behind by two men, one of whom grabbed her purple Radley handbag, causing the victim to fall to the ground. The suspects ran up the steps towards Linksview House and were lost to sight.

Both men are described as white, early 20s, between 5ft 6in and 5ft 8 in tall. One man was wearing a grey hoodie while the other was wearing a charcoal hoodie.

Police are now appealing for anyone with information to contact police on 101.

Detective Sergeant Lynsey Thomson said: “This was a despicable robbery which resulted in the elderly victim falling to the ground. Thankfully she wasn’t injured but her handbag was stolen which contained a number of personal items.

“We are appealing for anyone who was in the Kirkgate this morning around 9.30am and who may have seen the two suspects or witnessed this robbery, to get in touch with Police Scotland on 101 or Crimestoppers on 0800 555 111.”

Your city, your art

New exhibition opens at City Art Centre today

paintingThe Capital’s favourite Scottish paintings will be unveiled today at the City of Edinburgh Council’s City Art Centre.

The results of an interactive vote to establish some of the public’s most loved artwork, selected from the gallery’s collection of over 900 oil and acrylic paintings, goes on display today (Saturday 13 December) at the new You Choose: Favourites from the City Art Centre exhibition.

Every year the City Art Centre stages exhibitions drawn from its extensive collection of historic and contemporary Scottish art. Curators spend months selecting which artworks should go on display, and this project has been designed to allow Edinburgh residents and art fans to collectively curate their own exhibition based on their favourite pieces.

The You Choose exhibition features an eclectic mixture of 39 landscapes, portraits, still life studies and abstract images. Renowned Scottish artists have proven to be city favourites, with works from Stanley Cursiter, William McTaggart, Joan Eardley, John Duncan and F.C.B Cadell all due to feature in the exhibition.

Many of the paintings are accompanied by the words of those who voted for them. These quotations explain why individuals chose certain pieces and wanted to see them on display. They provide a fascinating insight into the many reasons why people connect with works of art.

One painting of a dog by an unknown artist was chosen by a voter because it reminded them of Greyfriars Bobby, while another image by Jane Stewart Smith of Dunbar Close in 1868 Edinburgh (pictured top) was selected because it made the voter wonder about the lives of the people who lived there in the 19th Century.

Councillor Richard Lewis, Culture and Sport Convener, said: “The City Art Centre Collections contain some of the most interesting and influential pieces of art in Scotland and the works are looked after by the City of Edinburgh Council, meaning that they belong to the people of Edinburgh.

“The You Choose: Favourites from the City Art Centre exhibition has given residents from across the city and further afield the chance to collectively curate an exhibition. This is a unique project for the City Art Centre and visitors will enjoy exploring the diverse collection, which features ‘old favourites’ hung alongside lesser-known artistic gems.”

Professor Richard Demarco, artist and art teacher, added: “I am pleased that this exhibition inspired by the physical reality and history of Edinburgh is opening in time for Christmas, as a true celebration of Edinburgh as a uniquely beautiful European city.”

The exhibition You Choose: Favourites from the City Art Centre will be displayed in the new Collection Gallery at the City Art Centre until 24 May 2015.

Opening times:

Monday – Saturday 10am – 5pm; Sunday 12pm – 5pm; please note the building will be closed on 25-26 of December, and 1-2 January.

Admission:

Admission to Collection Gallery exhibitions is free, but donations are welcome.

There are admission charges in respect of some temporary exhibitions; see the relevant exhibition page for details.

Happy and healthy young people: new guidance published

happyPupils and parents should expect high quality education on relationships, sexual health and parenthood to prepare them for a healthy, happy life, Minister for Learning Dr Alasdair Allan said yesterday.

Speaking as updated guidance for schools is published, Alasdair Allan also welcomed the high level of participation in the consultation held earlier this year.

Dr Allan, Minister for Learning, Science and Scotland’s Languages, said: “The fundamental purpose of Relationships, Sexual Health and Parenthood education is to teach children and young people to have respect for themselves and others. This refresh of the guidance reflects the societal changes that have taken place since the old version was published, changes in laws and the successful introduction of Curriculum for Excellence.

“Our engagement on the guidance, which began last year, generated debate and attracted a number of responses and I am grateful to all who contributed.

“The issues covered by RSHP can be seen as the building blocks to how pupils look after themselves and engage with people for the rest of their lives. These classes allow pupils to think about their development and the importance of healthy living surrounded by their peers who will have similar experiences to them.

“The guidance recognises the professionalism of teachers, the expertise they bring to making lessons age appropriate and an invaluable addition to discussions that parents are likely already having with their children at home.”

Young and happy urban people having fun with digital tabletTam Baillie, Scotland’s Commissioner for Children and Young People, said: “This guidance puts into practice the commitment made in the Children and Young People (Scotland) Act 2014, that the Government would actively promote the rights and wellbeing of children and young people.

“Recent high-profile cases of Child Sexual Exploitation and sexual abuse have highlighted the importance of ensuring that education in schools equips children and young people with information to help keep themselves safe. Giving children and young people the knowledge and understanding of healthy, respectful and loving relationships and the opportunity to explore issues in a safe environment protects them from harm and promotes tolerance.

“Young people have a right to get comprehensive, accurate and evidence-based information to help them to make positive, healthy and responsible choices in their relationships.

“Furthermore, there is extensive evidence that high-quality RSHP education helps reduce teenage pregnancy; delays the onset of sexual activity and increases the likelihood of young people using contraception when they do start sexual relationships.

“The implementation of this guidance in all schools across Scotland will be a positive step in keeping our children and young people safe.”

Martin Crewe, Director of Barnardo’s Scotland, said: “We warmly welcome the publication of the guidance on the conduct of relationships, sexual health and parenthood education. We think it delivers a much clearer link between the child protection system and the advice given to teachers on this important subject.

“We feel particularly pleased to see the inclusion of information about the steps that need to be taken to address the dangers of child sexual exploitation.

“We hope the guidance will be an important step in ensuring all Scotland’s children are supported and protected through high quality evidence-based relationships, sexual health and parenthood education.”

The guidance can be found at www.scotland.gov.uk/Publications/2014/12/8526

Once upon a time there was a library that grew and grew and grew …

READ ALL ABOUT IT: Edinburgh’s oldest public library reports an amazing  leap in visitor numbers following a major refurbishment …

Children enjoying the refurbished Central LibraryThe new children’s library, which was relocated from its old home on 9 George IV Bridge in May, has been transformed to feature a special ‘under 5s’ room with artwork by renowned children’s illustrator Catherine Rayner.

The space has seen a 188 per cent increase in visitors (22,178 visits) with children’s book lending up by 45 per cent (10,543 loans) on the previous year, says a report going to the Council’s Culture and Sport Committee next week.

The children’s library now has a dedicated arts and crafts area and parent friendly access including nappy changing facilities. Since the refurbishment five months ago, 16 per cent more children and their carers have been attending events at the library (1,473 visits), including the library’s popular new Lego club.

The report shows that the new music library is also proving a hit with visitors. Launched as a hub for musicians, students and fans alike, the dedicated space for engaging with music has seen a 36 per cent increase in lending (10,543) and a 26 per cent increase in visitors (11,442). The music library’s new streaming service, from Naxos, provides access to a back catalogue of over one million classical and jazz tracks and has already received over 2,100 downloads.

The new facilities have been specially designed to be accessible to all, and for the first time in 40 years allow all of the Central Library facilities to be housed in the same building. The sustainable designs means that the installation of new lighting in some parts of the building saves the library 40 per cent in electricity bills without sacrificing light output compared to the previous lighting installation.

Councillor Richard Lewis said: “The new children’s and music collections have really transformed the Central Library and it is great that the new and enhanced facilities are being so well received by visitors.

“As someone who has worked as a musician and conductor, I’m excited that the music library space is being used more and more and I urge students and those keen to explore music in their own way to pay a visit to the library and experience the facilities.

“The refurbished library offers a unique space for relaxing, reading, and so much more and I think Edinburgh residents have been quick to recognise that.”