New debt law comes into force today

New legislation aims to help the most vulnerable

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New legislation comes into force today (Wednesday, April 1) which sees Scotland introduce one of the most modern systems of debt advice and debt management in the world.

The Bankruptcy and Debt Advice (Scotland) Act introduces a suite of measures, including the Minimal Asset Process, which offers debt relief quickly and at less than half the cost of an application for bankruptcy under the previous equivalent scheme for those on low incomes.

Accountant in Bankruptcy will oversee implementation of the new law, which has been designed to balance the rights of those in debt with the needs of creditors and businesses.

The introduction of the legislation is the latest element in the Scottish Government’s vision of a Financial Health Service for Scotland, which commenced with the launch of the Scotland’s Financial Health Service web portal in December 2014. The site is a one-stop shop for advice on a range of money issues, signposting users to organisations offering information and advice on debt, managing money, housing, homelessness and ethical lending.

Other measures as part of the new legislation include:

  • Mandatory money advice for people seeking access to statutory debt relief instruments such as sequestration (the equivalent term in Scotland for bankruptcy) to ensure debtors are matched with the solution that best fits their needs and circumstances
  • Compulsory financial education for those who have been sequestrated more than once to help with their financial rehabilitation and prevent future financial difficulties
  • Introduction of a Common Financial Tool for money advisers, allowing them to quickly assess whether individuals can contribute towards repayment of their debts and what the level of their contribution should be
  • A new web-based bankruptcy application system
  • Creditors are obliged to submit claims no later than 120 days after notification by the trustee

Business Minister Fergus Ewing said: “This new law places Scotland firmly at the forefront of efforts on how to help some of the most financially vulnerable in society.

“These measures have been developed following years of consultation with experts across the financial advice community and from studying how other nations deal with issues of personal debt.

“It is only proper that we seek to do everything we can to help financially rehabilitate families and individuals on low incomes and with little by way of assets who are struggling with debt, while still offering a fair deal for those owed money.

“Taken as a whole, this pioneering legislation seeks to bring dignity to those people in Scotland seeking to break the cycle of debt once and for all.”

Easter Holiday Programme

PrintWith the holidays almost upon us the Total Craigroyston team has produced a useful guide to what’s on for children and families across North Edinburgh during the Easter break.

To find out what’s on, where and when, click on the link below:

Easter-Programme-2015

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PY’s ‘Giggers’ vote to focus on animals – and unicorn protection!

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To coincide with the Scottish Independence Referendum in September, Pilton Youth & Children Project’s ‘Get Involved Group’ (GIG) undertook a ‘Democracy Project’ over several months.

The young people explored all the arguments about both sides of the independence debate and also found out about the roots of British democracy -did you know that only very rich people and only men used to get the vote?

The project ended with two performances of a play staged by the young people.
There were sketches about the working class people and suffragettes who fought and died for their right to vote and a sketch about a fictitious family in Pilton, whose kids eventually persuaded their parents to miss ‘Storage wars’ to go and cast their vote!

The young people performed brilliantly and all their weeks of hard work were well worth it as the audience gave them a standing ovation. Well done to the ‘Giggers’!

ootFollowing on from the GIG project about democracy, the young people in the ‘Get Involved Group’ went through a democratic process of identifying what the GIG should focus on next.

After much discussion, they unanimously voted for the next topic to be ‘Animal Welfare’ as this is something they care deeply about.

They are in the process of developing a ‘Dog Dirt Free’ zone around the PYCP building, as many children play there, but unfortunately people are letting their dogs foul there and not cleaning it up.

The group recently had a visit from Rachel Bliss from The Dogs Trust who spoke about the many aspects of Dog Welfare and Dog Safety. Rachel has agreed to come back to PYCP to do two more sessions for young people during the Easter holidays.

A couple of youngsters are very keen to look at protection of unicorns, and this is something that the workers are trying to figure out how best to tackle this subject-without shattering their illusions about unicorns being real!

Photos: (1) Suffragettes scene from GIG play, and (2) GIG trip to Cosmos to celebrate their West End Theatre run!

Pilton Youth & Childrens Project (PYCP)

Good Friday event at Starbank Park

Starbank Easter

Are you looking for something to entertain your kids or grandkids this Easter? Perhaps involving a bit of fresh air and exercise? Better still, while you relax and let them get on with it? Maybe some tea/coffee?

The Friends of Starbank Park are organising an Easter Egg Trail on Good Friday. It will last one hour from 10:30 to 11:30.

There will be a mixture of eggs to find and some of the eggs have a special prize attached!

To be eligible, children should be aged between three and eight years old.

And to follow? Well, there’ll be some sunflower seed planting – which means you can bring the children back at regular intervals to see how their own particular sunflower is growing!

Bill Rodger, Trinity CC

Record-breaking resident Rascal seeks new home

One thousand days in care for Rascal the snake

Rascal

A snake who has become the Scottish SPCA’s longest resident is looking for a home after 1000 days in care. Scotland’s animal welfare charity is hoping to find the right home for Rascal, a California kingsnake who arrived at their Edinburgh Animal Rescue and Rehoming Centre in the summer of 2012.

Assistant manager Kenny Sharpe said, “Poor Rascal has been with us for nearly three years and has attracted very little interest. He arrived in our care after he was found behind a kitchen unit in Bathgate. A lot of people are put off by his appearance but we know there are plenty of reptile enthusiasts out there who will appreciate Rascal for the stunning creature he is.

“Rascal has a good temperament for a kingsnake and we are looking for an owner with previous snake experience to take him on. Snakes have specialist care requirements and should not be rehomed on a whim so we would certainly urge any would-be owners to do their research.”

Anyone who can offer Rascal a new home is being urged to contact the Scottish SPCA’s Edinburgh centre on 03000 999 999.

Listening to young people in North Edinburgh

youth talk noth logoNorth Neighbourhood Partnership is taking forward the Youth Talk initative as part of ‘Engaging Young People’ priority identified in both Inverleith and Forth Neighourhood Partnerships’ community plans. Youth Talk, originally developed in Liberton/Gilmerton where it was well-received, gives young people an opportunity to talk about facilities, activities and services in their local area. 

It has now been launched in the Craigroyston Community High School, Royal High School and Broughton High School, where pupils were asked to vote/rate their local services. The results will be collated after the Easter break and the young people will then be gathered to map out their suggestions and discuss these in more detail.

It is intended that the outcome of the Youth Talk initiative will inform future service development and third sector commissioning. For more information contact info@totalcraigroyston.co.uk or scott.donkin@edinburgh.gov.uk

Life-saving defibrillator installed at Edinburgh’s bus station

defib1Edinburgh’s transport leaders were treated to a first aid master class yesterday as they unveiled a brand new defibrillator for the city’s bus station. The life-saving equipment, which is used on people who have had cardiac arrests, was installed this week.

Public access defibrillators (AEDs) allow trained individuals to treat casualties in areas where ambulance access is difficult or while awaiting paramedics, increasing the likelihood of survival.

Staff at Edinburgh Bus Station, which sees between five and seven million customers a year, will now be given training to use the potentially life-saving equipment.

Transport Convener, Councillor Lesley Hinds, said: “Safety is of utmost importance to us as a Council, so it makes absolute sense to install this life saving equipment in such a busy area of the city.

“The bus station welcomes a real variety of people through its doors each day and if the new AED were to save just one of these lives, it would be worth every penny.”

Alongside the unveiling, St Andrew’s First Aid offered councillors and members of the public first aid tips and advice, as well as demonstrating the use of the AED.

Jim Dorman, Operations Director from St Andrew’s First Aid said: “We are absolutely delighted that City of Edinburgh Council has arranged to have a defibrillator placed within the city’s bus station. It is the perfect place to site an AED bearing in mind the central location of the station and the amount of people passing through the station each day.

“Defibrillators are proven to save lives and having one readily available will enhance the chances of survival for someone should they have a cardiac arrest in or near the station.”

The Council recently agreed to install defibrillators in all of the city’s high schools, partly paid for with fundraising by parents and the local community.

Find out more about St Andrew’s First Aid and the courses on offer 

on their website.

Pictured: St Andrew’s First Aid trainer Annemarie Pattison demonstrates the new equipment to Councillors LesleyHinds and Adam McVey. 

‘Rangers – The Musical’ set for Festival Fringe

IbroxI suppose it was inevitable. Drama, tragedy,comedy and farce; the trials and tribulations of the once-mighty Rangers FC have been turned into a stage musical.

Successful producer/director partnership Kelvin Grove and George Square will bring their latest production to the Fringe this August.

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‘Rangers – The Musical’ boasts an impressive cast. Comedy wrestler Grado – (‘catchphrase: ‘it’s yersel’!’) – (pictured above) will play lead role William ‘Billy’ Boyne and Glenda Govan, his feisty wee love interest, will be played by feisty wee newcomer Easter House. Billy’s mouthy maw will be played, of course, by Elaine C Smith and Billy ‘Big Yin’ Connolly is to play Billy’s wicked (i.e. Celtic-supporting) stepfather.

It’s understood Tim Healy has been cast as Mike Ashley, Christopher Biggins will play Sir Alex Ferguson and Johnny Vegas will play Ally McCoist. Les Dennis is Craig Whyte, Brian Blessed has been cast as King William of Orange and David Tennant will play a senior HMRC official. Jimmy Nail has been pencilled in to play Rangers latest star striker signing and Cheryl Fernandez-Versini plays his glamorous girlfriend. There are roles too for James Cosmo (the ghost of Bill Struth) and Wee Jimmy Krankie, who will play broadcaster Chick Young.

Fun Boy ThreeThe cast of Scottish soap River City are also heavily involved in the all-star production. The Shieldinch team are going to be busy: they play a flute band in the first act, fans on a supporters bus in the second – and during the ‘half-time’ interval they’ll be serving pies and bovril and leading the audience in some fine traditional songs from the bygone days of yore!

It’s a dream come true for actor Billy McElhaney (pictured above, right), who plays Jimmy in the popular soap. “I’ve follow, followed the Teddy Bears since I was a laddie so this production is a real pleasure for me. When I read through the script I thought to myself: hullo, hullo … this is the Billy boy’s! I can’t wait for August – rehearsals are going well and it’s great to be working with Grado (catchphrase: ‘gaun yersel’!) again.”

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Audiences will be delighted to see the return to the stage of popular 1980s game show host Jim Bowen (above), who has an all-too-brief walk-on part as His Holiness Pope Benedict XVI.

The Bullseye funster quipped: “I must be the only cast member to have been alive when the original Rangers was formed! I don’t have too many lines to remember – well, just one: ‘you get nothing in his game for two in a bed’. The writers cut my other one ‘you can’t beat a bit of bully’ as they don’t want to offend anyone. So it’s not exactly hard work, but the pay is ridiculously generous – perfect for someone of my advancing years. Actually Kris Boyd and Kenny Miller were saying just the same thing the other day!”

Set in trendy west end bistro Bar Linhe, ‘Rangers – The Musical’ tells the story of young shipyard apprentice Billy Boyne. Young Billy, who is played by comic wrestler Grado (catchphrase ‘**** yersel’!). Billy lives for his football – until Glenda comes along. Inevitably, love blossoms and the happy couple save up to get married – but things are going downhill fast at Ibrox Park. Should young Billy keep saving for that dream home in Bearsden – or invest their life savings in shares to save his beloved Rangers?

Songs from the show include ‘Money, Money, Money’, ‘Don’t Walk Away’, ‘It’s All Over Now, Baby Blue’, ‘Fog on the Tyne’ and that rousing, ever- popular showstopper ‘The ‘Tash My Father Wore’.

derekambias-sandy-easdale-and-barry-leach-have-told-to-stay-away-from-rangersSpeaking from his accountants’ office in the Cayman Islands, Mr Grove (above) said: “The Ibrox story is a tale that simply had to be told, and what better way than through the medium of drama, music and dance? This show has the lot – laughter, tears, great songs, court cases, everything.

“The original plan was to launch the show in London’s West End -we had a couple of prestigious venues lined up, but the bottlers pulled out at the last minute – so we’ve decided to take ‘Rangers’ to Edinburgh. It’s a bit of a gamble, as the snobs, poseurs and luvvies through there are not sure to ‘get’ the Glesca banter – but we’ll perfect it through there before bringing the show back to our dear green place, our spiritual home. And if no one likes us? We don’t care! And yes, of course everyone will get paid …”

Tickets, priced £16.90 (strictly cash only, preferably used notes – no concessions) go on sale soon. Don’t miss it! 

‘It’s criminal, so it is’ – The Hun  Currant Bun

“It’ll huv ye in stitches!” – The Daily Ranger 

‘Mair twists and turns  than a Davie Cooper mazy run’ – The Govan Gazette

‘Disappointing’  – The Catholic Herald