Amount donated in Scotland to charities falls to £910m

People in Scotland donated an estimated £910 million to charity last year, declining from £1.1bn in 2024, according to new research by the Charities Aid Foundation (CAF).

CAF’s research finds that the number of people giving to charity has been declining. Last year, 58% of people in Scotland donated or sponsored to support charities. Against the backdrop of household financial pressures, one in five (22%) people in the UK report they don’t donate to charity because they cannot afford it.

CAF’s UK Local Giving Report looks at levels of charitable giving, community engagement and local pride in every UK constituency. 

More than a third (38%) already engage in their local community in Scotland, but one in six (17%) would like more opportunities to get involved. More than half (51%) of people in Scotland have a sense of local pride, increasing to 65% in Mid Dunbartonshire which has the strongest sense of satisfaction and belonging.

The report highlights the virtuous circle that when people engage in their local communities, they are more likely to donate to charity and feel a sense of local pride.

Mid Dunbartonshire also gave the highest percentage of household income to good causes with an average of 1.14%. This compares to Aberdeenshire North and Moray East, where people donate 0.64% of their household income.

Mark Greer, Managing Director of the Charities Aid Foundation, commented: “Charities are at the core of our communities. Through their work up and down the country, they strengthen local areas and support those in need.

“When we are facing a sustained trend of declining donations, part of the solution to unlocking greater giving lies in understanding the power of place and community. It might seem obvious, but places matter to people.

“This report shows that when people are engaged in a local area, they tend to give more. It tells us that the people in areas with low levels of engagement and giving aren’t disinterested – they need and want more opportunities.

“We need targeted investment and collaboration from government, philanthropists and businesses to revitalise local cultures of giving and encourage community connections, helping to strengthen charities and the places they support, for the future.”

Ten most generous constituencies in Scotland based on proportion of income donated to charity:

Mid Dunbartonshire1.14%
North East Fife1.14%
East Renfrewshire1.03%
Arbroath and Broughty Ferry1.00%
West Aberdeenshire and Kincardine1.00%
Na h-Eileanan an Iar0.99%
Inverclyde and Renfrewshire West0.99%
Stirling and Strathallan0.99%
East Kilbride and Strathaven0.99%
Paisley and Renfrewshire North0.98%

Call to manage risks of cashless giving after 60% of Edinburgh residents donated in 2023

Ansvar, an insurer specialising in the charity, not-for-profit, and faith sectors, is calling for charities and donors in Edinburgh to manage the risks associated with cashless giving.

The advice comes in response to findings from the Charities Aid Foundation, which highlighted significant shifts in donation trends, particularly towards online and cashless methods.

According to the Foundation’s 2024 annual UK Giving Report [1], British citizens contributed an estimated £13.9 billion to charitable causes in 2023, with an estimated 60% of Edinburgh residents having donated during the year. [2] This total represents an increase from £12.7 billion in 2022.

The typical donation remained at £20, demonstrating the continued generosity of the public. However, the COVID-19 pandemic has reshaped the landscape of charitable giving, with a marked decline in cash donations.

In 2019, 51% of donations were made in cash compared to 2021 when it dropped to 29%. In 2022, four in ten people who donated did so via direct debit. [3]

Martyn Fletcher, Deputy Managing Director at Ansvar, emphasised the importance of adapting to changing donation habits while managing associated risks.

Martyn said: “The shift towards cashless giving presents both opportunities and challenges for charities and donors alike. While it provides greater convenience and accessibility for donors, it does mean new challenges for charities in protecting against emerging risks.

“As cashless giving becomes increasingly prevalent, it is vital for charities to prioritise cybersecurity, implementing stringent protocols to safeguard data and donations.”

In light of these developments, Ansvar recommends implementing robust cybersecurity measures to safeguard donor information and financial transactions.

This includes regularly updating security protocols, investing in secure payment gateways, ensuring organisations have relevant insurance protection, and providing staff with cybersecurity training.

Additionally, Ansvar advises donors to exercise vigilance when contributing to charitable causes online, emphasising the importance of verifying the legitimacy of donation platforms and ensuring the confidentiality of personal and financial information.

While acknowledging the inherent risks, Ansvar underscores the numerous benefits of cashless giving, including the ability to make and receive instant donations and the expansion of fundraising channels. With options ranging from handheld card readers to QR codes and text-to-donate services, cashless giving offers convenience and flexibility for both charities and donors.

Martyn Fletcher added: “As the trend towards cashless giving continues to grow, it’s vital for charities and donors to work together to mitigate risks and maximise the impact of charitable contributions.”

Charities and donors are encouraged to follow Ansvar’s guidance to ensure the safe and effective management of cashless donations.

[1]https://www.cafonline.org/docs/default-source/about-us-research/uk_giving_report_2024_final.pdf?sfvrsn=8ac35647_2

[2] https://www.cafonline.org/about-us/research/uk-giving-report

[3] https://www.cafonline.org/docs/default-source/about-us-research/uk_giving_2023.pdf

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