Brits are being warned failure to properly protect their caravans against theft or damage this summer could have huge financial consequences.
Motoring experts at Quotezone.co.uk warn thousands of holidaymakers could be seriously out of pocket if an uninsured caravan is stolen or damaged while parked.
With many motorists set to take to the roads with touring caravans in tow this summer, experts are warning of the consequences for having incorrect caravan insurance.
Many car insurance policies will provide holidaymakers with basic third-party liability cover for towing a touring caravan.
However, with 4,000 caravans stolen each year, specific insurance to cover the costs of theft is the best way to ensure Britons aren’t left out of pocket.*
Car insurance will not cover a caravan while it is parked or if it sustains damage. This is why experts encourage Britons to take out dedicated caravan insurance.
Caravan insurance protects those who are victim to theft of personal belongings or fire damage to their caravan.
Leaving a caravan vulnerable to tampering, accidental damage or theft could also leave holidaymakers paying hefty sums to fix or repurchase their caravan.
Brits are encouraged to make sure they are keeping their caravan as secure as possible, with over 17% of those surveyed choosing to park their caravan in a communal caravan park.
Before setting off with a caravan in tow this summer, holidaymakers must alert their insurer to let them know of plans and make sure the vehicle is fully covered.
Insurance providers may wish to adjust premiums of those towing caravans. Failure to update providers may lead to refusal to pay out on any claims made.
It is also important for motorists to review their breakdown cover, as some policies will only cover car breakdowns. This could leave motorists having to leave their caravan behind in the case of a car emergency.
Greg Wilson, Founder and CEO of Quotezone.co.uk said: “With caravan thefts on the rise and so many due to travel this summer, it has never been a more important time to make sure you are fully insured against any accidents or emergencies.
“Although sorting insurance isn’t the most exciting summer prep. It could help you from forking out on repairs or covering recovery for your touring caravan in the case of a breakdown on the way to your holiday destination.
“Many car insurance policies will provide holidaymakers with basic third-party liability cover for towing a touring caravan, but this doesn’t cover everything.
“We encourage anyone towing a caravan to take out specific insurance for their home away from home. This way, you can get off on your holiday with no worries over cover for your vehicle or caravan.
“But, we also wanted to provide some safety tips to ensure your caravan is as protected as possible this summer.
Here are Quotezone’s top tips to keep caravans safe from theft or damage:
- Secure storage
Many Brits are able to park their caravans at their private residence on a driveway with a barrier, but those without this option must choose carefully before securing their touring caravan for extended periods of time. If parking at a communal caravan park, make sure to remove all valuables or keep them out of sight for anyone who may be able to peer in through the windows. Make sure to also choose a reputable park with good access control.
- Wheel locks
There are wheel locks designed for caravans to make it impossible for anyone to remove without your say-so. Make sure to buy one for caravans specifically in order to get the most effective outcome.
- Install a caravan alarm
There are lots of caravan alarms on the market for those looking to take extra measures to keep their holiday home secure. A great deterrent for thieves is to make it clear you have an alarm installed by putting stickers in your windows. If parked in a caravan park, the loud noise caused by the alarm will not only deter thieves from your caravan but will also let other owners know there are potential thieves in the park grounds.
- Storing at home
If storing your caravan at home, try to make sure you can park it to the side or back of your house if possible. Those who aren’t able to do this should park their car behind their caravan on a driveway or use a cover to disguise the van’s worth and attractiveness for potential thefts.
