Student writings show what life is really like living in poverty

A new, powerful collection of writing has highlighted the lived experiences of people living with, and tackling, poverty in their communities.

Disturbing yet timely, this collection of writing from students of the Health Issues in the Community course (HIIC) reveals the corrosive effect that poverty and inequality are having on a day-to-day basis in modern Scotland.

As a society that believes in compassion and justice, the writings act as a call to action to address inequalities and the increasing number of people being swept up in the wake of crushing poverty. 

Public health specialists have drawn attention to the serious impact inequalities have – made even worse by the global health crisis brought on by the Covid-19 pandemic. 

Amidst the grim picture that is so minutely described, the writings are also witness to the power of community, of kindness, of the sense of ‘the commonweal’ that is alive in our communities. 

Broadcaster and journalist Lesley Riddoch, who provided the publication’s foreword, said: “From all the grimness of lockdown and the staleness of news comes this wee gem of a collection – words from folk who live at the sharp end of life in Scotland.

“I’ve no doubt that the folk involved in this HIIC course will use the insights and comradeship they’ve gained to start moving mountains – while taking care of one another.”

Health Issues in the Community is an SQA-accredited course for adults and young people that helps students understand what affects their health and the health of their communities.

Running for more than 20 years, HIIC brings a community development approach to tackling health inequalities and reaches more than 300 participants each year.

HIIC is managed by the Community Health Exchange (CHEX) and funded by Public Health Scotland. You can learn more about HIIC here

While the HIIC course encourages participants to widen and deepen awareness of health issues in their communities and their involvement, we cannot solve this issue alone. Political action is required by governments to ensure Scotland is no longer defined by poverty and inequality in the 21st century.

These writings provide the voices of lived experience to help make that a reality.

Fiona Garven, Director of the Scottish Community Development Centre, said: “These students’ writings are a stark reminder of the impact of poverty in communities across Scotland – and the power of people coming together to take action on the things that are important to them.

“With a firm foundation in community development practice, HIIC has been tackling health and social issues for more than 20 years. These writings act as further evidence for community-led responses to health inequalities, enabling students to explore and take action to address their own health issues and the health of their communities.”

Bill Gray, Organisational Lead, Public Health Scotland said: “Public Health Scotland is proud to have supported the development of the HIIC course and recognises the need to listen to voices from our communities has never been more important.

“Our Strategic Plan sets out a clear ambition to embed engagement with communities across all of our programmes of work and the experiences of HIIC participants, set out in this powerful new publication is an invaluable resource for anyone working to address health inequalities in Scotland.”

Why are women on course to have £100,000 less in their pension than men at retirement?

Let’s close the £100,000 #GenderPensionGap.

On average a woman in her twenties today is set to retire with £100,000 less in her pension than a man the same age. To make up the difference they’d have to start work a lot younger.

There a lots of reasons that the average 20 year old women is on course to have £100,000 less in her pension than a man the same age.

The amount people save into their pension is generally a percentage of their salary or income. So anything that reduces your income will directly affect your pension.

Women are more likely to face life events which negatively affect how they save for their retirement.

They’re more likely to take time out to raise a family, manage caring responsibilities, be in lower paid roles or work part time (75% of part time workers are women*).

The gender pay gap also plays it’s part so its really important to raise awareness around how these challenges can impact retirement planning, but we’re here to help and there are things you can do to help reduce the gender pension gap.

* Scottish Widows Women & Retirement Report 2020.

Gareth Shaw, Head of Money at Which?, said: “Our research has shown that women face significant disparities when it comes to saving for retirement, with mothers particularly at risk of retiring with smaller pensions – potentially tens of thousands less over their careers than men and women working full-time.

“To address this imbalance, the government should make a contribution to the pensions of first-time parents to ensure they can retire with an adequate pension pot.”

If Not Now, When?

Social Renewal Advisory Board report: January 2021

Tackling poverty and inequality can be central to Scotland’s recovery from the Coronavirus (COVID-19) pandemic, according to a new report.

The Social Renewal Advisory Board has published 20 Calls to Action to help create a fairer country, with recommendations around the themes of Money and Work; People, Rights and Advancing Equality; and Communities and Collective Endeavour.

The report, If not now, when?, will now be considered by the Scottish Government.

Communities Secretary Aileen Campbell said: “This ambitious report is a challenge to be bold as we recover from COVID-19.

“It recognises the strong response to the pandemic which has taken place across Scotland thanks to the collective efforts of local and national government, communities, organisations and individuals. The actions recommended build on work to tackle poverty and reduce inequality, taking a human-rights based approach.”

Social Security Secretary Shirley-Anne Somerville said: “Everyone has felt the impacts of the virus, but those who were already facing disadvantage have faced even greater challenges.

“We are committed to ensuring our renewal, alongside our response, ensures a Fairer Scotland for everyone no matter their circumstances.”

Sally Thomas, Scottish Federation of Housing Associations Chief Executive and Joint Chair of the report’s Editorial Sub-Group said: “While there is no doubt the pandemic has brought unprecedented challenges, it has also re-energised work to tackle the inequalities that persist and stand in the way of Scotland becoming the inclusive, fair and progressive country we all want.”

Fellow Joint Chair and Chief Executive of Crisis Jon Sparkes said: “If accepted and implemented, the calls to action in this report will transform Scotland, building on firm foundations of social justice by continuing to tackle poverty and inequality, ensuring basic rights are realised and working towards fairer, healthier and empowered communities.

“We must seize this opportunity because if not now, when?”

If not now, when? – Social Renewal Advisory Board report: January 2021 – gov.scot (www.gov.scot)

The report calls for the Scottish Government to: 

  • commit to working towards a Minimum Income Guarantee for all
  • offer skills, training and qualifications programmes targeted to those most affected by the pandemic – including disabled people, minority ethnic communities and lone parents
  • commit to a new Affordable Housing Programme, delivering 53,000 affordable homes, including 37,100 homes for social rent
  • set a target to end digital exclusion in the next parliamentary term
  • work with local government and other partners to give more say to people and communities over the decisions which affect their lives
  • strengthen approaches to address and prevent hate crime and public sexual harassment.

Rebuilding a fairer Scotland after COVID-19

Expertise and experience wanted to help tackle poverty and inequality

Ideas are being gathered to drive a fairer recovery in the wake of coronavirus (COVID-19).

Organisations and community groups are being asked to share ideas and evidence based on their experiences of responding to the pandemic, and their engagement with people with lived experience of poverty and inequality.

Responses will help inform the work of the Scottish Government’s Advisory Board on Social Renewal, which is tasked with building on the positive policy and practice shifts seen during COVID-19 to tackle disadvantage and poverty, and advance equality and social justice.

Analysis of responses will feed into the board’s discussions, and a report on the outcomes will be published later this year. 

Social Security Secretary Shirley-Anne Somerville said: “Understanding the impact of COVID-19 on the health, wealth and emotional wellbeing of our communities is vital to inform our response to and recovery from the pandemic. We also know particular groups have been disproportionately impacted by the crisis.

“That’s why we established the Social Renewal Advisory Board to focus on reducing poverty and disadvantage and advancing equality across a range of issues.

We now want to hear from the many organisations and community groups working on social renewal that will have adapted, changed and repurposed in light of COVID-19. There is significant learning on this to be shared and we want to capture that expertise.

“Our call for ideas and evidence will help us drive forward our ambitions on creating a fairer, more equal society and ensure that the voices of those with lived experience are heard.”

The call for ideas and evidence will run until 16 October.

Find out more about how to take part here

New report exposes race inequality in the workforce

Millennials from Black, Asian and Minority Ethnic (BAME) backgrounds are 47% more likely to be on a zero-hours contract, and have 10% greater odds of working a second job, compared to their White peers, according to a new report from the UCL Centre for Longitudinal StudiesCarnegie UK Trust, and Operation Black Vote.

BAME millennials are also 5% more likely to be doing shift work, and are 4% less likely to have a permanent contract than White workers.

At the report’s launch in Parliament on Monday 2 March, the authors will call on the Government, mental health services and employers to take action to tackle racial inequalities in access to good work.

The research draws on information from a nationally-representative group of more than 7,700 people living in England who were born in 1989-90 and are being followed by a study called Next Steps.

The researchers, led by Dr Morag Henderson (UCL Centre for Longitudinal Studies), compared the employment status of 25-year-olds from different ethnic backgrounds – White, Mixed-race, Indian, Pakistani, Bangladeshi, Black Caribbean, Black African, and other minority ethnicities. They also examined the mental health of people in different types of employment.

Although BAME workers on the whole had more trouble finding stable employment than their White counterparts, experiences in the job market varied for different ethnic groups.

For instance, Pakistani millennials were more likely to be on a zero-hours contract or be working shifts, and less likely to have a permanent job than their White peers. However, Indian and Black Caribbean workers were no more likely than their White counterparts to be in these types of employment.

Black African 25-year-olds had lower odds of being in a permanent role and were more likely to be doing shift work than White workers of the same age. But Mixed-race, Indian and Black Caribbean millennials had similar chances of being in these types of jobs. Only Black Caribbean 25-year-olds were more likely than their White peers to be working a second job.

The findings held even when other factors that could affect labour market success were taken into account, including gender, family background and educational attainment.

The research also showed that, on the whole, millennials from BAME backgrounds were 58% more likely to be unemployed than their White counterparts. But again, experiences differed for each ethnic group. Although 25-year-olds from Pakistani, Black African, and Mixed-race backgrounds were more likely to be unemployed than their White peers, Indian, Bangladeshi and Black Caribbean adults were no more likely to be out of work.

However, even though ethnic minority groups faced more challenges in the labour market, the overwhelming majority of millennials were in permanent employment at age 25. Indian and White workers (89%) were the most likely to be in a stable role, followed by Mixed-race (87%), Black Caribbean (86%), Bangladeshi (85%), Pakistani (84%), Black African (81%) and other ethnicities (80%).

Unfavourable employment status was also found to be linked to mental ill health. While the greatest disparities were between those who were unemployed and those who were working, millennials in unstable employment also suffered poorer mental health than those not working under these conditions.

The connection between employment status and mental health at age 25 held even when the researchers considered whether the participants had mental health problems in their teenage years.

Lord Simon Woolley of Operation Black Vote said: “This report must be a serious wake up call for the Government, industry and our mental health practitioners.

“The race penalty in the work space is further exacerbated by mental health issues. It’s a double hit if you’re from a BAME community. We can, however, turn this around, but we need collective leadership.”

Douglas White from Carnegie UK Trust said: “Good work can have a really positive impact on people’s wellbeing – but we need to tackle the inequalities in who has access to good quality jobs.

“This report highlights that young people from BAME communities are particularly likely to enter into precarious forms of work. We need policy and practice to recognise and respond to this to ensure that good work is available to all.”

Dr Morag Henderson, of the UCL Centre for Longitudinal Studies, said: “Our findings suggest that broad brush policies to improve employment conditions for BAME groups are unlikely to work for everyone.

“We need to better understand what’s driving the particular challenges different ethnic minorities are facing in the job market.”

Responding to the report, Baroness Ruby McGregor-Smith CBE said: “These new research findings paint a familiar pattern that I discussed in my Government Review ‘Race in the workplace: persistent race penalties at the lower pay scale’.

A key solution we recommended, and which remains valid, is the introduction of ethnic minority pay reporting. Until organisations publish data and put plans in place to reduce pay gaps, nothing fundamentally changes. It is time for action rather than words.”

The report outlines 13 recommendations for action, including:

  • Racial inequality, including the ethnicity pay gap, need to be better addressed in Government efforts to improve access to good work.
  • Employers should carry out internal audits of race disparity, in consultation with their employees and with support from trade unions and race equality bodies.
  • Developing guidance for mental health services on how to improve access for ethnic minority groups is an urgent priority.

Race-Inequality-in-the-Workforce-Final

Cutting football club expenses by just 5% could help 118,137 vulnerable people

  • Top football clubs could improve the lives of 118,137 vulnerable people by giving just 5% of their expenditures to the local community, new research shows.
  • Football club expenses equate to help for 2.3 million vulnerable people.
  • Club vs Community reveals the potential social impact top clubs could have if they were to reduce their inessential expenses over a year.
  • Real Madrid could reduce the risk of poverty for 2,321 children by cutting their spend on acquiring players by 5%, or help 1,431 adults find employment.
  • It would cost €1,669 to provide intervention for a homeless adult in the UK, and just €800 to teach workers the skills they need to find employment in Paris.
  • Top football clubs could improve the lives of 118,137 vulnerable people by giving just 5% of their expenditures to the local community, new research shows.
  • Football club expenses equate to help for 2.3 million vulnerable people.
  • Club vs Community reveals the potential social impact top clubs could have if they were to reduce their inessential expenses over a year.
  • Real Madrid could reduce the risk of poverty for 2,321 children by cutting their spend on acquiring players by 5%, or help 1,431 adults find employment.
  • It would cost €1,669 to provide intervention for a homeless adult in the UK, and just €800 to teach workers the skills they need to find employment in Paris.

If the world’s top football clubs were to cut their inessential expenditures by just 5%, they could collectively improve the lives of 118,137 vulnerable members of society, new research shows. 

The 15 highest-earning teams in the world, as decided by the Deloitte Football Money League 2019, have spent a staggering €6.923 billion on salaries and bonuses, upgrading facilities and acquiring players over the past year.

Club vs Community calculates the cost of rectifying key social issues in various countries around the world – including homelessness, social care and unemployment – and measures this against football clubs’ expenditure as detailed in the latest available financial reports.

However, with the question as to whether footballers are overpaid remaining a point of contention among fans, Club vs Community asks how much more teams could be doing to help address prevalent social issues.

Although directly rectifying hard-hitting social issues may be beyond the remit of football clubs, the fact remains that the average pay in the Premier League is around €230,000 per month – a staggering 120 times more than the typical €1,916 EU monthly wage.

In Spain, raising the income for all impoverished households with children to the OECD average and thereby reducing the risk of poverty would cost €5,365 per capita – while Real Madrid spent €249 million on player transfers alone in 2019.

The highest-earning football clubs and their potential social reach

Over the past year, Manchester United have spent €27 million on sponsorship and broadcasting, while Inter Milan have splashed out €183,000 on PR and gifts. If both teams were to cut these expenditures by 10%, they could improve the lives of 1,839 local people.

To find out more about the cost of tackling social issues, and how high-earning clubs can help reach this goal, view the full Club vs Community study here: https://www.netbet.co.uk/blog/club-community/.

Wealth rising, but inequality remains high

New statistics released by the Chief Statistician show rising household wealth in recent years, while wealth inequality remained high.

According to the latest data, households in Scotland had just over one trillion pounds in personal wealth in 2016-2018. Recent wealth growth since 2010-2012 was caused mainly by rising pension wealth.

Wealth inequality was more severe than income inequality: the 2% of households with the highest incomes had 9% of all income, while the wealthiest 2% of households had 15% of all wealth. After a previous decline, wealth inequality has been largely stable since 2010-2012.

A typical household in the wealthiest 10% of households had £1.6 million in total wealth, whereas a typical household in the least wealthy 10% of households had £7,500.

The least wealthy households rarely own property or have any private pension savings. Their wealth is mainly made up of the value of their possessions such as clothing or furniture.

Households that tend to be wealthier than others are pensioner couples, married couples, home owners or households with higher formal qualifications. On the other hand, households that often have below average wealth are lone parent households, those in social rented housing, or where the head of the household is unemployed or economically inactive but not retired.

One third of households had insufficient savings to cover basic living costs for three months in the event of an emergency. Three per cent of households were in unmanageable debt. A third of households had no property wealth, and almost a fifth of households had no private pension wealth.

The released figures were produced in accordance with professional standards set out in the Code of Practice for Official Statistics.

The best of times, the worst of times?

Read the full statistical publication.

Challenge Poverty Week: lunchtime seminar at Scottish Community Development Centre

Challenge Poverty Week 2019

SCDC lunchtime session, 8th October 2019

As part of Challenge Poverty week 2019, Scottish Community Development Centre (SCDC) is holding a lunchtime seminar exploring the role of community development in solving poverty. Continue reading Challenge Poverty Week: lunchtime seminar at Scottish Community Development Centre

Millions of lower paid workers have suffered pay cuts since 2010, TUC reveals

  • Average pay has fallen for millions of lower and middle-income jobs since 2010
  • The highest paid jobs have had an average 4% pay increase since 2010
  • Austerity and lack of bargaining rights has held down pay in working-class and middle-class jobs, says TUC

Continue reading Millions of lower paid workers have suffered pay cuts since 2010, TUC reveals