Tag: Essentials Guarantee

Trussell: Welfare and disability benefit cuts risk pushing even more people to food banks 

CHARITIES CALL FOR ESSENTIALS GUARANTEE

  • Almost one in five people receiving Universal Credit and disability benefits used a food bank in the last month
  • Hunger and hardship are already at record levels. Welfare and disability benefit cuts risk pushing even more people to the doors of food banks, says anti-poverty charity Trussell 
  • More than three quarters (77%) of people claiming Universal Credit and disability benefits have gone without essentials in the last six months. 
  • Just over four in ten (43%) people claiming Universal Credit and disability benefit have skipped meals to keep up with other essential costs in the last three months. 
  • The anti-poverty charity is urging the UK government not to cut welfare and disability benefits, which are already not enough to live on. 
  • Trussell is calling on the UK government to take steps towards an Essentials Guarantee in Universal Credit, so the basic rate at least always covers the cost of life’s essentials. 

Trussell has published new research that demonstrates the inadequacy of social security for disabled people across the UK.  

The research, conducted by YouGov on behalf of Trussell, reveals that almost one in five (19%) people receiving Universal Credit and disability benefits have used a food bank in the last month, while a shocking 77% have gone without essentials in the last six months. 

Just over four in ten (43%) people claiming Universal Credit and disability benefits have skipped meals to keep up with other essential costs in the last three months, while more than a third (37%) said they had not been able to keep their home warm enough this winter.

Meanwhile, a quarter (25%) of people in receipt of Universal Credit and disability benefits have had to choose between paying for heating/food, or getting a bed/bedding in the last three months.  

“I’m terrified the government will stop or cut disability benefits and if they do, I can’t bear to think of the outcome,” said one person in their survey response.  

Another person said: “It’s just going to get worse, my health will get worse. I won’t be able to renew my car insurance in March, or get an MOT this year. I think I’ll soon fall behind with gas and electric bills. If the government switch to a voucher scheme for disability payments, I’ll probably starve!” 

A quarter (25%) of people claiming Universal Credit and disability benefits have been unable to afford pain relief or other over the counter medication in the last three months. Four in ten (37%) participants were behind on bills, with 28% behind on gas or electricity in particular.  

Just over half (52%) of people claiming Universal Credit were pessimistic about their own financial situation over the next year. Additionally, 58% said the UK government is doing badly at improving living standards for people in their situation.  

Trussell is an anti-poverty charity and community of 1,400 food banks across the UK. Disabled people are overrepresented at food banks, as 75% of people referred to a food bank in the Trussell community said that they or a member of their household are disabled.  

To fulfil its long-term ambitions, Trussell says the UK government must take serious action to reduce hunger and hardship by investing in social security. Focusing on short term cuts will just push more people deeper into poverty and to hunger and hardship, and this will harm us all. 

Trussell has joined together with hundreds of communities, food banks and charities including the Joseph Rowntree Foundation, in calling on the UK government to create an Essentials Guarantee in Universal Credit, which means the basic rate at least cover’s life’s essentials and that support can never be pulled below that level.  

The majority of participants in the new survey agree, with 83% saying they would support an Essentials Guarantee. 

Sumi Rabindrakumar, head of policy and research at Trussell, said: “Trussell’s heartbreaking new findings show that Universal Credit and disability benefits are failing to cover the cost of living, with 77% of people receiving them having gone without the essentials in the last six months.

“Not only that, but one in five people have had to use a food bank. This should not be the case in one of the richest countries in the world. 

“We agree with the UK government that disability benefits urgently need reform. But balancing the books cannot come at the expense of people already having to survive on incredibly low incomes, and people with physical and mental ill health conditions.

“Our data shows that disabled people are far more likely to need support from a food bank, which likely reflects that life costs more for disabled people, with additional costs like therapies, treatments, specialist kit to help with day-to-day activities and paid care to think about on top of food, bills and toiletries. 

“Welfare and disability benefit cuts risk pushing even more people to the doors of food banks. Many disabled people are terrified of the prospect of cuts to disability benefits, which are already not enough to live on.

“If the UK government is committed to its promise to end the need for emergency food, it must address underlying barriers to work and flaws in our social security system. It must also commit to creating an Essentials Guarantee which would ensure everyone can at the very least afford the essentials we all need, such as food, bills and toiletries- not whip away lifelines from people who need them most.” 

BPS supports Essentials Guarantee

BPS SUPPORTS CAMPAIGN TO MAKE UNIVERSAL CREDIT ENOUGH FOR PEOPLE TO AFFORD TO COVER ESSENTIALS

The British Psychological Society has joined the Joseph Rowntree Foundation (JRF), the Trussell Trust, and other leading health and care organisations and charities to call for an “Essentials Guarantee”, a new law to make sure Universal Credit’s basic rate is always at least enough for people to afford the essentials. 

The organisations are warning that so many people are routinely going without the essentials it poses a serious risk to the UK’s health.

Together, they have written to the Prime Minister to express their worry that, as the high prices of everyday essentials like food and housing persist, too many people are expected to live with what can be devastating knock-on consequences. 

JRF’s own analysis shows the weekly Universal Credit standard allowance is £35 less than the cost of essential items for a single person, contributing to millions of people forced to use food banks because they can’t make ends meet.

Dr Roman Raczka, President-Elect of the British Psychological Society, and Chair of its Division for Clinical Psychology, said: “Nobody should be in a position of being unable to afford the essentials they and their families need to sustain their health and wellbeing, and it’s clear the current level of Universal Credit falls woefully short.  

“Poverty is one of the major risk factors for the development of physical and mental health problems, and we know that children growing up in poverty are three-to-four times more likely to develop mental health problems, which also leads to long-term impacts upon their education, life chances and quality of life.

“If the government is truly committed to preventing health inequalities from widening further, tackling poverty, and reducing pressure on our already stretched and underfunded public services, it must commit to the Essentials Guarantee to protect this generation, and generations to come.”

About the Essentials Guarantee

The Essentials Guarantee would embed in our social security system the widely supported principle that, at a minimum, Universal Credit should protect people from going without essentials.

Developed in line with public attitude insights and focus groups, this policy would enshrine in legislation:

  1. an independent process to regularly determine the Essentials Guarantee level, based on the cost of essentials (such as food, utilities and vital household items) for the adults in a household (excluding rent and council tax);
  2. that Universal Credit’s standard allowance must at least meet this level; and
  3. that deductions (such as debt repayments to government, or as a result of the benefit cap) can never pull support below this level.

The UK Government would be required to set the level of the Essentials Guarantee at least annually, based on the recommendation of the independent process. JRF analysis indicates that it would need to be at least around £120 a week for a single adult and £200 for a couple.