Council agrees: no eviction over ‘bedroom tax’

The City of Edinburgh Council’s Policy and Strategy Committee agreed to adopt a ‘no eviction’ policy for council tenants last week. The policy is in response to a series of national welfare reforms such as the new Under-Occupancy Restrictions (often referred to as the ‘bedroom tax’) which is expected to affect thousands of Edinburgh residents who receive housing benefits.

Where the Director of Services for Communities is satisfied that tenants subject to the under occupancy restrictions have done all they can to avoid falling into arrears and are actively engaging with Housing staff, they should not be evicted for failing to pay the part of their rent which is due to the new restrictions.

Convener of Health, Social Care and Housing, Councillor Ricky Henderson (pictured above), who proposed the motion, said: “We have a lot of challenges ahead and the welfare reforms implemented throughout the UK will have a significant impact on the city. It is essential that people make every effort to pay their rent as this funds housing services and investment. However, this decision will protect our tenants from losing their home due to the impact of the ‘bedroom tax’. We will do all that we can to support the people most affected by these changes and our ‘no eviction’ policy is an important step towards this.”

The Council recently announced that is has strengthened its advice services for people who are concerned about the reforms and has contacted residents who are likely to be affected to make sure they know about the support available to them.

Anti-‘bedroom tax’ activities – North Edinburgh and beyond

draft flyer local bedroom tax meetings 2

Tuesday 16th April (today!)

DEMONSTRATE

Rally at 9 – 9.30 a.m. on Tuesday 16 April outside the City Chambers. This is when the motion about the Bedroom Tax is going before the Council’s Policy Committee, which starts at 10am.

Show your anger – bring drums and banners, whistles . . .

SPREAD THE WORD

Meet at North Edinburgh Arts Centre (by library at Pennywell) 6.30pm to collect and distribute flyers and posters to publicise the public meeting on 25 April to form the Muirhouse anti bedroom tax group.

Sunday 21st April

EDINBURGH-WIDE ORGANISING MEETING

– to support formation of anti bedroom tax groups city-wide

St Augustine’s Church, George IV Bridge at 2.00 p.m.

All welcome

Thursday 25th April

OPEN MEETING IN MUIRHOUSE

To form the Bin the Bedroom Tax group in Muirhouse

7pm The Millennium Centre, 7 Muirhouse Medway

All welcome

There will also be meetings coming up to form groups in Pilton/ Drylaw and Royston/Wardieburn/ Granton

Draft flyer for distribution to advertise the Muirhouse meeting is attached – it has been updated slightly to reflect opinions voiced at the organising meeting on 11th April – please post any comments or suggestions asap, thanks.

Saturday 4 May

MAY DAY

The May Day march and rally. Assemble 11.00am on Johnston Terrace.

A major theme of this year’s event will be the ConDem cuts to welfare, including the bedroom tax.

North Edinburgh Fights Back

Edinburgh to act against impact of welfare reforms

Plans to mitigate the impact of national welfare reform measures on the capital have been announced by the City of Edinburgh Council. The plans, which will see an additional investment of £350,000 in advice and support services, will be discussed by the Corporate Policy and Strategy Committee on Tuesday (16 April).

The introduction of policies such as the Housing Benefit Under-occupancy Restrictions (or ‘bedroom tax’), which are expected to affect 3,800 Council tenants, and around 2,500 Housing Association tenants, combined with national reductions in benefits will have a significant impact on some Edinburgh residents and the city’s economy as a whole.

The Council has taken steps to minimise these repercussions where possible and is considering further actions to offer support. Residents affected by the under-occupancy restrictions have been contacted to provide advice about options such as moving to a smaller home, taking in lodgers or budgeting on a lower income.

Health, Wellbeing and Housing Convener, Councillor Ricky Henderson, (pictured below)said: “The new changes to the national welfare system will have a significant impact on the city and particularly those receiving benefits. It is also expected that the introduction of the under-occupancy changes will lead to increasing rent arrears, which may have an adverse impact on the Council’s ability to deliver services and capital investment in its homes.

“We have taken steps to bolster Council and voluntary sector advice services to make sure that residents are aware of these changes and the help that is available to them. It is vital that we support our most vulnerable citizens and do what we can to minimise these repercussions where possible.”

The committee will be asked to approve an investment of £350,000 to provide additional advice services. Of this sum, £100,000 will be provided to Citizens Advice Edinburgh, £22,000 to the Community Ability Network, £15,000 to The Action Group, £15,000 to FAIR and £7,000 to COSS. Some of the extra funds will also be invested in the Council’s own Advice Shop service and Contact Centre.

An additional £67,000 has already been agreed for the Welfare Rights and Health Project, CHAI Advice Service and Granton Information Centre.

Recent Scottish Local Government Forum Against Poverty figures suggest that changes to the national welfare system will lead to a loss of income of £223 million by 2015/2016 for people in Edinburgh. These changes mainly affect individuals and families living on low wages, those seeking work and disabled people who are unable to work. This will result in a greater need for advice about benefits, debt and budgeting, as well as an increased demand on social work, housing and homelessness services.

The administration of Crisis Grants and Community Care Grants is now the responsibility of the Council, after being transferred from the Department for Work and Pensions on 1 April. Crisis Grants are available as emergency payments where there is an immediate threat to health or safety and are now paid out from Council Neighbourhood and City Centre Offices with an out of hours service also available. A new team has been recruited to deal with the assessment and processing of claims, which can be made by phone, online, on paper and in person. Community Care grants will help to enable or continue independent living by providing furniture, carpets and white goods.

Further measures will be discussed by the Health, Wellbeing and Housing Policy Development and Review Sub Committee on Tuesday 23 April 2013.

The city council’s announcement comes as new independent research by Sheffield Hallam University has shown that welfare cuts will take more than £1.6bn a year out of the Scottish economy and hit the poorest parts hardest – the equivalent to about £480 a year for every adult of working age. The biggest losses are from reforms to incapacity benefits at about £500m a year.

The report states: “The financial losses arising from the reforms will hit the most deprived parts of Scotland hardest. Glasgow in particular, but also a number of other older industrial areas, will feel the impact most. The loss of benefit income, which is often large, will have knock-on consequences for local spending and thus for local employment, which will in turn add a further twist to the downward spiral.”

The report added: “A key effect of welfare reform will therefore be to widen the gaps in prosperity between the best and worst local economies across Scotland.” Researchers note that the scale of financial loss in Scotland would have been greater if the Scottish government had chosen to pass on the cut to council tax benefit.

The report was commissioned by the Holyrood’s welfare reform committee, and while it’s findings are unlikely to come as a major surprise, committee convener Labour MSP Michael McMahon said: “Our committee wanted a detailed picture of what would happen on the ground when these reforms were fully implemented. It is obvious to all that the impact is dramatic – and more so in the areas that can least afford it.”

A Scottish government spokesman said: “Sheffield Hallam have used the same publicly available data as the Scottish government analysis and reach broadly the same conclusions on the scale of the cuts. It is completely unacceptable that hard-working people and vulnerable groups will bear the brunt of the UK government’s welfare cuts.”

The UK government insists that changes must be considered alongside other measures like the increase of the tax threshold, that changes to the welfare system were necessary and that reforms will benefit the Scottish economy in the long-term.

‘Bedroom Tax’ – minister demands fair deal for Scotland

Today (1 April) is day one of the Westminster government’s controversial welfare reforms. The Scottish government pre-empted the changes with two statements on the eve of the changes:

If the UK Government proceed to impose their plans for the bedroom tax on Scotland then Scotland must get its fair share of funds to deal with both the human and financial impact, Welfare Minister Margaret Burgess said yesterday.

In a letter to the UK Welfare Reform Minister Lord Freud, Mrs Burgess (picured below) demanded a fair deal for Scotland to address the potentially devastating impact of the bedroom tax, which is set to impoverish families and individuals.

The Scottish Government is completely opposed to the bedroom tax, which will affect 16,000 families with children in Scotland, but if UK Ministers proceed with cuts then Scotland must get its fair share of Discretionary Housing Payment (DHP) funding, says Mrs Burgess.

Despite both Scotland and London having the same number of households hit by the bedroom tax, Lord Freud is set to award London with £56.5 million of DHP compared to only £10 million in Scotland.

Welfare Minister Burgess said: “The bedroom tax is a socially divisive measure that will increase social inequalities across Scotland. It’s a policy that the Scottish Government is totally against as it hits our most vulnerable citizens in these already challenging economic conditions.

“This is a policy devised in London on the basis of housing benefit increases and overcrowding. However, in inflation-adjusted terms, 93 per cent of the housing benefit increase is attributable to the situation in England whilst London has almost two and a half times the level of overcrowded households compared to Scotland.

“We have consistently made that case to UK Government Ministers that we are opposed to these cuts – if they proceed to impose their plans then Scotland must get its fair share of funds to deal with both the human and financial impact.

“The small levels of DHP in Scotland is woefully inadequate and unfair to deal with the impact and scale of this policy.

“Civic Scotland is united in opposition to the bedroom tax and this Government has already taken action to strengthen the protection against eviction for rent arrears in advance of the introduction of the tax. From 1 August 2012 we brought pre-action requirements for rent arrears into force to ensure that proceedings for eviction is always the last resort.

“We are also providing an extra £2.5 million to social landlords for advice services to ensure there is support on hand for people who will lose housing benefit due to the under occupancy measures and other housing benefit cuts being introduced by Westminster from April.

“The UK Government’s agenda is completely at odds with the values of the people of Scotland and the aspirations that this Government has for our nation. Only through independence can Scotland have the levers required to create a welfare system that is aligned to Scottish needs and values.”

Thousands of vulnerable people in Scotland will be protected from increased Council Tax bills following the UK Government’s abolition of council tax benefit this week, Cabinet Secretary for Finance, Employment and Sustainable Growth John Swinney announced yesterday.

Around 560,000 people will receive support to ensure they are not affected by the UK Government’s 10 per cent cut in funding for Council Tax Benefit successor arrangements.

The Scottish Government and local authorities in Scotland are working in partnership to invest £40 million in 2013/14 to bridge the funding gap and mitigate the impact of the UK Government’s benefit cuts.

Mr Swinney (pictured below) said: “Hard working and vulnerable people are having to bear the brunt of these Westminster benefit cuts. Instead of protecting our poorest households, Westminster has responded to this recession by imposing deeply damaging welfare cuts which will make it far harder for people to meet the rising cost of living.

“To ensure households across Scotland do not face additional burdens the Scottish Government and Scotland’s councils are providing £40 million in 2013/14 to ensure that around 560,000 people in Scotland are protected from this reduction.

“Whilst Council tax bills will be increasing in many areas of England as a result of benefit cuts we are using the limited resources we have to ensure vulnerable people do not have to face increasing bills.

“We are determined to do everything that we reasonably can to help those who need it most, however we cannot meet every Westminster cut. We are making available an extra £2.5 million to social landlords to help them ensure that people affected by housing benefit changes have the advice and support they need.

“And we are providing £5.4 to organisations such as Citizens Advice to help those affected by benefit reforms. This extra support will assist social landlords in their efforts to engage directly with affected tenants and seek to identify ways in which they can deal with the impact of the changes.

“These unjust policies show why we need the powers of independence to protect vulnerable people rather than simply trying to cushion the blows in Scotland. It would be far better to control benefits and welfare so unfair policies like abolishing Council Tax benefit are not even considered, let alone implemented. “

Don’t blame us for Bedroom Tax – COSLA

Don’t shoot the messenger was the clear message from Convention of Scottish Local Authorities (COSLA) President Councillor David O’Neill today ahead of the welfare system changes being introduced by the Westminster coalition government on 1 April. The COSLA President said that Scottish local government was bracing itself to deal with the devastating fallout which the welfare and benefit reforms would bring.

Councillor O’Neill also expressed his anger that it would be Scotland’s Councils who would be the ones left to pick up the pieces – despite them having nothing whatsoever to do with the introduction of the controversial reforms. The COSLA President added that this legislation would have a real and long term damaging effect on many of the most vulnerable in society and put even more strain on local government services that are already creaking under pressure.

Councillor O’Neill said: “It is ironic that the first batch of these welfare and benefit reforms come into force on April fools’ day, because believe me there is nothing remotely humorous about them. Make no mistake here – no blame whatsoever can be put at the door of Scotland’s Councils for either introducing these measures or for the devastating impact that this legislation is about to have on our communities. Our role in this is to manage the consequences in the way that does the least possible damage to our communities and that will be a very, very difficult task.

“COSLA as an organisation and I as President cannot stand idly by and allow local government’s reputation and the credibility of individual councils to take the hit for this because these welfare changes are not of our doing. No part of my speaking out on this issue should be seen as a suggestion that we do not embrace change or that we do not recognise the need for some change within the current system.

He went on: “I am simply pointing out to those who will be hardest hit by these changes that it is not their local council to blame. Indeed Councils are going to be hit themselves with the double whammy of the massive increase in people seeking our help at a time of diminishing resources. Sadly, what is actually being proposed in terms of welfare reform and the damage it will do is both extreme and ill thought out. The huge damage it will do to our communities is not something that COSLA can support, and nor should others.

“The UK Government is transferring cost and responsibility for the needs of people on benefit onto local government. It is impossible for Councils to subsidise the levels of cuts people will experience but we will do everything within our power to support the most vulnerable in our communities.”

Councillor O’Neill (pictured below) concluded: “We had hoped that the Coalition Government at Westminster were willing to work with us, and listen to some of these concerns. We had hoped that they would be reasonable and consider how to prevent the negative impact of these changes on councils, services and most importantly on people. That seems not to be the case.”

Letter: Unite against the Bedroom Tax

Dear Editor

The ‘Bedroom Tax’ is an immoral tax, hitting people who are already on low incomes. The consequences can be devastating for a family, even being forced to move out of their home: to where, and how?

If the impacts of this benefit cut are known to most people, then it is also known to Tory/Lib government. Do they not care, but are quite prepared to break up families and destroy their home life, all this in pursuit of breaking up our hard-won welfare system? If so, what a bunch of bullies and cowards they are!

They also know that local councils are forced by law to implement the Bedroom Tax, the tragedy of which is the potential division between local communities ans their councils – but councils should make every effort to help people affected, and operate a No Eviction policy.

We see in this again the Tory principle of divide the people and rule them being put into practice. This must be resisted by a united pressure from people, their local councillors, their MPs, MSPs and all community organisations. It Can Be Done.

A. Delahoy
Silverknowes Gardens

Public meeting about ‘Bedroom Tax’ tonight

BEDROOMTAX-flyer

A collection of concerned local groups and tenants organisations have organised a public meeting to discuss a community response to the imminent introduction of the controversial ‘bedroom tax’.

The meeting takes place tonight (Tuesday) at 7pm in Craigroyston Community High School on Pennywell Road. Speakers from Govan Law Centre and Granton Information Centre.

All welcome.

The Scottish Government issued advice to landlords on the ‘Bedroom Tax’ yesterday:

Landlords should consider all possible options and use all reasonable means to prevent evictions of housing tenants struggling to pay rent due to the bedroom tax, Housing Minister Margaret Burgess said yesterday.

The Scottish Government has called for the UK Government’s under occupancy measures, that will cut housing benefit for those deemed to have a spare room, to be scrapped.

However, the policy remains set to come into force in April, and the Scottish Government has already made extra funding available to help provide advice and support for those who will lose out.

The Minister has now also written to landlords across Scotland to encourage them to consider the example of Dundee City Council, which is protecting tenants who genuinely cannot make up the shortfall in rent caused by the bedroom tax, which comes into force in April.

The Council has committed that, where the Director of Housing is satisfied that affected tenants are doing all that can be reasonably expected to in order to avoid falling into arrears, they will use all legitimate means to collect rent due, except eviction.

The letter also makes landlords aware that in certain circumstances it may be possible to reclassify rooms so they are not considered bedrooms. For example, this may help tenants who use an extra room to store equipment related to a disability and therefore do not use that room as a bedroom.

Mrs Burgess’ letter also:

reiterates Scottish Government opposition to the introduction of the bedroom tax;
highlights Scottish Government action to help tenants; and
points out the shortfall in discretionary housing payments provided by the Westminster to Scotland to help those affected by housing benefit changes.

Mrs Burgess said:

“I have made the Scottish Government’s opposition to the bedroom tax absolutely clear. Indeed, I put the case for it to be scrapped in the strongest terms to Lord Freud when we met in London.

“Sadly there appears to be indifference to this argument at Westminster, despite strong opposition from across Scotland.

“This will undoubtedly be leaving tenants, some of whom could lose a quarter of their housing benefit in April, seriously worried.

“That is why we have made an extra £2.5 million available to social landlords to ensure people affected by housing benefits changes have the advice and support they need. That is on top of the £5.4 million we have already provided to advice services to help those affected by benefit reforms.

“I have now written to landlords to encourage them to look sympathetically on tenants affected. We already have strong safeguards in place to ensure eviction is an absolute last resort. While we do not want to see tenants run up debts they cannot pay, it is important, in what will be challenging times, that extra consideration is given to people who are having housing benefit taken away.

“Dundee City Council has taken innovative action on this, clarifying that, where tenants are doing all that can be reasonably expected in order to avoid falling into arrears, they will use all legitimate means to collect rent due, except eviction. I know other councils are also working towards a similar position and I hope landlords across Scotland can follow this example.

“There are also circumstances where a bedroom’s classification may be changed and tenants not penalised. Again, I would encourage landlords to consider this possibility and work with their local authority if at all possible.

“But we simply cannot mitigate all the negative impacts of welfare reform or the bedroom tax.

“This illustrates that rather than simply trying to cushion the blows in Scotland, we need the powers of independence to cut them off at source. It would be far better to control benefits and welfare so unfair policies like the bedroom tax are not even considered, let alone implemented.”

Text from the letter includes:

“The bedroom tax also takes no account of circumstances in Scotland. Of the estimated 105,000 households in Scotland which will be affected by the penalty, around 78,000 would need to move to one bedroom accommodation in order to avoid the penalty. Last year there were also 23,000 homeless applications which would require one bedroom accommodation under DWP’s criteria. However there are only around 20,000 social lets of one bedroom properties each year.”

On DHPs:

“The Department for Work and Pension’s answer to this is in Discretionary Housing Payments (DHPs). However, this is inadequate in Scotland. By DWP’s own analysis, London and Scotland will have the same number of people affected by the bedroom tax. However, London is set to receive £56m in DHPs while Scotland will receive £10m. This is just 6.5% of the total DHP allocation for next year despite having 16% of the total number of people due to be affected by the bedroom tax in Great Britain.”

On reclassification of bedrooms:

“I would also like to make you aware of flexibility that exists to classify bedrooms in your properties for the purpose of housing benefit. A process of reclassification is available, on a variety of grounds, for properties where circumstances change. For example, where a tenant requires an extra room to store equipment if he or she is disabled and therefore cannot use that room as a bedroom. The process is one that DWP leave up to the consideration of landlords and Local Authorities and involves landlords contacting their local authority Housing Benefit section to inform them of the change of classification.”

On tenants and landlords:

“We all agree that evictions are seen as a last resort. While we absolutely do not want to see tenants run up debts they cannot pay, or see landlords left out of pocket, this will be a very difficult time, when those who lose out will benefit from extra support and understanding. We have already provided additional protection for tenants through Pre Action Requirements.

“You may wish to be aware of the policy adopted by Dundee City Council which I believe provides a useful template to protect tenants who genuinely cannot make up the shortfall in rent caused by the bedroom tax. The Council has committed that, where the Director of Housing is satisfied that affected tenants are doing all that can be reasonably expected to in order to avoid falling into arrears, they will use all legitimate means to collect rent due, except eviction. I would encourage you to consider this as a mechanism to protect the most vulnerable of your tenants.”

Letter – Bedrooms,benefits and humbug

Dear Editor

This variation in cutting housing benefit will be inflicted on thousands of people from April this year. In East Lothian alone 788 households will be affected when this ‘bedroom tax’ housing benefit cut of £7.50 to £13.50 a week comes in.

If you are then unable to afford the new rent, the options will be trying to find cheaper, smaller accommodation (where?), taking a lodger or eviction. Can you imagine the devastating effect this will have on people’s lives?

What sort of people are they that thought up this vicious scheme? Are they unaware of the havoc caused? If so, it shows how out of touch they are with reality. If they are aware, then it shows they must be the most hard, callous people, devoid of normal human feelings – yet they appear on television and in newspapers saying how much they care. What humbugs!

A Delahoy, Silverknowes Gardens

The Bedroom Tax – a Poll Tax for the 21st century?

It could become the most hated piece of legislation to be inflicted on British people since the infamous Poll Tax. And it’s now only weeks away …

In April, a new measure is to be introduced that will apply to all tenants of working age – welfare reforms will cut the amount of benefit that people can get if they are deemed to have a spare bedroom in their council or housing association home.

Under the legislation, size criteria will restrict housing benefit to allow for one bedroom for each person or couple living as part of the household. Children under sixteen years old will be expected to share with others of the same gender, while children under ten will be expected to share regardless of gender.

Under the new legislation – labelled the bedroom tax – all claimants who are then deemed to have at least one spare bedroom will be affected and face an ‘under occupation’ penalty: a cut to their housing benefit.

The cut will be a fixed percentage of the Housing Benefit eligible rent, which the Westminster government has stated will be set at 14% for one extra bedroom and 25% for two or more extra bedrooms.

Those affected – around 660,000 working-age social housing tenants (over 30% of existing Housing Benefit claimants in the social sector) in the UK – will lose an average of £14 per week, with Housing Association tenants expected to lose around £16 per week.

The architect of the scheme is investment banker and Welfare Reform Minister Baron Freud of Eastry – who incidentally lives in an eight-bedroom Kent mansion when he is not staying in his four-bedroom townhouse in London’s Highgate. The noble Lord believes that ‘spare council house bedrooms are a luxury the country can no longer afford: “It’s not fair or affordable for people to continue to live in homes that are too large for their needs when, in England alone, there are around five million people on the social housing waiting list and over a quarter of a million tenants are living in overcrowded conditions. It’s only right that we bring fairness back to the system and make better use of the social housing stock.”

He went on: “Nearly a third of working-age social housing tenants on housing benefit are living in accommodation which is too big for their needs, in spite of the fact of severe overcrowding. We are stopping the practice of the state paying for rooms beyond claimant needs, and that should go in some way to help tackle the social housing shortage that has been blighting too many lives.”

Lord Freud and his ministerial chums hope that more households will chose to ‘downsize’ to smaller, more affordable properties – and in the process slash £500 million from the Housing Benefit bill. So the government reduces the national debt and tenants get suitably-sized homes: a win, win situation, then – everybody’s happy?

Sadly not. There’s a desperate shortage of suitable, smaller accommodation, as Shelter Scotland Director Graeme Brown explained: “The UK Government is simply failing to listen to the voice of reason being put forward by housing professionals, social landlords, MSPs and individuals. Penalizing low-income people for having an extra room assumes that there is a ready supply of smaller properties for them to move to. This is simply not the case. So the only consequence will be people stuck in homes with mounting rent arrears and a further descent into debt. Even at this late stage, we urge the UK Government to modify its proposals.”

According to the latest Scottish government figures, there are 586,000 households in the social rented sector in Scotland, and 105,000 of these – roughly one in five – will be affected by the Bedroom Tax, each losing an average of around £50 per month.

Advice organisations have already seen a significant increase in demand for their services, and the imminent welfare reforms will inevitably lead to even more desperate cries for help.

Citizens Advice Scotland (CAS) Chief Executive Margaret Lynch gave evidence about the impact of welfare changes on advice services at the Scottish Parliament earlier this month.

She said: “We expect demand for benefit advice, to increase even further along with an increased need for other areas of advice such as debt, housing, and budgeting due to changes in benefits. This increase in casework, as well as the increasing complexity and time-consuming nature or many issues, is of course having a knock-on effect on the ability of our service to help our clients.

“We are already at breaking point so desperately need to be adequately resourced to enable us to help those who need it most as we aim to mitigate the impact of welfare reform as much as possible. The recent benefits uprating bill debate highlighted the statistics showing how the poorest are paying the price for cuts. The evidence we are publishing today is not just statistics but is based on the real lives of real people. It is not just about the numbers of people affected, but the severity of the individual cases. We have seen a big rise in the number of people in crisis situations, either because of the direct impact of a benefit cut or because they have fallen through the gaps in the safety net that is meant to protect them.

“The evidence we are publishing shows who is really being hit hardest by current policies and it includes thousands of people who are genuinely sick, disabled, and vulnerable and deserve support. The impact of current policies don’t just hit the individual claimant but can also have a huge effect on children and others being cared for. Pushing people further into poverty and financial difficulties will lead to an increase in other problems such as homelessness, health inequalities, and family breakdown, as well as lead to rising debt and an increase for food hand-outs. Tackling these issues in future years will only add to the overall public spending bill, not reduce it. The UK government must heed this evidence and question whether they really want to continue on a track of devastating reforms which can only damage more lives.”

Shelter Scotland has issued advice to tenants likely to be hit by the imminent benefit cuts, and urge them to ACT NOW:

If you’re going to be affected by a deduction to your housing benefit then it’s very important that you prepare for the change before April 2013.

There are several things you can do:

take in a lodger – renting out a spare room would bring in extra income, but make sure you get the agreement of your landlord first and check whether this will affect any other benefits that you’re currently receiving
ask for a contribution to your rent – your family members may be able to pay more towards your rent
move to a smaller property – you may be able to transfer to a smaller property, speak to your council or the housing association you’re renting from to see if you can apply to do this
apply for a discretionary housing payment – your local council may be able to give you temporary support to help you stay in your home through a discretionary housing payment.

If you can’t pay all your rent after the reduction you may have to think about finding somewhere else to live or you will risk falling behind with your rent and possibly being evicted. Speak to an adviser in your area as soon as possible if you’re worried that this may happen to you.

For Local advice:

Granton Information Centre 134-138 West Granton Road. Telephone 552 0458 Email info@gic.org.uk

Pilton CAB, Drylaw Shopping Centre: Telephone 202 1153 Email pilton@caed.org.uk