Holyrood committee: Lack of detail and narrow criteria hamper proposed mental health debt relief

A Scottish Parliament committee has expressed its concern with proposals to support people experiencing mental health issues and struggling with debt.

The Bankruptcy and Diligence (Scotland) Bill proposes introducing a “mental health moratorium” – meaning people suffering from poor mental health would be protected from some debt recovery action while their health improved.

However, the Bill proposes that only those subject to compulsory mental health treatment would be protected.

The Parliament’s Economy and Fair Work Committee has called on the Government to extend the criteria to include more people experiencing a mental health crisis, so vulnerable people are not left behind by the new scheme.

Economy and Fair Work Committee Convener Claire Baker said: “The Committee is broadly supportive of this Bill and its aims. The idea of a mental health moratorium will be very helpful to those who need it.

“However, we are concerned that the proposed narrow criteria will mean this Bill does not help enough people, and the Bill should be looked at again with this in mind.

“We are calling on the Scottish Government to extend the criteria to allow more people experiencing a mental health crisis to lean on this support.

“Experts suggested various alternative approaches, and we hope the Government will listen to their views.

“We also believe that this is an opportunity to increase the amount protected for debtors during an earnings arrestment, and further protect vulnerable people from destitution.”

The Committee also criticised the lack of detail around the proposals made available while it was taking evidence.

Crucial information concerning how the moratorium would work was not made available when the Bill was introduced, and more detail won’t be available until the Government sets it out in regulations.

The Committee heard from Minister for Community Wealth and Public Finance Tom Arthur that the Government would “endeavour” to produce draft regulations ahead of stage 3. 

Ms Baker added: ”The Committee looks forward to working with the Government further on these proposals. The Government has indicated they will bring forward draft regulations, and the Committee will look carefully at these.

“It is vital that the Committee has a chance to scrutinise these regulations before the Bill is passed, so that the detail of these proposals can be fully examined.”

New laws to be introduced to ‘force businesses to be upfront with customers’

  • Fake reviews will be added to banned practices
  • Unavoidable hidden fees cost consumers £2.2 billion every year

Fake reviews, shop labelling and hidden fees that make shopping more difficult and expensive for consumers will all be targeted head on to clamp down on unfair trading practices.

Following a consultation into consumer transparency and as part of the Digital Markets, Competition and Consumer Bill (DMCC), the Department for Business and Trade will officially add fake reviews to a list of banned business practices, outlaw dripped fees that are unavoidable for consumers and ensure that businesses provide clearer labelling for prices on supermarket shelves.

These measures will be legislated for as part of the DMCC Bill as it progresses through Parliament.

Sneaky hidden fees, or dripped prices that are unavoidable will be banned. Drip pricing occurs when consumers are shown an initial price for a good or service while additional fees are revealed (or “dripped”) later in the checkout process.

Research suggests it is widespread and occurs in more than half of providers in the entertainment (54 percent) and hospitality (56 percent) industry, and almost three quarters across transport and communication (72 percent) sectors.

Every year, unavoidable fees cost consumers £2.2 billion, which is why these laws are being designed to ensure online shoppers have a clear idea of what they are spending upfront, to inform them as much as possible and as soon as possible before making purchases.

To make it easier for consumers to compare products and services, fees that are mandatory must be included in the headline price or at the start of the shopping process – these include booking fees for cinemas and train tickets.

Optional fees such as airline seat and luggage upgrades for flights will not be included in these measures.

Minister for Enterprise, Markets and Small Business Kevin Hollinrake said: “From supermarket shelves to digital baskets – modern day shopping provides customers with more choice than ever before. But with that, comes the increased risk of confusion, scams and traps that can easily cost the public more than they had planned.

“Today’s announcement demonstrates the clear steps we’re taking as a government to ensure customers can compare purchases with ease, aren’t duped by fake reviews, and have the sting of hidden fees taken away.”

Reviews were found to be used by 90% of consumers and contributed to the £224 billion spent in online retail markets in 2022, which is why this government is committed to ensuring that the information available online is accurate and fair.

Working with the Competition and Market’s Authority, new guidance will be created in the coming months to tackle fake reviews which will be added to the list of banned practices, with website hosts held accountable for reviews on their pages.

The Price Marking Order (PMO), a piece of Retained EU Law, will also be reformed now ]we have taken back control of our laws’.

The PMO requires traders to display the final selling price and, where appropriate the final unit price (e.g., price per litre/kilogram) of products in a clear way. The EU’s PMO laws were last updated 20 years ago and no longer reflect modern shopping habits.

We will be working with stakeholders and businesses to create new, simpler and clearer guidance for pricing labels that works best for British businesses and improves the shopping experiences for UK customers. This is expected to be issued in the spring.

Our proposed changes will ensure unit pricing is consistently applied, including to promotions and special offers, helping consumers compare products easily and identify what items represent the best value to them.

Small shops that are currently exempt from the PMO will continue to be exempt from those specific measures.

Graham Wynn, Assistant Director, British Retail Consortium said:The BRC looks forward to continuing to work with officials as practical detailed implementation plans are developed. We are committed to ensuring information given to consumers is clear and they are not misled in any way.

The UK Government will also be making provision for the PMO in relation to the Deposit Return Scheme so the cost of the deposit is displayed separately on price labels.

In addition to fake reviews and hidden fees, the DMCC Bill will also look at other consumer issues including subscription traps, and will provide the CMA with stronger tools to investigate competition problems and take faster, more effective action, including where companies collude to bump-up prices at the expense of UK consumers.

Foreign Secretary in Middle East and Turkey to progress sustainable Gaza ceasefire

Lord Cameron will visit Israel, the Occupied Palestinian Territories, Qatar and Turkey to urge regional leaders to work with the UK to achieve a sustainable ceasefire in Gaza

  • Foreign Secretary to visit Israel, the Occupied Palestinian Territories, Qatar and Turkey to hold high-level talks with regional leaders to get more aid into Gaza, hostages out and reach a sustainable, permanent ceasefire.    
  • David Cameron will focus on advancing discussions with the Israelis and Qataris for an urgent humanitarian pause in Gaza  
  • He will build on efforts to secure the safe release of hostages, pushing forward the cases of British and dual nationals through all diplomatic routes. 

The Foreign Secretary travels to the Middle East and Turkey this week where he will urge regional leaders to work with the UK to achieve a sustainable ceasefire in Gaza, so that Israelis and Palestinians can build a peaceful future together.   

The Prime Minister and Foreign Secretary have set out the necessary elements for progress – Hamas must agree to the release of all hostages, they can no longer be in charge of Gaza and the threat from their terror and rocket attacks must end. An agreement must also be put in place for the Palestinian Authority to return to Gaza in order to provide governance and services and, increasingly, security.   

In Israel, the Foreign Secretary will speak to Prime Minister Netanyahu and Foreign Minister Katz, calling for more to be done, more quickly to significantly increase the flow of life-saving aid into Gaza. He is also expected to raise UK concerns over the high number of civilian causalities.   

The Foreign Secretary will reiterate that more crossing points need to be open for longer for aid deliveries to Gaza, including the port at Ashdod and the Kerem Shalom crossing, and that water, fuel and electricity must be restored during his meetings.

Foreign Secretary David Cameron said: “No-one wants to see this conflict go on a moment longer than necessary. An immediate pause is now necessary to get aid in and hostages out. The situation is desperate.  

“This week I am in the Middle East working with partners to help build a plan to move from that pause to a sustainable, permanent ceasefire without a return to hostilities.   

“Such a plan would require Hamas to agree to the release of all hostages, Hamas to no longer be in charge of Gaza launching rocket attacks at Israel, and an agreement in place for the Palestinian Authority to return to Gaza in order to provide governance and services and, increasingly, security.”

The Foreign Secretary will also meet with President Abbas and will highlight the UK’s long-term support for a two-state solution so that Israelis and Palestinians can live side-by-side in peace.   

In Qatar, David Cameron will see first-hand UK-Qatar co-operation to get more humanitarian aid into Gaza for those who need it most, and meet counterparts to discuss how the two countries can work more closely together to do even more.   

He will also hold detailed talks on efforts to secure the safe release of hostages, pressing the cases of British and dual nationals through as many diplomatic channels possible.   

Qatar has been a key mediator throughout the conflict to allow for the release of hostages. It is important the UK continues to work with Qatar, and others in the region, to secure a sustainable ceasefire and the release of all further hostages held by Hamas.    

The UK is working with both Qatar and Turkey to address regional instability, seeking the safe return of hostages, working together to tackle terrorism and support those affected by conflict.   

In Turkey, the Foreign Secretary will meet Turkish Government leaders to discuss regional security in the Middle East alongside a range of other shared challenges. The UK and Turkey have a close partnership and will continue our essential work on tackling terrorism and illegal migration and shoring up support for NATO and Ukraine.

ELREC: Mental Health and Wellbeing Workshops for Women

🌸 Join us for a series of FREE workshops focused on mental health and wellbeing exclusively for women! 🌼

These workshops are designed to equip women with practical tools and strategies, fostering an improvement in their mental health and overall wellbeing. Our expert instructor Rahila Khalid will cover various topics every week, including breathing practices, self-care, coping skills and more.

📅 The event will take place at the Edinburgh & Lothians Regional Equality Council (ELREC) starting from Friday, Feb 02, 2024, and run for 4 weeks on every Friday, from 11am-1pm.

Feel free to join us for any session, or attend as many as you’d like.

🌈 02 February, from 11am-1pm: Food and Mood, Better Sleep

🌿 09 February, from 11am-1pm: Breathing, Mindfulness, Gratitude

🌟 16 February, from 11am-1pm: Coping Skills, Thinking Style

💖 23 February, from 11am-1pm: Self-care – 5 ways of wellbeing

Don’t miss this opportunity to connect with like-minded individuals, gain valuable insights, and learn effective techniques to improve your mental health and wellbeing.

🎟️ Spaces are limited, so be sure to reserve your spot today! 🌺

#MentalHealthMatters

#WellbeingWorkshops

#WomenEmpowerment

Palace of Holyroodhouse launches its first gin with herbs from its historical garden for Burns Night

Abbey Strand gardens Royal Mile edinburgh.Photograph David Cheskin.06.2020

A dry gin infused with botanicals grown in the Physic Garden at the Palace of Holyroodhouse, the Scottish seat of the Royal Family, is now available from Royal Collection Trust, a department of the Royal Household.

The Palace of Holyroodhouse Dry Gin is infused with mint and lemon thyme, two distinctly fruity herbs that have been hand-picked from the Physic Garden for their vibrant flavour. Inspired by the garden’s history of cultivating medicinal and culinary herbs, the botanicals – which are steeped for 24 hours before the distilling process begins – combine with juniper to create a delicately fragrant gin with a complex citrus top note.

The gin pairs beautifully with mediterranean or elderflower tonics to further enhance the refreshing flavours of the herbs. Garnished with fresh mint leaves and a sprig of thyme, it will make an elegant aperitif deserving of Scotland’s foremost poet.

The Physic Garden was opened adjacent to the Palace in 2020 to recreate the earliest known gardens on the site, and can be freely enjoyed year-round by the people of Edinburgh and visitors to the Palace.

Founded in the grounds of the Palace in 1670 by two Scottish physicians, Sir Robert Sibbald and Sir Andrew Balfour, the original garden provided pharmacists with vital, fresh ingredients and allowed students to learn the medicinal properties of plants. It was the first of its kind in Scotland and was the forerunner of the Royal Botanic Garden Edinburgh.

Today, visitors to the Physic Garden will see plants such as fennel, lavender, and lemon balm growing. It is joined by a meadow of wildflowers with healing properties, evoking the 15th-century monastic gardens of Holyrood Abbey, while 17th-century royal gardens have been reimagined through geometric displays of bulbs including crocuses, tulips, and alliums. 

In a further nod to its historical surroundings, the gin bottle’s floral design is inspired by the 17th-century Scottish textiles seen on the bed in Mary, Queen of Scots’ Bedchamber at the Palace of Holyroodhouse. With interlacing leaves, vines, and flowers, the stylised foliage design was typical of Jacobean crewelwork – a fashionable type of embroidery at the time.

All profits from sales of the gin go towards the care of, and access to, the Royal Collection through the public opening of the Royal Residences, exhibitions, loans, and educational programmes managed by Royal Collection Trust, a registered charity.

The Palace of Holyroodhouse Dry Gin, 40% abv, can now be purchased from the Royal Collection Trust shop in Edinburgh at £40.00 for a 70cl bottle.

St Columba’s: Time To Remember

All are invited to our Time to Remember event for Winter on Friday 16th of February, 2pm – 2.45pm, in our beautiful Fidra room (No.17 Boswall Road).

This is an opportunity to gather together to remember loved ones who have died. It is an inclusive event, appropriate for all ages and for people of all faiths and none.

If you have children, feel free to bring them.

The event will include: quiet music, short reading(s)/reflection, something simple to make & take home and the chance to think about the people we love.

The Iona cafe will be open afterwards offering free hot drinks for anyone who wishes to stay and chat.

Visit https://stcolumbashospice.org.uk/…/time-to-remember… to book.

Please note a separate booking must be made for each person wishing to attend.

SHE Scotland: Community Ambassador training

INFORMATION SESSION this FRIDAY from 9.30 – 11.30am

Do you want to support other females? Would you like to grow in confidence?

Join SHE for our 4 week Ambassador training starts this Friday 26th January.

We are delivering a fun, informative and life changing course for women.

Message below or contact shescotland@outlook.com

Festive drink and drug driving results

More drivers are being caught drink or drug driving on Scotland’s roads.

Police Scotland’s annual festive drink and drug driving campaign took place from 1 December 2023 to 2 January 2024.

The number of roadside tests carried out by police officers increased by 21 per cent compared to the previous year.

The proactive work took place across Scotland as officers responded to concerns, carried out targeted patrols and organised road checks.

There were 3,219 breath tests (2,568 in 2022) and 481 drug wipes (481 in 2022). Detected offences also increased, from 722 in 2022 to 831 in 2023.

Chief Superintendent Hilary Sloan, head of Road Policing, said: “We are relentless against drivers who choose to take alcohol or drugs and put the safety of others at risk.

“The Christmas and New Year period brings a focus on this type of offending and the work carried out by officers to deter and detect drink and drug driving will continue throughout the year, alongside our road safety partnerships.

“I would like to thank everyone who did the right thing by contacting Police Scotland to tell us about potential offenders and I would encourage people to keep reporting. Intelligence-led activity is a vital part of what we do and you could save a life.

“The influence people can have on their family and friends who might be considering driving after drinking alcohol or taking drugs can be crucial.

“We all have a responsibility to improve road safety.”

Making music at Granton Youth

A NORTH EDINBURGH SUCCESS STORY

Granton Youth has an open access introduction to playing, singing, song-writing and performing for young people aged 11+. Working with youth work staff and music tutors the young people learn a variety of instruments/ vocal coaching/ song-writing as well as learning about the music industry (writes DAVE McNAB).

Beau has been attending since age 16 and fronts the band ‘Low Tide’ – who on Sunday 21st January played to a sell out crowd at Glasgows King Tuts Wah Wah Hut supporting rising star Ben Walker. 

Beau said: “Going to mixtape has honestly been the best decision I’ve ever made and I really don’t say that lightly. I have always loved music since I was tiny, but never had enough confidence in my abilities to play it or create it.

“I’ve always been incredibly shy and previously used to refuse to sing in front of people and I’ve just played to a sold out king tuts! This is entirely down to mixtape and the opportunities it has given me to learn music, learn how to record and write, learn how to perform on stage.

“Not only has it improved my skills in music but it’s taught me skills that transfer to other areas of my life specifically confidence. There are so many times I’ve refused music related opportunities due to confidence and little by little mixtape has broken this barrier down.

“In the past year I’ve really struggled with my health and mental health and mixtape has giving me something to strive for and look forward to. It’s a safe haven for creative people to work together and spend their time doing something meaningful and expressive and is such an invaluable resource for so many young people in the community. It pure escapism and is honestly the best thing I’ve ever done.”

Leon has been attending since age 15 and never had the confidence to pursue music but is now recording his own tracks and starting to build towards playing live shows. 

“When I first came to mixtape, I was very interested in music but I never had a chance to do anything with my passion. Mixtape gave me opportunities I never knew would ever be available to someone my age.

“They helped to open my eyes as to how free the world of music can be and how rewarding it can feel. It has also helped me in my day-to-day life by helping to improve my confidence.

Another young person has been attending since they were 12 and was quiet, introspective and struggled to socialise with other young people – but has blossomed into a great song writer and performer:

“I have been with mixtape for a while, in all honestly I can’t really remember how I felt about it when I first joined. It was during covid times so having any extracurricular was an excitement.

“That doesn’t mean a lot of things haven’t happened. Mixtape allowed me to go through trial and error as a musician, to slowly but surely figure out its ways with the support of others. It makes me feel proud to tell others that I can song write and feel confident enough to perform.

“The amount of opportunities I was given and still am is so eye-opening. From big festivals to small hubs, from small activities to writing in the studio to record stuff! If I told myself when I first joined this is what I had done and was doing, I know younger me would be happy to hear it, and it wouldn’t of happened without this still growing club.”

We will leave the last word with Alba who has attended since age 14 and is thriving musically and will be playing Sneaky Petes in March with her band formed with other young people she met on the project:

“I was at a school concert when I first heard about mixtape, and learnt that the girl whose singing I’d been admiring for a while had been going there and I decided to join. I’ve always loved to sing but never had much of a chance to, except in the school choir.

“I’ve met my closest friends in mixtape and my confidence performing and in general has spiralled uncontrollably. I assure you I wouldn’t be where I am or who i am today without mixtape”

Granton Youth Mixtape is funded by Children In Need and runs on a Wednesday evening 6-8 at Royston & Wardieburn Community Centre.

If interested or have any questions contact Ryan at Ryan@grantonyouth.com

‘Libraries of Inspiration’ aim to encourage underrepresented children into engineering

Project has been backed by nearly £100k in funding

Girls, young carers and children from other backgrounds which are underrepresented in engineering will be offered educational kits as part of an Edinburgh Napier University (ENU) project designed to bring STEM-related subjects to life.

‘Libraries of Inspiration’ has been awarded a grant of £99,700 from The Royal Academy of Engineering’s Diversity Impact Programme to launch in areas across central Scotland, including Edinburgh, West Lothian and North Lanarkshire.

The project, which is led by Dr Debbie Meharg from ENU’s School of Computing, Engineering & the Built Environment, aims to empower 12 and 13-year-olds to become future leaders in the engineering industry by demonstrating how science, technology, engineering, and mathematics shape the world around them.

It will see 10 subject-specific resources co-created by students, school staff, and academics, which are then housed in high school libraries.

The kits are to be designed for various underrepresented backgrounds, incorporating topics like fashion, film, and sustainability.

They will explore cutting-edge technologies such as virtual and augmented reality, sound, robotics, information systems, and AI – while using peer groups and role models to build confidence.

Libraries of Inspiration is one of three new projects to be backed by the Diversity Impact Programme, which aims to address unequal outcomes experienced by engineering students from diverse groups. This is the third round of grants to be awarded since it launched in 2021.

The Programme is funded through the Academy’s allocation of funding from the Department for Science, Innovation and Technology.

Debbie Meharg

Dr Debbie Meharg, Associate Professor and Head of Applied Informatics at ENU said: “It’s really exciting to be launching a project which will encouraging girls, young carers, and underrepresented pupils to pursue computing and engineering careers.

“It is not just about fairness, it’s about unlocking the full potential of these pupils, giving them opportunities and also for the betterment of society, the economy, and the field of engineering.

“The concept of a library provides a familiar and inclusive space for individuals to find agency and inspiration.

“It allows them to explore new technologies, break down barriers, and discover their own path.”

Joanna Whiteman, Head of Diversity and Inclusion at the Royal Academy of Engineering, said: “I find it impossible to overstate how vital it is that we find new and better ways to tackle the long-standing inequality of experience and outcomes for engineering students and graduates from underrepresented groups.

“So I am encouraged to see how the Diversity Impact Programme is unlocking such ingenuity on the part of staff and students as they collaborate to tackle this problem together.

“Emerging findings from the projects we have supported to date are already providing important insights into how universities can cultivate more inclusive cultures at a critical stage for aspiring engineers.”